The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS LARGE CAP ETF 922908637   163,845,585 751,068 SH   SOLE   751,068 0 0
Vanguard Scottsdate FDS VNG RUS1000GRW 92206C680   106,428,746 1,364,121 SH   SOLE   1,364,121 0 0
iShares TR Core MSCI EAFE 46432F842   81,684,970 1,161,122 SH   SOLE   1,161,122 0 0
SPDR TOTAL STK MKT 78464A805   54,925,294 939,697 SH   SOLE   939,697 0 0
F/m Investments US Treasury 2 Year 74933W486   42,591,813 881,088 SH   SOLE   881,088 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104   40,822,070 343,360 SH   SOLE   343,360 0 0
F/M Investments 12 Month Bill 74933W478   30,880,357 618,411 SH   SOLE   618,411 0 0
ISHARES TR CORE S&P MCP ETF 464287507   30,783,240 111,070 SH   SOLE   111,070 0 0
F/m Investments US TBIL 74933W452   29,821,918 598,113 SH   SOLE   598,113 0 0
Vanguard Index FDS Small CP ETF 922908751   28,677,311 134,427 SH   SOLE   134,427 0 0
PROCTER & GAMBLE CO COM 742718109   27,277,264 186,142 SH   SOLE   186,142 0 0
F/M Investments US Tbill 6 Month 74933W460   27,206,979 544,466 SH   SOLE   544,466 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   24,540,877 105,488 SH   SOLE   105,488 0 0
Innovator ETFS TR US Equity 10 Buffer 45783Y442   22,867,426 860,001 SH   SOLE   860,001 0 0
Innovator ETFS TR S&P 500 Buffer Jul 45782C789   13,756,907 365,583 SH   SOLE   365,583 0 0
SPDR SER TR Portfolio S&P 400 78464A847   13,448,214 276,030 SH   SOLE   276,030 0 0
Innovator ETFS TR S&P 500 Buffer Oct 45782C771   10,004,373 260,056 SH   SOLE   260,056 0 0
APPLE INC COM 037833100   9,829,553 51,054 SH   SOLE   51,054 0 0
iShares INC Core MSCI EMKT 46434G103   9,680,630 191,392 SH   SOLE   191,392 0 0
Innovator ETFS TR Defined Wealth Shield 45783Y855   9,013,663 315,494 SH   SOLE   315,494 0 0
Innovator ETFS TR S&P 500 Buffer Dec 45782C557   7,848,372 205,186 SH   SOLE   205,186 0 0
AllianzIM 10 Buffer July 00888H307   5,768,448 171,680 SH   SOLE   171,680 0 0
DFA International Core 25434V203   5,536,045 193,297 SH   SOLE   193,297 0 0
Apache COM 03743Q108   5,532,708 154,200 SH   SOLE   154,200 0 0
MICROSOFT CORP COM 594918104   5,379,252 14,305 SH   SOLE   14,305 0 0
SPDR Small CP ETF 78468R853   5,234,116 124,090 SH   SOLE   124,090 0 0
DFA Emerging Core 25434V302   4,682,036 194,194 SH   SOLE   194,194 0 0
iShares TR EAFE GRWTH ETF 464288885   4,642,281 47,932 SH   SOLE   47,932 0 0
ISHARES TR CORE S&P SCP ETF 464287804   4,550,505 42,037 SH   SOLE   42,037 0 0
AllianzIM 20 Buffer July 00888H406   3,907,144 125,229 SH   SOLE   125,229 0 0
LILLY ELI & CO COM 532457108   3,069,656 5,266 SH   SOLE   5,266 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,480,642 5,219 SH   SOLE   5,219 0 0
AMAZON COM INC COM 023135106   2,243,849 14,768 SH   SOLE   14,768 0 0
CINTAS CORP COM 172908105   1,975,519 3,278 SH   SOLE   3,278 0 0
iShares TR Morningstar US Growth 464287119   1,948,672 28,733 SH   SOLE   28,733 0 0
MERCK & CO INC NEW COM 58933Y105   1,903,380 17,459 SH   SOLE   17,459 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943868   1,896,109 39,584 SH   SOLE   39,584 0 0
Civista Bancshares COM 178867107   1,673,595 90,759 SH   SOLE   90,759 0 0
JPMORGAN CHASE & CO COM 46625H100   1,605,837 9,440 SH   SOLE   9,440 0 0
Innovator ETFS TR S&P 500 Pwr Buffer May 45782C318   1,602,587 50,917 SH   SOLE   50,917 0 0
JOHNSON & JOHNSON COM 478160104   1,538,016 9,812 SH   SOLE   9,812 0 0
HERSHEY CO COM 427866108   1,391,588 7,464 SH   SOLE   7,464 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,377,514 2,884 SH   SOLE   2,884 0 0
Vanguard Index FDS S&P 500 ETF SHS 922908363   1,305,158 2,988 SH   SOLE   2,988 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,300,953 5,484 SH   SOLE   5,484 0 0
AllianzIM 10 Buffer Jan 00888H703   1,194,427 38,407 SH   SOLE   38,407 0 0
EXXON MOBIL CORP COM 30231G102   1,186,662 11,869 SH   SOLE   11,869 0 0
ISHARES TR Core S&P US VLU 464287663   1,174,632 13,929 SH   SOLE   13,929 0 0
ABBVIE INC COM 00287Y109   1,082,930 6,988 SH   SOLE   6,988 0 0
AMGEN INC COM 031162100   1,055,017 3,663 SH   SOLE   3,663 0 0
US Bank COM 74460D729   1,046,726 24,185 SH   SOLE   24,185 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,000,787 2,806 SH   SOLE   2,806 0 0
iShares Tr Treasury Floating Rate 46434V860   967,055 19,161 SH   SOLE   19,161 0 0
NVIDIA CORP COM 67066G104   936,956 1,892 SH   SOLE   1,892 0 0
ABBOTT LABS COM 002824100   922,345 8,379 SH   SOLE   8,379 0 0
AIR PRODS & CHEMS INC COM 009158106   915,861 3,345 SH   SOLE   3,345 0 0
Invesco QQQ TR Unit SER 1 46090E103   911,232 2,225 SH   SOLE   2,225 0 0
ALPHABET INC CAP STK CL A 02079K305   898,346 6,431 SH   SOLE   6,431 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   869,842 2,798 SH   SOLE   2,798 0 0
ISHARES TR RUS 1000 ETF 464287622   840,862 3,206 SH   SOLE   3,206 0 0
iShares TR Rus Mid Cap ETF 464287499   823,024 10,588 SH   SOLE   10,588 0 0
CHEVRON CORP NEW COM 166764100   815,010 5,464 SH   SOLE   5,464 0 0
ISHARES TR CORE S&P US GWT 464287671   784,497 7,536 SH   SOLE   7,536 0 0
MCDONALDS CORP COM 580135101   780,414 2,632 SH   SOLE   2,632 0 0
NEXTERA ENERGY INC COM 65339F101   749,774 12,344 SH   SOLE   12,344 0 0
ISHARES S&P AGGRESSIVE ALLOCATION ETF S&P AGGRESSIVE ALLOCATION ETF 464289859   696,783 10,091 SH   SOLE   10,091 0 0
Vanguard Group Div App ETF 921908844   682,792 4,007 SH   SOLE   4,007 0 0
HOME DEPOT INC COM 437076102   669,534 1,932 SH   SOLE   1,932 0 0
HONEYWELL INTL INC COM 438516106   659,537 3,145 SH   SOLE   3,145 0 0
Walmart COM 931142103   607,267 3,852 SH   SOLE   3,852 0 0
Duke Energy Corp COM 26441C204   604,947 6,234 SH   SOLE   6,234 0 0
BOEING CO COM 097023105   579,707 2,224 SH   SOLE   2,224 0 0
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF 922042858   560,110 13,628 SH   SOLE   13,628 0 0
Innovator ETFS TR S&P 500 Buffer Apr 45782C888   530,720 13,888 SH   SOLE   13,888 0 0
Verizon COM 92343V104   505,193 13,400 SH   SOLE   13,400 0 0
iShares TR Russell 2000 ETF 464287655   493,345 2,458 SH   SOLE   2,458 0 0
Innovator ETFS TR S&P 500 Buffer Jan 45782C409   486,763 11,914 SH   SOLE   11,914 0 0
PFIZER COM 717081103   468,796 16,283 SH   SOLE   16,283 0 0
Fifth Third Bancorp COM 316773100   467,796 13,563 SH   SOLE   13,563 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   463,592 1,712 SH   SOLE   1,712 0 0
VISA INC COM CL A 92826C839   450,926 1,732 SH   SOLE   1,732 0 0
Illinois Tool Wks INC COM 452308109   449,227 1,715 SH   SOLE   1,715 0 0
HEARTLAND BANCORP OHIO COM 421962101   441,647 5,025 SH   SOLE   5,025 0 0
GENERAL ELECTRIC CO COM 369604103   435,868 3,415 SH   SOLE   3,415 0 0
AllianzIM 20 Buffer Jan 00888H802   430,169 14,197 SH   SOLE   14,197 0 0
WISDOMTREE TR Floating Rate Trsy 97717Y527   427,743 8,514 SH   SOLE   8,514 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   418,006 5,566 SH   SOLE   5,566 0 0
ISHARES GRWT ALLOCAT ETF 464289867   397,701 7,477 SH   SOLE   7,477 0 0
Linde PLC SHS G5494J103   382,781 932 SH   SOLE   932 0 0
DISNEY WALT CO COM DISNEY 254687106   369,105 4,088 SH   SOLE   4,088 0 0
AllianzIM 20 Buffer April 00888H208   368,815 12,498 SH   SOLE   12,498 0 0
Coca Cola COM 191098102   355,996 6,041 SH   SOLE   6,041 0 0
VANGUARD WORLD FDS Health Car ETF 92204A504   351,982 1,404 SH   SOLE   1,404 0 0
Tesla INC COM 88160R101   347,126 1,397 SH   SOLE   1,397 0 0
AT&T COM 00206R102   345,024 20,561 SH   SOLE   20,561 0 0
AllianzIM 20 Buffer Dec 00888H794   333,228 11,752 SH   SOLE   11,752 0 0
Stryker Corp COM 863667101   330,903 1,105 SH   SOLE   1,105 0 0
Comcast COM 20030N101   330,492 7,536 SH   SOLE   7,536 0 0
Costco Whsl Corp New COM 22160K105   326,777 495 SH   SOLE   495 0 0
CINCINNATI FINL CORP COM 172062101   325,381 3,145 SH   SOLE   3,145 0 0
American Express Co COM 025816109   322,037 1,719 SH   SOLE   1,719 0 0
Bristol Myers Squibb COM 110122108   314,530 6,130 SH   SOLE   6,130 0 0
Sherwin Williams Co COM 824348106   311,900 1,000 SH   SOLE   1,000 0 0
LCNB Corp COM 50181P100   311,725 19,767 SH   SOLE   19,767 0 0
iShares TR RUS 1000 GRW ETF 464287614   311,355 1,027 SH   SOLE   1,027 0 0
Meta COM 30303M102   310,068 876 SH   SOLE   876 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844   307,745 3,530 SH   SOLE   3,530 0 0
Guggenheim S&P 500 Equal 46137V357   305,974 1,939 SH   SOLE   1,939 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   302,076 1,847 SH   SOLE   1,847 0 0
iShares TR MSCI USA QLT FCT 46432F339   299,479 2,035 SH   SOLE   2,035 0 0
Alphabet INC Class C COM 02079K107   290,174 2,059 SH   SOLE   2,059 0 0
ISHARES TR S&P 500 VAL ETF 464287408   287,092 1,651 SH   SOLE   1,651 0 0
Wisconsin Energy Corp COM 92939U106   286,178 3,400 SH   SOLE   3,400 0 0
iShares TR Morningstar US Eq 464287127   276,701 4,207 SH   SOLE   4,207 0 0
KROGER CO COM 501044101   276,263 6,043 SH   SOLE   6,043 0 0
Adobe Syatems COM 00724F101   273,242 458 SH   SOLE   458 0 0
Lam Research COM 512807108   262,392 335 SH   SOLE   335 0 0
UNION PAC CORP COM 907818108   256,427 1,044 SH   SOLE   1,044 0 0
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854   246,574 4,411 SH   SOLE   4,411 0 0
WISDOMTREE TR LARGECAP DIVID 97717W307   245,606 3,700 SH   SOLE   3,700 0 0
Parker Hannifin COM 701094104   243,249 528 SH   SOLE   528 0 0
Enbridge INC COM 29250N105   231,968 6,440 SH   SOLE   6,440 0 0
Oracle COM 68389X105   224,235 2,126 SH   SOLE   2,126 0 0
Unitedhealth Group Inc COM 91324P102   223,223 424 SH   SOLE   424 0 0
Novo Nordisk COM 670100205   219,727 2,124 SH   SOLE   2,124 0 0
Mastercard COM 57636Q104   219,652 515 SH   SOLE   515 0 0
Southern Company COM 842587107   212,744 3,034 SH   SOLE   3,034 0 0
Check Point Software COM M22465104   212,225 1,389 SH   SOLE   1,389 0 0
SPDR Gold Trust 78463V107   211,625 1,107 SH   SOLE   1,107 0 0
Vanguard Value 922908744   211,243 1,413 SH   SOLE   1,413 0 0
Altria COM 02209S103   207,670 5,148 SH   SOLE   5,148 0 0
Eaton Corp COM G29183103   207,586 862 SH   SOLE   862 0 0
Norfolk Southern COM 655844108   203,286 860 SH   SOLE   860 0 0
Wheaton Precious Metals COM 962879102   202,195 4,098 SH   SOLE   4,098 0 0