0001580642-24-001890.txt : 20240401 0001580642-24-001890.hdr.sgml : 20240401 20240401124320 ACCESSION NUMBER: 0001580642-24-001890 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240401 DATE AS OF CHANGE: 20240401 EFFECTIVENESS DATE: 20240401 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Willow Creek Wealth Management Inc. CENTRAL INDEX KEY: 0001632407 ORGANIZATION NAME: IRS NUMBER: 680431551 STATE OF INCORPORATION: CA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16438 FILM NUMBER: 24807482 BUSINESS ADDRESS: STREET 1: 825 GRAVENSTEIN HWY NO., STE 5 CITY: SEBASTOPOL STATE: CA ZIP: 95472 BUSINESS PHONE: 707 829-1146 MAIL ADDRESS: STREET 1: 825 GRAVENSTEIN HWY NO., STE 5 CITY: SEBASTOPOL STATE: CA ZIP: 95472 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001632407 XXXXXXXX 12-31-2023 12-31-2023 false Willow Creek Wealth Management Inc.

825 Gravenstein Hwy No., Ste 5 Sebastopol CA 95472

13F HOLDINGS REPORT 028-16438 N Beverly Hanson 707-829-1146 /s/ Beverly Hanson Sebastopol CA 04-01-2024 0 145 797756104 INFORMATION TABLE 2 infotable.xml DANAHER CORPORATION COM 235851102 383099 1656 SH SOLE 0 0 1656 ISHARES TR EXPND TEC SC ETF 464287549 213782 477 SH SOLE 0 0 477 ISHARES TR NATIONAL MUN ETF 464288414 236009 2177 SH SOLE 0 0 2177 DISNEY WALT CO COM 254687106 290628 3218 SH SOLE 0 0 3219 SPDR SER TR PORTFOLIO INTRMD 78464A375 16434764 500602 SH SOLE 0 0 500602 SPDR SER TR PORTFLI TIPS ETF 78464A656 14312066 559721 SH SOLE 0 0 559721 ISHARES TR SHRT NAT MUN ETF 464288158 32815088 311250 SH SOLE 0 0 311250 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 3264794 126616 SH SOLE 0 0 126616 MASTERCARD INCORPORATED CL A 57636Q104 467881 1097 SH SOLE 0 0 1097 SPDR S&P 500 ETF TR TR UNIT 78462F103 546505 1149 SH SOLE 0 0 1150 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 25706255 748144 SH SOLE 0 0 748145 ADOBE INC COM 00724F101 448047 751 SH SOLE 0 0 751 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 30579083 589988 SH SOLE 0 0 589988 COSTCO WHSL CORP NEW COM 22160K105 11380142 17240 SH SOLE 0 0 17241 ISHARES TR TIPS BD ETF 464287176 1344659 12509 SH SOLE 0 0 12510 VANGUARD INDEX FDS LARGE CAP ETF 922908637 321989 1476 SH SOLE 0 0 1476 PEPSICO INC COM 713448108 346706 2041 SH SOLE 0 0 2041 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 10603841 318912 SH SOLE 0 0 318913 DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 2487100 79894 SH SOLE 0 0 79894 NEXTERA ENERGY INC COM 65339F101 228835 3767 SH SOLE 0 0 3767 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 12209549 489164 SH SOLE 0 0 489165 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 348805 994 SH SOLE 0 0 994 TARGET CORP COM 87612E106 242441 1702 SH SOLE 0 0 1702 PROGRESSIVE CORP COM 743315103 425437 2671 SH SOLE 0 0 2671 DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 2217614 69231 SH SOLE 0 0 69231 APPLE INC COM 037833100 11930547 61967 SH SOLE 0 0 61967 UNION PAC CORP COM 907818108 372349 1515 SH SOLE 0 0 1516 NORFOLK SOUTHN CORP COM 655844108 273255 1156 SH SOLE 0 0 1156 TEXAS INSTRS INC COM 882508104 377058 2212 SH SOLE 0 0 2212 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 79211298 1028451 SH SOLE 0 0 1028451 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 4362397 180937 SH SOLE 0 0 180937 AMERICAN CENTY ETF TR US SML CP VALU 025072877 8708086 96972 SH SOLE 0 0 96972 ORACLE CORP COM 68389X105 620983 5890 SH SOLE 0 0 5890 INTERCONTINENTAL EXCHANGE IN COM 45866F104 284729 2217 SH SOLE 0 0 2217 WISDOMTREE TR US LARGECAP DIVD 97717W307 405582 6110 SH SOLE 0 0 6110 SPDR SER TR PORTFOLIO SH TSR 78468R101 18107221 623312 SH SOLE 0 0 623312 PROCTER AND GAMBLE CO COM 742718109 758169 5173 SH SOLE 0 0 5174 CINTAS CORP COM 172908105 219368 364 SH SOLE 0 0 364 ISHARES INC ESG AWR MSCI EM 46434G863 238270 7432 SH SOLE 0 0 7432 INTEL CORP COM 458140100 438835 8733 SH SOLE 0 0 8733 ISHARES TR MSCI KLD400 SOC 464288570 667488 7331 SH SOLE 0 0 7331 SPDR SER TR PORTFLI INTRMDIT 78464A672 12348544 432372 SH SOLE 0 0 432372 NIKE INC CL B 654106103 222351 2048 SH SOLE 0 0 2048 MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695 3363731 337724 SH SOLE 0 0 337724 WALMART INC COM 931142103 247218 1568 SH SOLE 0 0 1568 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 931094 20084 SH SOLE 0 0 20084 AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 337045 7782 SH SOLE 0 0 7782 AMERICAN CENTY ETF TR US EQT ETF 025072885 622553 7634 SH SOLE 0 0 7634 ISHARES TR ESG AWRE 1 5 YR 46435G243 1043607 42631 SH SOLE 0 0 42631 ISHARES TR SP SMCP600VL ETF 464287879 987973 9585 SH SOLE 0 0 9585 ISHARES TR CORE MSCI TOTAL 46432F834 374581 5769 SH SOLE 0 0 5769 JPMORGAN CHASE & CO COM 46625H100 365182 2146 SH SOLE 0 0 2147 GENERAL ELECTRIC CO COM NEW 369604301 236498 1853 SH SOLE 0 0 1853 ISHARES TR CORE S&P SCP ETF 464287804 580978 5367 SH SOLE 0 0 5367 ISHARES TR RUSSELL 3000 ETF 464287689 317265 1159 SH SOLE 0 0 1159 CISCO SYS INC COM 17275R102 5220030 103326 SH SOLE 0 0 103326 VANGUARD WORLD FD ESG US CORP BD 921910691 464956 7336 SH SOLE 0 0 7336 EXXON MOBIL CORP COM 30231G102 221765 2218 SH SOLE 0 0 2218 ISHARES TR 1 3 YR TREAS BD 464287457 301333 3673 SH SOLE 0 0 3673 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2159735 36225 SH SOLE 0 0 36225 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 534990 1500 SH SOLE 0 0 1500 SANOFI SPONSORED ADR 80105N105 207424 4171 SH SOLE 0 0 4171 DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 340614 12592 SH SOLE 0 0 12592 DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 4193741 161421 SH SOLE 0 0 161422 PLANET LABS PBC COM CL A 72703X106 675315 273407 SH SOLE 0 0 273407 DENTSPLY SIRONA INC COM 24906P109 452100 12703 SH SOLE 0 0 12703 SPDR SER TR PORT MTG BK ETF 78464A383 2383428 107994 SH SOLE 0 0 107994 VISA INC COM CL A 92826C839 1240307 4764 SH SOLE 0 0 4764 VANGUARD INDEX FDS MID CAP ETF 922908629 361523 1554 SH SOLE 0 0 1554 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 653654 3836 SH SOLE 0 0 3836 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6075103 68754 SH SOLE 0 0 68754 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 42475911 1141212 SH SOLE 0 0 1141212 ISHARES TR RUS 1000 VAL ETF 464287598 777997 4708 SH SOLE 0 0 4708 EXPONENT INC COM 30214U102 233306 2650 SH SOLE 0 0 2650 MARSH & MCLENNAN COS INC COM 571748102 367382 1939 SH SOLE 0 0 1939 VERISIGN INC COM 92343E102 1533578 7446 SH SOLE 0 0 7446 VANGUARD INDEX FDS SMALL CP ETF 922908751 546765 2563 SH SOLE 0 0 2563 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 10293096 164715 SH SOLE 0 0 164716 ISHARES TR CORE S&P TTL STK 464287150 824793 7838 SH SOLE 0 0 7838 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1687458 22943 SH SOLE 0 0 22943 ISHARES TR CORE US AGGBD ET 464287226 335267 3378 SH SOLE 0 0 3378 PUBLIC STORAGE COM 74460D109 240645 789 SH SOLE 0 0 789 VANGUARD INDEX FDS TOTAL STK MKT 922908769 297948 1256 SH SOLE 0 0 1256 AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 13555991 234695 SH SOLE 0 0 234695 HOME DEPOT INC COM 437076102 233228 673 SH SOLE 0 0 673 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1269716 25682 SH SOLE 0 0 25682 DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 1784409 56424 SH SOLE 0 0 56424 OREILLY AUTOMOTIVE INC COM 67103H107 309726 326 SH SOLE 0 0 326 CSX CORP COM 126408103 203120 5858 SH SOLE 0 0 5859 FASTLY INC CL A 31188V100 3595600 202000 SH SOLE 0 0 202000 INVESCO QQQ TR UNIT SER 1 46090E103 390090 952 SH SOLE 0 0 953 UNITEDHEALTH GROUP INC COM 91324P102 256917 488 SH SOLE 0 0 488 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 674548 14204 SH SOLE 0 0 14204 INTERNATIONAL BUSINESS MACHS COM 459200101 211307 1292 SH SOLE 0 0 1292 3M CO COM 88579Y101 217328 1988 SH SOLE 0 0 1988 ISHARES TR ESG AWARE MSCI 46435U663 3647630 95965 SH SOLE 0 0 95965 TESLA INC COM 88160R101 230092 926 SH SOLE 0 0 926 AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281 3343132 59496 SH SOLE 0 0 59497 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 556336 15805 SH SOLE 0 0 15805 SCHWAB STRATEGIC TR US TIPS ETF 808524870 18501843 354441 SH SOLE 0 0 354441 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 91408665 1746773 SH SOLE 0 0 1746774 ISHARES TR 0-3 MNTH TREASRY 46436E718 5214008 51999 SH SOLE 0 0 52000 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 421512 965 SH SOLE 0 0 965 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 475064 16314 SH SOLE 0 0 16314 ISHARES TR CORE S&P MCP ETF 464287507 2315563 8354 SH SOLE 0 0 8355 MERCK & CO INC COM 58933Y105 384950 3531 SH SOLE 0 0 3531 SPDR SER TR PORTFOLIO AGRGTE 78464A649 79732809 3109703 SH SOLE 0 0 3109704 MICROSOFT CORP COM 594918104 1340099 3563 SH SOLE 0 0 3564 ISHARES TR RUS 1000 ETF 464287622 312089 1190 SH SOLE 0 0 1190 ISHARES TR RUS MID CAP ETF 464287499 352776 4538 SH SOLE 0 0 4538 STARBUCKS CORP COM 855244109 318081 3313 SH SOLE 0 0 3313 ISHARES TR RUS 1000 GRW ETF 464287614 1459764 4815 SH SOLE 0 0 4815 META PLATFORMS INC CL A 30303M102 248126 701 SH SOLE 0 0 701 MCDONALDS CORP COM 580135101 237801 802 SH SOLE 0 0 802 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 15275539 533363 SH SOLE 0 0 533364 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 4405633 150723 SH SOLE 0 0 150723 ISHARES TR ESG AWRE USD ETF 46435G193 684929 29434 SH SOLE 0 0 29434 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7479529 306287 SH SOLE 0 0 306287 ALPHABET INC CAP STK CL A 02079K305 1617471 11579 SH SOLE 0 0 11579 BANK AMERICA CORP COM 060505104 273559 8124 SH SOLE 0 0 8125 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 232214 4118 SH SOLE 0 0 4118 SPDR SER TR PORTFOLIO SHORT 78464A474 25708637 863285 SH SOLE 0 0 863285 DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 1352539 32765 SH SOLE 0 0 32765 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 1608109 62989 SH SOLE 0 0 62989 ALPHABET INC CAP STK CL C 02079K107 1763457 12513 SH SOLE 0 0 12513 SPDR SER TR BLOOMBERG 1-3 MO 78468R663 5495967 60137 SH SOLE 0 0 60138 HONEYWELL INTL INC COM 438516106 492217 2347 SH SOLE 0 0 2347 BERKLEY W R CORP COM 084423102 1550819 21929 SH SOLE 0 0 21929 ISHARES TR MSCI EAFE ETF 464287465 310529 4121 SH SOLE 0 0 4121 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 323621 7874 SH SOLE 0 0 7874 VANGUARD BD INDEX FDS INTERMED TERM 921937819 27228768 356490 SH SOLE 0 0 356491 FORD MTR CO DEL COM 345370860 150286 12328 SH SOLE 0 0 12329 ISHARES TR MSCI USA ESG SLC 464288802 799959 7959 SH SOLE 0 0 7959 ISHARES TR CORE S&P500 ETF 464287200 1837427 3846 SH SOLE 0 0 3847 ELI LILLY & CO COM 532457108 279802 480 SH SOLE 0 0 480 AFLAC INC COM 001055102 543098 6583 SH SOLE 0 0 6583 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 32680117 640159 SH SOLE 0 0 640159 MORGAN STANLEY COM NEW 617446448 243383 2610 SH SOLE 0 0 2610 INTUIT COM 461202103 2306361 3690 SH SOLE 0 0 3690 DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 9608814 422551 SH SOLE 0 0 422551 AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299 10585127 196442 SH SOLE 0 0 196442 JOHNSON & JOHNSON COM 478160104 615573 3927 SH SOLE 0 0 3927 VANGUARD INDEX FDS SM CP VAL ETF 922908611 266536 1481 SH SOLE 0 0 1481 AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315 4603081 95985 SH SOLE 0 0 95986 THERMO FISHER SCIENTIFIC INC COM 883556102 2321145 4373 SH SOLE 0 0 4373