The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CURIS INC COM NEW 231269200 160 20,387 SH   SOLE   20,387 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 48,079 1,019,485 SH   SOLE   1,019,485 0 0
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790 206 4,150 SH   SOLE   4,150 0 0
ISHARES TR TIPS BD ETF 464287176 387 3,030 SH   SOLE   3,030 0 0
ISHARES TR CORE S&P500 ETF 464287200 4 9 SH   SOLE   9 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,343 46,514 SH   SOLE   46,514 0 0
ISHARES TR MSCI EAFE ETF 464287465 47 603 SH   SOLE   603 0 0
ISHARES TR CORE S&P SCP ETF 464287804 18,011 164,950 SH   SOLE   164,950 0 0
ISHARES TR CORE MSCI EAFE 46432F842 32,976 444,118 SH   SOLE   444,118 0 0
OPKO HEALTH INC COM 68375N103 54 14,729 SH   SOLE   14,729 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 707 17,028 SH   SOLE   17,028 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,548 8,240 SH   SOLE   8,240 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 913 10,687 SH   SOLE   10,687 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 354 3,481 SH   SOLE   3,481 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 54 271 SH   SOLE   271 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,192 103,822 SH   SOLE   103,822 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 39,403 749,392 SH   SOLE   749,392 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,852 31,586 SH   SOLE   31,586 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,712 33,902 SH   SOLE   33,902 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,232 11,918 SH   SOLE   11,918 0 0