The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   33,872 280 SH   SOLE   280 0 0
ALPHABET INC CAP STK CL A 02079K305   207,799 1,736 SH   SOLE   1,736 0 0
AMAZON COM INC COM 023135106   1,754,124 13,456 SH   SOLE   13,456 0 0
APPLE INC COM 037833100   3,732,759 19,244 SH   SOLE   19,244 0 0
CURIS INC COM NEW 231269200   23,561 28,387 SH   SOLE   28,387 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   524,661 16,930 SH   SOLE   16,930 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   937,595 34,319 SH   SOLE   34,319 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   8,915,926 380,048 SH   SOLE   380,048 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   45,115,855 936,791 SH   SOLE   936,791 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   435,824 7,953 SH   SOLE   7,953 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   277,286 12,151 SH   SOLE   12,151 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   12,963,366 323,518 SH   SOLE   323,518 0 0
ISHARES GOLD TR ISHARES NEW 464285204   831,875 22,860 SH   SOLE   22,860 0 0
ISHARES TR TIPS BD ETF 464287176   284,547 2,644 SH   SOLE   2,644 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,151,442 4,827 SH   SOLE   4,827 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,232,136 31,146 SH   SOLE   31,146 0 0
ISHARES TR S&P 500 VAL ETF 464287408   28,208 175 SH   SOLE   175 0 0
ISHARES TR MSCI EAFE ETF 464287465   91,350 1,260 SH   SOLE   1,260 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,803,166 6,896 SH   SOLE   6,896 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,151,628 4,185 SH   SOLE   4,185 0 0
ISHARES TR CORE S&P SCP ETF 464287804   22,842,670 229,229 SH   SOLE   229,229 0 0
ISHARES TR EAFE GRWTH ETF 464288885   460,639 4,828 SH   SOLE   4,828 0 0
ISHARES TR CORE MSCI EAFE 46432F842   37,946,107 562,165 SH   SOLE   562,165 0 0
OPKO HEALTH INC COM 68375N103   31,962 14,729 SH   SOLE   14,729 0 0
PRICE T ROWE GROUP INC COM 74144T108   1,414,813 12,630 SH   SOLE   12,630 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   698,125 20,673 SH   SOLE   20,673 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,879,243 8,719 SH   SOLE   8,719 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,010,536 13,902 SH   SOLE   13,902 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   40,076,608 815,228 SH   SOLE   815,228 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   274,751 672 SH   SOLE   672 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   309,563 3,664 SH   SOLE   3,664 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   60,005 296 SH   SOLE   296 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,764,192 18,926 SH   SOLE   18,926 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,020,450 27,339 SH   SOLE   27,339 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   17,985,059 442,111 SH   SOLE   442,111 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   6,997,454 139,336 SH   SOLE   139,336 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   5,873,739 101,745 SH   SOLE   101,745 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,715,512 28,894 SH   SOLE   28,894 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,516,690 32,843 SH   SOLE   32,843 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,763,626 16,627 SH   SOLE   16,627 0 0