The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
First Trust Preferred Securiti ETF 33739E108 2,187 130,945 SH   SOLE   0 0 0
iShares Core MSCI Total Int'l ETF 46432F834 4,759 93,469 SH   SOLE   0 0 0
iShares Core Total USD Bond Ma ETF 46434V613 8,151 183,179 SH   SOLE   0 0 0
iShares Edge MSCI Min Vol EAFE ETF 46429B689 10,142 177,902 SH   SOLE   0 0 0
iShares Edge MSCI Min Vol Emer ETF 464286533 1,797 35,450 SH   SOLE   0 0 0
iShares Edge MSCI Min Vol Glob ETF 464286525 7,909 89,308 SH   SOLE   0 0 0
iShares Edge MSCI Min Vol USA ETF 46429B697 20,137 304,638 SH   SOLE   0 0 0
iShares Edge MSCI USA Quality ETF 46432F339 1,823 17,543 SH   SOLE   0 0 0
iShares iBoxx Investment Grade ETF 464287242 2,708 26,437 SH   SOLE   0 0 0
iShares International Develop ETF 464288489 768 40,333 SH   SOLE   0 0 0
iShares International Select D ETF 464288448 2,599 115,377 SH   SOLE   0 0 0
iShares JPMorgan USD Emerg Mar ETF 464288281 2,190 27,583 SH   SOLE   0 0 0
iShares Long-Term Corporate Bo ETF 464289511 8,165 169,296 SH   SOLE   0 0 0
iShares Russell 3000 Index ETF 464287689 11,008 53,167 SH   SOLE   0 0 0
iShares Short Treasury Bond ET ETF 464288679 19,332 175,749 SH   SOLE   0 0 0
iShares US Real Estate ETF ETF 464287739 1,119 13,747 SH   SOLE   0 0 0
Schwab US Broad Market ETF ETF 808524102 36,099 859,702 SH   SOLE   0 0 0
SPDR Barclays Cap High Yield B ETF 78468r622 2,031 23,122 SH   SOLE   0 0 0
Vanguard Emerging Markets ETF ETF 922042858 779 21,358 SH   SOLE   0 0 0
Vanguard High Dividend Yield E ETF 921946406 4,135 43,585 SH   SOLE   0 0 0
Vanguard Long-Term Corp Bond E ETF 92206C813 5,598 76,436 SH   SOLE   0 0 0
Vanguard REIT ETF ETF 922908553 5,212 65,013 SH   SOLE   0 0 0