The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PFIZER INC COM 717081103 2,888 78,448 SH   SOLE   0 0 78,448
ISHARES TR SHRT NAT MUN ETF 464288158 1,778 16,450 SH   SOLE   0 0 16,450
MARATHON PETE CORP COM 56585A102 2,270 54,886 SH   SOLE   0 0 54,886
ISHARES TR NATIONAL MUN ETF 464288414 2,007 17,123 SH   SOLE   0 0 17,123
SPDR S&P 500 ETF TR TR UNIT 78462F103 388 1,039 SH   SOLE   0 0 1,039
KIMBERLY-CLARK CORP COM 494368103 3,467 25,711 SH   SOLE   0 0 25,711
PIMCO ETF TR ACTIVE BD ETF 72201R775 779 6,888 SH   SOLE   0 0 6,888
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 4,277 63,410 SH   SOLE   0 0 63,410
AON PLC SHS CL A G0403H108 3,859 18,265 SH   SOLE   0 0 18,265
ISHARES TR TIPS BD ETF 464287176 11,177 87,560 SH   SOLE   0 0 87,560
DBX ETF TR XTRACK MSCI EAFE 233051200 1,118 33,253 SH   SOLE   0 0 33,253
PROSHARES TR ULTR RUSSL2000 74347X799 729 9,262 SH   SOLE   0 0 9,262
ISHARES TR SELECT DIVID ETF 464287168 4,478 46,558 SH   SOLE   0 0 46,558
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 33,028 699,603 SH   SOLE   0 0 699,603
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 219 952 SH   SOLE   0 0 952
ROSS STORES INC COM 778296103 4,313 35,122 SH   SOLE   0 0 35,122
WISDOMTREE TR EMER MKT HIGH FD 97717W315 333 8,091 SH   SOLE   0 0 8,091
NATIONAL FUEL GAS CO N J COM 636180101 2,349 57,101 SH   SOLE   0 0 57,101
VANGUARD INDEX FDS LARGE CAP ETF 922908637 904 5,146 SH   SOLE   0 0 5,146
WISDOMTREE TR INTL LRGCAP DV 97717W794 951 20,705 SH   SOLE   0 0 20,705
TRAVELERS COMPANIES INC COM 89417E109 3,271 23,300 SH   SOLE   0 0 23,300
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,197 21,042 SH   SOLE   0 0 21,042
ISHARES TR MSCI USA MIN VOL 46429B697 7,765 114,397 SH   SOLE   0 0 114,397
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 2,313 68,847 SH   SOLE   0 0 68,847
SPDR SER TR BLOOMBERG BRCLYS 78468R622 1,338 12,279 SH   SOLE   0 0 12,279
SYNCHRONY FINANCIAL COM 87165B103 3,072 88,491 SH   SOLE   0 0 88,491
AT&T INC COM 00206R102 2,650 92,151 SH   SOLE   0 0 92,151
APPLE INC COM 037833100 1,368 10,314 SH   SOLE   0 0 10,314
SWEDISH EXPT CR CORP ROG TTL ETN 22 870297801 6,215 1,255,490 SH   SOLE   0 0 1,255,490
LOWES COS INC COM 548661107 262 1,635 SH   SOLE   0 0 1,635
PROCTER AND GAMBLE CO COM 742718109 780 5,603 SH   SOLE   0 0 5,603
PHILIP MORRIS INTL INC COM 718172109 254 3,062 SH   SOLE   0 0 3,062
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 26,389 318,320 SH   SOLE   0 0 318,320
DELTA AIR LINES INC DEL COM NEW 247361702 3,546 88,188 SH   SOLE   0 0 88,188
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 3,112 33,954 SH   SOLE   0 0 33,954
BOEING CO COM 097023105 2,296 10,725 SH   SOLE   0 0 10,725
CABOT OIL & GAS CORP COM 127097103 2,659 163,299 SH   SOLE   0 0 163,299
HOME BANCSHARES INC COM 436893200 3,336 171,231 SH   SOLE   0 0 171,231
VANGUARD INDEX FDS GROWTH ETF 922908736 3,977 15,697 SH   SOLE   0 0 15,697
L BRANDS INC COM 501797104 3,960 106,481 SH   SOLE   0 0 106,481
JUNIPER NETWORKS INC COM 48203R104 2,509 111,444 SH   SOLE   0 0 111,444
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 310 5,045 SH   SOLE   0 0 5,045
ISHARES TR CORE S&P SCP ETF 464287804 3,070 33,408 SH   SOLE   0 0 33,408
ROCKWELL AUTOMATION INC COM 773903109 4,127 16,456 SH   SOLE   0 0 16,456
ISHARES TR CORE S&P US VLU 464287663 450 7,243 SH   SOLE   0 0 7,243
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 4,497 20,590 SH   SOLE   0 0 20,590
CORNING INC COM 219350105 3,286 91,283 SH   SOLE   0 0 91,283
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,009 34,425 SH   SOLE   0 0 34,425
SPDR SER TR NUVEEN BBG BRCLY 78464A284 1,521 25,779 SH   SOLE   0 0 25,779
TEXTRON INC COM 883203101 4,887 101,125 SH   SOLE   0 0 101,125
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 2,213 8,043 SH   SOLE   0 0 8,043
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,189 53,011 SH   SOLE   0 0 53,011
ISHARES INC CORE MSCI EMKT 46434G103 555 8,953 SH   SOLE   0 0 8,953
WESTROCK CO COM 96145D105 3,325 76,387 SH   SOLE   0 0 76,387
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 15,029 176,960 SH   SOLE   0 0 176,960
VANGUARD INDEX FDS MID CAP ETF 922908629 4,097 19,814 SH   SOLE   0 0 19,814
PROSPERITY BANCSHARES INC COM 743606105 3,285 47,357 SH   SOLE   0 0 47,357
NRG ENERGY INC COM NEW 629377508 2,648 70,506 SH   SOLE   0 0 70,506
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,035 28,586 SH   SOLE   0 0 28,586
VANGUARD INDEX FDS SML CP GRW ETF 922908595 7,884 29,454 SH   SOLE   0 0 29,454
ISHARES TR CORE S&P TTL STK 464287150 592 6,861 SH   SOLE   0 0 6,861
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 15,995 181,370 SH   SOLE   0 0 181,370
EDISON INTL COM 281020107 2,922 46,509 SH   SOLE   0 0 46,509
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 260 4,814 SH   SOLE   0 0 4,814
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2,944 52,354 SH   SOLE   0 0 52,354
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,631 35,615 SH   SOLE   0 0 35,615
TJX COS INC NEW COM 872540109 4,295 62,888 SH   SOLE   0 0 62,888
FACEBOOK INC CL A 30303M102 218 797 SH   SOLE   0 0 797
WALGREENS BOOTS ALLIANCE INC COM 931427108 4,296 107,712 SH   SOLE   0 0 107,712
VANGUARD INDEX FDS SMALL CP ETF 922908751 499 2,564 SH   SOLE   0 0 2,564
VANECK VECTORS ETF TR INTRMDT MUNI ETF 92189H201 1,125 21,625 SH   SOLE   0 0 21,625
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 213 508 SH   SOLE   0 0 508
ALTRIA GROUP INC COM 02209S103 2,599 63,382 SH   SOLE   0 0 63,382
HOME DEPOT INC COM 437076102 3,890 14,645 SH   SOLE   0 0 14,645
ISHARES TR IBOXX HI YD ETF 464288513 10,971 125,669 SH   SOLE   0 0 125,669
KOHLS CORP COM 500255104 2,655 65,244 SH   SOLE   0 0 65,244
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,470 17,830 SH   SOLE   0 0 17,830
ISHARES TR CORE US AGGBD ET 464287226 1,399 11,839 SH   SOLE   0 0 11,839
INVESCO QQQ TR UNIT SER 1 46090E103 10,513 33,508 SH   SOLE   0 0 33,508
COCA COLA CO COM 191216100 363 6,620 SH   SOLE   0 0 6,620
SPDR SER TR SPDR BLOOMBERG 78468R663 4,767 52,092 SH   SOLE   0 0 52,092
CARLISLE COS INC COM 142339100 3,818 24,445 SH   SOLE   0 0 24,445
AMGEN INC COM 031162100 2,795 12,155 SH   SOLE   0 0 12,155
INTERNATIONAL PAPER CO COM 460146103 3,227 64,900 SH   SOLE   0 0 64,900
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 218 1,322 SH   SOLE   0 0 1,322
NVIDIA CORPORATION COM 67066G104 390 746 SH   SOLE   0 0 746
CANADIAN NATL RY CO COM 136375102 4,009 36,493 SH   SOLE   0 0 36,493
SPDR SER TR FACTST INV ETF 78464A110 2,341 10,885 SH   SOLE   0 0 10,885
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,912 62,389 SH   SOLE   0 0 62,389
INTERNATIONAL BUSINESS MACHS COM 459200101 2,755 21,888 SH   SOLE   0 0 21,888
FRANKLIN RESOURCES INC COM 354613101 2,531 101,274 SH   SOLE   0 0 101,274
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 14,784 124,281 SH   SOLE   0 0 124,281
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,503 90,121 SH   SOLE   0 0 90,121
ISHARES TR S&P 500 GRWT ETF 464287309 17,033 266,890 SH   SOLE   0 0 266,890
CARDINAL HEALTH INC COM 14149Y108 6,163 115,069 SH   SOLE   0 0 115,069
NORDSTROM INC COM 655664100 2,776 88,939 SH   SOLE   0 0 88,939
ISHARES TR MSCI EMG MKT ETF 464287234 488 9,451 SH   SOLE   0 0 9,451
VANGUARD WORLD FDS INF TECH ETF 92204A702 7,834 22,143 SH   SOLE   0 0 22,143
ISHARES TR CORE S&P MCP ETF 464287507 1,489 6,479 SH   SOLE   0 0 6,479
MICROSOFT CORP COM 594918104 4,136 18,597 SH   SOLE   0 0 18,597
DEVON ENERGY CORP NEW COM 25179M103 2,192 138,651 SH   SOLE   0 0 138,651
ISHARES TR S&P 500 VAL ETF 464287408 14,279 111,536 SH   SOLE   0 0 111,536
ISHARES TR RUSSELL 2000 ETF 464287655 463 2,360 SH   SOLE   0 0 2,360
ISHARES TR CORE MSCI EAFE 46432F842 2,066 29,910 SH   SOLE   0 0 29,910
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 4,294 64,553 SH   SOLE   0 0 64,553
SEALED AIR CORP NEW COM 81211K100 3,267 71,346 SH   SOLE   0 0 71,346
ISHARES TR S&P MC 400VL ETF 464287705 360 4,169 SH   SOLE   0 0 4,169
ISHARES TR EXPANDED TECH 464287515 4,038 11,404 SH   SOLE   0 0 11,404
JEFFERIES FINL GROUP INC COM 47233W109 2,772 112,703 SH   SOLE   0 0 112,703
ISHARES TR MBS ETF 464288588 7,834 71,131 SH   SOLE   0 0 71,131
GARMIN LTD SHS H2906T109 228 1,902 SH   SOLE   0 0 1,902
ISHARES TR ISHS 1-5YR INVS 464288646 12,030 218,052 SH   SOLE   0 0 218,052
SPDR SER TR NUVEEN BLMBRG SR 78468R739 3,307 66,420 SH   SOLE   0 0 66,420
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 5,183 102,042 SH   SOLE   0 0 102,042
HONEYWELL INTL INC COM 438516106 326 1,531 SH   SOLE   0 0 1,531
VALERO ENERGY CORP COM 91913Y100 4,369 77,227 SH   SOLE   0 0 77,227
KROGER CO COM 501044101 3,496 110,076 SH   SOLE   0 0 110,076
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,108 261,584 SH   SOLE   0 0 261,584
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,217 11,924 SH   SOLE   0 0 11,924
DUPONT DE NEMOURS INC COM 26614N102 2,466 34,677 SH   SOLE   0 0 34,677
ISHARES TR CORE S&P500 ETF 464287200 3,866 10,299 SH   SOLE   0 0 10,299
WHIRLPOOL CORP COM 963320106 3,705 20,527 SH   SOLE   0 0 20,527
SPDR SER TR S&P DIVID ETF 78464A763 816 7,701 SH   SOLE   0 0 7,701
LUMEN TECHNOLOGIES INC COM 156700106 2,341 240,129 SH   SOLE   0 0 240,129
AFLAC INC COM 001055102 3,115 70,050 SH   SOLE   0 0 70,050
ISHARES TR U.S. REAL ES ETF 464287739 1,457 17,014 SH   SOLE   0 0 17,014
ISHARES TR SHORT TREAS BD 464288679 6,735 60,931 SH   SOLE   0 0 60,931
AMERICAN AIRLS GROUP INC COM 02376R102 2,839 180,020 SH   SOLE   0 0 180,020
LAM RESEARCH CORP COM 512807108 5,699 12,068 SH   SOLE   0 0 12,068
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 18,748 88,407 SH   SOLE   0 0 88,407
ISHARES TR GLB INFRASTR ETF 464288372 2,220 50,783 SH   SOLE   0 0 50,783
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 8,178 163,005 SH   SOLE   0 0 163,005
JOHNSON & JOHNSON COM 478160104 418 2,655 SH   SOLE   0 0 2,655
VANGUARD INDEX FDS SM CP VAL ETF 922908611 6,235 43,843 SH   SOLE   0 0 43,843
SEAGATE TECHNOLOGY PLC SHS G7945M107 3,933 63,277 SH   SOLE   0 0 63,277