The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC MSCI HONG KONG 464286871 261 16,894 SH   SOLE   0 0 16,894
ISHARES TR S&P SMLCP GROW 464287887 275 3,698 SH   SOLE   0 0 3,698
ISHARES TR S&P 500 VALUE 464287408 291 5,040 SH   SOLE   0 0 5,040
ISHARES TR S&P 500 INDEX 464287200 1,195 9,486 SH   SOLE   0 0 9,486
ISHARES TR S&P500 GRW 464287309 228 3,386 SH   SOLE   0 0 3,386
ISHARES TR RUSSELL1000VAL 464287598 3,853 60,702 SH   SOLE   0 0 60,702
ISHARES TR RUSSELL1000GRW 464287614 6,986 120,885 SH   SOLE   0 0 120,885
ISHARES TR RUSSELL 2000 464287655 2,403 32,577 SH   SOLE   0 0 32,577
ISHARES TR RUSL 2000 VALU 464287630 783 11,927 SH   SOLE   0 0 11,927
ISHARES TR RUSSELL 3000 464287689 208 2,805 SH   SOLE   0 0 2,805
ISHARES TR DJ US REAL EST 464287739 897 15,782 SH   SOLE   0 0 15,782
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,975 15,736 SH   SOLE   0 0 15,736
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 790 21,955 SH   SOLE   0 0 21,955
AMAZON COM INC COM 023135106 387 2,236 SH   SOLE   0 0 2,236
BRISTOL MYERS SQUIBB CO COM 110122108 215 6,109 SH   SOLE   0 0 6,109
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 202 2,653 SH   SOLE   0 0 2,653
ALCOA INC COM 013817101 130 15,041 SH   SOLE   0 0 15,041
E M C CORP MASS COM 268648102 257 11,940 SH   SOLE   0 0 11,940
EMERSON ELEC CO COM 291011104 235 5,041 SH   SOLE   0 0 5,041
ERICSSON L M TEL CO ADR B SEK 10 294821608 161 15,939 SH   SOLE   0 0 15,939
BOEING CO COM 097023105 229 3,121 SH   SOLE   0 0 3,121
MARATHON OIL CORP COM 565849106 201 6,852 SH   SOLE   0 0 6,852
ABBOTT LABS COM 002824100 612 10,885 SH   SOLE   0 0 10,885
BP PLC SPONSORED ADR 055622104 413 9,654 SH   SOLE   0 0 9,654
ALTRIA GROUP INC COM 02209S103 613 20,681 SH   SOLE   0 0 20,681
FEDEX CORP COM 31428X106 329 3,935 SH   SOLE   0 0 3,935
INTEL CORP COM 458140100 701 28,903 SH   SOLE   0 0 28,903
ILLINOIS TOOL WKS INC COM 452308109 207 4,422 SH   SOLE   0 0 4,422
ISHARES TR RUSL 2000 GROW 464287648 930 11,039 SH   SOLE   0 0 11,039
ORACLE CORP COM 68389X105 723 28,200 SH   SOLE   0 0 28,200
DU PONT E I DE NEMOURS & CO COM 263534109 243 5,300 SH   SOLE   0 0 5,300
QUALCOMM INC COM 747525103 655 11,971 SH   SOLE   0 0 11,971
DISNEY WALT CO COM DISNEY 254687106 376 10,027 SH   SOLE   0 0 10,027
US BANCORP DEL COM NEW 902973304 1,118 41,315 SH   SOLE   0 0 41,315
JOHNSON & JOHNSON COM 478160104 1,825 27,826 SH   SOLE   0 0 27,826
PFIZER INC COM 717081103 1,088 50,278 SH   SOLE   0 0 50,278
ISHARES TR MSCI EAFE INDEX 464287465 8,184 165,224 SH   SOLE   0 0 165,224
CHEVRON CORP NEW COM 166764100 1,093 10,275 SH   SOLE   0 0 10,275
MICROSOFT CORP COM 594918104 1,342 51,697 SH   SOLE   0 0 51,697
UNITED PARCEL SERVICE INC CL B 911312106 238 3,249 SH   SOLE   0 0 3,249
AT&T INC COM 00206R102 1,200 39,694 SH   SOLE   0 0 39,694
CITIGROUP INC COM NEW 172967424 961 36,537 SH   SOLE   0 0 36,537
CISCO SYS INC COM 17275R102 521 28,792 SH   SOLE   0 0 28,792
INTERNATIONAL BUSINESS MACHS COM 459200101 1,621 8,815 SH   SOLE   0 0 8,815
COCA COLA CO COM 191216100 1,293 18,486 SH   SOLE   0 0 18,486
PEPSICO INC COM 713448108 44,020 663,458 SH   SOLE   0 0 663,458
STRYKER CORP COM 863667101 285 5,739 SH   SOLE   0 0 5,739
VERIZON COMMUNICATIONS INC COM 92343V104 301 7,513 SH   SOLE   0 0 7,513
ISHARES INC MSCI GERMAN 464286806 209 10,900 SH   SOLE   0 0 10,900
ISHARES INC MSCI CDA INDEX 464286509 623 23,423 SH   SOLE   0 0 23,423
ISHARES TR RUSSELL MIDCAP 464287499 290 2,949 SH   SOLE   0 0 2,949
ISHARES TR RUSSELL MCP GR 464287481 3,012 54,705 SH   SOLE   0 0 54,705
ISHARES TR RUSSELL MCP VL 464287473 2,615 60,253 SH   SOLE   0 0 60,253
ISHARES TR DJ US TECH SEC 464287721 641 10,039 SH   SOLE   0 0 10,039
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 319 4,615 SH   SOLE   0 0 4,615
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 355 10,530 SH   SOLE   0 0 10,530
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 322 9,905 SH   SOLE   0 0 9,905
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 228 6,582 SH   SOLE   0 0 6,582
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 257 6,590 SH   SOLE   0 0 6,590
ISHARES TR S&P NA NAT RES 464287374 780 20,535 SH   SOLE   0 0 20,535
ISHARES INC MSCI MALAYSIA 464286830 364 27,193 SH   SOLE   0 0 27,193
ISHARES INC MSCI TAIWAN 464286731 474 40,497 SH   SOLE   0 0 40,497
ISHARES INC MSCI BRAZIL 464286400 761 13,256 SH   SOLE   0 0 13,256
ISHARES INC MSCI S KOREA 464286772 364 6,960 SH   SOLE   0 0 6,960
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 509 9,309 SH   SOLE   0 0 9,309
DEERE & CO COM 244199105 361 4,665 SH   SOLE   0 0 4,665
BANK OF AMERICA CORPORATION COM 060505104 1,232 221,640 SH   SOLE   0 0 221,640
EXXON MOBIL CORP COM 30231G102 1,986 23,432 SH   SOLE   0 0 23,432
AFLAC INC COM 001055102 249 5,764 SH   SOLE   0 0 5,764
WAL MART STORES INC COM 931142103 707 11,837 SH   SOLE   0 0 11,837
UNION PAC CORP COM 907818108 464 4,376 SH   SOLE   0 0 4,376
UNILEVER PLC SPON ADR NEW 904767704 509 15,182 SH   SOLE   0 0 15,182
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 249 19,313 SH   SOLE   0 0 19,313
BORGWARNER INC COM 099724106 252 3,954 SH   SOLE   0 0 3,954
TOTAL S A SPONSORED ADR 89151E109 309 6,038 SH   SOLE   0 0 6,038
CAPITAL ONE FINL CORP COM 14040H105 256 6,062 SH   SOLE   0 0 6,062
LILLY ELI & CO COM 532457108 299 7,192 SH   SOLE   0 0 7,192
CVS CAREMARK CORPORATION COM 126650100 273 6,698 SH   SOLE   0 0 6,698
SCHLUMBERGER LTD COM 806857108 409 5,982 SH   SOLE   0 0 5,982
SIEMENS A G SPONSORED ADR 826197501 291 3,044 SH   SOLE   0 0 3,044
MCKESSON CORP COM 58155Q103 229 2,945 SH   SOLE   0 0 2,945
MERCK & CO INC NEW COM 58933Y105 364 9,646 SH   SOLE   0 0 9,646
NOVARTIS A G SPONSORED ADR 66987V109 208 3,632 SH   SOLE   0 0 3,632
FIFTH THIRD BANCORP COM 316773100 342 26,864 SH   SOLE   0 0 26,864
PROCTER & GAMBLE CO COM 742718109 1,352 20,267 SH   SOLE   0 0 20,267
GENERAL ELECTRIC CO COM 369604103 4,104 229,163 SH   SOLE   0 0 229,163
KIMBERLY CLARK CORP COM 494368103 285 3,873 SH   SOLE   0 0 3,873
GILEAD SCIENCES INC COM 375558103 209 5,115 SH   SOLE   0 0 5,115
GOLDMAN SACHS GROUP INC COM 38141G104 261 2,884 SH   SOLE   0 0 2,884
HSBC HLDGS PLC SPON ADR NEW 404280406 227 5,949 SH   SOLE   0 0 5,949
HOME DEPOT INC COM 437076102 213 5,069 SH   SOLE   0 0 5,069
MCDONALDS CORP COM 580135101 437 4,353 SH   SOLE   0 0 4,353
NIKE INC CL B 654106103 345 3,584 SH   SOLE   0 0 3,584
JPMORGAN CHASE & CO COM 46625H100 1,078 32,414 SH   SOLE   0 0 32,414
TJX COS INC NEW COM 872540109 262 4,063 SH   SOLE   0 0 4,063
HEWLETT PACKARD CO COM 428236103 337 13,072 SH   SOLE   0 0 13,072
PRICELINE COM INC COM NEW 741503403 484 1,034 SH   SOLE   0 0 1,034
WILLIAMS COS INC DEL COM 969457100 211 6,390 SH   SOLE   0 0 6,390
WELLS FARGO & CO NEW COM 949746101 739 26,827 SH   SOLE   0 0 26,827
ISHARES TR BARCLYS 1-3 YR 464287457 8,077 95,587 SH   SOLE   0 0 95,587
ISHARES TR BARCLYS 7-10 YR 464287440 1,999 18,933 SH   SOLE   0 0 18,933
ISHARES TR BARCLYS 20+ YR 464287432 556 4,586 SH   SOLE   0 0 4,586
ISHARES TR IBOXX INV CPBD 464287242 665 5,845 SH   SOLE   0 0 5,845
FORD MTR CO DEL COM PAR $0.01 345370860 1,237 114,947 SH   SOLE   0 0 114,947
UNITEDHEALTH GROUP INC COM 91324P102 666 13,136 SH   SOLE   0 0 13,136
UNITED TECHNOLOGIES CORP COM 913017109 402 5,495 SH   SOLE   0 0 5,495
3M CO COM 88579Y101 637 7,790 SH   SOLE   0 0 7,790
CORE LABORATORIES N V COM N22717107 241 2,118 SH   SOLE   0 0 2,118
COMCAST CORP NEW CL A 20030N101 340 14,331 SH   SOLE   0 0 14,331
VANGUARD INDEX FDS TOTAL STK MKT 922908769 225 3,502 SH   SOLE   0 0 3,502
HUNTINGTON BANCSHARES INC COM 446150104 125 22,860 SH   SOLE   0 0 22,860
HEALTH CARE REIT INC COM 42217K106 203 3,721 SH   SOLE   0 0 3,721
CONOCOPHILLIPS COM 20825C104 393 5,398 SH   SOLE   0 0 5,398
APPLE INC COM 037833100 2,636 6,509 SH   SOLE   0 0 6,509
CATERPILLAR INC DEL COM 149123101 334 3,683 SH   SOLE   0 0 3,683
APACHE CORP COM 037411105 505 5,575 SH   SOLE   0 0 5,575
SUNCOR ENERGY INC NEW COM 867224107 462 16,013 SH   SOLE   0 0 16,013
INVESCO VAN KAMPEN SR INC TR COM 46131H107 432 101,000 SH   SOLE   0 0 101,000
ISHARES TR MSCI EMERG MKT 464287234 4,024 106,072 SH   SOLE   0 0 106,072
JOHNSON CTLS INC COM 478366107 301 9,641 SH   SOLE   0 0 9,641
DTE ENERGY CO COM 233331107 352 6,461 SH   SOLE   0 0 6,461
CELGENE CORP COM 151020104 537 7,945 SH   SOLE   0 0 7,945
HALLIBURTON CO COM 406216101 714 20,685 SH   SOLE   0 0 20,685
ON SEMICONDUCTOR CORP COM 682189105 493 63,797 SH   SOLE   0 0 63,797
AMERICAN EXPRESS CO COM 025816109 324 6,875 SH   SOLE   0 0 6,875
NATIONAL OILWELL VARCO INC COM 637071101 230 3,383 SH   SOLE   0 0 3,383
OCCIDENTAL PETE CORP DEL COM 674599105 244 2,608 SH   SOLE   0 0 2,608
SIMON PPTY GROUP INC NEW COM 828806109 290 2,249 SH   SOLE   0 0 2,249
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 268 3,149 SH   SOLE   0 0 3,149
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 108 25,672 SH   SOLE   0 0 25,672
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 168 30,475 SH   SOLE   0 0 30,475
TELEFONICA S A SPONSORED ADR 879382208 208 12,094 SH   SOLE   0 0 12,094
DOW CHEM CO COM 260543103 5,777 200,861 SH   SOLE   0 0 200,861
NUVEEN QUALITY PFD INC FD 3 COM 67072W101 129 16,400 SH   SOLE   0 0 16,400
SOUTHERN CO COM 842587107 548 11,834 SH   SOLE   0 0 11,834
VANGUARD INTL EQUITY INDEX F MSCI EMR MKT ETF 922042858 591 15,465 SH   SOLE   0 0 15,465
BERKSHIRE HATHAWAY INC DEL CL A 084670108 230 2 SH   SOLE   0 0 2
ANNALY CAP MGMT INC COM 035710409 163 10,218 SH   SOLE   0 0 10,218
RAIT FINANCIAL TRUST COM NEW 749227609 50 10,521 SH   SOLE   0 0 10,521
ISHARES TR BARCLY USAGG B 464287226 7,359 66,744 SH   SOLE   0 0 66,744
GOLD FIELDS LTD NEW SPONSORED ADR 38059T106 293 19,183 SH   SOLE   0 0 19,183
ISHARES TR DJ SEL DIV INX 464287168 252 4,690 SH   SOLE   0 0 4,690
ISHARES TR BARCLYS TIPS BD 464287176 9,240 79,180 SH   SOLE   0 0 79,180
BLACKROCK SR HIGH INCOME FD COM 09255T109 262 68,155 SH   SOLE   0 0 68,155
SUNTRUST BKS INC COM 867914103 270 15,258 SH   SOLE   0 0 15,258
TELECOM ITALIA S P A NEW SPON ADR ORD 87927Y102 302 28,356 SH   SOLE   0 0 28,356
DOLLAR GEN CORP NEW COM 256677105 323 7,849 SH   SOLE   0 0 7,849
INVESCO INSRD MUNI INCM TRST COM 46132P108 223 13,885 SH   SOLE   0 0 13,885
FREEPORT-MCMORAN COPPER & GO COM 35671D857 315 8,552 SH   SOLE   0 0 8,552
V F CORP COM 918204108 232 1,828 SH   SOLE   0 0 1,828
AMERICAN ELEC PWR INC COM 025537101 308 7,462 SH   SOLE   0 0 7,462
BAKER HUGHES INC COM 057224107 409 8,413 SH   SOLE   0 0 8,413
BP PRUDHOE BAY RTY TR UNIT BEN INT 055630107 214 1,882 SH   SOLE   0 0 1,882
SANOFI SPONSORED ADR 80105N105 229 6,262 SH   SOLE   0 0 6,262
BANCO SANTANDER SA ADR 05964H105 119 15,821 SH   SOLE   0 0 15,821
METLIFE INC COM 59156R108 655 20,995 SH   SOLE   0 0 20,995
YUM BRANDS INC COM 988498101 15,968 270,598 SH   SOLE   0 0 270,598
MFS HIGH INCOME MUN TR SH BEN INT 59318D104 5,080 949,597 SH   SOLE   0 0 949,597
HANCOCK JOHN PREMUIM DIV FD COM SH BEN INT 41013T105 190 14,149 SH   SOLE   0 0 14,149
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 526 21,187 SH   SOLE   0 0 21,187
GOOGLE INC CL A 38259P508 965 1,494 SH   SOLE   0 0 1,494
SPDR GOLD TRUST GOLD SHS 78463V107 4,474 29,439 SH   SOLE   0 0 29,439
NUVEEN MULT STRAT INCM GR FD COM SHS 67073D102 3,988 495,375 SH   SOLE   0 0 495,375
VANGUARD INTL EQUITY INDEX F MSCI PAC ETF 922042866 211 4,426 SH   SOLE   0 0 4,426
VANGUARD INDEX FDS VALUE ETF 922908744 579 11,035 SH   SOLE   0 0 11,035
INTUITIVE SURGICAL INC COM NEW 46120E602 282 608 SH   SOLE   0 0 608
LAS VEGAS SANDS CORP COM 517834107 267 6,248 SH   SOLE   0 0 6,248
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 542 7,412 SH   SOLE   0 0 7,412
VANGUARD INDEX FDS GROWTH ETF 922908736 564 9,132 SH   SOLE   0 0 9,132
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 277 3,768 SH   SOLE   0 0 3,768
NUVEEN MUN VALUE FD INC COM 670928100 128 13,015 SH   SOLE   0 0 13,015
TENNECO INC COM 880349105 521 17,494 SH   SOLE   0 0 17,494
NEXEN INC COM 65334H102 504 31,676 SH   SOLE   0 0 31,676
ADVENT CLAYMORE CV SECS & IN COM 00764C109 3,923 266,335 SH   SOLE   0 0 266,335
NUVEEN FLTNG RTE INCM OPP FD COM SHS 6706EN100 458 41,519 SH   SOLE   0 0 41,519
PUTNAM MANAGED MUN INCOM TR COM 746823103 1,499 200,636 SH   SOLE   0 0 200,636
EMCOR GROUP INC COM 29084Q100 569 21,240 SH   SOLE   0 0 21,240
ISHARES GOLD TRUST ISHARES 464285105 297 19,516 SH   SOLE   0 0 19,516
ISHARES TR MSCI GRW IDX 464288885 222 4,271 SH   SOLE   0 0 4,271
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103 392 31,919 SH   SOLE   0 0 31,919
HUDSON CITY BANCORP COM 443683107 147 23,585 SH   SOLE   0 0 23,585
INTERACTIVE INTELLIGENCE GRO COM 45841V109 470 20,511 SH   SOLE   0 0 20,511
PRECISION CASTPARTS CORP COM 740189105 267 1,618 SH   SOLE   0 0 1,618
MACATAWA BK CORP COM 554225102 37 16,434 SH   SOLE   0 0 16,434
ISHARES SILVER TRUST ISHARES 46428Q109 363 13,481 SH   SOLE   0 0 13,481
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 6,072 249,482 SH   SOLE   0 0 249,482
MARKET VECTORS ETF TR GOLD MINER ETF 57060U100 1,192 23,174 SH   SOLE   0 0 23,174
VALLEY NATL BANCORP COM 919794107 218 17,659 SH   SOLE   0 0 17,659
MASTERCARD INC CL A 57636Q104 352 945 SH   SOLE   0 0 945
VANGUARD INTL EQUITY INDEX F MSCI EUROPE ETF 922042874 284 6,850 SH   SOLE   0 0 6,850
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 843 25,570 SH   SOLE   0 0 25,570
INVESCO MUNI INCM OPP TRST I COM 46133A100 3,732 502,349 SH   SOLE   0 0 502,349
PROSHARES TR PSHS SHRT S&P500 74347R503 1,478 36,587 SH   SOLE   0 0 36,587
ISHARES TR BARCLYS SH TREA 464288679 2,250 20,416 SH   SOLE   0 0 20,416
ISHARES TR HIGH YLD CORP 464288513 5,247 58,668 SH   SOLE   0 0 58,668
ISHARES TR BARCLYS 1-3YR CR 464288646 505 4,845 SH   SOLE   0 0 4,845
ISHARES TR BARCLYS 10-20YR 464288653 2,038 15,334 SH   SOLE   0 0 15,334
MORGAN STANLEY CHINA A SH FD COM 617468103 784 40,494 SH   SOLE   0 0 40,494
ISHARES TR BARCLYS MBS BD 464288588 12,399 114,732 SH   SOLE   0 0 114,732
ISHARES TR US PFD STK IDX 464288687 1,186 33,300 SH   SOLE   0 0 33,300
COVIDIEN PLC SHS G2554F113 601 13,345 SH   SOLE   0 0 13,345
BANK OF NEW YORK MELLON CORP COM 064058100 693 34,824 SH   SOLE   0 0 34,824
ISHARES TR BARCLYS 3-7 YR 464288661 8,477 69,462 SH   SOLE   0 0 69,462
PROSHARES TR ULTRA FNCLS NEW 74347X633 231 5,200 SH   SOLE   0 0 5,200
VANGUARD TAX MANAGED INTL FD MSCI EAFE ETF 921943858 266 8,699 SH   SOLE   0 0 8,699
ISHARES TR S&P NTL AMTFREE 464288414 2,179 20,131 SH   SOLE   0 0 20,131
SPDR SERIES TRUST NUVN BRCLY MUNI 78464A458 2,189 92,211 SH   SOLE   0 0 92,211
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 3,241 55,092 SH   SOLE   0 0 55,092
ISHARES TR JPMORGAN USD 464288281 278 2,537 SH   SOLE   0 0 2,537
SPDR SERIES TRUST BRCLYS 1-3MT ETF 78464A680 4,063 88,651 SH   SOLE   0 0 88,651
SPDR SERIES TRUST BRCLYS YLD ETF 78464A417 2,431 63,233 SH   SOLE   0 0 63,233
CINEMARK HOLDINGS INC COM 17243V102 508 27,451 SH   SOLE   0 0 27,451
VISA INC COM CL A 92826C839 484 4,763 SH   SOLE   0 0 4,763
PHILIP MORRIS INTL INC COM 718172109 1,540 19,619 SH   SOLE   0 0 19,619
MARKET VECTORS ETF TR MKTVEC SMUNETF 57060U803 223 12,594 SH   SOLE   0 0 12,594
ISHARES TR MSCI ACWI EX 464288240 367 9,971 SH   SOLE   0 0 9,971
POWERSHARES ETF TRUST II COMPLTN PORTFLIO 73936Q306 354 32,923 SH   SOLE   0 0 32,923
PVF CAPITAL CORP COM 693654105 43 28,941 SH   SOLE   0 0 28,941
WAYNE SVGS BANCSHARES INC NE COM 94624Q101 119 15,137 SH   SOLE   0 0 15,137
MBT FINL CORP COM 578877102 11 10,000 SH   SOLE   0 0 10,000
ISHARES TR AGENCY BD FD 464288166 4,952 43,840 SH   SOLE   0 0 43,840
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 10,652 129,317 SH   SOLE   0 0 129,317
MARKET VECTORS ETF TR PRE-RF MUN ETF 57060U738 726 28,806 SH   SOLE   0 0 28,806
VANGUARD SCOTTSDALE FDS SHRT-TERM CORP 92206C409 1,122 14,407 SH   SOLE   0 0 14,407
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 1,033 60,651 SH   SOLE   0 0 60,651
GENERAL MTRS CO COM 37045V100 617 30,443 SH   SOLE   0 0 30,443
BARCLAYS BK PLC IPATH DYNM VIX 06741L609 543 9,601 SH   SOLE   0 0 9,601