Trust Administrator

0000909012-22-000063.txt : 20220506 0000909012-22-000063.hdr.sgml : 20220506 20220505131359 ACCESSION NUMBER: 0000909012-22-000063 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220331 FILED AS OF DATE: 20220505 DATE AS OF CHANGE: 20220505 EFFECTIVENESS DATE: 20220505 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 22895279 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 03-31-2022 03-31-2022 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneida NY 04-29-2022 0 673 810280 false INFORMATION TABLE 2 aci_13f.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 36 331 SH SOLE 0 331 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 1967 173599 SH SOLE 0 173599 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 195 17230 SH DFND 0 17230 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 30 200 SH SOLE 0 200 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 280 1848 SH DFND 0 1848 0 0 LINDE PLC FOREIGN EQUITIES G5494J103 53 166 SH SOLE 0 166 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 149 1346 SH SOLE 0 1346 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 11 100 SH DFND 0 100 0 0 TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 190 1242 SH SOLE 0 1242 0 0 WHITE MTNS INS GROUP LTD FOREIGN EQUITIES G9618E107 37 33 SH SOLE 0 33 0 0 WHITE MTNS INS GROUP LTD FOREIGN EQUITIES G9618E107 39 34 SH DFND 0 34 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 2139 10002 SH SOLE 0 10002 0 0 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0 INVESCO S&P SMALLCAP 600 PURE VALUE ETF ETF/EQUITY 46137V167 23 238 SH SOLE 0 238 0 0 INVESCO S&P 500 PURE VAL ETF ETF/EQUITY 46137V258 1842 21510 SH SOLE 0 21495 0 15 INVESCO S&P 500 PURE VAL ETF ETF/EQUITY 46137V258 4 45 SH DFND 0 45 0 0 INVESCO FTSE RAFI US1000 ETF ETF/EQUITY 46137V613 15 90 SH SOLE 0 90 0 0 INVESCO DYNAMIC BLDNG CONSTR ETF/EQUITY 46137V779 99 2305 SH SOLE 0 2275 0 30 INVESCO DYNAMIC BLDNG CONSTR ETF/EQUITY 46137V779 3 70 SH DFND 0 70 0 0 INVESCO MSCI GLOBAL TIMBER ETF/EQUITY 46138E545 2 65 SH DFND 0 65 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 1619 66260 SH SOLE 0 66260 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 7 300 SH DFND 0 300 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB COMMON STOCK 46138J841 15 725 SH SOLE 0 725 0 0 IQVIA HLDGS INC COMMON STOCK 46266C105 23 100 SH SOLE 0 100 0 0 IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 8 200 SH DFND 0 200 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 22 980 SH SOLE 0 980 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 43 1872 SH DFND 0 1872 0 0 ISHARES GOLD TRUST ETF/OTHER 464285204 5913 160605 SH SOLE 0 160455 0 150 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 2658 66119 SH SOLE 0 66019 0 100 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 10 255 SH DFND 0 255 0 0 ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 77 600 SH SOLE 0 600 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 75 606 SH SOLE 0 606 0 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 47378 104428 SH SOLE 38 104390 38 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 169 372 SH DFND 0 372 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 167 3693 SH SOLE 0 3693 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 193 1596 SH SOLE 40 1556 40 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 926 12129 SH SOLE 0 12129 0 0 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 46 520 SH SOLE 0 520 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 933 5990 SH SOLE 0 5990 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 964 8970 SH SOLE 0 8780 0 190 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 8 75 SH DFND 0 75 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 1120 13437 SH SOLE 0 13437 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 30 354 SH DFND 0 354 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 2625 35670 SH SOLE 0 35670 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 316 4287 SH DFND 0 4287 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 4606 38503 SH SOLE 0 38503 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 167 1400 SH DFND 0 1400 0 0 ISHARES RUSSELL MIDCAP ETF ETF/EQUITY 464287499 138 1774 SH DFND 0 1774 0 0 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 10108 37670 SH SOLE 0 37659 0 11 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 159 593 SH DFND 0 593 0 0 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 3936 23714 SH SOLE 33 23546 33 135 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 127 766 SH DFND 0 766 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 462 5980 SH SOLE 0 5980 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 46 600 SH DFND 0 600 0 0 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 6487 23365 SH SOLE 0 23290 0 75 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 174 627 SH DFND 0 627 0 0 ISHARES RUSSELL 2000 VALUE ETF/EQUITY 464287630 34 209 SH DFND 0 209 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 5 19 SH SOLE 0 19 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 36 141 SH DFND 0 141 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 996 4853 SH SOLE 0 4853 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 129 628 SH DFND 0 628 0 0 ISHARES US TELECOM ETF ETF/EQUITY 464287713 1 20 SH SOLE 0 20 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 11953 110798 SH SOLE 0 110771 0 27 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 149 1381 SH DFND 0 1381 0 0 ISHARES TR S&P GTFIDX ETF ETF/INTERNATIONAL EQUITY 464288174 2 27 SH DFND 0 27 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 363 16850 SH SOLE 0 16850 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 19 900 SH DFND 0 900 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 1190 22759 SH SOLE 0 22759 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 27 521 SH DFND 0 521 0 0 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 26825 268839 SH SOLE 0 268594 0 245 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 30 300 SH DFND 0 300 0 0 ISHARES TR S&P GLO INFRAS ETF/INTERNATIONAL EQUITY 464288372 3 53 SH DFND 0 53 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 296 3593 SH SOLE 40 3553 40 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 90 1093 SH DFND 0 1093 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 27 496 SH DFND 0 496 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 98 1900 SH DFND 0 1900 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 2724 74826 SH SOLE 0 74826 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 225 6190 SH DFND 0 6190 0 0 ISHARES US HOME CONSTRUCTION ETF/EQUITY 464288752 2 33 SH DFND 0 33 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 95 890 SH SOLE 0 890 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 10 90 SH DFND 0 90 0 0 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 4 50 SH DFND 0 50 0 0 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 8638 111375 SH SOLE 0 111260 0 115 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 38904 559687 SH SOLE 50 559322 50 315 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 514 7401 SH DFND 0 7401 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 11197 201605 SH SOLE 0 201470 0 135 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 18 325 SH DFND 0 325 0 0 ISHARES MSCI EM EX CHINA ETF/INTERNATIONAL EQUITY 46434G764 1400 24065 SH SOLE 0 24020 0 45 ISHARES MSCI EM EX CHINA ETF/INTERNATIONAL EQUITY 46434G764 3 60 SH DFND 0 60 0 0 ISHARES MSCI GLOBAL MTL&MIN PRODUCERS ETF ETF/INTERNATIONAL EQUITY 46434G848 2 32 SH DFND 0 32 0 0 ISHARES ESG MSCI EM ETF ETF/INTERNATIONAL EQUITY 46434G863 373 10155 SH SOLE 0 10155 0 0 ISHARES 0-5 YR INVMT GR CORP ETF/FIXED INCOME 46434V100 39 795 SH DFND 0 795 0 0 ISHARES MSCI ACWI LOW CARBON ETF/EQUITY 46434V464 6 35 SH SOLE 0 35 0 0 ISHARES TR ESG AWRE 1 5 YR ETF/FIXED INCOME 46435G243 2 75 SH SOLE 0 75 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 21 205 SH SOLE 0 205 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 25 243 SH DFND 0 243 0 0 ISHARES ESG ADV HIGH YIELD ETF/FIXED INCOME 46435G441 13 260 SH SOLE 0 260 0 0 ISHARES ESG MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46435G516 390 5285 SH SOLE 0 5285 0 0 ISHARES CYBERSEC & TECH ETF ETF/EQUITY 46435U135 1 34 SH DFND 0 34 0 0 ISHARES BB RATED CRP BND ETF ETF/FIXED INCOME 46435U473 3326 68305 SH SOLE 0 68080 0 225 ISHARES BB RATED CRP BND ETF ETF/FIXED INCOME 46435U473 9 185 SH DFND 0 185 0 0 ISHARES ESG AWARE MSCI SMALLCAP ETF ETF/EQUITY 46435U663 1 25 SH SOLE 0 25 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 9569 70194 SH SOLE 0 70194 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 707 5183 SH DFND 0 5183 0 0 JABIL CIRCUIT INC. COMMON STOCK 466313103 12 200 SH SOLE 0 200 0 0 J P MORGAN EXCHANGE-TRADED FEQUITY PREMIUM ETF/EQUITY 46641Q332 5916 96345 SH SOLE 0 96345 0 0 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 4471 88930 SH SOLE 0 88700 0 230 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 9 175 SH DFND 0 175 0 0 JACOBS ENGR GROUP INC. COMMON STOCK 469814107 27 194 SH DFND 0 194 0 0 JANUS DETROIT STREET TR HENDERSON AAA CLO ETF/FIXED INCOME 47103U845 4399 87620 SH SOLE 0 87345 0 275 JANUS DETROIT STREET TR HENDERSON AAA CLO ETF/FIXED INCOME 47103U845 14 270 SH DFND 0 270 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 9929 56024 SH SOLE 0 56024 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 2703 15250 SH DFND 0 15250 0 0 JOUNCE THERAPEUTICS INC COMMON STOCK 481116101 7 1000 SH SOLE 0 1000 0 0 KELLOGG COMPANY COMMON STOCK 487836108 26 400 SH SOLE 0 400 0 0 KEYCORP COMMON STOCK 493267108 11 500 SH SOLE 0 500 0 0 KEYCORP COMMON STOCK 493267108 11 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 1153 9363 SH SOLE 0 9363 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 621 5045 SH DFND 0 5045 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 557 29469 SH SOLE 0 29469 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 67 3530 SH DFND 0 3530 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 92 2333 SH DFND 0 2333 0 0 KYNDRYL HOLDINGS INC COMMON STOCK 50155Q100 49 3734 SH SOLE 0 3734 0 0 KYNDRYL HOLDINGS INC COMMON STOCK 50155Q100 131 10000 SH DFND 0 10000 0 0 L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 7 30 SH DFND 0 30 0 0 LAM RESEARCH CORP COMMON STOCK 512807108 46 85 SH SOLE 0 85 0 0 ESTEE LAUDER COMP INC CL A COMMON STOCK 518439104 27 100 SH SOLE 0 100 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 19 2403 SH SOLE 0 2403 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 19 2402 SH DFND 0 2402 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 1113 3886 SH SOLE 0 3886 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 258 900 SH DFND 0 900 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 3237 7333 SH SOLE 0 7333 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 476 1078 SH DFND 0 1078 0 0 LOEWS CORP COMMON STOCK 540424108 84 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 4363 21581 SH SOLE 0 21581 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 284 1407 SH DFND 0 1407 0 0 LUMEN TECHNOLOGIES INC COMMON STOCK 550241103 13 1150 SH SOLE 0 1150 0 0 M & T BANK CORP COMMON STOCK 55261F104 320 1888 SH SOLE 0 1888 0 0 M & T BANK CORP COMMON STOCK 55261F104 1449 8548 SH DFND 0 8548 0 0 ECOFIN DIGTL PYMNTS INFRSTRC ETF/EQUITY 56167N548 2 45 SH DFND 0 45 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 29 344 SH DFND 0 344 0 0 MARKEL CORPORATION COMMON STOCK 570535104 49 33 SH SOLE 0 33 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 561 1570 SH SOLE 0 1570 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 20 55 SH DFND 0 55 0 0 MCDONALDS CORP COMMON STOCK 580135101 3867 15638 SH SOLE 0 15638 0 0 MCDONALDS CORP COMMON STOCK 580135101 239 966 SH DFND 0 966 0 0 MCKESSON CORP COMMON STOCK 58155Q103 56 183 SH SOLE 0 183 0 0 MCKESSON CORP COMMON STOCK 58155Q103 918 3000 SH DFND 0 3000 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 4 200 SH DFND 0 200 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 8249 100541 SH SOLE 0 100541 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 1437 17519 SH DFND 0 17519 0 0 METLIFE INC COMMON STOCK 59156R108 98 1390 SH SOLE 0 1390 0 0 METLIFE INC COMMON STOCK 59156R108 11 160 SH DFND 0 160 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 384 280 SH SOLE 0 280 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 549 400 SH DFND 0 400 0 0 MICROSOFT CORP COMMON STOCK 594918104 17400 56440 SH SOLE 0 56440 0 0 MICROSOFT CORP COMMON STOCK 594918104 3262 10580 SH DFND 0 10580 0 0 MOLINA HEALTHCARE INC COMMON STOCK 60855R100 17 50 SH SOLE 0 50 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 319 5090 SH SOLE 0 5090 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 281 4475 SH DFND 0 4475 0 0 MORGAN STANLEY COMMON STOCK 617446448 929 10631 SH SOLE 0 10631 0 0 MURPHY OIL CORPORATION COMMON STOCK 626717102 10 246 SH SOLE 0 246 0 0 MURPHY USA INC COMMON STOCK 626755102 16 82 SH SOLE 0 82 0 0 NBT BANCORP INC COMMON STOCK 628778102 627 17366 SH SOLE 0 17366 0 0 NBT BANCORP INC COMMON STOCK 628778102 342 9453 SH DFND 0 9453 0 0 NCR CORP COMMON STOCK 62886E108 8 200 SH SOLE 0 200 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 48 700 SH SOLE 0 700 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 211 3076 SH DFND 0 3076 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 102 1323 SH DFND 0 1323 0 0 NETFLIX INC COMMON STOCK 64110L106 90 240 SH SOLE 0 240 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 11 1000 SH SOLE 0 1000 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 2 175 SH DFND 0 175 0 0 NEWMONT MINING CORP COMMON STOCK 651639106 48 600 SH SOLE 0 600 0 0 NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 9 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 3046 35954 SH SOLE 0 35954 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1860 21960 SH DFND 0 21960 0 0 NIKE INC CLASS B COMMON STOCK 654106103 3138 23318 SH SOLE 0 23318 0 0 NIKE INC CLASS B COMMON STOCK 654106103 239 1776 SH DFND 0 1776 0 0 NIKOLA CORP COMMON STOCK 654110105 2 200 SH SOLE 0 200 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 2225 7803 SH SOLE 0 7803 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 342 1200 SH DFND 0 1200 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 13 30 SH SOLE 0 30 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 89 200 SH DFND 0 200 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 257 8992 SH SOLE 0 8992 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 200 2278 SH SOLE 0 2278 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 286 3255 SH DFND 0 3255 0 0 NUCOR CORP COMMON STOCK 670346105 5791 38955 SH SOLE 0 38955 0 0 NUCOR CORP COMMON STOCK 670346105 1153 7758 SH DFND 0 7758 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 612 2243 SH SOLE 0 2243 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 491 1800 SH DFND 0 1800 0 0 NUVEEN AMT FREE MUNI CR INC CLOSED END MUTUAL FUNDS 67071L106 44 3000 SH SOLE 0 3000 0 0 OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 11 200 SH SOLE 0 200 0 0 OCCIDENTAL PETE CORP W EXP 08/03/2027 WARRANTS & RIGHTS 674599162 1 25 SH SOLE 0 25 0 0 OKTA INC CL A COMMON STOCK 679295105 30 200 SH DFND 0 200 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 3431 40419 SH SOLE 0 40419 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 215 2535 SH DFND 0 2535 0 0 OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 11 362 SH SOLE 0 362 0 0 ONEOK INC COMMON STOCK 682680103 28 394 SH SOLE 0 394 0 0 ORACLE CORP COMMON STOCK 68389X105 298 3606 SH SOLE 0 3606 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 12 1000 SH DFND 0 1000 0 0 ORGANON & CO COMMON STOCK 68622V106 16 470 SH SOLE 0 470 0 0 ORGANON & CO COMMON STOCK 68622V106 38 1078 SH DFND 0 1078 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 21 275 SH SOLE 0 275 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 76 985 SH DFND 0 985 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 2059 11162 SH SOLE 0 11162 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 10 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 295 2248 SH SOLE 0 2248 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 26 200 SH DFND 0 200 0 0 PPL CORP COMMON STOCK 69351T106 512 17944 SH SOLE 0 17944 0 0 PPL CORP COMMON STOCK 69351T106 74 2600 SH DFND 0 2600 0 0 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 1152 29505 SH SOLE 0 29435 0 70 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 4 100 SH DFND 0 100 0 0 PALO ALTO NETWORKS INC COMMON STOCK 697435105 62 100 SH SOLE 0 100 0 0 PAYCOM SOFTWARE INC COMMON STOCK 70432V102 23 67 SH SOLE 0 67 0 0 PAYCOM SOFTWARE INC COMMON STOCK 70432V102 23 67 SH DFND 0 67 0 0 PAYCHEX INC COMMON STOCK 704326107 68 500 SH SOLE 0 500 0 0 PAYCHEX INC COMMON STOCK 704326107 92 675 SH DFND 0 675 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 61 1218 SH SOLE 0 1218 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 70 3500 SH SOLE 0 3500 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 30 1500 SH DFND 0 1500 0 0 PEPSICO INC COMMON STOCK 713448108 8674 51820 SH SOLE 0 51820 0 0 PEPSICO INC COMMON STOCK 713448108 1872 11186 SH DFND 0 11186 0 0 PFIZER INC COMMON STOCK 717081103 6452 124628 SH SOLE 0 124628 0 0 PFIZER INC COMMON STOCK 717081103 1525 29454 SH DFND 0 29454 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 282 3000 SH SOLE 0 3000 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 65 689 SH DFND 0 689 0 0 PHILLIPS 66 COMMON STOCK 718546104 1166 13495 SH SOLE 0 13495 0 0 PHILLIPS 66 COMMON STOCK 718546104 138 1600 SH DFND 0 1600 0 0 PIMCO ENHANCED SHORT MAT ESG ETF/FIXED INCOME 72201R643 99 1000 SH SOLE 0 1000 0 0 PIMCO ENHANCED LOW DURATION ETF/FIXED INCOME 72201R718 2536 26000 SH SOLE 0 26000 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 3105 31000 SH SOLE 0 31000 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 32 3000 SH DFND 0 3000 0 0 PRINCIPAL SPECTRUM PFD SEC ETF/EQUITY 74255Y888 2505 131990 SH SOLE 0 131990 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 8208 53715 SH SOLE 0 53715 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 1025 6707 SH DFND 0 6707 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 11 91 SH SOLE 0 91 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 25 215 SH DFND 0 215 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 5707 81534 SH SOLE 0 81534 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 1331 19017 SH DFND 0 19017 0 0 PULTE GROUP INC COMMON STOCK 745867101 9 210 SH DFND 0 210 0 0 QUALCOMM INC COMMON STOCK 747525103 2761 18067 SH SOLE 0 18067 0 0 QUALCOMM INC COMMON STOCK 747525103 430 2815 SH DFND 0 2815 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 2357 23787 SH SOLE 0 23787 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 684 6907 SH DFND 0 6907 0 0 REALTY INCOME CORP COMMON STOCK 756109104 20 284 SH SOLE 0 284 0 0 REGULUS THERAPEUTICS INC COMMON STOCK 75915K200 2 6900 SH SOLE 0 6900 0 0 REPUBLIC SERVICES INC COMMON STOCK 760759100 13 100 SH SOLE 0 100 0 0 RIBBONS COMMUNICATIONS INC COMMON STOCK 762544104 4 1400 SH SOLE 0 1400 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 43 155 SH DFND 0 155 0 0 ROPER INDS INC COMMON STOCK 776696106 189 400 SH SOLE 0 400 0 0 ROPER INDS INC COMMON STOCK 776696106 110 233 SH DFND 0 233 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 1013 9190 SH SOLE 0 9190 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 143 1298 SH DFND 0 1298 0 0 SHELL PLC FOREIGN EQUITIES 780259305 14 260 SH DFND 0 260 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 290 706 SH DFND 0 706 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 8036 17794 SH SOLE 0 17794 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 444 984 SH DFND 0 984 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 476 2637 SH SOLE 0 2637 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 808 4475 SH DFND 0 4475 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 8 225 SH DFND 0 225 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 605 9135 SH SOLE 0 9135 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 631 15120 SH SOLE 0 15120 0 0 SPDR S&P TRANSPORTATION ETF ETF/EQUITY 78464A532 3 34 SH DFND 0 34 0 0 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 1001 18840 SH SOLE 0 18525 0 315 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 14 265 SH DFND 0 265 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 3939 87639 SH SOLE 0 87451 0 188 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 13 293 SH DFND 0 293 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 5048 112750 SH SOLE 0 112750 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 18 400 SH DFND 0 400 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 6670 13599 SH SOLE 16 13583 16 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 130 265 SH DFND 0 265 0 0 SPDR PORTFOLIO SMALLCAP ETF ETF/EQUITY 78468R853 15 365 SH SOLE 0 365 0 0 SPDR DOUBLELINE SHRT DUR ETF/FIXED INCOME 78470P200 9 180 SH SOLE 0 180 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 96 454 SH SOLE 0 454 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 121 2918 SH SOLE 0 2918 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 38 916 SH DFND 0 916 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 3774 79686 SH SOLE 150 79536 150 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 205 4320 SH DFND 0 4320 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 244 2765 SH SOLE 0 2765 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 880 9985 SH DFND 0 9985 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 384 2802 SH SOLE 0 2802 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 244 3222 SH SOLE 0 3222 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 20 270 SH DFND 0 270 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 322 1742 SH SOLE 0 1742 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 27 147 SH DFND 0 147 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 2414 31582 SH SOLE 0 31582 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 215 2810 SH DFND 0 2810 0 0 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 125 3262 SH SOLE 0 3262 0 0 SPDR INDUSTRIALS (XLI) ETF/EQUITY 81369Y704 107 1040 SH SOLE 0 1040 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 682 4290 SH SOLE 0 4290 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 49 311 SH DFND 0 311 0 0 SELECT SECTOR SPDR TR COMMUNICATION ETF/EQUITY 81369Y852 161 2345 SH SOLE 0 2345 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 270 3630 SH SOLE 0 3630 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 7 100 SH DFND 0 100 0 0 SEMPRA ENERGY COMMON STOCK 816851109 1853 11019 SH SOLE 0 11019 0 0 SEMPRA ENERGY COMMON STOCK 816851109 320 1905 SH DFND 0 1905 0 0 SIERRA WIRELESS INC FOREIGN EQUITIES 826516106 6 333 SH DFND 0 333 0 0 SORRENTO THERAPEUTICS INC COMMON STOCK 83587F202 1 600 SH DFND 0 600 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 519 7154 SH SOLE 0 7154 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 166 2290 SH DFND 0 2290 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 412 26836 SH SOLE 0 26836 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 1 48 SH DFND 0 48 0 0 SQUARE INC CL A COMMON STOCK 852234103 14 100 SH SOLE 0 100 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 280 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 879 9666 SH SOLE 0 9666 0 0 STARBUCKS CORP COMMON STOCK 855244109 54 595 SH DFND 0 595 0 0 STATE STREET CORP COMMON STOCK 857477103 71 815 SH SOLE 0 815 0 0 STATE STREET CORP COMMON STOCK 857477103 70 800 SH DFND 0 800 0 0 STERICYCLE INC COMMON STOCK 858912108 59 1000 SH SOLE 0 1000 0 0 STERICYCLE INC COMMON STOCK 858912108 47 800 SH DFND 0 800 0 0 STRYKER CORP COMMON STOCK 863667101 1814 6785 SH SOLE 0 6785 0 0 STRYKER CORP COMMON STOCK 863667101 37 139 SH DFND 0 139 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 11 660 SH SOLE 0 660 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 53 301 SH SOLE 0 301 0 0 SUNCOKE ENERGY INC COMMON STOCK 86722A103 2 218 SH DFND 0 218 0 0 SYSCO CORP COMMON STOCK 871829107 773 9465 SH SOLE 0 9465 0 0 SYSCO CORP COMMON STOCK 871829107 584 7150 SH DFND 0 7150 0 0 TJX COMPANIES COMMON STOCK 872540109 236 3890 SH SOLE 0 3890 0 0 TJX COMPANIES COMMON STOCK 872540109 6 103 SH DFND 0 103 0 0 TARGET CORP COMMON STOCK 87612E106 1697 7995 SH SOLE 0 7995 0 0 TARGET CORP COMMON STOCK 87612E106 96 452 SH DFND 0 452 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 88 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 30 1000 SH SOLE 0 1000 0 0 TERADATA CORP COMMON STOCK 88076W103 10 200 SH SOLE 0 200 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 1 100 SH SOLE 0 100 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 5065 27605 SH SOLE 0 27605 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 566 3085 SH DFND 0 3085 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1150 1947 SH SOLE 0 1947 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 381 645 SH DFND 0 645 0 0 3M COMPANY COMMON STOCK 88579Y101 4497 30207 SH SOLE 0 30207 0 0 3M COMPANY COMMON STOCK 88579Y101 491 3300 SH DFND 0 3300 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 168 2147 SH SOLE 0 2147 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 337 4300 SH DFND 0 4300 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 872 10974 SH SOLE 0 10974 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 66 825 SH DFND 0 825 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 64 1265 SH SOLE 0 1265 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 36 200 SH SOLE 0 200 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 108 600 SH DFND 0 600 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1527 8355 SH SOLE 0 8355 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 50 275 SH DFND 0 275 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 2622 46240 SH SOLE 0 46240 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 224 3950 SH DFND 0 3950 0 0 TWITTER INC COMMON STOCK 90184L102 1 22 SH DFND 0 22 0 0 II-VI INC COMMON STOCK 902104108 14 200 SH DFND 0 200 0 0 US BANCORP COMMON STOCK 902973304 2477 46614 SH SOLE 0 46614 0 0 US BANCORP COMMON STOCK 902973304 539 10145 SH DFND 0 10145 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 1316 4816 SH SOLE 0 4816 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 829 3035 SH DFND 0 3035 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 4970 23176 SH SOLE 0 23176 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 372 1733 SH DFND 0 1733 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3493 6850 SH SOLE 0 6850 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 650 1275 SH DFND 0 1275 0 0 VF CORP COMMON STOCK 918204108 452 7950 SH SOLE 0 7950 0 0 VF CORP COMMON STOCK 918204108 28 487 SH DFND 0 487 0 0 VBI VACCINES INC COMMON STOCK 91822J103 14 8500 SH SOLE 0 8500 0 0 VALLEY NATL BANCORP COMMON STOCK 919794107 200 15356 SH SOLE 0 15356 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 767 20000 SH DFND 0 20000 0 0 VANECK VECTORS ETF TR GREEN BD ETF ETF/FIXED INCOME 92189F171 5 190 SH SOLE 0 190 0 0 VANECK VECTORS CHINAAMC CHINA BOND ETF ETF/INTERNATIONAL FIXED INCOME 92189F379 15 600 SH DFND 0 600 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 1268 7820 SH SOLE 0 7820 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 3 16 SH DFND 0 16 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 217 3634 SH SOLE 0 3634 0 0 VANGUARD MEGA CAP GROWTH ETF/EQUITY 921910816 20 85 SH SOLE 0 85 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 634 8140 SH SOLE 0 8140 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 138 1772 SH DFND 0 1772 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 740 9306 SH SOLE 125 9181 125 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 45 565 SH DFND 0 565 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 401 8358 SH SOLE 0 8358 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 184 3842 SH DFND 0 3842 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 73 650 SH SOLE 0 650 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 29 262 SH DFND 0 262 0 0 VANGUARD ULTRA SHORT TERM ETF/FIXED INCOME 92203C303 99 2000 SH SOLE 0 2000 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 555 5940 SH SOLE 0 5940 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 250 2678 SH DFND 0 2678 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 3 11 SH DFND 0 11 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 10 50 SH SOLE 0 50 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 856 4400 SH DFND 0 4400 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 1341 3220 SH SOLE 0 3220 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 152 366 SH DFND 0 366 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 112 695 SH SOLE 0 695 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 2476 53682 SH SOLE 65 53617 65 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 373 8079 SH DFND 0 8079 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 2042 26155 SH SOLE 65 26090 65 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 716 9166 SH DFND 0 9166 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 5 80 SH SOLE 0 80 0 0 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 8 105 SH SOLE 0 105 0 0 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 7189 83550 SH SOLE 0 83510 0 40 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 5 60 SH DFND 0 60 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 884 2130 SH SOLE 0 2130 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 34 225 SH SOLE 0 225 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 53 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 69 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 1158 10687 SH SOLE 0 10687 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 44 403 SH DFND 0 403 0 0 VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 12 50 SH SOLE 0 50 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 246 1400 SH SOLE 0 1400 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 130 548 SH SOLE 0 548 0 0 VANGUARD EXTENDED MKT IDX ETF/EQUITY 922908652 1 5 SH SOLE 0 5 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 219 760 SH SOLE 0 760 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 63 220 SH DFND 0 220 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 221 1038 SH SOLE 0 1038 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 14562 63961 SH DFND 0 63961 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 8963 175992 SH SOLE 0 175992 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2082 40876 SH DFND 0 40876 0 0 VIATRIS INC COMMON STOCK 92556V106 1 108 SH SOLE 0 108 0 0 VIATRIS INC COMMON STOCK 92556V106 22 2022 SH DFND 0 2022 0 0 VISA INC CLASS A COMMON STOCK 92826C839 1832 8261 SH SOLE 0 8261 0 0 VISA INC CLASS A COMMON STOCK 92826C839 77 349 SH DFND 0 349 0 0 WABTEC CORP COMMON STOCK 929740108 1 10 SH DFND 0 10 0 0 WAL MART STORES INC COMMON STOCK 931142103 5308 35643 SH SOLE 0 35643 0 0 WAL MART STORES INC COMMON STOCK 931142103 1384 9292 SH DFND 0 9292 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 4 90 SH SOLE 0 90 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 22 500 SH DFND 0 500 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 355 2242 SH SOLE 0 2242 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 107 675 SH DFND 0 675 0 0 WEBSTER FINANCIAL CORP COMMON STOCK 947890109 13 231 SH SOLE 0 231 0 0 WEBSTER FINANCIAL CORP COMMON STOCK 947890109 26 463 SH DFND 0 463 0 0 WELLTOWER INC COMMON STOCK 95040Q104 19 200 SH DFND 0 200 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 61 1600 SH SOLE 0 1600 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 334 10000 SH DFND 0 10000 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1676 19030 SH SOLE 0 19030 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 28 322 SH DFND 0 322 0 0 WISDOMTREE TRUST MIDCAP DIVI FD ETF/EQUITY 97717W505 43 963 SH SOLE 0 963 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E303 71 1854 SH SOLE 0 1854 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E303 11 275 SH DFND 0 275 0 0 XYLEM INC COMMON STOCK 98419M100 4 44 SH SOLE 0 44 0 0 ZIMVIE INC COMMON STOCK 98888T107 2 87 SH SOLE 0 87 0 0 ZIMVIE INC COMMON STOCK 98888T107 6 260 SH DFND 0 260 0 0 ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 28 67 SH SOLE 0 67 0 0 ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 28 67 SH DFND 0 67 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 112 874 SH SOLE 0 874 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 333 2600 SH DFND 0 2600 0 0