Trust Administrator

0000909012-23-000110.txt : 20231114 0000909012-23-000110.hdr.sgml : 20231114 20231114103917 ACCESSION NUMBER: 0000909012-23-000110 CONFORMED SUBMISSION TYPE: 13F-HR/A PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231114 DATE AS OF CHANGE: 20231114 EFFECTIVENESS DATE: 20231114 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR/A SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 231402539 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR/A 1 primary_doc.xml X0202 13F-HR/A LIVE false false false 0001632187 XXXXXXXX 09-30-2023 09-30-2023 true 1 RESTATEMENT Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Wilson Trust Administrator 315-366-3862 /s/ LISA WILSON Oneida NY 11-14-2023 0 627 713739539 INFORMATION TABLE 2 informationtable.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 34490 331 SH SOLE 0 331 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 621815 67884 SH SOLE 0 67884 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 39113 4270 SH DFND 0 4270 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 31992 150 SH SOLE 0 150 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 371107 1740 SH DFND 0 1740 0 0 LINDE PLC FOREIGN EQUITIES G54950103 55851 150 SH SOLE 0 150 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 31344 400 SH DFND 0 400 0 0 TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 223201 1100 SH SOLE 0 1100 0 0 WHITE MTNS INS GROUP LTD FOREIGN EQUITIES G9618E107 100210 67 SH SOLE 0 67 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 2648210 12721 SH SOLE 0 12721 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 265008 1273 SH DFND 0 1273 0 0 UBS GROUP AG FOREIGN EQUITIES H42097107 24640 1000 SH DFND 0 1000 0 0 AFLAC INC COMMON STOCK 001055102 20952 273 SH SOLE 0 273 0 0 AGCO CORP COMMON STOCK 001084102 11828 100 SH DFND 0 100 0 0 AT&T INC COMMON STOCK 00206R102 2192350 145963 SH SOLE 0 145963 0 0 AT&T INC COMMON STOCK 00206R102 464400 30919 SH DFND 0 30919 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 3397366 35079 SH SOLE 0 35079 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 679690 7018 SH DFND 0 7018 0 0 ABBVIE INC COMMON STOCK 00287Y109 6721236 45091 SH SOLE 0 45091 0 0 ABBVIE INC COMMON STOCK 00287Y109 1602987 10754 SH DFND 0 10754 0 0 ADOBE INC COMMON STOCK 00724F101 78523 154 SH SOLE 0 154 0 0 AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 8498 76 SH DFND 0 76 0 0 AGENUS INC COMMON STOCK 00847G705 336 300 SH SOLE 0 300 0 0 AIM IMMUNOTECH INC COMMON STOCK 00901B105 5951 13226 SH SOLE 0 13226 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 1287713 4544 SH SOLE 0 4544 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 479778 1693 SH DFND 0 1693 0 0 ALBEMARLE CORP COMMON STOCK 012653101 1044030 6140 SH SOLE 0 6140 0 0 ALBEMARLE CORP COMMON STOCK 012653101 423399 2490 SH DFND 0 2490 0 0 ALLIANCEBERNSTEIN HLDG LP COMMON STOCK 01881G106 15170 500 SH DFND 0 500 0 0 THE ALLSTATE CORPORATION COMMON STOCK 020002101 11141 100 SH DFND 0 100 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 1033704 7840 SH SOLE 0 7840 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 46147 350 SH DFND 0 350 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 4277001 32684 SH SOLE 0 32684 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 1245132 9515 SH DFND 0 9515 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 140287 3337 SH SOLE 0 3337 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 43048 1024 SH DFND 0 1024 0 0 AMAZON.COM INC COMMON STOCK 023135106 3039675 23912 SH SOLE 0 23912 0 0 AMAZON.COM INC COMMON STOCK 023135106 918439 7225 SH DFND 0 7225 0 0 AMEREN CORPORATION COMMON STOCK 023608102 186925 2498 SH SOLE 0 2498 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 2280782 30322 SH SOLE 0 30322 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 273422 3635 SH DFND 0 3635 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 1087581 7290 SH SOLE 0 7290 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 28643 192 SH DFND 0 192 0 0 AMERICAN TOWER CORP COMMON STOCK 03027X100 502393 3055 SH SOLE 0 3055 0 0 AMERICAN TOWER CORP COMMON STOCK 03027X100 164450 1000 SH DFND 0 1000 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 136213 1100 SH SOLE 0 1100 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 123830 1000 SH DFND 0 1000 0 0 AMETEK INC COMMON STOCK 031100100 472832 3200 SH SOLE 0 3200 0 0 AMETEK INC COMMON STOCK 031100100 295520 2000 SH DFND 0 2000 0 0 AMGEN INC COMMON STOCK 031162100 3164101 11773 SH SOLE 0 11773 0 0 AMGEN INC COMMON STOCK 031162100 797141 2966 SH DFND 0 2966 0 0 ELEVANCE HEALTH INC COMMON STOCK 036752103 1846542 4241 SH SOLE 0 4241 0 0 ELEVANCE HEALTH INC COMMON STOCK 036752103 85774 197 SH DFND 0 197 0 0 APOLLO COMM REAL ESTATE COMMON STOCK 03762U105 20260 2000 SH DFND 0 2000 0 0 APPLE INC COMMON STOCK 037833100 68630145 400854 SH SOLE 0 400854 0 0 APPLE INC COMMON STOCK 037833100 834472 4874 SH DFND 0 4874 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 55380 400 SH SOLE 0 400 0 0 ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 875619 11610 SH SOLE 0 11610 0 0 ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 64107 850 SH DFND 0 850 0 0 ARES CAPITAL CORPORATION COMMON STOCK 04010L103 19460 1000 SH SOLE 0 1000 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 2782760 11567 SH SOLE 0 11567 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 260788 1084 SH DFND 0 1084 0 0 AVANOS MEDICAL INC COMMON STOCK 05350V106 505 25 SH DFND 0 25 0 0 BCE INC FOREIGN EQUITIES 05534B760 35870 940 SH DFND 0 940 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 9215 238 SH SOLE 0 238 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 19360 500 SH DFND 0 500 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 511022 18671 SH SOLE 0 18671 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 62950 2300 SH DFND 0 2300 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 38385 900 SH SOLE 0 900 0 0 BARRICK GOLD CORPORATION FOREIGN EQUITIES 067901108 2910 200 SH SOLE 0 200 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 824644 21857 SH SOLE 0 21857 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 50935 1350 SH DFND 0 1350 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1146532 4435 SH SOLE 0 4435 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 517 2 SH DFND 0 2 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 289689 827 SH SOLE 0 827 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 5290 264 SH DFND 0 264 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 216144 3800 SH SOLE 0 3800 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 22752 400 SH DFND 0 400 0 0 BIOGEN INC COMMON STOCK 09062X103 205608 800 SH DFND 0 800 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 10864 100 SH SOLE 0 100 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 10864 100 SH DFND 0 100 0 0 BLACKBERRY LTD NPV FOREIGN EQUITIES 09228F103 390 83 SH DFND 0 83 0 0 BLACKROCK INC COMMON STOCK 09247X101 782240 1210 SH SOLE 0 1210 0 0 BLACKROCK INC COMMON STOCK 09247X101 439606 680 SH DFND 0 680 0 0 BOEING COMPANY COMMON STOCK 097023105 182096 950 SH SOLE 0 950 0 0 BOEING COMPANY COMMON STOCK 097023105 38336 200 SH DFND 0 200 0 0 BORGWARNER INC COMMON STOCK 099724106 1208375 29940 SH SOLE 0 29940 0 0 BORGWARNER INC COMMON STOCK 099724106 32288 800 SH DFND 0 800 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 6242118 107549 SH SOLE 0 107549 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 5797554 99889 SH DFND 0 99889 0 0 BROADCOM INC COMMON STOCK 11135F101 3798146 4573 SH SOLE 0 4573 0 0 BROADCOM INC COMMON STOCK 11135F101 1293202 1557 SH DFND 0 1557 0 0 BROOKFIELD CORP NPV FOREIGN EQUITIES 11271J107 47780 1528 SH DFND 0 1528 0 0 BROOKFIELD ASSET MGMT LTD FOREIGN EQUITIES 113004105 12735 382 SH DFND 0 382 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 25838 300 SH DFND 0 300 0 0 CIGNA GROUP COMMON STOCK 125523100 114428 400 SH SOLE 0 400 0 0 CSX CORP COMMON STOCK 126408103 660971 21495 SH SOLE 0 21495 0 0 CSX CORP COMMON STOCK 126408103 1382520 44960 SH DFND 0 44960 0 0 CVS HEALTH CORP COMMON STOCK 126650100 2360168 33809 SH SOLE 0 33809 0 0 CVS HEALTH CORP COMMON STOCK 126650100 499626 7157 SH DFND 0 7157 0 0 CAMPBELL SOUP CO COMMON STOCK 134429109 16428 400 SH DFND 0 400 0 0 CARDINAL HEALTH INC COMMON STOCK 14149Y108 6337 73 SH DFND 0 73 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 539580 9775 SH SOLE 0 9775 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 51888 940 SH DFND 0 940 0 0 CATERPILLAR INC COMMON STOCK 149123101 4706520 17240 SH SOLE 0 17240 0 0 CATERPILLAR INC COMMON STOCK 149123101 270270 990 SH DFND 0 990 0 0 CEL SCI CORP COMMON STOCK 150837607 625 500 SH SOLE 0 500 0 0 THE CHEMOURS CO COMMON STOCK 163851108 1682 60 SH SOLE 0 60 0 0 CHEVRON CORP COMMON STOCK 166764100 4791651 28417 SH SOLE 0 28417 0 0 CHEVRON CORP COMMON STOCK 166764100 961467 5702 SH DFND 0 5702 0 0 CHIPOTLE MEXICAN GRILL COMMON STOCK 169656105 9159 5 SH SOLE 0 5 0 0 CHURCH & DWIGHT CO INC COMMON STOCK 171340102 183260 2000 SH SOLE 0 2000 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 8482920 157823 SH SOLE 0 157823 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 1624212 30218 SH DFND 0 30218 0 0 COCA COLA COMPANY COMMON STOCK 191216100 6438740 115040 SH SOLE 0 115040 0 0 COCA COLA COMPANY COMMON STOCK 191216100 530928 9486 SH DFND 0 9486 0 0 COHERENT CORP COMMON STOCK 19247G107 6526 200 SH DFND 0 200 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 1273153 17904 SH SOLE 0 17904 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 35555 500 SH DFND 0 500 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 1608158 36269 SH SOLE 0 36269 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 170219 3839 SH DFND 0 3839 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 354057 8388 SH SOLE 0 8388 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 5264051 124711 SH DFND 0 124711 0 0 CONAGRA FOODS INC COMMON STOCK 205887102 1133933 41370 SH SOLE 0 41370 0 0 CONAGRA FOODS INC COMMON STOCK 205887102 74006 2700 SH DFND 0 2700 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 1383084 11545 SH SOLE 0 11545 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 24678 206 SH DFND 0 206 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 124873 1460 SH SOLE 0 1460 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 222377 2600 SH DFND 0 2600 0 0 CONSTELLATION BRANDS INC COMMON STOCK 21036P108 251330 1000 SH SOLE 0 1000 0 0 CONSTELLATION BRANDS INC COMMON STOCK 21036P108 251330 1000 SH DFND 0 1000 0 0 CONSTELLATION ENERGY CORP COMMON STOCK 21037T109 30760 282 SH DFND 0 282 0 0 COOPER COMPANIES INC COMMON STOCK 216648402 50881 160 SH SOLE 0 160 0 0 CORNING INC COMMON STOCK 219350105 2217684 72807 SH SOLE 0 72807 0 0 CORNING INC COMMON STOCK 219350105 116509 3825 SH DFND 0 3825 0 0 CORTEVA INC COMMON STOCK 22052L104 201271 3935 SH SOLE 0 3935 0 0 CORTEVA INC COMMON STOCK 22052L104 10484 205 SH DFND 0 205 0 0 COSTCO COMMON STOCK 22160K105 12428 22 SH SOLE 0 22 0 0 COUPANG INC CL A FOREIGN EQUITIES 22266T109 3400 200 SH DFND 0 200 0 0 CROCS INC COMMON STOCK 227046109 78083 885 SH SOLE 0 885 0 0 CUMMINS INC COMMON STOCK 231021106 2100680 9195 SH SOLE 0 9195 0 0 CUMMINS INC COMMON STOCK 231021106 511750 2240 SH DFND 0 2240 0 0 DANAHER CORP COMMON STOCK 235851102 119583 482 SH SOLE 0 482 0 0 DEERE & COMPANY COMMON STOCK 244199105 833975 2210 SH SOLE 0 2210 0 0 DEERE & COMPANY COMMON STOCK 244199105 216993 575 SH DFND 0 575 0 0 DELL TECHNOLOGIES INC COMMON STOCK 24703L202 1929 28 SH DFND 0 28 0 0 DIGI INTL INC COMMON STOCK 253798102 10800 400 SH DFND 0 400 0 0 DIME CMNTY BANCSHARES INC COMMON STOCK 25432X102 3990 200 SH SOLE 0 200 0 0 WALT DISNEY CO COMMON STOCK 254687106 1936567 23894 SH SOLE 0 23894 0 0 WALT DISNEY CO COMMON STOCK 254687106 151801 1873 SH DFND 0 1873 0 0 DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108 7969 92 SH SOLE 0 92 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 363952 3440 SH SOLE 0 3440 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 57132 540 SH DFND 0 540 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 931422 20856 SH SOLE 0 20856 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 141836 3176 SH DFND 0 3176 0 0 DORCHESTER MINERALS LP COMMON STOCK 25820R105 1465793 50475 SH SOLE 0 50475 0 0 DOW INC COMMON STOCK 260557103 2418961 46916 SH SOLE 0 46916 0 0 DOW INC COMMON STOCK 260557103 139205 2700 SH DFND 0 2700 0 0 DRAFTKINGS INC CL A COMMON STOCK 26142V105 5886 200 SH SOLE 0 200 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 127535 1445 SH SOLE 0 1445 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 24271 275 SH DFND 0 275 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 3314580 44438 SH SOLE 0 44438 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 170953 2292 SH DFND 0 2292 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 802261 6329 SH SOLE 0 6329 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 31690 250 SH DFND 0 250 0 0 EASTMAN CHEMICAL CO COMMON STOCK 277432100 24243 316 SH SOLE 0 316 0 0 EBAY INC COMMON STOCK 278642103 8818 200 SH SOLE 0 200 0 0 ECOLAB INC COMMON STOCK 278865100 186340 1100 SH SOLE 0 1100 0 0 EDISON INTL COMMON STOCK 281020107 235881 3727 SH DFND 0 3727 0 0 EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 66508 960 SH DFND 0 960 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 5417307 56098 SH SOLE 0 56098 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 615918 6378 SH DFND 0 6378 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 34839 1050 SH SOLE 0 1050 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 34805 1049 SH DFND 0 1049 0 0 ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 23851 1700 SH DFND 0 1700 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 30041 1098 SH SOLE 0 1098 0 0 EQUIFAX INC COMMON STOCK 294429105 503745 2750 SH SOLE 0 2750 0 0 EQUIFAX INC COMMON STOCK 294429105 183180 1000 SH DFND 0 1000 0 0 EQUITRANS MIDSTREAM CORP COMMON STOCK 294600101 4685 500 SH DFND 0 500 0 0 ESCO TECHNOLOGIES COMMON STOCK 296315104 8772 84 SH DFND 0 84 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 917474 26733 SH SOLE 0 26733 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 71214 2075 SH DFND 0 2075 0 0 EXELON CORP COMMON STOCK 30161N101 996547 26371 SH SOLE 0 26371 0 0 EXELON CORP COMMON STOCK 30161N101 109022 2885 SH DFND 0 2885 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 6350357 54009 SH SOLE 0 54009 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 1335470 11358 SH DFND 0 11358 0 0 META PLATFORMS INC COMMON STOCK 30303M102 84056 280 SH DFND 0 280 0 0 FEDEX CORP COMMON STOCK 31428X106 316563 1195 SH SOLE 0 1195 0 0 FEDEX CORP COMMON STOCK 31428X106 22516 85 SH DFND 0 85 0 0 FIDELITY NATL INFORMATION SV COMMON STOCK 31620M106 55270 1000 SH SOLE 0 1000 0 0 FIDELITY NATL INFORMATION SV COMMON STOCK 31620M106 55270 1000 SH DFND 0 1000 0 0 FIFTH THIRD BANCORP COMMON STOCK 316773100 16584 655 SH DFND 0 655 0 0 FIRST SOLAR, INC. COMMON STOCK 336433107 807950 5000 SH DFND 0 5000 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 1452236 35920 SH SOLE 0 35920 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 62665 1550 SH DFND 0 1550 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 24305 1957 SH SOLE 0 1957 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 9936 800 SH DFND 0 800 0 0 FORTUNE BRANDS HOME & SEC COMMON STOCK 34964C106 29832 480 SH SOLE 0 480 0 0 FOX CORP COMMON STOCK 35137L105 171600 5500 SH SOLE 0 5500 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 17620 132 SH DFND 0 132 0 0 FRANKLIN FTSE CANADA ETF/INTERNATIONAL EQUITY 35473P827 350770 11650 SH SOLE 0 11500 0 150 FRANKLIN FTSE CANADA ETF/INTERNATIONAL EQUITY 35473P827 7979 265 SH DFND 0 265 0 0 FREEPORT MCMORAN INC COMMON STOCK 35671D857 729008 19550 SH SOLE 0 19550 0 0 FREEPORT MCMORAN INC COMMON STOCK 35671D857 29832 800 SH DFND 0 800 0 0 FRESENIUS MEDICAL CARE AG & CO KGAA FOREIGN EQUITIES 358029106 2153 100 SH DFND 0 100 0 0 GABELLI MULTIMEDIA TR INC CLOSED END MUTUAL FUNDS 36239Q109 1761 299 SH DFND 0 299 0 0 GABELLI EQUITY TR INC CLOSED END MUTUAL FUNDS 362397101 5130 1000 SH DFND 0 1000 0 0 GABELLI UTILITY TRUST CLOSED END MUTUAL FUNDS 36240A101 1749 330 SH DFND 0 330 0 0 GE HEALTHCARE TECH COMMON STOCK 36266G107 29319 431 SH SOLE 0 431 0 0 GE HEALTHCARE TECH COMMON STOCK 36266G107 30548 449 SH DFND 0 449 0 0 GAP INC COMMON STOCK 364760108 21260 2000 SH SOLE 0 2000 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 1794480 8121 SH SOLE 0 8121 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 30935 140 SH DFND 0 140 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604301 199978 1809 SH SOLE 0 1809 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604301 150015 1357 SH DFND 0 1357 0 0 GENERAL MILLS INC COMMON STOCK 370334104 2002102 31288 SH SOLE 0 31288 0 0 GENERAL MILLS INC COMMON STOCK 370334104 210526 3290 SH DFND 0 3290 0 0 GENERAL MOTORS CO COMMON STOCK 37045V100 6594 200 SH DFND 0 200 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 1337523 17848 SH SOLE 0 17848 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 168615 2250 SH DFND 0 2250 0 0 GLOBAL X MLP ETF ETF/EQUITY 37954Y343 30321 680 SH SOLE 0 680 0 0 GOLDMAN SACHS ACCESS ULTRAST ETF/FIXED INCOME 381430230 99860 2000 SH SOLE 0 2000 0 0 GOLDMAN SACHS JUST US LARGE CAP EQUITY ETF ETF/EQUITY 381430396 6391 105 SH SOLE 0 105 0 0 GOLDMAN SACHS ACTIVEBETA US LARGE CAP EQ ETF ETF/EQUITY 381430503 505 6 SH SOLE 0 6 0 0 GRAINGER W W INC COMMON STOCK 384802104 6918 10 SH SOLE 0 10 0 0 HP INC COMMON STOCK 40434L105 3315 129 SH SOLE 0 129 0 0 HANESBRANDS INC COMMON STOCK 410345102 1980 500 SH SOLE 0 500 0 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 6610 200 SH SOLE 0 200 0 0 HERSHEY CO COMMON STOCK 427866108 40016 200 SH SOLE 0 200 0 0 HEWLETT PACKARD ENTERPRISE COMMON STOCK 42824C109 2239 129 SH SOLE 0 129 0 0 HOME DEPOT INC COMMON STOCK 437076102 3539945 11716 SH SOLE 0 11716 0 0 HOME DEPOT INC COMMON STOCK 437076102 46831 155 SH DFND 0 155 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 2100846 11372 SH SOLE 0 11372 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 38610 209 SH DFND 0 209 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 4118364 17882 SH SOLE 0 17882 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 580377 2520 SH DFND 0 2520 0 0 INCYTE CORP COMMON STOCK 45337C102 5777 100 SH SOLE 0 100 0 0 INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 9640 1000 SH SOLE 0 1000 0 0 INGERSOLL RAND INC COMMON STOCK 45687V106 69773 1095 SH SOLE 0 1095 0 0 INTEL CORP COMMON STOCK 458140100 2981611 83895 SH SOLE 0 83895 0 0 INTEL CORP COMMON STOCK 458140100 311506 8765 SH DFND 0 8765 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 9111896 64946 SH SOLE 0 64946 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 5745002 40948 SH DFND 0 40948 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 766562 21612 SH SOLE 0 21612 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 31248 881 SH DFND 0 881 0 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 875942 2445 SH SOLE 8 2437 8 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 87413 244 SH DFND 0 244 0 0 INTUIT INC COMMON STOCK 461202103 13284 26 SH SOLE 0 26 0 0 INVESCO WILDERHILL CLEAN ENERGY ETF ETF/EQUITY 46137V134 10151 323 SH DFND 0 323 0 0 INVESCO FTSE RAFI US1000 ETF ETF/EQUITY 46137V613 14314 450 SH SOLE 0 450 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 1229800 55000 SH SOLE 0 55000 0 0 INVESCO BULLETSHS 26 CRP ETF ETF/FIXED INCOME 46138J791 438596 23355 SH SOLE 0 22830 0 525 INVESCO BULLETSHS 26 CRP ETF ETF/FIXED INCOME 46138J791 12582 670 SH DFND 0 670 0 0 IQVIA HLDGS INC COMMON STOCK 46266C105 19675 100 SH SOLE 0 100 0 0 IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 6823 150 SH DFND 0 150 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 15255 750 SH SOLE 0 750 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 33866 1665 SH DFND 0 1665 0 0 ISHARES GOLD TRUST ETF/OTHER 464285204 3262192 93259 SH SOLE 0 93109 0 150 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 3593782 107439 SH SOLE 40 107399 40 0 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 114191 3414 SH DFND 0 3414 0 0 ISHARES MSCI EUROZONE ETF ETF/INTERNATIONAL EQUITY 464286608 91417 2165 SH SOLE 0 2140 0 25 ISHARES CORE S&P TOTAL US STOCK MKT ETF ETF/EQUITY 464287150 1412 15 SH SOLE 0 15 0 0 ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 64584 600 SH SOLE 0 600 0 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 46781432 108941 SH SOLE 38 108903 38 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 133546 311 SH DFND 0 311 0 0 ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 46079 490 SH SOLE 0 490 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 45274 1193 SH SOLE 0 1193 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 101303 993 SH SOLE 40 953 40 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 665042 9720 SH SOLE 0 9720 0 0 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 2059005 24982 SH SOLE 0 24957 0 25 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 3296 40 SH DFND 0 40 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 647204 4207 SH SOLE 0 4207 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 758994 8287 SH SOLE 0 8287 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 9616 105 SH DFND 0 105 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 278369 3438 SH SOLE 0 3438 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 2914 36 SH DFND 0 36 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 2032644 29493 SH SOLE 0 29493 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 295458 4287 SH DFND 0 4287 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 3894790 37328 SH SOLE 0 37328 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 146075 1400 SH DFND 0 1400 0 0 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 13733179 55076 SH SOLE 0 55056 0 20 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 142126 570 SH DFND 0 570 0 0 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 4288569 28248 SH SOLE 49 28074 49 125 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 191442 1261 SH DFND 0 1261 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 273067 3780 SH SOLE 0 3780 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 43344 600 SH DFND 0 600 0 0 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 6263534 23549 SH SOLE 0 23480 0 69 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 180865 680 SH DFND 0 680 0 0 ISHARES RUSSELL 2000 VALUE ETF/EQUITY 464287630 28329 209 SH DFND 0 209 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 31605 141 SH DFND 0 141 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 1147549 6493 SH SOLE 36 6457 36 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 122479 693 SH DFND 0 693 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 16355749 173389 SH SOLE 0 173331 0 58 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 130268 1381 SH DFND 0 1381 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 36550 2500 SH SOLE 0 2500 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 13158 900 SH DFND 0 900 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 2273672 48376 SH SOLE 44 48332 44 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 271942 5786 SH DFND 0 5786 0 0 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 6134199 66409 SH SOLE 0 66409 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 215629 2925 SH SOLE 40 2885 40 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 80572 1093 SH DFND 0 1093 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 24130 496 SH DFND 0 496 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 94675 1900 SH DFND 0 1900 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 1976000 65561 SH SOLE 0 65561 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 121461 4030 SH DFND 0 4030 0 0 ISHARES MSCI EAFE VALUE ETF ETF/EQUITY 464288877 1614 33 SH SOLE 0 33 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 226458 2290 SH SOLE 0 2290 0 0 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 7409529 102370 SH SOLE 0 102280 0 90 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 38487245 598093 SH SOLE 0 597833 0 260 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 232622 3615 SH DFND 0 3615 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 10070794 211616 SH SOLE 0 211486 0 130 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 15466 325 SH DFND 0 325 0 0 ISHARES MSCI EM EX CHINA ETF/INTERNATIONAL EQUITY 46434G764 1903244 38195 SH SOLE 0 38170 0 25 ISHARES MSCI EM EX CHINA ETF/INTERNATIONAL EQUITY 46434G764 2989 60 SH DFND 0 60 0 0 ISHARES ESG MSCI EM ETF ETF/INTERNATIONAL EQUITY 46434G863 330088 10905 SH SOLE 0 10905 0 0 ISHARES MSCI ACWI LOW CARBON ETF/EQUITY 46434V464 3004 20 SH SOLE 0 20 0 0 ISHARES ESG USD CORP BOND ETF/FIXED INCOME 46435G193 8156 375 SH SOLE 0 375 0 0 ISHARES TR ESG AWRE 1 5 YR ETF/FIXED INCOME 46435G243 8318 350 SH SOLE 0 350 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 11737 125 SH SOLE 0 125 0 0 ISHARES ESG MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46435G516 355878 5148 SH SOLE 0 5148 0 0 ISHARES ESG AWARE MSCI SMALLCAP ETF ETF/EQUITY 46435U663 1177 35 SH SOLE 0 35 0 0 ISHARES IBONDS DEC 2030 TERM TSY ETF ETF/FIXED INCOME 46436E593 508413 26915 SH SOLE 0 26325 0 590 ISHARES IBONDS DEC 2030 TERM TSY ETF ETF/FIXED INCOME 46436E593 19456 1030 SH DFND 0 1030 0 0 ISHARES 0-3 MONTH TREASURY ETF/FIXED INCOME 46436E718 305523 3035 SH SOLE 0 2968 0 67 ISHARES IBONDS DEC 2028 TERM ETF/FIXED INCOME 46436E833 365499 16969 SH SOLE 0 16869 0 100 ISHARES IBONDS DEC 2028 TERM ETF/FIXED INCOME 46436E833 7883 366 SH DFND 0 366 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 10874261 74985 SH SOLE 0 74985 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 1088223 7504 SH DFND 0 7504 0 0 JABIL CIRCUIT INC. COMMON STOCK 466313103 25378 200 SH SOLE 0 200 0 0 JPMORGAN EQUITY PREMIUM INC ETF/EQUITY 46641Q332 11216579 209421 SH SOLE 0 209216 0 205 JPMORGAN EQUITY PREMIUM INC ETF/EQUITY 46641Q332 16603 310 SH DFND 0 310 0 0 JACOBS SOLUTIONS INC COMMON STOCK 46982L108 26481 194 SH DFND 0 194 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 5591360 35900 SH SOLE 0 35900 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 1385233 8894 SH DFND 0 8894 0 0 KLA CORPORATION COMMON STOCK 482480100 10090 22 SH SOLE 0 22 0 0 KELLOGG COMPANY COMMON STOCK 487836108 47608 800 SH DFND 0 800 0 0 KENVUE INC COMMON STOCK 49177J102 1003152 49987 SH SOLE 0 49987 0 0 KENVUE INC COMMON STOCK 49177J102 169928 8467 SH DFND 0 8467 0 0 KEURIG DR PEPPER INC COMMON STOCK 49271V100 5302 168 SH SOLE 0 168 0 0 KEYCORP COMMON STOCK 493267108 5380 500 SH SOLE 0 500 0 0 KEYCORP COMMON STOCK 493267108 5380 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 1070964 8862 SH SOLE 0 8862 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 261036 2160 SH DFND 0 2160 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 905704 54660 SH SOLE 0 54660 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 89145 5380 SH DFND 0 5380 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 78458 2333 SH DFND 0 2333 0 0 KYNDRYL HOLDINGS INC COMMON STOCK 50155Q100 1132 75 SH SOLE 0 75 0 0 LAM RESEARCH CORP COMMON STOCK 512807108 934482 1491 SH SOLE 0 1491 0 0 LAM RESEARCH CORP COMMON STOCK 512807108 72077 115 SH DFND 0 115 0 0 ESTEE LAUDER COMP INC CL A COMMON STOCK 518439104 14455 100 SH SOLE 0 100 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 14225 2403 SH SOLE 0 2403 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 14219 2402 SH DFND 0 2402 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 1593113 2966 SH SOLE 0 2966 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 1103800 2055 SH DFND 0 2055 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 2499868 6113 SH SOLE 0 6113 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 391768 958 SH DFND 0 958 0 0 LOEWS CORP COMMON STOCK 540424108 82303 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 4233476 20369 SH SOLE 0 20369 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 323187 1555 SH DFND 0 1555 0 0 LUMEN TECHNOLOGIES INC COMMON STOCK 550241103 2275 1614 SH DFND 0 1614 0 0 M & T BANK CORP COMMON STOCK 55261F104 198145 1567 SH SOLE 0 1567 0 0 M & T BANK CORP COMMON STOCK 55261F104 1093159 8645 SH DFND 0 8645 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 52060 344 SH DFND 0 344 0 0 MARKEL GROUP INC COMMON STOCK 570535104 48592 33 SH SOLE 0 33 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 831384 2100 SH SOLE 0 2100 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 21774 55 SH DFND 0 55 0 0 MASTERBRAND INC COMMON STOCK 57638P104 5832 480 SH SOLE 0 480 0 0 MCDONALDS CORP COMMON STOCK 580135101 3849621 14613 SH SOLE 0 14613 0 0 MCDONALDS CORP COMMON STOCK 580135101 201791 766 SH DFND 0 766 0 0 MCKESSON CORP COMMON STOCK 58155Q103 565292 1300 SH SOLE 0 1300 0 0 MCKESSON CORP COMMON STOCK 58155Q103 243510 560 SH DFND 0 560 0 0 MEDPACE HOLDINGS INC COMMON STOCK 58506Q109 9685 40 SH SOLE 0 40 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 10050503 97626 SH SOLE 0 97626 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 1707827 16589 SH DFND 0 16589 0 0 METLIFE INC COMMON STOCK 59156R108 176120 2800 SH SOLE 0 2800 0 0 METLIFE INC COMMON STOCK 59156R108 28933 460 SH DFND 0 460 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 487550 440 SH SOLE 0 440 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 110807 100 SH DFND 0 100 0 0 MICROSOFT CORP COMMON STOCK 594918104 18586828 58866 SH SOLE 0 58866 0 0 MICROSOFT CORP COMMON STOCK 594918104 2569251 8137 SH DFND 0 8137 0 0 MICRON TECHNOLOGY COMMON STOCK 595112103 17007 250 SH SOLE 0 250 0 0 MODERNA INC COMMON STOCK 60770K107 5164 50 SH SOLE 0 50 0 0 MOLINA HEALTHCARE INC COMMON STOCK 60855R100 16394 50 SH SOLE 0 50 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 424727 6120 SH SOLE 0 6120 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 192585 2775 SH DFND 0 2775 0 0 MORGAN STANLEY COMMON STOCK 617446448 1805371 22106 SH SOLE 0 22106 0 0 MORGAN STANLEY COMMON STOCK 617446448 22458 275 SH DFND 0 275 0 0 ETF CALVERT US MID-CAP CORE ETF/EQUITY 61774R403 1903 40 SH SOLE 0 40 0 0 MURPHY OIL CORPORATION COMMON STOCK 626717102 14871 328 SH SOLE 0 328 0 0 MURPHY USA INC COMMON STOCK 626755102 28021 82 SH SOLE 0 82 0 0 NBT BANCORP INC COMMON STOCK 628778102 383073 12092 SH SOLE 0 12092 0 0 NBT BANCORP INC COMMON STOCK 628778102 299278 9447 SH DFND 0 9447 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 98610 1900 SH SOLE 0 1900 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 5190 100 SH DFND 0 100 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 65055 1073 SH DFND 0 1073 0 0 NETFLIX INC COMMON STOCK 64110L106 132156 350 SH SOLE 0 350 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 11340 1000 SH SOLE 0 1000 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 1984 175 SH DFND 0 175 0 0 NEWELL RUBBERMAID INC COMMON STOCK 651229106 6546 725 SH SOLE 0 0 0 725 NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103 7168 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 2043899 35677 SH SOLE 0 35677 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1093662 19090 SH DFND 0 19090 0 0 NIKE INC CLASS B COMMON STOCK 654106103 2062517 21570 SH SOLE 0 21570 0 0 NIKE INC CLASS B COMMON STOCK 654106103 50295 526 SH DFND 0 526 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1679989 8531 SH SOLE 0 8531 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 254038 1290 SH DFND 0 1290 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 88038 200 SH DFND 0 200 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 102793 3992 SH SOLE 0 3992 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 267688 2628 SH SOLE 0 2628 0 0 NUCOR CORP COMMON STOCK 670346105 4958599 31715 SH SOLE 0 31715 0 0 NUCOR CORP COMMON STOCK 670346105 1009705 6458 SH DFND 0 6458 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 2497216 5741 SH SOLE 0 5741 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 271862 625 SH DFND 0 625 0 0 OAKTREE SPECIALTY LENDING COMMON STOCK 67401P405 20110 1000 SH SOLE 0 1000 0 0 OCCIDENTAL PETE CORP star W EXP 08/03/2027 WARRANTS & RIGHTS 674599162 605 14 SH SOLE 0 14 0 0 OLIN CORP COMMON STOCK 680665205 19988 400 SH DFND 0 400 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 3088231 41470 SH SOLE 0 41470 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 148191 1990 SH DFND 0 1990 0 0 ONEOK INC COMMON STOCK 682680103 24991 394 SH SOLE 0 394 0 0 OPEN LENDING CORP COMMON STOCK 68373J104 1464 200 SH SOLE 0 200 0 0 ORACLE CORP COMMON STOCK 68389X105 248912 2350 SH SOLE 0 2350 0 0 ORACLE CORP COMMON STOCK 68389X105 84736 800 SH DFND 0 800 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 45960 4000 SH DFND 0 4000 0 0 ORGANON & CO COMMON STOCK 68622V106 6996 403 SH SOLE 0 403 0 0 ORGANON & CO COMMON STOCK 68622V106 1543 89 SH DFND 0 89 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 6023 75 SH SOLE 0 75 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 26100 325 SH DFND 0 325 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 1392205 11340 SH SOLE 0 11340 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 55860 455 SH DFND 0 455 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 51920 400 SH SOLE 0 400 0 0 PPL CORP COMMON STOCK 69351T106 11775 500 SH DFND 0 500 0 0 PAYCHEX INC COMMON STOCK 704326107 23066 200 SH SOLE 0 200 0 0 PAYCHEX INC COMMON STOCK 704326107 66314 575 SH DFND 0 575 0 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 11690 200 SH SOLE 0 200 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 48828 1218 SH SOLE 0 1218 0 0 PEPSICO INC COMMON STOCK 713448108 9138017 53931 SH SOLE 0 53931 0 0 PEPSICO INC COMMON STOCK 713448108 1060009 6256 SH DFND 0 6256 0 0 PFIZER INC COMMON STOCK 717081103 4175784 125929 SH SOLE 0 125929 0 0 PFIZER INC COMMON STOCK 717081103 999771 30150 SH DFND 0 30150 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 111096 1200 SH SOLE 0 1200 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 63787 689 SH DFND 0 689 0 0 PHILLIPS 66 COMMON STOCK 718546104 2046961 17037 SH SOLE 0 17037 0 0 PHILLIPS 66 COMMON STOCK 718546104 48059 400 SH DFND 0 400 0 0 PIMCO ENHANCED SHORT MAT ESG ETF/FIXED INCOME 72201R643 105479 1075 SH SOLE 0 1075 0 0 PIMCO ENHANCED LOW DURATION ETF/FIXED INCOME 72201R718 93740 1000 SH SOLE 0 1000 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 100140 1000 SH SOLE 0 1000 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 45960 3000 SH DFND 0 3000 0 0 PRINCIPAL SPECTRUM PFD SEC ETF/EQUITY 74255Y888 1989480 118000 SH SOLE 0 118000 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 7960399 54576 SH SOLE 0 54576 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 1019264 6988 SH DFND 0 6988 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 5503 58 SH SOLE 0 58 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 20401 215 SH DFND 0 215 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 3547524 62347 SH SOLE 0 62347 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 739813 13002 SH DFND 0 13002 0 0 PULTE GROUP INC COMMON STOCK 745867101 15548 210 SH DFND 0 210 0 0 QUALCOMM INC COMMON STOCK 747525103 3093769 27857 SH SOLE 0 27857 0 0 QUALCOMM INC COMMON STOCK 747525103 310967 2800 SH DFND 0 2800 0 0 RTX CORP COMMON STOCK 75513E101 2023540 28117 SH SOLE 0 28117 0 0 RTX CORP COMMON STOCK 75513E101 305578 4246 SH DFND 0 4246 0 0 REALTY INCOME CORP COMMON STOCK 756109104 16676 334 SH SOLE 0 334 0 0 REGULUS THERAPEUTICS INC COMMON STOCK 75915K309 938 690 SH SOLE 0 690 0 0 REPUBLIC SERVICES INC COMMON STOCK 760759100 14251 100 SH SOLE 0 100 0 0 RIBBONS COMMUNICATIONS INC COMMON STOCK 762544104 3752 1400 SH SOLE 0 1400 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 34303 120 SH DFND 0 120 0 0 ROPER INDS INC COMMON STOCK 776696106 306542 633 SH SOLE 0 633 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 672413 7690 SH SOLE 0 7690 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 113497 1298 SH DFND 0 1298 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 235683 645 SH SOLE 0 645 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 139217 381 SH DFND 0 381 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 7304563 17088 SH SOLE 0 17088 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 322737 755 SH DFND 0 755 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 51435 300 SH SOLE 0 300 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 724376 4225 SH DFND 0 4225 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 784354 24940 SH SOLE 0 24530 0 410 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 19970 635 SH DFND 0 635 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 491402 8291 SH SOLE 0 8291 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 523169 12683 SH SOLE 0 12683 0 0 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 888965 17691 SH SOLE 0 17521 0 170 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 7286 145 SH DFND 0 145 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 270658 6455 SH SOLE 0 6455 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 3970260 102750 SH SOLE 0 102750 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 5643121 12358 SH SOLE 16 12342 16 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 110962 243 SH DFND 0 243 0 0 SPDR PORTFOLIO SMALLCAP ETF ETF/EQUITY 78468R853 30913 838 SH SOLE 0 838 0 0 SALESFORCE INC COMMON STOCK 79466L302 63672 314 SH SOLE 0 314 0 0 SLB FOREIGN EQUITIES 806857108 68082 1168 SH SOLE 0 1168 0 0 SLB FOREIGN EQUITIES 806857108 73795 1266 SH DFND 0 1266 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 2803555 67703 SH SOLE 0 67703 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 244977 5916 SH DFND 0 5916 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 180089 2293 SH SOLE 0 2293 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 784221 9985 SH DFND 0 9985 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 436544 3391 SH SOLE 0 3391 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 8496 66 SH DFND 0 66 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 218811 3180 SH SOLE 0 3180 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 13417 195 SH DFND 0 195 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 256760 1595 SH SOLE 0 1595 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 15615 97 SH DFND 0 97 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 2553030 28245 SH SOLE 0 28245 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 249473 2760 SH DFND 0 2760 0 0 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 101999 3076 SH SOLE 0 3076 0 0 SPDR INDUSTRIALS (XLI) ETF/EQUITY 81369Y704 105435 1040 SH SOLE 0 1040 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 460964 2812 SH SOLE 0 2812 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 37867 231 SH DFND 0 231 0 0 SELECT SECTOR SPDR TR COMMUNICATION ETF/EQUITY 81369Y852 37171 567 SH SOLE 0 567 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 116676 1980 SH SOLE 0 1980 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 8544 145 SH DFND 0 145 0 0 SEMPRA ENERGY COMMON STOCK 816851109 1467390 21570 SH SOLE 0 21570 0 0 SEMPRA ENERGY COMMON STOCK 816851109 109527 1610 SH DFND 0 1610 0 0 SIXTH ST SPECIALTY LENDING COMMON STOCK 83012A109 20430 1000 SH SOLE 0 1000 0 0 JM SMUCKER COMPANY COMMON STOCK 832696405 4670 38 SH DFND 0 38 0 0 SNAP ON INC COMMON STOCK 833034101 76518 300 SH DFND 0 300 0 0 SNAP INC COMMON STOCK 83304A106 2673 300 SH DFND 0 300 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 36178 559 SH SOLE 0 559 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 84136 1300 SH DFND 0 1300 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 353045 24654 SH SOLE 0 24654 0 0 STAG INDL INC COMMON STOCK 85254J102 6900 200 SH SOLE 0 200 0 0 STARBUCKS CORP COMMON STOCK 855244109 987516 10820 SH SOLE 0 10820 0 0 STARBUCKS CORP COMMON STOCK 855244109 47458 520 SH DFND 0 520 0 0 STATE STREET CORP COMMON STOCK 857477103 53560 800 SH DFND 0 800 0 0 STRYKER CORP COMMON STOCK 863667101 1757324 6431 SH SOLE 0 6431 0 0 STRYKER CORP COMMON STOCK 863667101 35250 129 SH DFND 0 129 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 10586 660 SH SOLE 0 660 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 26153 221 SH SOLE 0 221 0 0 SYSCO CORP COMMON STOCK 871829107 159486 2415 SH SOLE 0 2415 0 0 SYSCO CORP COMMON STOCK 871829107 92456 1400 SH DFND 0 1400 0 0 TJX COMPANIES COMMON STOCK 872540109 342631 3855 SH SOLE 0 3855 0 0 TJX COMPANIES COMMON STOCK 872540109 9154 103 SH DFND 0 103 0 0 T MOBILE US INC COMMON STOCK 872590104 88511 632 SH DFND 0 632 0 0 TARGET CORP COMMON STOCK 87612E106 2000487 18093 SH SOLE 0 18093 0 0 TARGET CORP COMMON STOCK 87612E106 89777 812 SH DFND 0 812 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 76402 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 31590 1000 SH SOLE 0 1000 0 0 TERADATA CORP COMMON STOCK 88076W103 4862 108 SH DFND 0 108 0 0 TESLA MOTORS INC COMMON STOCK 88160R101 211684 846 SH SOLE 0 846 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 4697098 29540 SH SOLE 0 29540 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 164572 1035 SH DFND 0 1035 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1516434 2996 SH SOLE 0 2996 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 298634 590 SH DFND 0 590 0 0 3M COMPANY COMMON STOCK 88579Y101 102982 1100 SH SOLE 0 1100 0 0 3M COMPANY COMMON STOCK 88579Y101 132940 1420 SH DFND 0 1420 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 97980 2000 SH SOLE 0 2000 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 210657 4300 SH DFND 0 4300 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 643456 10678 SH SOLE 0 10678 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 19584 325 SH DFND 0 325 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 107850 600 SH DFND 0 600 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1289311 7895 SH SOLE 0 7895 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 72671 445 SH DFND 0 445 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 2463050 86092 SH SOLE 0 86092 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 138896 4855 SH DFND 0 4855 0 0 US BANCORP COMMON STOCK 902973304 1643351 49724 SH SOLE 0 49724 0 0 US BANCORP COMMON STOCK 902973304 211022 6385 SH DFND 0 6385 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 1542073 7573 SH SOLE 0 7573 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 638378 3135 SH DFND 0 3135 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 4483360 28764 SH SOLE 0 28764 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 263880 1693 SH DFND 0 1693 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3783883 7505 SH SOLE 0 7505 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 650401 1290 SH DFND 0 1290 0 0 VBI VACCINES INC COMMON STOCK 91822J202 186 283 SH SOLE 0 283 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 538000 20000 SH DFND 0 20000 0 0 VANECK VECTORS ETF TR GREEN BD ETF ETF/FIXED INCOME 92189F171 2266 100 SH SOLE 0 100 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 1171561 7540 SH SOLE 0 7540 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 160399 2997 SH SOLE 0 2997 0 0 VANGUARD MEGA CAP GROWTH ETF/EQUITY 921910816 19286 85 SH SOLE 0 85 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 121399 1615 SH SOLE 0 1615 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 105238 1400 SH DFND 0 1400 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 340802 4884 SH SOLE 0 4759 125 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 13956 200 SH DFND 0 200 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 26232 600 SH DFND 0 600 0 0 VANGUARD SHORT TERM INFL- PROT SECS ETF ETF/FIXED INCOME 922020805 7563200 160000 SH SOLE 0 160000 0 0 VANGUARD ULTRA SHORT TERM ETF/FIXED INCOME 92203C303 98360 2000 SH SOLE 0 2000 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 550518 6855 SH SOLE 0 6855 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 238520 2970 SH DFND 0 2970 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 9749 50 SH SOLE 0 50 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 857912 4400 SH DFND 0 4400 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 1343409 3238 SH SOLE 0 3238 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 151849 366 SH DFND 0 366 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 59306 465 SH SOLE 0 465 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 1313981 33520 SH SOLE 0 33520 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 209443 5343 SH DFND 0 5343 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 491100 6535 SH SOLE 65 6470 65 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 384462 5116 SH DFND 0 5116 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 47433 830 SH SOLE 0 480 0 350 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 832 15 SH SOLE 0 15 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 990386 2522 SH SOLE 0 2522 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 13096 100 SH SOLE 0 100 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 46359 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 60183 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 601850 7956 SH SOLE 0 7956 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 54843 725 SH DFND 0 725 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 223286 1400 SH SOLE 0 1400 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 114947 552 SH SOLE 0 552 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 176992 650 SH SOLE 0 650 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 44929 165 SH DFND 0 165 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 193795 1025 SH SOLE 0 1025 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 99831 470 SH SOLE 0 470 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 13564715 63861 SH DFND 0 63861 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 6018222 185748 SH SOLE 0 185748 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1142939 35276 SH DFND 0 35276 0 0 VIATRIS INC COMMON STOCK 92556V106 1587 161 SH SOLE 0 161 0 0 VIATRIS INC COMMON STOCK 92556V106 5048 512 SH DFND 0 512 0 0 VISA INC CLASS A COMMON STOCK 92826C839 2448653 10646 SH SOLE 0 10646 0 0 VISA INC CLASS A COMMON STOCK 92826C839 385032 1674 SH DFND 0 1674 0 0 VM WARE INC COMMON STOCK 928563402 1997 12 SH DFND 0 12 0 0 WABTEC CORP COMMON STOCK 929740108 1487 14 SH SOLE 0 14 0 0 WABTEC CORP COMMON STOCK 929740108 4569 43 SH DFND 0 43 0 0 WAL MART STORES INC COMMON STOCK 931142103 5640494 35269 SH SOLE 0 35269 0 0 WAL MART STORES INC COMMON STOCK 931142103 1094235 6842 SH DFND 0 6842 0 0 WARNER BROS DISCOVERY INC COMMON STOCK 934423104 3757 346 SH SOLE 0 346 0 0 WARNER BROS DISCOVERY INC COMMON STOCK 934423104 13574 1250 SH DFND 0 1250 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 506395 3322 SH SOLE 0 3322 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 131097 860 SH DFND 0 860 0 0 WEBSTER FINANCIAL CORP COMMON STOCK 947890109 18663 463 SH DFND 0 463 0 0 WELLS FARGO & CO COMMON STOCK 949746101 20430 500 SH SOLE 0 500 0 0 WELLS FARGO & CO COMMON STOCK 949746101 148117 3625 SH DFND 0 3625 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 49040 1600 SH SOLE 0 1600 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 336800 10000 SH DFND 0 10000 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1801373 23077 SH SOLE 0 23077 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 26852 344 SH DFND 0 344 0 0 WISDOMTREE FLOATING RATE TSY ETF/FIXED INCOME 97717Y527 511342 10164 SH SOLE 0 9939 0 225 WISDOMTREE FLOATING RATE TSY ETF/FIXED INCOME 97717Y527 12175 242 SH DFND 0 242 0 0 WOODSIDE ENERGY GROUP LTD FOREIGN EQUITIES 980228308 1257 54 SH DFND 0 54 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E303 63695 1738 SH SOLE 0 1738 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E303 10078 275 SH DFND 0 275 0 0 ZIMVIE INC COMMON STOCK 98888T107 2596 276 SH DFND 0 276 0 0 ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 15847 67 SH DFND 0 67 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 219277 1954 SH SOLE 0 1954 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 197507 1760 SH DFND 0 1760 0 0