The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,024 4,669 SH   SOLE   0 0 4,669
ISHARES TR CORE S&P MCP ETF 464287507 9,072 63,060 SH   SOLE   0 0 63,060
ISHARES TR S&P MC 400VL ETF 464287705 396 3,608 SH   SOLE   0 0 3,608
ISHARES TR CORE S&P SCP ETF 464287804 1,127 20,085 SH   SOLE   0 0 20,085
ISHARES TR CORE S&P500 ETF 464287200 357 1,382 SH   SOLE   0 0 1,382
ISHARES TR RUS 1000 GRW ETF 464287614 1,319 8,757 SH   SOLE   0 0 8,757
ISHARES TR RUSSELL 2000 ETF 464287655 773 6,754 SH   SOLE   0 0 6,754
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,172 4,457 SH   SOLE   0 0 4,457
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,009 3,915 SH   SOLE   0 0 3,915
ADOBE INC COM 00724F101 240 755 SH   SOLE   0 0 755
AMAZON COM INC COM 023135106 374 192 SH   SOLE   0 0 192
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,103 22,440 SH   SOLE   0 0 22,440
BOEING CO COM 097023105 599 4,015 SH   SOLE   0 0 4,015
INVESCO QQQ TR UNIT SER 1 46090E103 724 3,800 SH   SOLE   0 0 3,800
AMGEN INC COM 031162100 5,084 25,076 SH   SOLE   0 0 25,076
ABBOTT LABS COM 002824100 804 10,190 SH   SOLE   0 0 10,190
FEDEX CORP COM 31428X106 225 1,860 SH   SOLE   0 0 1,860
INTEL CORP COM 458140100 1,843 34,045 SH   SOLE   0 0 34,045
ILLINOIS TOOL WKS INC COM 452308109 856 6,020 SH   SOLE   0 0 6,020
ORACLE CORP COM 68389X105 491 10,150 SH   SOLE   0 0 10,150
QUALCOMM INC COM 747525103 366 5,415 SH   SOLE   0 0 5,415
US BANCORP DEL COM NEW 902973304 301 8,751 SH   SOLE   0 0 8,751
JOHNSON & JOHNSON COM 478160104 2,370 18,075 SH   SOLE   0 0 18,075
MEDTRONIC PLC SHS G5960L103 792 8,784 SH   SOLE   0 0 8,784
PFIZER INC COM 717081103 407 12,468 SH   SOLE   0 0 12,468
LOWES COS INC COM 548661107 1,704 19,797 SH   SOLE   0 0 19,797
ISHARES TR MSCI EAFE ETF 464287465 672 12,578 SH   SOLE   0 0 12,578
CHEVRON CORP NEW COM 166764100 505 6,975 SH   SOLE   0 0 6,975
MICROSOFT CORP COM 594918104 6,267 39,735 SH   SOLE   0 0 39,735
UNITED PARCEL SERVICE INC CL B 911312106 352 3,770 SH   SOLE   0 0 3,770
AT&T INC COM 00206R102 1,365 46,823 SH   SOLE   0 0 46,823
CISCO SYS INC COM 17275R102 1,085 27,612 SH   SOLE   0 0 27,612
INTERNATIONAL BUSINESS MACHS COM 459200101 659 5,945 SH   SOLE   0 0 5,945
COCA COLA CO COM 191216100 480 10,848 SH   SOLE   0 0 10,848
PEPSICO INC COM 713448108 1,231 10,253 SH   SOLE   0 0 10,253
VERIZON COMMUNICATIONS INC COM 92343V104 449 8,360 SH   SOLE   0 0 8,360
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,435 33,223 SH   SOLE   0 0 33,223
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,746 38,168 SH   SOLE   0 0 38,168
STARBUCKS CORP COM 855244109 509 7,746 SH   SOLE   0 0 7,746
AUTOMATIC DATA PROCESSING IN COM 053015103 1,197 8,755 SH   SOLE   0 0 8,755
EXXON MOBIL CORP COM 30231G102 318 8,372 SH   SOLE   0 0 8,372
UNION PAC CORP COM 907818108 2,928 20,757 SH   SOLE   0 0 20,757
TARGET CORP COM 87612E106 407 4,377 SH   SOLE   0 0 4,377
DANAHER CORPORATION COM 235851102 2,220 16,038 SH   SOLE   0 0 16,038
MERCK & CO. INC COM 58933Y105 1,117 14,518 SH   SOLE   0 0 14,518
NOVARTIS A G SPONSORED ADR 66987V109 1,231 14,925 SH   SOLE   0 0 14,925
PROCTER & GAMBLE CO COM 742718109 981 8,916 SH   SOLE   0 0 8,916
KIMBERLY CLARK CORP COM 494368103 340 2,660 SH   SOLE   0 0 2,660
GILEAD SCIENCES INC COM 375558103 656 8,773 SH   SOLE   0 0 8,773
NIKE INC CL B 654106103 1,037 12,536 SH   SOLE   0 0 12,536
JPMORGAN CHASE & CO COM 46625H100 809 8,984 SH   SOLE   0 0 8,984
SIRIUS XM HLDGS INC COM 82968B103 330 66,753 SH   SOLE   0 0 66,753
MATTEL INC COM 577081102 96 10,850 SH   SOLE   0 0 10,850
WELLS FARGO CO NEW COM 949746101 746 26,010 SH   SOLE   0 0 26,010
ISHARES TR BARCLAYS 7 10 YR 464287440 1,014 8,346 SH   SOLE   0 0 8,346
ISHARES TR IBOXX INV CP ETF 464287242 1,871 15,148 SH   SOLE   0 0 15,148
CORNING INC COM 219350105 993 48,350 SH   SOLE   0 0 48,350
UNITEDHEALTH GROUP INC COM 91324P102 861 3,453 SH   SOLE   0 0 3,453
SOUTHWEST AIRLS CO COM 844741108 270 7,592 SH   SOLE   0 0 7,592
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,347 14,373 SH   SOLE   0 0 14,373
UNITED TECHNOLOGIES CORP COM 913017109 647 6,861 SH   SOLE   0 0 6,861
3M CO COM 88579Y101 324 2,371 SH   SOLE   0 0 2,371
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,868 68,790 SH   SOLE   0 0 68,790
CONOCOPHILLIPS COM 20825C104 252 8,196 SH   SOLE   0 0 8,196
APPLE INC COM 037833100 5,052 19,868 SH   SOLE   0 0 19,868
CATERPILLAR INC DEL COM 149123101 1,480 12,755 SH   SOLE   0 0 12,755
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 533 6,345 SH   SOLE   0 0 6,345
AMERICAN EXPRESS CO COM 025816109 245 2,859 SH   SOLE   0 0 2,859
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,882 145,526 SH   SOLE   0 0 145,526
O REILLY AUTOMOTIVE INC NEW COM 67103H107 334 1,110 SH   SOLE   0 0 1,110
CERNER CORP COM 156782104 2,029 32,212 SH   SOLE   0 0 32,212
ISHARES TR CORE US AGGBD ET 464287226 1,048 9,086 SH   SOLE   0 0 9,086
ISHARES TR SELECT DIVID ETF 464287168 270 3,675 SH   SOLE   0 0 3,675
CLOROX CO DEL COM 189054109 322 1,860 SH   SOLE   0 0 1,860
ILLUMINA INC COM 452327109 280 1,025 SH   SOLE   0 0 1,025
ALLSCRIPTS HEALTHCARE SOLUTN COM 01988P108 83 11,750 SH   SOLE   0 0 11,750
WEYERHAEUSER CO COM 962166104 213 12,567 SH   SOLE   0 0 12,567
BECTON DICKINSON & CO COM 075887109 586 2,552 SH   SOLE   0 0 2,552
ALPHABET INC CAP STK CL A 02079K305 597 514 SH   SOLE   0 0 514
SPDR GOLD TRUST GOLD SHS 78463V107 706 4,772 SH   SOLE   0 0 4,772
VANGUARD WORLD FDS ENERGY ETF 92204A306 217 5,685 SH   SOLE   0 0 5,685
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,721 53,275 SH   SOLE   0 0 53,275
INTUITIVE SURGICAL INC COM NEW 46120E602 238 481 SH   SOLE   0 0 481
BLACKROCK INC COM 09247X101 508 1,155 SH   SOLE   0 0 1,155
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,539 30,660 SH   SOLE   0 0 30,660
GARMIN LTD SHS H2906T109 342 4,562 SH   SOLE   0 0 4,562
CHARLES RIV LABS INTL INC COM 159864107 227 1,800 SH   SOLE   0 0 1,800
SPDR SER TR S&P DIVID ETF 78464A763 484 6,065 SH   SOLE   0 0 6,065
EMCOR GROUP INC COM 29084Q100 271 4,414 SH   SOLE   0 0 4,414
ISHARES GOLD TRUST ISHARES 464285105 200 13,300 SH   SOLE   0 0 13,300
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 225 7,167 SH   SOLE   0 0 7,167
FUEL TECH INC COM 359523107 6 15,469 SH   SOLE   0 0 15,469
ROPER TECHNOLOGIES INC COM 776696106 695 2,228 SH   SOLE   0 0 2,228
SPDR SER TR S&P REGL BKG 78464A698 298 9,130 SH   SOLE   0 0 9,130
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 262 2,114 SH   SOLE   0 0 2,114
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 41,571 487,067 SH   SOLE   0 0 487,067
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 17,939 538,058 SH   SOLE   0 0 538,058
SPDR SER TR BLOOMBERG BRCLYS 78468R622 210 2,212 SH   SOLE   0 0 2,212
VISA INC COM CL A 92826C839 1,006 6,241 SH   SOLE   0 0 6,241
INVESCO EXCHANGE-TRADED FD T FNDMNTL HY CRP 46138E719 191 11,513 SH   SOLE   0 0 11,513
ENERGY FOCUS INC COM NEW 29268T300 12 36,700 SH   SOLE   0 0 36,700
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 9,486 108,920 SH   SOLE   0 0 108,920
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,699 28,113 SH   SOLE   0 0 28,113
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,054 40,803 SH   SOLE   0 0 40,803
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 780 9,856 SH   SOLE   0 0 9,856
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 799 15,501 SH   SOLE   0 0 15,501
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,921 36,667 SH   SOLE   0 0 36,667
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 409 7,500 SH   SOLE   0 0 7,500
SPDR SER TR BLOMBRG BRC INTL 78464A151 323 10,400 SH   SOLE   0 0 10,400
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,540 29,762 SH   SOLE   0 0 29,762
NXP SEMICONDUCTORS N V COM N6596X109 678 8,170 SH   SOLE   0 0 8,170
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,054 18,320 SH   SOLE   0 0 18,320
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 46,275 195,402 SH   SOLE   0 0 195,402
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,059 32,353 SH   SOLE   0 0 32,353
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 725 17,198 SH   SOLE   0 0 17,198
VANGUARD STAR FDS VG TL INTL STK F 921909768 510 12,150 SH   SOLE   0 0 12,150
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 688 12,680 SH   SOLE   0 0 12,680
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,582 35,170 SH   SOLE   0 0 35,170
PIMCO ETF TR ACTIVE BD ETF 72201R775 434 4,090 SH   SOLE   0 0 4,090
FACEBOOK INC CL A 30303M102 995 5,968 SH   SOLE   0 0 5,968
ABBVIE INC COM 00287Y109 906 11,885 SH   SOLE   0 0 11,885
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 350 8,384 SH   SOLE   0 0 8,384
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 280 11,113 SH   SOLE   0 0 11,113
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 11,617 206,490 SH   SOLE   0 0 206,490
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 554 21,401 SH   SOLE   0 0 21,401
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 803 25,644 SH   SOLE   0 0 25,644
KRANESHARES TR CSI CHI INTERNET 500767306 399 8,821 SH   SOLE   0 0 8,821
ALPHABET INC CAP STK CL C 02079K107 230 198 SH   SOLE   0 0 198
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 1,540 26,097 SH   SOLE   0 0 26,097
ARK ETF TR GENOMIC REV ETF 00214Q302 377 12,068 SH   SOLE   0 0 12,068
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 2,381 46,688 SH   SOLE   0 0 46,688
FORTIVE CORP COM 34959J108 274 4,969 SH   SOLE   0 0 4,969
FIDELITY COVINGTON TR DIVID ETF RISI 316092832 264 10,015 SH   SOLE   0 0 10,015
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 373 7,078 SH   SOLE   0 0 7,078
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 524 10,552 SH   SOLE   0 0 10,552
CAMBRIA ETF TR CANNABIS ETF 132061821 237 22,893 SH   SOLE   0 0 22,893
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 1,396 50,686 SH   SOLE   0 0 50,686