The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PFIZER INC COM 717081103 2,812 76,609 SH   SOLE   0 0 76,609
ISHARES TR SHRT NAT MUN ETF 464288158 1,100 10,180 SH   SOLE   0 0 10,180
MARATHON PETE CORP COM 56585A102 1,550 52,832 SH   SOLE   0 0 52,832
ISHARES TR NATIONAL MUN ETF 464288414 1,916 16,529 SH   SOLE   0 0 16,529
SPDR S&P 500 ETF TR TR UNIT 78462F103 380 1,134 SH   SOLE   0 0 1,134
AON PLC SHS CL A G0403H108 3,803 18,432 SH   SOLE   0 0 18,432
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,894 60,748 SH   SOLE   0 0 60,748
DBX ETF TR XTRACK MSCI EAFE 233051200 1,090 35,630 SH   SOLE   0 0 35,630
PROSHARES TR ULTR RUSSL2000 74347X799 338 9,313 SH   SOLE   0 0 9,313
ISHARES TR TIPS BD ETF 464287176 7,903 62,475 SH   SOLE   0 0 62,475
ISHARES TR SELECT DIVID ETF 464287168 3,503 42,961 SH   SOLE   0 0 42,961
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 29,103 711,575 SH   SOLE   0 0 711,575
ROSS STORES INC COM 778296103 3,222 34,524 SH   SOLE   0 0 34,524
WISDOMTREE TR EMER MKT HIGH FD 97717W315 287 8,148 SH   SOLE   0 0 8,148
NATIONAL FUEL GAS CO N J COM 636180101 2,199 54,185 SH   SOLE   0 0 54,185
UMB FINL CORP COM 902788108 733 14,963 SH   SOLE   0 0 14,963
VANGUARD INDEX FDS LARGE CAP ETF 922908637 770 4,922 SH   SOLE   0 0 4,922
WISDOMTREE TR INTL LRGCAP DV 97717W794 877 21,224 SH   SOLE   0 0 21,224
TRAVELERS COMPANIES INC COM 89417E109 2,493 23,040 SH   SOLE   0 0 23,040
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,184 11,380 SH   SOLE   0 0 11,380
ISHARES TR MSCI USA MIN VOL 46429B697 6,562 102,961 SH   SOLE   0 0 102,961
SYNCHRONY FINANCIAL COM 87165B103 2,294 87,657 SH   SOLE   0 0 87,657
SPDR SER TR BLOOMBERG BRCLYS 78468R622 1,274 12,215 SH   SOLE   0 0 12,215
AT&T INC COM 00206R102 2,555 89,609 SH   SOLE   0 0 89,609
APPLE INC COM 037833100 1,173 10,127 SH   SOLE   0 0 10,127
SWEDISH EXPT CR CORP ROG TTL ETN 22 870297801 7,070 1,636,524 SH   SOLE   0 0 1,636,524
LOWES COS INC COM 548661107 262 1,582 SH   SOLE   0 0 1,582
PROCTER AND GAMBLE CO COM 742718109 756 5,441 SH   SOLE   0 0 5,441
PHILIP MORRIS INTL INC COM 718172109 222 2,964 SH   SOLE   0 0 2,964
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 27,066 325,898 SH   SOLE   0 0 325,898
DELTA AIR LINES INC DEL COM NEW 247361702 2,685 87,806 SH   SOLE   0 0 87,806
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 2,368 33,598 SH   SOLE   0 0 33,598
BOEING CO COM 097023105 1,680 10,167 SH   SOLE   0 0 10,167
CABOT OIL & GAS CORP COM 127097103 2,779 160,064 SH   SOLE   0 0 160,064
HOME BANCSHARES INC COM 436893200 2,555 168,505 SH   SOLE   0 0 168,505
VANGUARD INDEX FDS GROWTH ETF 922908736 3,436 15,098 SH   SOLE   0 0 15,098
L BRANDS INC COM 501797104 3,638 114,354 SH   SOLE   0 0 114,354
JUNIPER NETWORKS INC COM 48203R104 2,321 107,949 SH   SOLE   0 0 107,949
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 211 3,524 SH   SOLE   0 0 3,524
ROCKWELL AUTOMATION INC COM 773903109 3,782 17,138 SH   SOLE   0 0 17,138
ISHARES TR CORE S&P SCP ETF 464287804 2,351 33,478 SH   SOLE   0 0 33,478
ISHARES TR CORE S&P US VLU 464287663 378 6,968 SH   SOLE   0 0 6,968
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 3,610 20,721 SH   SOLE   0 0 20,721
TEXTRON INC COM 883203101 3,740 103,628 SH   SOLE   0 0 103,628
SPDR SER TR NUVEEN BBG BRCLY 78464A284 1,450 25,499 SH   SOLE   0 0 25,499
CORNING INC COM 219350105 2,980 91,943 SH   SOLE   0 0 91,943
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,781 35,306 SH   SOLE   0 0 35,306
WESTROCK CO COM 96145D105 2,630 75,694 SH   SOLE   0 0 75,694
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,808 53,827 SH   SOLE   0 0 53,827
ISHARES INC CORE MSCI EMKT 46434G103 486 9,214 SH   SOLE   0 0 9,214
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 13,181 166,935 SH   SOLE   0 0 166,935
VANGUARD INDEX FDS MID CAP ETF 922908629 3,545 20,113 SH   SOLE   0 0 20,113
KIMBERLY CLARK CORP COM 494368103 3,738 25,315 SH   SOLE   0 0 25,315
PROSPERITY BANCSHARES INC COM 743606105 2,406 46,425 SH   SOLE   0 0 46,425
COMMERCE BANCSHARES INC COM 200525103 310 5,512 SH   SOLE   0 0 5,512
NRG ENERGY INC COM NEW 629377508 2,095 68,162 SH   SOLE   0 0 68,162
VANGUARD INDEX FDS SML CP GRW ETF 922908595 6,294 29,285 SH   SOLE   0 0 29,285
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,041 31,405 SH   SOLE   0 0 31,405
ISHARES TR CORE S&P TTL STK 464287150 552 7,316 SH   SOLE   0 0 7,316
EDISON INTL COM 281020107 2,297 45,176 SH   SOLE   0 0 45,176
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2,942 54,851 SH   SOLE   0 0 54,851
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,885 41,856 SH   SOLE   0 0 41,856
TJX COS INC NEW COM 872540109 3,453 62,049 SH   SOLE   0 0 62,049
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 14,968 169,669 SH   SOLE   0 0 169,669
VANECK VECTORS ETF TR INTRMDT MUNI ETF 92189H201 990 19,298 SH   SOLE   0 0 19,298
WALGREENS BOOTS ALLIANCE INC COM 931427108 3,578 99,600 SH   SOLE   0 0 99,600
VANGUARD INDEX FDS SMALL CP ETF 922908751 399 2,593 SH   SOLE   0 0 2,593
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,896 22,878 SH   SOLE   0 0 22,878
ISHARES TR IBOXX HI YD ETF 464288513 10,118 120,591 SH   SOLE   0 0 120,591
ALTRIA GROUP INC COM 02209S103 2,338 60,517 SH   SOLE   0 0 60,517
HOME DEPOT INC COM 437076102 4,125 14,855 SH   SOLE   0 0 14,855
ISHARES TR CORE US AGGBD ET 464287226 1,708 14,470 SH   SOLE   0 0 14,470
KOHLS CORP COM 500255104 1,179 63,621 SH   SOLE   0 0 63,621
SPDR SER TR SPDR BLOOMBERG 78468R663 6,364 69,541 SH   SOLE   0 0 69,541
COCA COLA CO COM 191216100 320 6,483 SH   SOLE   0 0 6,483
INVESCO QQQ TR UNIT SER 1 46090E103 8,783 31,610 SH   SOLE   0 0 31,610
AMGEN INC COM 031162100 2,982 11,732 SH   SOLE   0 0 11,732
CARLISLE COS INC COM 142339100 2,967 24,245 SH   SOLE   0 0 24,245
SIRIUS XM HOLDINGS INC COM 82968B103 143 26,750 SH   SOLE   0 0 26,750
NVIDIA CORPORATION COM 67066G104 415 766 SH   SOLE   0 0 766
INTERNATIONAL PAPER CO COM 460146103 2,589 63,859 SH   SOLE   0 0 63,859
CANADIAN NATL RY CO COM 136375102 3,905 36,681 SH   SOLE   0 0 36,681
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,509 59,096 SH   SOLE   0 0 59,096
INTERNATIONAL BUSINESS MACHS COM 459200101 2,581 21,214 SH   SOLE   0 0 21,214
FRANKLIN RESOURCES INC COM 354613101 1,993 97,940 SH   SOLE   0 0 97,940
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 11,956 117,944 SH   SOLE   0 0 117,944
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,202 86,931 SH   SOLE   0 0 86,931
CARDINAL HEALTH INC COM 14149Y108 5,316 113,221 SH   SOLE   0 0 113,221
ISHARES TR S&P 500 GRWT ETF 464287309 17,410 75,341 SH   SOLE   0 0 75,341
NORDSTROM INC COM 655664100 1,024 85,892 SH   SOLE   0 0 85,892
ISHARES TR MSCI EMG MKT ETF 464287234 372 8,433 SH   SOLE   0 0 8,433
VANGUARD WORLD FDS INF TECH ETF 92204A702 6,910 22,185 SH   SOLE   0 0 22,185
MICROSOFT CORP COM 594918104 3,811 18,118 SH   SOLE   0 0 18,118
DEVON ENERGY CORP NEW COM 25179M103 1,236 130,668 SH   SOLE   0 0 130,668
ISHARES TR CORE S&P MCP ETF 464287507 1,132 6,110 SH   SOLE   0 0 6,110
ISHARES TR RUSSELL 2000 ETF 464287655 357 2,385 SH   SOLE   0 0 2,385
ISHARES TR CORE MSCI EAFE 46432F842 1,692 28,076 SH   SOLE   0 0 28,076
ISHARES TR S&P 500 VAL ETF 464287408 17,639 156,864 SH   SOLE   0 0 156,864
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 7,859 156,835 SH   SOLE   0 0 156,835
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 3,440 63,240 SH   SOLE   0 0 63,240
SEALED AIR CORP NEW COM 81211K100 2,768 71,334 SH   SOLE   0 0 71,334
ISHARES TR EXPANDED TECH 464287515 3,532 11,353 SH   SOLE   0 0 11,353
ISHARES TR S&P MC 400VL ETF 464287705 237 1,759 SH   SOLE   0 0 1,759
ISHARES TR MBS ETF 464288588 7,672 69,495 SH   SOLE   0 0 69,495
JEFFERIES FINL GROUP INC COM 47233W109 2,007 111,502 SH   SOLE   0 0 111,502
ISHARES TR ISHS 1-5YR INVS 464288646 13,260 241,492 SH   SOLE   0 0 241,492
SPDR SER TR NUVEEN BLMBRG SR 78468R739 3,778 75,752 SH   SOLE   0 0 75,752
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 4,584 90,252 SH   SOLE   0 0 90,252
HONEYWELL INTL INC COM 438516106 930 5,651 SH   SOLE   0 0 5,651
VALERO ENERGY CORP COM 91913Y100 3,084 71,191 SH   SOLE   0 0 71,191
KROGER CO COM 501044101 3,743 110,388 SH   SOLE   0 0 110,388
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,551 267,148 SH   SOLE   0 0 267,148
DUPONT DE NEMOURS INC COM 26614N102 1,851 33,367 SH   SOLE   0 0 33,367
WHIRLPOOL CORP COM 963320106 3,894 21,174 SH   SOLE   0 0 21,174
SPDR SER TR S&P DIVID ETF 78464A763 740 8,007 SH   SOLE   0 0 8,007
ISHARES TR CORE S&P500 ETF 464287200 3,563 10,602 SH   SOLE   0 0 10,602
LUMEN TECHNOLOGIES INC COM 156700106 2,353 233,187 SH   SOLE   0 0 233,187
AFLAC INC COM 001055102 2,478 68,181 SH   SOLE   0 0 68,181
ISHARES TR SHORT TREAS BD 464288679 6,467 58,417 SH   SOLE   0 0 58,417
ISHARES TR U.S. REAL ES ETF 464287739 1,358 17,015 SH   SOLE   0 0 17,015
AMERICAN AIRLS GROUP INC COM 02376R102 2,124 172,808 SH   SOLE   0 0 172,808
LAM RESEARCH CORP COM 512807108 5,231 15,767 SH   SOLE   0 0 15,767
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 16,064 89,177 SH   SOLE   0 0 89,177
JOHNSON & JOHNSON COM 478160104 359 2,412 SH   SOLE   0 0 2,412
SEAGATE TECHNOLOGY PLC SHS G7945M107 3,184 64,632 SH   SOLE   0 0 64,632
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,623 41,792 SH   SOLE   0 0 41,792