The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 1,858 570 SH   SOLE   570 0 0
APPLE INC COM 037833100 3,302 18,908 SH   SOLE   18,908 0 0
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 1,256 34,020 SH   SOLE   34,020 0 0
CURIS INC COM NEW 231269200 68 28,387 SH   SOLE   28,387 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 48,644 992,334 SH   SOLE   992,334 0 0
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790 219 4,184 SH   SOLE   4,184 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 12,274 262,106 SH   SOLE   262,106 0 0
ISHARES GOLD TR ISHARES NEW 464285204 202 5,496 SH   SOLE   5,496 0 0
ISHARES TR TIPS BD ETF 464287176 377 3,030 SH   SOLE   3,030 0 0
ISHARES TR CORE S&P500 ETF 464287200 4 9 SH   SOLE   9 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,791 61,827 SH   SOLE   61,827 0 0
ISHARES TR MSCI EAFE ETF 464287465 314 4,263 SH   SOLE   4,263 0 0
ISHARES TR CORE S&P SCP ETF 464287804 18,484 171,340 SH   SOLE   171,340 0 0
ISHARES TR EAFE SML CP ETF 464288273 15,627 235,560 SH   SOLE   235,560 0 0
ISHARES TR US HLTHCR PR ETF 464288828 117 415 SH   SOLE   415 0 0
ISHARES TR CORE MSCI EAFE 46432F842 32,092 461,695 SH   SOLE   461,695 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 206 9,856 SH   SOLE   9,856 0 0
OPKO HEALTH INC COM 68375N103 51 14,729 SH   SOLE   14,729 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 452 16,290 SH   SOLE   16,290 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 928 24,445 SH   SOLE   24,445 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,400 7,506 SH   SOLE   7,506 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 844 10,607 SH   SOLE   10,607 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 789 1,901 SH   SOLE   1,901 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 377 3,481 SH   SOLE   3,481 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 45 216 SH   SOLE   216 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,480 6,965 SH   SOLE   6,965 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 993 8,015 SH   SOLE   8,015 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,347 180,954 SH   SOLE   180,954 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 39,733 775,880 SH   SOLE   775,880 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 270 3,260 SH   SOLE   3,260 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,186 44,316 SH   SOLE   44,316 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,407 91,749 SH   SOLE   91,749 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,311 11,675 SH   SOLE   11,675 0 0