The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD ADR FOREIGN EQUITIES 000375204 8 300 SH   SOLE 0 300 0 0
AFLAC INC COMMON STOCK 001055102 111 1,262 SH   SOLE 0 1,262 0 0
ALPS SECTOR DIV DOGS ETF ETF/EQUITY 00162Q858 11 250 SH   SOLE 0 250 0 0
ALERIAN MLP ETF ETF/OTHER 00162Q866 289 26,795 SH   SOLE 0 26,230 0 565
ALERIAN MLP ETF ETF/OTHER 00162Q866 73 6,743 SH   DFND 0 6,743 0 0
AQR Managed Futures Strategy HV I Mutual Funds 00203H461 1,296 141,799 SH   DFND 0 141,537 0 262
AQR Diversified Arbitrage Fund Class I Mutual Funds 00203H602 4,384 480,735 SH   SOLE 0 472,250 7,005 1,480
AT&T INC COMMON STOCK 00206R102 7,716 198,465 SH   SOLE 0 198,255 0 210
AT&T INC COMMON STOCK 00206R102 1,573 40,452 SH   DFND 0 40,452 0 0
AT&T, Inc. COMMON STOCK 00206R102 719 18,502 SH   SOLE 0 18,502 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2,334 40,904 SH   SOLE 0 40,904 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 253 4,440 SH   DFND 0 4,440 0 0
ABBVIE INC COMMON STOCK 00287Y109 5,501 56,882 SH   SOLE 0 56,882 0 0
ABBVIE INC COMMON STOCK 00287Y109 641 6,630 SH   DFND 0 6,630 0 0
ACCURAY INC COMMON STOCK 004397105 1 300 SH   SOLE 0 300 0 0
ADOBE SYS INC COMMON STOCK 00724F101 122 695 SH   SOLE 0 695 0 0
Champlain Mid Cap Fund Mutual Funds 00764Q744 322 18,818 SH   SOLE 0 13,654 5,164 0
ADVANSIX INC COMMON STOCK 00773T101 1 19 SH   SOLE 0 19 0 0
AEGON N V ORD AMER REG FOREIGN EQUITIES 007924103 2 250 SH   SOLE 0 250 0 0
AETNA INC COMMON STOCK 00817Y108 10 58 SH   SOLE 0 58 0 0
AETNA INC COMMON STOCK 00817Y108 54 300 SH   DFND 0 300 0 0
AFFILIATED MANAGERS GROUP COMMON STOCK 008252108 4 21 SH   SOLE 0 21 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 14 216 SH   SOLE 0 216 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 5 76 SH   DFND 0 76 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 349 2,130 SH   SOLE 0 2,130 0 0
AKORN, INC. COMMON STOCK 009728106 4 110 SH   SOLE 0 110 0 0
ALBEMARLE CORP COMMON STOCK 012653101 11 85 SH   SOLE 0 85 0 0
ALCOA CORP COMMON STOCK 013872106 24 444 SH   DFND 0 444 0 0
ALLSTATE CORP COMMON STOCK 020002101 21 200 SH   SOLE 0 200 0 0
ALLSTATE CORP COMMON STOCK 020002101 48 460 SH   DFND 0 460 0 0
ALPHABET INC CLASS C COMMON STOCK 02079K107 172 164 SH   SOLE 0 164 0 0
ALPHABET INC CLASS C COMMON STOCK 02079K107 10 10 SH   DFND 0 10 0 0
ALPHABET INC CLASS A COMMON STOCK 02079K305 234 222 SH   SOLE 0 222 0 0
ALPHABET INC CLASS A COMMON STOCK 02079K305 11 10 SH   DFND 0 10 0 0
ALTABA INC COMMON STOCK 021346101 14 200 SH   DFND 0 200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 1,311 18,362 SH   SOLE 0 18,362 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 83 1,164 SH   DFND 0 1,164 0 0
Altria Group Inc. COMMON STOCK 02209S103 338 4,734 SH   SOLE 0 4,734 0 0
AMAZON.COM INC COMMON STOCK 023135106 64 55 SH   SOLE 0 55 0 0
AMAZON.COM INC COMMON STOCK 023135106 16 14 SH   DFND 0 14 0 0
AMEREN CORP COMMON STOCK 023608102 147 2,498 SH   SOLE 0 2,498 0 0
AMERICAN CAMPUS COMMUNITIES COMMON STOCK 024835100 14 342 SH   SOLE 0 342 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 298 4,046 SH   SOLE 0 4,046 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 244 3,319 SH   DFND 0 3,319 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 822 8,281 SH   SOLE 0 8,281 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 45 450 SH   DFND 0 450 0 0
AMERICAN INTL GROUP INC W EXP 01/19/2021 WARRANTS & RIGHTS 026874156 0 10 SH   DFND 0 10 0 0
AMERICAN NATIONAL INSURANCE COMPANY COMMON STOCK 028591105 3 25 SH   SOLE 0 25 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 18 105 SH   SOLE 0 105 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 7 40 SH   DFND 0 40 0 0
AMGEN INC COMMON STOCK 031162100 1,141 6,559 SH   SOLE 0 6,559 0 0
AMGEN INC COMMON STOCK 031162100 404 2,325 SH   DFND 0 2,325 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 13 238 SH   SOLE 0 238 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 60 677 SH   SOLE 0 677 0 0
ANTHEM INC COMMON STOCK 036752103 563 2,500 SH   SOLE 0 2,500 0 0
APACHE CORP COMMON STOCK 037411105 207 4,913 SH   SOLE 0 4,913 0 0
APPLE INC COMMON STOCK 037833100 16,923 100,003 SH   SOLE 0 100,003 0 0
APPLE INC COMMON STOCK 037833100 1,409 8,323 SH   DFND 0 8,323 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 20 400 SH   SOLE 0 400 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 33 655 SH   DFND 0 655 0 0
AQUA AMERICA INC COMMON STOCK 03836W103 91 2,325 SH   SOLE 0 2,325 0 0
Arbitrage Event-Driven I Mutual Funds 03875R403 4,230 444,355 SH   SOLE 0 441,854 1,568 933
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 6 147 SH   SOLE 0 147 0 0
ARCONIC INC COMMON STOCK 03965L100 39 1,432 SH   DFND 0 1,432 0 0
ARROW FINANCIAL CORP COMMON STOCK 042744102 223 6,578 SH   SOLE 0 6,578 0 0
Artisan Value Inv Mutual Funds 04314H873 2,801 192,397 SH   SOLE 0 181,601 9,886 910
ASTRAZENECA PLC ADR FOREIGN EQUITIES 046353108 8 238 SH   SOLE 0 238 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 2,380 20,313 SH   SOLE 0 20,173 0 140
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 499 4,257 SH   DFND 0 4,257 0 0
AVANGRID INC COMMON STOCK 05351W103 5 100 SH   SOLE 0 0 0 100
BB&T CORP COMMON STOCK 054937107 76 1,530 SH   SOLE 0 1,530 0 0
BB&T CORP COMMON STOCK 054937107 40 800 SH   DFND 0 800 0 0
BBH Intermediate Municipal Bond N Mutual Funds 05528C816 2,955 284,662 SH   DFND 0 280,425 4,237 0
BBH Core Select N Mutual Funds 05528X604 5,156 247,205 SH   SOLE 0 236,668 9,579 958
BP PLC ADR FOREIGN EQUITIES 055622104 91 2,160 SH   DFND 0 2,160 0 0
BANCO BILBAO VIZCAYA ARGENTARIA SA FOREIGN EQUITIES 05946K101 5 581 SH   SOLE 0 581 0 0
BANK OF AMERICA CORPORATION COMMON STOCK 060505104 201 6,812 SH   SOLE 0 6,812 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109 9 100 SH   DFND 0 100 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 228 4,230 SH   SOLE 0 4,230 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 19 353 SH   DFND 0 353 0 0
BANK OF NOVA SCOTIA FOREIGN EQUITIES 064149107 2 27 SH   SOLE 0 27 0 0
BARRICK GOLD CORP FOREIGN EQUITIES 067901108 9 590 SH   SOLE 0 590 0 0
Baron Growth Fund #587 Mutual Funds 068278209 253 3,745 SH   OTR 0 0 3,745 0
Baron Emerging Markets Instl Mutual Funds 06828M876 10,036 652,939 SH   SOLE 0 620,765 29,998 2,176
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 107 1,655 SH   SOLE 0 1,655 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 759 3,547 SH   SOLE 0 3,547 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 214 1,000 SH   DFND 0 1,000 0 0
BED BATH & BEYOND INC COMMON STOCK 075896100 9 419 SH   SOLE 0 419 0 0
BEMIS CO INC COMMON STOCK 081437105 477 9,972 SH   SOLE 0 9,972 0 0
BEMIS CO INC COMMON STOCK 081437105 234 4,900 SH   DFND 0 4,900 0 0
BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 2,602 13,127 SH   SOLE 0 13,127 0 0
BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 94 475 SH   DFND 0 475 0 0
BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 41 1,127 SH   SOLE 0 1,127 0 0
BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 10 264 SH   DFND 0 264 0 0
BERRY PLASTICS GROUP INC COMMON STOCK 08579W103 9 149 SH   SOLE 0 149 0 0
BHP BILLITON LTD ADR FOREIGN EQUITIES 088606108 675 14,673 SH   SOLE 0 14,673 0 0
BHP BILLITON LTD ADR FOREIGN EQUITIES 088606108 133 2,900 SH   DFND 0 2,900 0 0
BIOGEN INC COMMON STOCK 09062X103 255 800 SH   DFND 0 800 0 0
BIOVERATIV INC COMMON STOCK 09075E100 22 400 SH   DFND 0 400 0 0
Blackrock Inflation Protected Bd Mutual Funds 091937748 142 13,250 SH   DFND 0 12,781 0 469
BLACK KNIGHT INC. COMMON STOCK 09215C105 3 62 SH   SOLE 0 62 0 0
BLACKBERRY LTD NPV FOREIGN EQUITIES 09228F103 13 1,140 SH   SOLE 0 1,140 0 0
BLACKROCK INC COMMON STOCK 09247X101 92 180 SH   SOLE 0 180 0 0
BLACKROCK ENHANCED EQT DIV ETF/EQUITY 09251A104 53 5,703 SH   DFND 0 5,703 0 0
BlackRock Global Allocation Instl Mutual Funds 09251T509 203 10,241 SH   SOLE 0 10,241 0 0
BlackRock PA Municipal Bond Instl Mutual Funds 09253A680 150 13,464 SH   SOLE 0 13,464 0 0
Blackrock National Muni Fd Mutual Funds 09253C876 125 11,466 SH   SOLE 0 11,466 0 0
BlackRock Strategic Muni Opps Instl Mutual Funds 09253E609 151 12,861 SH   SOLE 0 12,861 0 0
THE BLACKSTONE GROUP L P COMMON STOCK 09253U108 3 100 SH   DFND 0 100 0 0
BLACKROCK MUNIHLDGS NY QLTY NY TAX EXEMPT 09255C106 52 3,849 SH   SOLE 0 3,849 0 0
BLOCK H & R INC COMMON STOCK 093671105 2 67 SH   SOLE 0 67 0 0
BLUE APRON HOLDINGS INC COMMON STOCK 09523Q101 0 100 SH   SOLE 0 100 0 0
BOEING COMPANY COMMON STOCK 097023105 1,292 4,381 SH   SOLE 0 4,381 0 0
BOEING COMPANY COMMON STOCK 097023105 24 83 SH   DFND 0 83 0 0
Brandes Emerging Markets I Mutual Funds 105262752 9,056 932,616 SH   OTR 0 919,966 9,529 3,121
BRIDGE BANCORP INC COMMON STOCK 108035106 7 200 SH   SOLE 0 200 0 0
BRIGHTHOUSE FINANCIAL INC COMMON STOCK 10922N103 0 7 SH   SOLE 0 7 0 0
BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 1,572 25,659 SH   SOLE 0 25,426 0 233
BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 737 12,034 SH   DFND 0 12,034 0 0
BRITISH AMERICAN TOBACCO ADR FOREIGN EQUITIES 110448107 134 1,994 SH   SOLE 0 1,994 0 0
BROADRIDGE FINANCIAL SOLUTIONS COMMON STOCK 11133T103 105 1,157 SH   SOLE 0 1,157 0 0
BROOKFIELD ASSET MGMT INC CLASS A FOREIGN EQUITIES 112585104 44 1,017 SH   DFND 0 1,017 0 0
BUCKEYE PARTNERS LP UNIT LTD PARTN COMMON STOCK 118230101 15 300 SH   DFND 0 300 0 0
BURLINGTON STORES, INC. COMMON STOCK 122017106 17 136 SH   SOLE 0 136 0 0
CBS CORP CLASS B COMMON STOCK 124857202 20 339 SH   SOLE 0 339 0 0
CDK GLOBAL INC COMMON STOCK 12508E101 83 1,166 SH   SOLE 0 1,166 0 0
CDK GLOBAL INC COMMON STOCK 12508E101 19 265 SH   DFND 0 265 0 0
C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 1,146 12,862 SH   SOLE 0 12,862 0 0
C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 56 625 SH   DFND 0 625 0 0
CIGNA CORP. COMMON STOCK 125509109 186 918 SH   SOLE 0 918 0 0
CMS ENERGY CORP COMMON STOCK 125896100 11 235 SH   SOLE 0 235 0 0
CSX CORP COMMON STOCK 126408103 72 1,304 SH   SOLE 0 1,304 0 0
CSX CORP COMMON STOCK 126408103 165 3,000 SH   DFND 0 3,000 0 0
CVS HEALTH CORP COMMON STOCK 126650100 1,401 19,325 SH   SOLE 0 19,325 0 0
CVS HEALTH CORP COMMON STOCK 126650100 71 975 SH   DFND 0 975 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 10 200 SH   DFND 0 200 0 0
CAPITAL ONE FINANCIAL COMMON STOCK 14040H105 94 946 SH   SOLE 0 946 0 0
CARLISLE COS INC COMMON STOCK 142339100 26 225 SH   SOLE 0 225 0 0
CARTER'S, INC. COMMON STOCK 146229109 12 103 SH   SOLE 0 103 0 0
CATERPILLAR INC COMMON STOCK 149123101 879 5,575 SH   SOLE 0 5,575 0 0
CATERPILLAR INC COMMON STOCK 149123101 219 1,387 SH   DFND 0 1,387 0 0
CELGENE CORP COMMON STOCK 151020104 252 2,410 SH   SOLE 0 2,410 0 0
CELGENE CORP COMMON STOCK 151020104 204 1,950 SH   DFND 0 1,950 0 0
CENTENNIAL RESOURCE DEV INC COMMON STOCK 15136A102 2 100 SH   DFND 0 100 0 0
CENTURYLINK INC COMMON STOCK 156700106 3 200 SH   DFND 0 200 0 0
THE CHEMOURS CO COMMON STOCK 163851108 13 250 SH   SOLE 0 250 0 0
THE CHEMOURS CO COMMON STOCK 163851108 18 360 SH   DFND 0 360 0 0
CHESAPEAKE ENERGY CORP COMMON STOCK 165167107 4 1,000 SH   SOLE 0 1,000 0 0
CHEVRON CORP COMMON STOCK 166764100 4,152 33,166 SH   SOLE 0 33,166 0 72
CHEVRON CORP COMMON STOCK 166764100 736 5,876 SH   DFND 0 5,876 0 0
CHINA MOBILE LIMITED ADR FOREIGN EQUITIES 16941M109 2 46 SH   SOLE 0 46 0 0
CHURCH & DWIGHT CO INC COMMON STOCK 171340102 18 362 SH   SOLE 0 362 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 5,042 131,691 SH   SOLE 0 131,691 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,206 31,489 SH   DFND 0 31,489 0 0
CINTAS CORPORATION COMMON STOCK 172908105 8 51 SH   SOLE 0 51 0 0
CITIGROUP INC COMMON STOCK 172967424 60 802 SH   SOLE 0 802 0 0
CITIGROUP INC COMMON STOCK 172967424 7 100 SH   DFND 0 100 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 22 525 SH   SOLE 0 525 0 0
GUGGENHEIM BLTSHARES 2022 CORP BOND ETF ETF/FIXED INCOME 18383M258 700 33,095 SH   SOLE 0 32,510 0 585
GUGGENHEIM BLTSHARES 2022 CORP BOND ETF ETF/FIXED INCOME 18383M258 11 500 SH   DFND 0 500 0 0
GUGGENHEIM BULLETSHARES 2021CORP BOND ETF/FIXED INCOME 18383M266 25 1,165 SH   SOLE 0 1,165 0 0
GUGGENHEIM BULLETSHARES 2021CORP BOND ETF/FIXED INCOME 18383M266 18 870 SH   DFND 0 870 0 0
GUGGENHEIM BLTSHARES 2018 HY CORP BOND ETF ETF/FIXED INCOME 18383M381 497 19,800 SH   SOLE 0 19,400 0 400
GUGGENHEIM BLTSHARES 2018 HY CORP BOND ETF ETF/FIXED INCOME 18383M381 9 375 SH   DFND 0 375 0 0
GUGGENHEIM BLTSHARES 2019 CORP BOND ETF ETF/FIXED INCOME 18383M522 27 1,300 SH   SOLE 0 1,300 0 0
GUGGENHEIM BLTSHARES 2018 CORP BOND ETF ETF/FIXED INCOME 18383M530 8 375 SH   SOLE 0 375 0 0
GUGGENHEIM ULTRA SHORT DURATION ETF ETF/FIXED INCOME 18383M654 1,569 31,300 SH   SOLE 0 31,190 0 110
GUGGENHEIM ULTRA SHORT DURATION ETF ETF/FIXED INCOME 18383M654 8 165 SH   DFND 0 165 0 0
CLEARBRIDGE ENERGY MLP FD MUTUAL FUNDS MID CAP EQUITY 184692101 2 100 SH   SOLE 0 100 0 0
CLEARBRIDGE ENERGY MLP FD MUTUAL FUNDS MID CAP EQUITY 184692101 6 400 SH   DFND 0 400 0 0
CLOROX COMPANY COMMON STOCK 189054109 42 282 SH   SOLE 0 282 0 0
COCA COLA COMPANY COMMON STOCK 191216100 5,353 116,626 SH   SOLE 0 116,475 0 211
COCA COLA COMPANY COMMON STOCK 191216100 1,346 29,334 SH   DFND 0 29,334 0 0
COGNEX CORP COMMON STOCK 192422103 12 200 SH   SOLE 0 200 0 0
COHERENT INC. COMMON STOCK 192479103 11 39 SH   SOLE 0 39 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 575 7,616 SH   SOLE 0 7,616 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1,025 13,587 SH   DFND 0 13,587 0 0
COLUMBIA EMERGING MARKETS CONSUMER ETF ETF/INTERNATIONAL EQUITY 19762B509 3,093 109,950 SH   SOLE 0 109,840 0 110
COLUMBIA EMERGING MARKETS CONSUMER ETF ETF/INTERNATIONAL EQUITY 19762B509 2 75 SH   DFND 0 75 0 0
COMCAST CORP CLASS A COMMON STOCK 20030N101 1,357 33,901 SH   SOLE 0 33,901 0 0
COMCAST CORP CLASS A COMMON STOCK 20030N101 154 3,849 SH   DFND 0 3,849 0 0
COMMUNITY BK SYS INC COMMON STOCK 203607106 1,750 32,562 SH   SOLE 0 18,592 13,970 0
COMMUNITY BK SYS INC COMMON STOCK 203607106 1,191 22,150 SH   DFND 0 22,150 0 0
CONAGRA FOODS INC COMMON STOCK 205887102 6 150 SH   SOLE 0 150 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 1,150 20,958 SH   SOLE 0 20,816 0 142
CONOCOPHILLIPS COMMON STOCK 20825C104 308 5,617 SH   DFND 0 5,617 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 592 6,971 SH   SOLE 0 6,971 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 115 1,350 SH   DFND 0 1,350 0 0
CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 365 1,598 SH   SOLE 0 1,598 0 0
COOPER COMPANIES INC COMMON STOCK 216648402 10 48 SH   SOLE 0 48 0 0
CORNING INC COMMON STOCK 219350105 229 7,161 SH   SOLE 0 7,161 0 0
CORNING INC COMMON STOCK 219350105 44 1,367 SH   DFND 0 1,367 0 0
COSTCO COMMON STOCK 22160K105 86 460 SH   SOLE 0 460 0 0
COSTCO COMMON STOCK 22160K105 10 55 SH   DFND 0 55 0 0
CRESTWOOD EQUITY PARTNERS LP COMMON STOCK 226344208 1 22 SH   DFND 0 22 0 0
CROWN CASTLE INTERNATIONAL COMMON STOCK 22822V101 33 300 SH   SOLE 0 300 0 0
CRYOPORT INC COMMON STOCK 229050307 9 1,000 SH   DFND 0 1,000 0 0
CUMMINS INC COMMON STOCK 231021106 1,961 11,102 SH   SOLE 0 11,067 0 35
CUMMINS INC COMMON STOCK 231021106 179 1,015 SH   DFND 0 1,015 0 0
CURTISS WRIGHT CORP COMMON STOCK 231561101 5 40 SH   SOLE 0 40 0 0
XTRACKERS MSCI EUROPE HEDGED EQUITY - ETF ETF/INTERNATIONAL EQUITY 233051853 84 2,970 SH   SOLE 0 2,970 0 0
DFA Intl Sustainability Core 1 Mutual Funds 233203199 214 19,374 SH   SOLE 0 11,356 0 8,018
DFA US Sustainability Core 1 Mutual Funds 233203215 498 23,603 SH   SOLE 0 13,383 0 10,220
DFA US Social Core Equity 2 Mutual Funds 233203298 555 34,543 SH   SOLE 0 21,118 0 13,425
DFA Int'l Real Estate Securities Portfolio Mutual Funds 233203348 2,468 474,713 SH   SOLE 0 470,228 0 4,485
DFA Inflation Protected Securities Portfolio Mutual Funds 233203355 4,122 350,849 SH   SOLE 0 344,479 0 6,370
DFA US Vector Equity Portfolio Mutual Funds 233203389 8,299 432,902 SH   SOLE 0 427,290 0 5,612
DFA US Core Equity 2 Portfolio Mutual Funds 233203397 5,400 250,475 SH   SOLE 0 247,221 0 3,254
DFA Short Term Government Portfolio Mutual Funds 233203405 4,271 406,006 SH   SOLE 0 394,761 0 11,245
DFA Emerging Markets Value Portfolio Mutual Funds 233203587 1,918 61,444 SH   SOLE 0 60,705 0 739
DFA One Year Fixed Income Portfolio Mutual Funds 233203603 3,841 374,009 SH   SOLE 0 363,339 0 10,670
DFA Emerging Markets Small Cap Portfolio Mutual Funds 233203611 2,327 97,487 SH   SOLE 0 96,375 0 1,112
DFA International Small Company Portfolio Mutual Funds 233203629 3,103 145,904 SH   SOLE 0 144,244 0 1,660
DFA Two-Year Global Fixed Income Portfolio Mutual Funds 233203645 4,219 427,021 SH   SOLE 0 417,893 0 9,128
DFA International Small Cap Value Portfolio Mutual Funds 233203736 3,086 134,356 SH   SOLE 0 132,821 0 1,535
DFA Emerging Markets Portfolio Mutual Funds 233203785 1,947 63,891 SH   SOLE 0 63,137 0 754
DFA US Large Cap Value Portfolio Mutual Funds 233203827 7,196 183,939 SH   SOLE 0 181,686 0 2,253
DFA Real Estate Securities Portfolio Mutual Funds 233203835 3,728 105,614 SH   SOLE 0 104,522 0 1,092
DFA Five-Year Global Fixed Income Portfolio Mutual Funds 233203884 4,212 387,453 SH   OTR 0 379,263 0 8,190
DXC TECHNOLOGY CO COMMON STOCK 23355L106 3 34 SH   DFND 0 34 0 0
DANAHER CORP COMMON STOCK 235851102 66 714 SH   SOLE 0 714 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 169 1,758 SH   SOLE 0 1,598 0 160
DARDEN RESTAURANTS INC COMMON STOCK 237194105 248 2,580 SH   DFND 0 2,580 0 0
DEERE & COMPANY COMMON STOCK 244199105 39 251 SH   SOLE 0 251 0 0
DELL VMWARE TRACKING CL V COMMON STOCK 24703L103 12 142 SH   SOLE 0 142 0 0
DELTA AIR LINES INC COMMON STOCK 247361702 1 25 SH   DFND 0 25 0 0
DENTSPLY SIRONA INC COMMON STOCK 24906P109 27 414 SH   SOLE 0 414 0 0
Deutsche Managed Muni Bond Fund Mutual Funds 25158T855 328 35,723 SH   DFND 0 35,723 0 0
Deutsche Intermediate Tax/Amt Free Mutual Funds 25159H504 3,654 309,906 SH   SOLE 0 305,210 4,696 0
DEVON ENERGY CORP COMMON STOCK 25179M103 19 449 SH   SOLE 0 449 0 0
DIAGEO PLC ADR FOREIGN EQUITIES 25243Q205 42 290 SH   SOLE 0 290 0 0
Diamond Hill Small-Mid Cap I Mutual Funds 25264S783 264 11,776 SH   SOLE 0 11,776 0 0
DIAMONDBACK ENERGY, INC. COMMON STOCK 25278X109 10 80 SH   SOLE 0 80 0 0
DICKS SPORTING GOODS INC COMMON STOCK 253393102 4 139 SH   SOLE 0 139 0 0
DIGITAL REALTY TRUST INC COMMON STOCK 253868103 15 130 SH   SOLE 0 130 0 0
DFA International Value Portfolio Mutual Funds 25434D203 3,154 153,919 SH   SOLE 0 152,093 0 1,826
WALT DISNEY CO COMMON STOCK 254687106 3,422 31,828 SH   SOLE 0 31,828 0 0
WALT DISNEY CO COMMON STOCK 254687106 211 1,963 SH   DFND 0 1,963 0 0
DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108 12 159 SH   SOLE 0 159 0 0
Dodge & Cox Intl Stock Fund Mutual Funds 256206103 236 5,088 SH   SOLE 0 5,088 0 0
Dodge & Cox Income Mutual Funds 256210105 1,094 79,482 SH   DFND 0 79,482 0 0
DoubleLine Total Return Bond I Mutual Funds 258620103 20,888 1,964,978 SH   SOLE 0 1,918,676 39,444 6,858
DOMINION ENERGY INC COMMON STOCK 25746U109 2,735 33,752 SH   SOLE 0 33,652 0 100
DOMINION ENERGY INC COMMON STOCK 25746U109 1,011 12,475 SH   DFND 0 12,475 0 0
DOMTAR INC. COMMON STOCK 257559203 7 140 SH   SOLE 0 140 0 0
DOVER CORP COMMON STOCK 260003108 7 66 SH   SOLE 0 66 0 0
DOVER CORP COMMON STOCK 260003108 13 125 SH   DFND 0 125 0 0
DOWDUPONT INC COMMON STOCK 26078J100 5,281 74,148 SH   SOLE 0 73,530 0 618
DOWDUPONT INC COMMON STOCK 26078J100 930 13,058 SH   DFND 0 13,058 0 0
DowDuPont Inc. COMMON STOCK 26078J100 530 7,443 SH   SOLE 0 7,443 0 0
DR PEPPER SNAPPLE GROUP INC COMMON STOCK 26138E109 21 216 SH   SOLE 0 216 0 0
Dreyfus N Y Tax Ex Mutual Funds 261900104 215 14,499 SH   DFND 0 14,499 0 0
DUFF & PHELPS GLB UTL INC FD ALTERNATIVE INVESTMENTS 26433C105 9 600 SH   SOLE 0 0 0 600
DUKE ENERGY CORP COMMON STOCK 26441C204 409 4,862 SH   SOLE 0 4,862 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 53 626 SH   DFND 0 626 0 0
ENI S P A SPONSORED ADR FOREIGN EQUITIES 26874R108 1 31 SH   SOLE 0 31 0 0
EOG RESOURCES INC COMMON STOCK 26875P101 404 3,740 SH   SOLE 0 3,740 0 0
EOG RESOURCES INC COMMON STOCK 26875P101 9 80 SH   DFND 0 80 0 0
EQT CORPORATION COMMON STOCK 26884L109 15 258 SH   SOLE 0 258 0 0
EASTMAN CHEMICAL CO COMMON STOCK 277432100 82 882 SH   SOLE 0 882 0 0
Eaton Vance Parametric Struct Em Mkts I Mutual Funds 277923751 9,024 571,523 SH   DFND 0 563,960 5,580 1,983
EATON VANCE CORP COMMON STOCK 278265103 4 64 SH   SOLE 0 64 0 0
EATON VANCE TXMGD GL BUYWR COMMON STOCK 27829C105 12 1,000 SH   SOLE 0 1,000 0 0
ECOLAB INC COMMON STOCK 278865100 140 1,041 SH   SOLE 0 1,041 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 10 86 SH   SOLE 0 86 0 0
EMBRAER S.A. ADR FOREIGN EQUITIES 29082A107 7 290 SH   SOLE 0 290 0 0
EMCOR GROUP INC COMMON STOCK 29084Q100 9 111 SH   SOLE 0 111 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 2,472 35,468 SH   SOLE 0 35,468 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 323 4,631 SH   DFND 0 4,631 0 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 8 195 SH   SOLE 0 195 0 0
ENBRIDGE ENERGY PARTNERS LP COMMON STOCK 29250R106 3 200 SH   DFND 0 200 0 0
ENERGEN CORP COMMON STOCK 29265N108 23 400 SH   SOLE 0 400 0 0
ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 12 700 SH   DFND 0 700 0 0
ENERGY TRANSFER PARTNERS LP COMMON STOCK 29278N103 8 454 SH   DFND 0 454 0 0
ENTERGY CORP COMMON STOCK 29364G103 8 100 SH   DFND 0 100 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 107 4,050 SH   SOLE 0 3,746 0 304
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 7 275 SH   DFND 0 275 0 0
ENVISION HEALTHCARE CORP COMMON STOCK 29414D100 7 191 SH   SOLE 0 191 0 0
ERICSSON L M TEL CO ADR B SEK 10 FOREIGN EQUITIES 294821608 2 313 SH   SOLE 0 313 0 0
EURONET WORLDWIDE INC COMMON STOCK 298736109 20 235 SH   SOLE 0 235 0 0
EUROPEAN EQUITY FUND MUTUAL FUNDS INTL EQUITY DEV 298768102 4 406 SH   SOLE 0 406 0 0
EVERSOURCE ENERGY COMMON STOCK 30040W108 6 95 SH   SOLE 0 95 0 0
EVOLUTION PETROLEUM CORP COMMON STOCK 30049A107 1 200 SH   SOLE 0 200 0 0
EXELON CORP COMMON STOCK 30161N101 1,603 40,680 SH   SOLE 0 40,680 0 0
EXELON CORP COMMON STOCK 30161N101 332 8,425 SH   DFND 0 8,425 0 0
EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 46 619 SH   SOLE 0 619 0 0
EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 12 160 SH   DFND 0 160 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 9,433 112,793 SH   SOLE 0 112,693 0 100
EXXON MOBIL CORP COMMON STOCK 30231G102 2,572 30,753 SH   DFND 0 30,753 0 0
FMI Large Cap Fund Mutual Funds 302933205 6,064 282,046 SH   SOLE 0 271,663 9,373 1,010
FACEBOOK INC CLASS A COMMON STOCK 30303M102 82 465 SH   SOLE 0 465 0 0
FACEBOOK INC CLASS A COMMON STOCK 30303M102 13 75 SH   DFND 0 75 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 5 26 SH   SOLE 0 26 0 0
FATE THERAPEUTICS INC COMMON STOCK 31189P102 27 4,500 SH   SOLE 0 4,500 0 0
FASTENAL CO COMMON STOCK 311900104 179 3,276 SH   SOLE 0 3,276 0 0
FASTENAL CO COMMON STOCK 311900104 164 3,000 SH   DFND 0 3,000 0 0
Federated Total Return Bond Instl Mutual Funds 31428Q101 285 26,174 SH   SOLE 0 26,174 0 0
FEDEX CORP COMMON STOCK 31428X106 98 393 SH   SOLE 0 393 0 0
Fidelity Advisor Floating Rate Hi Inc I Mutual Funds 315807552 140 14,538 SH   SOLE 0 14,538 0 0
Fidelity Floating Rate High Income Fd #814 Mutual Funds 315916783 164 17,035 SH   SOLE 0 17,035 0 0
FIDELITY D & D BANCORP COMMON STOCK 31609R100 181 4,395 SH   SOLE 0 4,395 0 0
Fidelity Limited Term Municipal Income Mutual Funds 316203207 390 37,145 SH   SOLE 0 37,145 0 0
FIDELITY NATL INFORMATION SV COMMON STOCK 31620M106 5 49 SH   SOLE 0 49 0 0
FIDELITY NATIONAL FINANCIAL INC COMMON STOCK 31620R303 8 205 SH   SOLE 0 205 0 0
Fidelity Interm Muni Inc Mutual Funds 31638R204 390 37,568 SH   SOLE 0 37,568 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 20 655 SH   DFND 0 655 0 0
Fidelity Spartan NY Muni Income Fund #71 Mutual Funds 316337203 232 17,566 SH   OTR 0 17,566 0 0
FISERV INC COMMON STOCK 337738108 9 66 SH   SOLE 0 66 0 0
FLEXSHARES IBOXX 5YR TARGET DURATION TIPS ETF ETF/FIXED INCOME 33939L605 439 17,585 SH   SOLE 0 17,390 0 195
FLEXSHARES IBOXX 5YR TARGET DURATION TIPS ETF ETF/FIXED INCOME 33939L605 4 150 SH   DFND 0 150 0 0
FORD MOTOR COMPANY COMMON STOCK 345370860 50 4,040 SH   SOLE 0 4,040 0 0
FORD MOTOR COMPANY COMMON STOCK 345370860 17 1,365 SH   DFND 0 1,365 0 0
FORTIS INC FOREIGN EQUITIES 349553107 6 166 SH   SOLE 0 166 0 0
FORTIVE CORP COMMON STOCK 34959J108 26 356 SH   SOLE 0 356 0 0
FORTUNE BRANDS HOME & SEC COMMON STOCK 34964C106 14 200 SH   SOLE 0 200 0 0
FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 11 132 SH   DFND 0 132 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101 2 56 SH   SOLE 0 56 0 0
FRESENIUS MEDICAL CARE AG & CO KGAA FOREIGN EQUITIES 358029106 4 80 SH   SOLE 0 80 0 0
FRONTIER COMMUNICATIONS CORPCL B COMMON STOCK 35906A306 1 166 SH   SOLE 0 166 0 0
GABELLI MULTIMEDIA TR INC MUTUAL FUND LARGE CAP EQUITY 36239Q109 0 28 SH   SOLE 0 28 0 0
GABELLI UTILITY TRUST MUTUAL FUNDS MID CAP EQUITY 36240A101 0 23 SH   SOLE 0 23 0 0
GABELLI DIVIDEND & INCOME ETF/EQUITY 36242H104 16 700 SH   SOLE 0 700 0 0
GABELLI GLOBAL SMALL & MID CAP MUTUAL FUNDS MID CAP EQUITY 36249W104 1 70 SH   SOLE 0 70 0 0
ARTHUR J GALLAGHER & CO COMMON STOCK 363576109 9 135 SH   SOLE 0 135 0 0
ARTHUR J GALLAGHER & CO COMMON STOCK 363576109 13 200 SH   DFND 0 200 0 0
GAP INC DEL COMMON STOCK 364760108 92 2,700 SH   SOLE 0 2,700 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 523 2,570 SH   SOLE 0 2,570 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 5 25 SH   DFND 0 25 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 3,802 217,969 SH   SOLE 0 210,474 7,245 250
GENERAL ELECTRIC CO COMMON STOCK 369604103 1,080 61,937 SH   DFND 0 61,937 0 0
GENERAL MILLS INC COMMON STOCK 370334104 1,778 29,993 SH   SOLE 0 29,993 0 0
GENERAL MILLS INC COMMON STOCK 370334104 876 14,784 SH   DFND 0 14,784 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100 31 763 SH   SOLE 0 763 0 0
GENUINE PARTS CO COMMON STOCK 372460105 67 701 SH   SOLE 0 701 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 907 12,668 SH   SOLE 0 12,668 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 64 890 SH   DFND 0 890 0 0
GLOBAL PMTS INC COMMON STOCK 37940X102 9 85 SH   SOLE 0 85 0 0
GLOBAL X MLP ETF ETF/EQUITY 37950E473 2,442 247,715 SH   SOLE 0 247,715 0 0
GLOBAL X MLP ETF ETF/EQUITY 37950E473 3 350 SH   DFND 0 350 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 63 246 SH   SOLE 0 246 0 0
GRAMERCY PPTY TR COMMON STOCK 385002308 12 420 SH   SOLE 0 420 0 0
GRIFOLS, S.A. FOREIGN EQUITIES 398438408 6 275 SH   SOLE 0 275 0 0
Guggenheim Macro Opportunities Instl Mutual Funds 40168W582 16,542 617,227 SH   SOLE 0 600,460 14,998 1,769
HCA HOLDINGS INC COMMON STOCK 40412C101 2 28 SH   SOLE 0 28 0 0
HCP INC COMMON STOCK 40414L109 35 1,353 SH   SOLE 0 1,353 0 0
HCP INC COMMON STOCK 40414L109 60 2,303 SH   DFND 0 2,303 0 0
HSBC HOLDINGS PLC ADR FOREIGN EQUITIES 404280406 4 80 SH   SOLE 0 80 0 0
HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 10 400 SH   SOLE 0 400 0 0
HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 52 2,000 SH   DFND 0 2,000 0 0
HP INC COMMON STOCK 40434L105 2 100 SH   SOLE 0 100 0 0
HP INC COMMON STOCK 40434L105 8 400 SH   DFND 0 400 0 0
HALLIBURTON CO COMMON STOCK 406216101 72 1,475 SH   SOLE 0 1,475 0 0
HALYARD HEALTH INC COMMON STOCK 40650V100 7 150 SH   DFND 0 150 0 0
Harbor International Fund - Instl Mutual Funds 411511306 5,047 74,756 SH   DFND 0 71,596 2,799 361
Harbor Capital Appreciation Fund Mutual Funds 411511504 445 6,405 SH   DFND 0 4,217 2,081 107
HARLEY DAVIDSON INC COMMON STOCK 412822108 10 200 SH   SOLE 0 200 0 0
Oakmark Fund Mutual Funds 413838103 2,724 32,301 SH   DFND 0 30,333 1,827 141
Oakmark Global Fund Mutual Funds 413838830 14,608 440,933 SH   SOLE 0 426,783 12,583 1,567
HARRIS CORP DEL COMMON STOCK 413875105 8 53 SH   SOLE 0 53 0 0
Hartford Midcap Y Mutual Funds 416645687 293 8,182 SH   OTR 0 8,182 0 0
HASBRO INC COMMON STOCK 418056107 22 243 SH   SOLE 0 243 0 0
HERSHEY CO COMMON STOCK 427866108 170 1,500 SH   SOLE 0 1,500 0 0
HERSHEY CO COMMON STOCK 427866108 114 1,000 SH   DFND 0 1,000 0 0
HEWLETT PACKARD ENTERPRISE COMMON STOCK 42824C109 1 100 SH   SOLE 0 100 0 0
HEWLETT PACKARD ENTERPRISE COMMON STOCK 42824C109 6 400 SH   DFND 0 400 0 0
HIMAX TECHNOLOGIES INC ADR FOREIGN EQUITIES 43289P106 5 525 SH   SOLE 0 525 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,882 9,927 SH   SOLE 0 9,927 0 0
HOME DEPOT INC COMMON STOCK 437076102 304 1,606 SH   DFND 0 1,606 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 719 4,689 SH   SOLE 0 4,689 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 19 125 SH   DFND 0 125 0 0
ITT INC. COMMON STOCK 45073V108 4 78 SH   SOLE 0 78 0 0
IDEX CORP COMMON STOCK 45167R104 203 1,537 SH   SOLE 0 1,537 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 3,303 19,795 SH   SOLE 0 19,795 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 597 3,580 SH   DFND 0 3,580 0 0
ING GROEP NV ADR FOREIGN EQUITIES 456837103 6 340 SH   SOLE 0 340 0 0
INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 27 12,000 SH   SOLE 0 12,000 0 0
INTEL CORP COMMON STOCK 458140100 6,667 144,458 SH   SOLE 0 143,903 0 555
INTEL CORP COMMON STOCK 458140100 1,225 26,543 SH   DFND 0 26,543 0 0
INSYS THERAPEUTICS INC COMMON STOCK 45824V209 4 400 SH   SOLE 0 400 0 0
INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 8,133 53,012 SH   SOLE 0 53,012 0 0
INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 12,066 78,649 SH   DFND 0 78,649 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 25 436 SH   SOLE 0 436 0 0
INTERNATIONAL SPEEDWAY CORP CLASS A COMMON STOCK 460335201 104 2,600 SH   SOLE 0 2,600 0 0
IQVIA HLDGS INC COMMON STOCK 46266C105 10 100 SH   SOLE 0 100 0 0
IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 2 200 SH   DFND 0 200 0 0
ISHARES GOLD TRUST ETF/OTHER 464285105 2,563 204,914 SH   SOLE 0 204,509 0 405
ISHARES GOLD TRUST ETF/OTHER 464285105 4 300 SH   DFND 0 300 0 0
ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 251 8,459 SH   SOLE 0 8,459 0 0
ISHARES MSCI MIN VOL EMERGE MARKETS ETF ETF/INTERNATIONAL EQUITY 464286533 5,174 85,150 SH   SOLE 0 85,050 0 100
ISHARES MSCI MIN VOL EMERGE MARKETS ETF ETF/INTERNATIONAL EQUITY 464286533 5 75 SH   DFND 0 75 0 0
ISHARES MSCI EUROZONE ETF ETF/INTERNATIONAL EQUITY 464286608 2,658 61,270 SH   SOLE 0 61,130 0 140
ISHARES MSCI EUROZONE ETF ETF/INTERNATIONAL EQUITY 464286608 4 100 SH   DFND 0 100 0 0
ISHARES MSCI PACIFIC EXJAPANETF ETF/INTERNATIONAL EQUITY 464286665 8 170 SH   SOLE 0 170 0 0
ISHARES CORE S&P TOTAL US STOCK MKT ETF ETF/EQUITY 464287150 7 120 SH   SOLE 0 120 0 0
ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 94 958 SH   SOLE 0 958 0 0
ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 1,240 10,872 SH   SOLE 0 10,872 0 0
ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 35,180 130,860 SH   SOLE 0 130,860 0 0
ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 61 555 SH   SOLE 0 555 0 0
ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 11 100 SH   DFND 0 100 0 0
ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 140 2,980 SH   SOLE 0 2,980 0 0
ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 1,413 11,627 SH   SOLE 0 11,458 0 169
ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 62 510 SH   DFND 0 510 0 0
ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 32 210 SH   SOLE 0 210 0 0
ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 7 45 SH   DFND 0 45 0 0
ISHARES GLOBAL HEALTHCARE ETF ETF/EQUITY 464287325 29 260 SH   SOLE 0 260 0 0
ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 31 275 SH   SOLE 0 275 0 0
ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 7 60 SH   DFND 0 60 0 0
ISHARES 1-3 YR TREASURY BONDETF ETF/FIXED INCOME 464287457 169 2,011 SH   SOLE 0 2,011 0 0
ISHARES 1-3 YR TREASURY BONDETF ETF/FIXED INCOME 464287457 71 843 SH   DFND 0 843 0 0
ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 1,846 26,252 SH   SOLE 0 26,252 0 0
ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 1,103 15,682 SH   DFND 0 15,682 0 0
ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 3,218 36,097 SH   SOLE 0 36,097 0 0
ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 214 2,400 SH   DFND 0 2,400 0 0
ISHARES RUSSELL MIDCAP GROW ETF ETF/EQUITY 464287481 39 325 SH   SOLE 0 325 0 0
ISHARES TR RUS MID-CAP ETF ETF/EQUITY 464287499 30 145 SH   SOLE 0 145 0 0
ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 12,993 68,464 SH   SOLE 0 68,394 0 70
ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 57 300 SH   DFND 0 300 0 0
ISHARES NASDAQ BIOTECHNOLOGYETF ETF/EQUITY 464287556 66 615 SH   SOLE 0 615 0 0
COHEN & STEERS INDEX REALTY FUND ETF/EQUITY 464287564 25 246 SH   SOLE 0 246 0 0
iShares Russell 2000 ETF ETF/EQUITY 464287655 522 3,425 SH   OTR 0 3,425 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF/EQUITY 464287598 3,610 29,031 SH   SOLE 0 28,951 0 80
ISHARES RUSSELL 1000 VALUE ETF ETF/EQUITY 464287598 1,887 15,175 SH   DFND 0 15,175 0 0
ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 398 1,845 SH   SOLE 0 1,845 0 0
ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 85 395 SH   DFND 0 395 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 4,549 33,777 SH   SOLE 0 33,697 0 80
ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 2,530 18,786 SH   DFND 0 18,786 0 0
ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 522 3,425 SH   SOLE 0 3,425 0 0
ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 76 500 SH   DFND 0 500 0 0
ISHARES TR DJ US TELECOMM ETF/EQUITY 464287713 4 150 SH   SOLE 0 150 0 0
ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 13,453 175,145 SH   SOLE 0 174,995 0 150
ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 2,516 32,751 SH   DFND 0 32,751 0 0
ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 300 6,000 SH   SOLE 0 6,000 0 0
ISHARES MSCI EAFE SMALLCAP ETF ETF/INTERNATIONAL EQUITY 464288273 181 2,800 SH   SOLE 0 2,800 0 0
ISHARES NATIONAL MUNI BOND ETF ETF/EQUITY 464288414 208 1,875 SH   SOLE 0 1,875 0 0
ISHARES INTERNATIONAL SELECTDIV ETF ETF/INTERNATIONAL EQUITY 464288448 22 650 SH   SOLE 0 650 0 0
ISHARES INTERNATIONAL SELECTDIV ETF ETF/INTERNATIONAL EQUITY 464288448 14 400 SH   DFND 0 400 0 0
ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 39 445 SH   SOLE 0 445 0 0
ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 66 759 SH   DFND 0 759 0 0
ISHARES MSCI KLD 400 SOCIAL ETF ETF/EQUITY 464288570 12 125 SH   SOLE 0 125 0 0
ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 43 395 SH   SOLE 0 395 0 0
ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 75 685 SH   DFND 0 685 0 0
ISHARES 1-3 YEAR CREDIT BONDETF ETF/FIXED INCOME 464288646 727 6,955 SH   SOLE 0 6,955 0 0
ISHARES 1-3 YEAR CREDIT BONDETF ETF/FIXED INCOME 464288646 286 2,739 SH   DFND 0 2,739 0 0
ISHARES US PREFERRED STOCK ETF ETF/OTHER 464288687 1,836 48,234 SH   SOLE 0 48,234 0 0
ISHARES US PREFERRED STOCK ETF ETF/OTHER 464288687 10 270 SH   DFND 0 270 0 0
ISHARES US HOME CONSTRUCTION ETF/EQUITY 464288752 30 695 SH   SOLE 0 695 0 0
ISHARES US HOME CONSTRUCTION ETF/EQUITY 464288752 7 150 SH   DFND 0 150 0 0
ISHARES US AEROSPACE & DEFENSE ETF ETF/EQUITY 464288760 11 60 SH   DFND 0 60 0 0
ISHARES MSCI EAFE VALUE ETF ETF/EQUITY 464288877 3,211 58,174 SH   SOLE 0 58,073 0 101
ISHARES MSCI EAFE VALUE ETF ETF/EQUITY 464288877 4 75 SH   DFND 0 75 0 0
ISHARES SILVER TRUST ETF/OTHER 46428Q109 14 850 SH   SOLE 0 850 0 0
ISHARES SILVER TRUST ETF/OTHER 46428Q109 30 1,872 SH   DFND 0 1,872 0 0
ISHARES FLOATING RATE BOND ETF ETF/FIXED INCOME 46429B655 1,016 20,000 SH   SOLE 0 20,000 0 0
ISHARES CORE HIGH DIVIDEND ETF ETF/EQUITY 46429B663 209 2,320 SH   SOLE 0 2,250 0 70
ISHARES CORE HIGH DIVIDEND ETF ETF/EQUITY 46429B663 39 430 SH   DFND 0 430 0 0
ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 8,938 122,484 SH   SOLE 0 122,189 0 295
ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 30 409 SH   DFND 0 409 0 0
ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 10,766 204,020 SH   SOLE 0 203,680 0 340
ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 13 250 SH   DFND 0 250 0 0
ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 23,507 355,681 SH   SOLE 0 355,481 0 200
ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 130 1,963 SH   DFND 0 1,963 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 5,107 89,761 SH   SOLE 0 89,656 0 105
ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 4 75 SH   DFND 0 75 0 0
ISHARES EDGE MSCI MIN VOL USSMALLCAP ETF/EQUITY 46435G433 438 15,000 SH   SOLE 0 15,000 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 5,536 51,768 SH   SOLE 0 51,768 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 573 5,356 SH   DFND 0 5,356 0 0
JABIL CIRCUIT INC. COMMON STOCK 466313103 5 200 SH   SOLE 0 200 0 0
JPMORGAN DIVERSIFIED RETURN INTL EQ ETF ETF/INTERNATIONAL EQUITY 46641Q209 7,502 124,945 SH   SOLE 0 124,800 0 145
JPMORGAN DIVERSIFIED RETURN INTL EQ ETF ETF/INTERNATIONAL EQUITY 46641Q209 7 110 SH   DFND 0 110 0 0
JPMORGAN DIVERSIFIED RETURN US EQ ETF ETF/EQUITY 46641Q407 8,903 126,255 SH   SOLE 0 126,075 0 180
JPMORGAN DIVERSIFIED RETURN US EQ ETF ETF/EQUITY 46641Q407 9 130 SH   DFND 0 130 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 9,707 69,472 SH   SOLE 0 69,283 0 189
JOHNSON & JOHNSON COMMON STOCK 478160104 2,368 16,949 SH   DFND 0 16,949 0 0
JPMorgan Core Bond Select Mutual Funds 4812C0381 890 76,832 SH   SOLE 0 76,832 0 0
JUNIPER NETWORKS INC COMMON STOCK 48203R104 18 640 SH   SOLE 0 640 0 0
KADANT INC. COMMON STOCK 48282T104 2 15 SH   SOLE 0 15 0 0
KEYCORP COMMON STOCK 493267108 185 9,175 SH   SOLE 0 9,175 0 0
KEYCORP COMMON STOCK 493267108 10 500 SH   DFND 0 500 0 0
KEYSIGHT TECHNOLOGIES INC COMMON STOCK 49338L103 2 38 SH   DFND 0 38 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 172 1,429 SH   SOLE 0 1,429 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 821 6,809 SH   DFND 0 6,809 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 49 2,691 SH   SOLE 0 2,691 0 0
KOHLS CORP COMMON STOCK 500255104 9 170 SH   SOLE 0 170 0 0
KONINKLIJKE PHILIPS N.V FOREIGN EQUITIES 500472303 8 202 SH   SOLE 0 202 0 0
KRAFT HEINZ COMPANY COMMON STOCK 500754106 714 9,180 SH   SOLE 0 9,180 0 0
KRAFT HEINZ COMPANY COMMON STOCK 500754106 214 2,752 SH   DFND 0 2,752 0 0
KROGER COMPANY COMMON STOCK 501044101 20 716 SH   SOLE 0 716 0 0
LKQ CORPORATION COMMON STOCK 501889208 10 243 SH   SOLE 0 243 0 0
LTC PROPERTIES INC COMMON STOCK 502175102 7 150 SH   DFND 0 150 0 0
LABORATORY CORP AMER HLDGS COMMON STOCK 50540R409 2 12 SH   SOLE 0 12 0 0
LAM RESEARCH CORP COMMON STOCK 512807108 33 181 SH   SOLE 0 181 0 0
LAMB WESTON HLDGS INC COMMON STOCK 513272104 3 50 SH   SOLE 0 50 0 0
LAS VEGAS SANDS CORP. COMMON STOCK 517834107 2 34 SH   SOLE 0 34 0 0
Lazard Intl Strategic Equity Instl Mutual Funds 52106N590 6,325 402,876 SH   SOLE 0 387,094 14,022 1,760
LENNOX INTERNATIONAL INC COMMON STOCK 526107107 10 48 SH   SOLE 0 48 0 0
ELI LILLY AND COMPANY COMMON STOCK 532457108 200 2,372 SH   SOLE 0 2,372 0 0
ELI LILLY AND COMPANY COMMON STOCK 532457108 145 1,716 SH   DFND 0 1,716 0 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 4 53 SH   SOLE 0 53 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 161 500 SH   SOLE 0 500 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 130 405 SH   DFND 0 405 0 0
LOEWS CORP COMMON STOCK 540424108 65 1,300 SH   DFND 0 1,300 0 0
Loomis Sayles Bond Fund Mutual Funds 543495840 14,556 1,057,810 SH   OTR 0 1,030,876 24,369 2,565
LOWES COMPANIES INC COMMON STOCK 548661107 1,340 14,414 SH   SOLE 0 14,414 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 56 604 SH   DFND 0 604 0 0
M & T BANK CORP COMMON STOCK 55261F104 255 1,493 SH   SOLE 0 1,493 0 0
M & T BANK CORP COMMON STOCK 55261F104 1,380 8,068 SH   DFND 0 8,068 0 0
MGE ENERGY INC COMMON STOCK 55277P104 15 240 SH   SOLE 0 240 0 0
MAGELLAN MIDSTREAM PRTNRS LP COMMON STOCK 559080106 7 100 SH   DFND 0 100 0 0
Cove Street Capital Small Cap Val Instl Mutual Funds 56166Y875 6,420 178,246 SH   SOLE 0 173,277 4,504 465
MANULIFE FINL CORP FOREIGN EQUITIES 56501R106 6 308 SH   DFND 0 308 0 0
MARATHON OIL CORP COMMON STOCK 565849106 7 400 SH   SOLE 0 400 0 0
MARATHON OIL CORP COMMON STOCK 565849106 2 145 SH   DFND 0 145 0 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 23 344 SH   DFND 0 344 0 0
MARRIOTT INTL INC CLASS A COMMON STOCK 571903202 48 353 SH   SOLE 0 353 0 0
MASIMO CORP COMMON STOCK 574795100 8 100 SH   SOLE 0 100 0 0
MASTERCARD INC CLASS A COMMON STOCK 57636Q104 101 670 SH   SOLE 0 670 0 0
MAXIMUS INC COMMON STOCK 577933104 11 147 SH   SOLE 0 147 0 0
MCDONALDS CORP COMMON STOCK 580135101 2,169 12,600 SH   SOLE 0 12,512 0 88
MCDONALDS CORP COMMON STOCK 580135101 381 2,215 SH   DFND 0 2,215 0 0
MCKESSON CORP COMMON STOCK 58155Q103 312 2,000 SH   DFND 0 2,000 0 0
MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 11 800 SH   SOLE 0 800 0 0
MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 8 600 SH   DFND 0 600 0 0
MERCK & COMPANY INC COMMON STOCK 58933Y105 4,608 81,887 SH   SOLE 0 81,699 0 188
MERCK & COMPANY INC COMMON STOCK 58933Y105 1,041 18,509 SH   DFND 0 18,509 0 0
METLIFE INC COMMON STOCK 59156R108 44 862 SH   SOLE 0 862 0 0
METLIFE INC COMMON STOCK 59156R108 20 400 SH   DFND 0 400 0 0
MEXICO FUND INC MUTUAL FUNDS INTL EQUITY EMERG 592835102 7 450 SH   SOLE 0 450 0 0
MICRO FOCUS INTL PLC FOREIGN EQUITIES 594837304 0 13 SH   SOLE 0 13 0 0
MICRO FOCUS INTL PLC FOREIGN EQUITIES 594837304 2 54 SH   DFND 0 54 0 0
MICROSOFT CORP COMMON STOCK 594918104 5,407 63,220 SH   SOLE 0 62,945 0 275
MICROSOFT CORP COMMON STOCK 594918104 960 11,221 SH   DFND 0 11,221 0 0
MICROSEMI CORPORATION COMMON STOCK 595137100 13 245 SH   SOLE 0 245 0 0
MID-AMERICA APARTMENT COMMUNITIES INC COMMON STOCK 59522J103 7 70 SH   SOLE 0 70 0 0
MILLER INDUSTRIES INC COMMON STOCK 600551204 27 1,054 SH   SOLE 0 1,054 0 0
MOHAWK INDUSTRIES COMMON STOCK 608190104 18 64 SH   SOLE 0 64 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 82 1,908 SH   SOLE 0 1,908 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 15 350 SH   DFND 0 350 0 0
MONMOUTH REAL ESTATE INVESTMENT CORP COMMON STOCK 609720107 7 418 SH   SOLE 0 418 0 0
MONSANTO COMPANY COMMON STOCK 61166W101 1,068 9,148 SH   SOLE 0 9,148 0 0
MONSANTO COMPANY COMMON STOCK 61166W101 584 5,000 SH   DFND 0 5,000 0 0
MORGAN STANLEY COMMON STOCK 617446448 175 3,343 SH   SOLE 0 3,343 0 0
MOSAIC COMPANY COMMON STOCK 61945C103 1 23 SH   SOLE 0 23 0 0
MOTOROLA SOLUTIONS INC COMMON STOCK 620076307 11 125 SH   SOLE 0 125 0 0
NBT BANCORP INC COMMON STOCK 628778102 582 15,826 SH   SOLE 0 15,826 0 0
NBT BANCORP INC COMMON STOCK 628778102 1,230 33,435 SH   DFND 0 33,435 0 0
Mutual Beacon Z Mutual Funds 628380305 213 12,843 SH   SOLE 0 12,843 0 0
NASDAQ INC COMMON STOCK 631103108 3 44 SH   SOLE 0 44 0 0
NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 55 1,000 SH   SOLE 0 1,000 0 0
NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 174 3,166 SH   DFND 0 3,166 0 0
NATIONAL GRID PLC ADR COMMON STOCK 636274409 17 294 SH   SOLE 0 294 0 0
NATIONAL GRID PLC ADR COMMON STOCK 636274409 11 185 SH   DFND 0 185 0 0
Natixis ASG Managed Futures Strategy Y Mutual Funds 63872T729 1,443 137,601 SH   SOLE 0 137,356 0 245
NEW GERMANY FUND MUTUAL FUNDS INTL EQUITY DEV 644465106 10 495 SH   SOLE 0 495 0 0
NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 18 1,400 SH   SOLE 0 1,400 0 0
NEWELL RUBBERMAID INC COMMON STOCK 651229106 19 618 SH   SOLE 0 618 0 0
NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 4 50 SH   SOLE 0 50 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,486 9,516 SH   SOLE 0 9,516 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 690 4,420 SH   DFND 0 4,420 0 0
NIKE INC CLASS B COMMON STOCK 654106103 1,577 25,209 SH   SOLE 0 25,209 0 0
NIKE INC CLASS B COMMON STOCK 654106103 100 1,600 SH   DFND 0 1,600 0 0
NORDSTROM INC COMMON STOCK 655664100 3 69 SH   SOLE 0 69 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1,173 8,092 SH   SOLE 0 8,092 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 14 100 SH   DFND 0 100 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 160 520 SH   SOLE 0 520 0 0
NORTH WEST BANCSHARES INC COMMON STOCK 667340103 19 1,125 SH   SOLE 0 1,125 0 0
NORWOOD FINANCIAL CORP COMMON STOCK 669549107 35 1,050 SH   SOLE 0 1,050 0 0
NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 1,733 20,639 SH   SOLE 0 20,639 0 0
NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 445 5,300 SH   DFND 0 5,300 0 0
NUCOR CORP COMMON STOCK 670346105 2,854 44,893 SH   SOLE 0 44,893 0 0
NUCOR CORP COMMON STOCK 670346105 556 8,747 SH   DFND 0 8,747 0 0
NUVEEN QUALITY MUNICIPAL INCOME FUND ETF/FIXED INCOME 67066V101 49 3,487 SH   SOLE 0 3,487 0 0
NUVEEN NASDAQ 100 DYNAMIC OVERWRITE FD MUTUAL FUND LARGE CAP EQUITY 670699107 2 100 SH   SOLE 0 100 0 0
OGE ENERGY CORP COMMON STOCK 670837103 230 7,000 SH   SOLE 0 7,000 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 52 705 SH   SOLE 0 705 0 0
OFFICE DEPOT INC COMMON STOCK 676220106 2 597 SH   DFND 0 597 0 0
OLD REPUBLIC INTL CORP COMMON STOCK 680223104 9 400 SH   DFND 0 400 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 1,143 15,696 SH   SOLE 0 15,696 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 60 825 SH   DFND 0 825 0 0
OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 38 1,392 SH   SOLE 0 1,392 0 0
ONEOK INC COMMON STOCK 682680103 21 394 SH   SOLE 0 394 0 0
ORACLE CORP COMMON STOCK 68389X105 398 8,419 SH   SOLE 0 8,419 0 0
ORACLE CORP COMMON STOCK 68389X105 7 140 SH   DFND 0 140 0 0
ORANGE SA ADR FOREIGN EQUITIES 684060106 17 1,000 SH   DFND 0 1,000 0 0
PG&E CORP COMMON STOCK 69331C108 87 1,950 SH   SOLE 0 1,765 0 185
PG&E CORP COMMON STOCK 69331C108 124 2,765 SH   DFND 0 2,765 0 0
PIMCO Total Return Fund Mutual Funds 693390700 527 51,270 SH   OTR 0 51,270 0 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105 854 5,920 SH   SOLE 0 3,803 2,117 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105 8 55 SH   DFND 0 55 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 345 2,952 SH   SOLE 0 2,952 0 0
PNC Intermediate Tax Exempt Mutual Funds 69351J694 151 15,895 SH   SOLE 0 15,895 0 0
PPL CORP COMMON STOCK 69351T106 310 10,029 SH   SOLE 0 10,029 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 17 120 SH   SOLE 0 120 0 0
PARATEK PHARMACEUTICALS INC COMMON STOCK 699374302 9 500 SH   DFND 0 500 0 0
PAYCHEX INC COMMON STOCK 704326107 7 105 SH   SOLE 0 105 0 0
PAYCHEX INC COMMON STOCK 704326107 27 395 SH   DFND 0 395 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 63 857 SH   SOLE 0 857 0 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 57 1,218 SH   SOLE 0 1,218 0 0
PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 115 6,176 SH   SOLE 0 6,176 0 0
PEPSICO INC COMMON STOCK 713448108 5,778 48,185 SH   SOLE 0 48,073 0 112
PEPSICO INC COMMON STOCK 713448108 1,511 12,601 SH   DFND 0 12,601 0 0
PFIZER INC COMMON STOCK 717081103 4,532 125,124 SH   SOLE 0 124,796 0 328
PFIZER INC COMMON STOCK 717081103 1,175 32,442 SH   DFND 0 32,442 0 0
PIMCO Investment Grade Corp Bd Instl Mutual Funds 722005816 807 76,542 SH   DFND 0 76,542 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 1,347 12,750 SH   SOLE 0 12,750 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 112 1,060 SH   DFND 0 1,060 0 0
PHILLIPS 66 COMMON STOCK 718546104 367 3,628 SH   SOLE 0 3,628 0 0
PHILLIPS 66 COMMON STOCK 718546104 360 3,557 SH   DFND 0 3,557 0 0
PIMCO 0-5 YEAR HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 72201R783 3,022 30,080 SH   SOLE 0 30,080 0 0
PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 71 698 SH   SOLE 0 492 0 206
PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 401 3,944 SH   DFND 0 3,944 0 0
PIMCO TRENDS Managed Futures Strat Instl Mutual Funds 72201U455 1,423 146,880 SH   SOLE 0 146,591 0 289
PIMCO DYNAMIC INCOME FD MUTUAL FUNDS MULTISECTOR BOND 72201Y101 34 1,125 SH   SOLE 0 1,125 0 0
PINNACLE WEST CPTLCORP COMMON STOCK 723484101 324 3,798 SH   SOLE 0 3,798 0 0
PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 12 600 SH   SOLE 0 600 0 0
POLARIS INDUSTRIES INC COMMON STOCK 731068102 17 141 SH   SOLE 0 141 0 0
POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 440 21,318 SH   SOLE 0 21,318 0 0
POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 74 3,585 SH   DFND 0 3,585 0 0
POWERSHARES QQQ ETF ETF/EQUITY 73935A104 90 580 SH   SOLE 0 580 0 0
POWERSHARES NASDAQ INTERNET ETF ETF/EQUITY 73935X146 17 150 SH   SOLE 0 150 0 0
POWERSHARES WATER RESOURCES ETF ETF/EQUITY 73935X575 2 50 SH   SOLE 0 50 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 ETF/EQUITY 73935X583 13 115 SH   SOLE 0 115 0 0
POWERSHARES NATIONAL AMT- FREE MUNI BOND ETF ETF/EQUITY 73936T474 32 1,250 SH   SOLE 0 1,250 0 0
POWERSHARES VARIABLE RATE PREFERRED ETF/EQUITY 73937B597 2,199 85,715 SH   SOLE 0 85,715 0 0
POWERSHARES VARIABLE RATE PREFERRED ETF/EQUITY 73937B597 21 800 SH   DFND 0 800 0 0
POWERSHARES KBW BANK ETF ETF/EQUITY 73937B746 2,730 49,625 SH   SOLE 0 49,495 0 130
POWERSHARES KBW BANK ETF ETF/EQUITY 73937B746 3 50 SH   DFND 0 50 0 0
PRAXAIR INC COMMON STOCK 74005P104 44 282 SH   SOLE 0 282 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 35 330 SH   SOLE 0 330 0 0
T Rowe Price Growth Stk Fd #40 Mutual Funds 741479109 731 11,668 SH   SOLE 0 11,668 0 0
T Rowe Price High Yield Fund Mutual Funds 741481105 491 72,662 SH   DFND 0 72,662 0 0
PRICELINE GROUP INC COMMON STOCK 741503403 10 6 SH   SOLE 0 6 0 0
Principal MidCap Institutional Mutual Funds 74253Q747 266 9,768 SH   SOLE 0 9,768 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 5,499 59,853 SH   SOLE 0 59,641 0 212
PROCTER & GAMBLE CO COMMON STOCK 742718109 824 8,970 SH   DFND 0 8,970 0 0
Osterweis Strategic Income Fund Mutual Funds 742935489 17,018 1,499,408 SH   SOLE 0 1,467,156 28,472 3,780
PROSPECT CAPITAL CORP COMMON STOCK 74348T102 2 268 SH   SOLE 0 268 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 149 1,292 SH   SOLE 0 1,292 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 7 61 SH   DFND 0 61 0 0
PRUDENTIAL PLC ADR FOREIGN EQUITIES 74435K204 9 175 SH   SOLE 0 175 0 0
PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 3,854 74,838 SH   SOLE 0 74,838 0 0
PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 1,036 20,126 SH   DFND 0 20,126 0 0
PUBLIC STORAGE COMMON STOCK 74460D109 2 11 SH   SOLE 0 11 0 0
QUALCOMM INC COMMON STOCK 747525103 464 7,243 SH   SOLE 0 7,243 0 0
QUALCOMM INC COMMON STOCK 747525103 109 1,710 SH   DFND 0 1,710 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 10 105 SH   DFND 0 105 0 0
RLJ LODGING TRUST COMMON STOCK 74965L101 10 470 SH   SOLE 0 470 0 0
RAYTHEON CO COMMON STOCK 755111507 136 725 SH   SOLE 0 725 0 0
RAYTHEON CO COMMON STOCK 755111507 78 415 SH   DFND 0 415 0 0
REALTY INCOME CORP COMMON STOCK 756109104 20 356 SH   SOLE 0 356 0 0
RELX NV SPONSORED ADR FOREIGN EQUITIES 75955B102 5 236 SH   SOLE 0 236 0 0
RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 247 4,673 SH   SOLE 0 4,673 0 0
RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 21 400 SH   DFND 0 400 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 381 1,942 SH   SOLE 0 1,942 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 64 325 SH   DFND 0 325 0 0
ROCKWELL COLLINS INC COMMON STOCK 774341101 223 1,642 SH   SOLE 0 1,642 0 0
ROCKWELL COLLINS INC COMMON STOCK 774341101 37 275 SH   DFND 0 275 0 0
ROGERS COMMUNICATIONS CL B FOREIGN EQUITIES 775109200 14 280 SH   SOLE 0 280 0 0
ROPER INDS INC NEW COMMON STOCK 776696106 7 28 SH   SOLE 0 28 0 0
ROSS STORES INC COMMON STOCK 778296103 16 195 SH   SOLE 0 195 0 0
T Rowe Price Mid-Cap Growth Fd #64 Mutual Funds 779556109 244 2,804 SH   SOLE 0 2,804 0 0
T. Rowe Price Summit Municipal Intm Mutual Funds 77957N209 201 16,908 SH   SOLE 0 16,908 0 0
T. Rowe Price Mid-Cap Value Mutual Funds 77957Y106 306 10,057 SH   DFND 0 10,057 0 0
T. Rowe Price Instl Floating Rate Mutual Funds 77958B402 9,091 907,257 SH   SOLE 0 867,955 36,974 2,328
ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 548 6,715 SH   SOLE 0 6,715 0 0
ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 110 1,350 SH   DFND 0 1,350 0 0
ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 498 7,462 SH   SOLE 0 7,462 0 0
ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 7 100 SH   DFND 0 100 0 0
ROYAL GOLD INC COMMON STOCK 780287108 5 63 SH   DFND 0 63 0 0
ROYCE GLOBAL VALUE TRUST MUTUAL FUNDS INTL EQUITY DEV 78081T104 0 37 SH   SOLE 0 37 0 0
ROYCE VALUE TRUST MUTUAL FUNDS SMALL CAP EQUITY 780910105 4 261 SH   SOLE 0 261 0 0
GUGGENHEIM S&P SMALLCAP 600 PURE GROWTH ETF ETF/EQUITY 78355W809 12 109 SH   SOLE 0 109 0 0
SEI INVESTMENTS CO. COMMON STOCK 784117103 15 207 SH   SOLE 0 207 0 0
SPDR S&P 500 ETF ETF/EQUITY 78462F103 6,327 23,710 SH   SOLE 0 23,710 0 0
SPDR S&P 500 ETF ETF/EQUITY 78462F103 772 2,894 SH   DFND 0 2,894 0 0
SPDR S&P 500 ETF ETF/EQUITY 78462F103 517 1,937 SH   SOLE 0 1,937 0 0
SPDR GOLD SHARES ETF/OTHER 78463V107 16 132 SH   SOLE 0 132 0 0
SPDR GOLD SHARES ETF/OTHER 78463V107 533 4,310 SH   DFND 0 4,310 0 0
SPDR S&P INTERNATIONAL DIVIDEND ETF ETF/INTERNATIONAL EQUITY 78463X772 32 775 SH   SOLE 0 775 0 0
SPDR S&P INTERNATIONAL DIVIDEND ETF ETF/INTERNATIONAL EQUITY 78463X772 12 300 SH   DFND 0 300 0 0
SPDR S&P GLOBAL INFRASTRUCTURE ETF ETF/INTERNATIONAL EQUITY 78463X855 3 50 SH   SOLE 0 50 0 0
SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 535 15,628 SH   SOLE 0 15,628 0 0
SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 22 650 SH   DFND 0 650 0 0
SPDR Portfolio Intm Term Corp Bd ETF ETF/EQUITY 78464A375 507 14,828 SH   SOLE 0 14,828 0 0
SPDR BBB HIGH YIELD BOND ETF ETF/FIXED INCOME 78464A417 71 1,940 SH   SOLE 0 1,940 0 0
SPDR SERIES TRUST KBW REGN BK ETF ETF/EQUITY 78464A698 13 225 SH   SOLE 0 225 0 0
SPDR S&P DIVIDEND ETF ETF/EQUITY 78464A763 18 190 SH   SOLE 0 190 0 0
SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 3,128 66,296 SH   SOLE 0 66,108 0 188
SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 35 735 SH   DFND 0 735 0 0
SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 5,532 113,750 SH   SOLE 0 113,750 0 0
SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 39 800 SH   DFND 0 800 0 0
SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 5,004 14,489 SH   SOLE 0 14,489 0 0
SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 2,523 7,306 SH   DFND 0 7,306 0 0
SPDR NUVEEN BBB MUNI BOND ETF ETF/FIXED INCOME 78468R721 31 625 SH   SOLE 0 625 0 0
SABRA HEALTH CARE REIT INC COMMON STOCK 78573L106 1 55 SH   SOLE 0 55 0 0
SABRE CORP COMMON STOCK 78573M104 6 296 SH   SOLE 0 296 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 21 210 SH   SOLE 0 210 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 14 137 SH   DFND 0 137 0 0
SANOFI AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105 1 29 SH   SOLE 0 29 0 0
SCANA CORP COMMON STOCK 80589M102 66 1,650 SH   SOLE 0 1,650 0 0
SCANA CORP COMMON STOCK 80589M102 44 1,115 SH   DFND 0 1,115 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 1,278 18,960 SH   SOLE 0 18,960 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 18 270 SH   DFND 0 270 0 0
SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 1,828 26,218 SH   SOLE 0 26,218 0 0
SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 125 1,796 SH   DFND 0 1,796 0 0
MATERIALS SELECT SECTOR SPDRETF ETF/EQUITY 81369Y100 3 45 SH   SOLE 0 45 0 0
MATERIALS SELECT SECTOR SPDRETF ETF/EQUITY 81369Y100 589 9,725 SH   DFND 0 9,725 0 0
CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 4 45 SH   SOLE 0 45 0 0
ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 184 2,540 SH   SOLE 0 2,540 0 0
ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 13 175 SH   DFND 0 175 0 0
SELECT SECTOR SPDR TR SBI INT-FINL ETF/EQUITY 81369Y605 17 600 SH   SOLE 0 600 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 24 375 SH   SOLE 0 375 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 438 6,844 SH   DFND 0 6,844 0 0
REAL ESTATE SELECT SECTOR SPDR ETF/OTHER 81369Y860 3 83 SH   SOLE 0 83 0 0
UTILITIES SELECT SECTOR SPDRETF ETF/EQUITY 81369Y886 92 1,737 SH   SOLE 0 1,737 0 0
SEMPRA ENERGY COMMON STOCK 816851109 511 4,780 SH   SOLE 0 4,780 0 0
SEMPRA ENERGY COMMON STOCK 816851109 118 1,100 SH   DFND 0 1,100 0 0
SENSEONICS HOLDINGS INC COMMON STOCK 81727U105 3 1,000 SH   DFND 0 1,000 0 0
SHIRE PLC ADR COMMON STOCK 82481R106 3 22 SH   SOLE 0 22 0 0
SIERRA WIRELESS INC FOREIGN EQUITIES 826516106 4 200 SH   SOLE 0 200 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK 83088M102 4 38 SH   SOLE 0 38 0 0
SMITH & NEPHEW PLC ADR FOREIGN EQUITIES 83175M205 6 176 SH   SOLE 0 176 0 0
SNAP ON INC COMMON STOCK 833034101 48 275 SH   SOLE 0 275 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 27 500 SH   SOLE 0 500 0 0
SONY CORP ADR FOREIGN EQUITIES 835699307 5 120 SH   SOLE 0 120 0 0
SORRENTO THERAPEUTICS INC COMMON STOCK 83587F202 11 3,000 SH   SOLE 0 3,000 0 0
SOURCE CAPITAL INC BALANCED FUNDS EQUITIES 836144105 11 275 SH   SOLE 0 275 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 394 8,194 SH   SOLE 0 8,194 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 52 1,075 SH   DFND 0 1,075 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 85 500 SH   SOLE 0 500 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 339 2,000 SH   DFND 0 2,000 0 0
STARBUCKS CORP COMMON STOCK 855244109 168 2,918 SH   SOLE 0 2,918 0 0
STARBUCKS CORP COMMON STOCK 855244109 6 100 SH   DFND 0 100 0 0
STARWOOD PROPERTY TRUST INC COMMON STOCK 85571B105 18 849 SH   SOLE 0 849 0 0
STATE STREET CORP COMMON STOCK 857477103 234 2,394 SH   SOLE 0 2,394 0 0
STATE STREET CORP COMMON STOCK 857477103 78 800 SH   DFND 0 800 0 0
STERICYCLE INC COMMON STOCK 858912108 2 32 SH   SOLE 0 32 0 0
STRYKER CORP COMMON STOCK 863667101 904 5,840 SH   SOLE 0 5,840 0 0
SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH   DFND 0 10 0 0
SUN COMMUNITIES INC COMMON STOCK 866674104 28 301 SH   SOLE 0 301 0 0
SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 8 207 SH   SOLE 0 207 0 0
SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 92 2,500 SH   DFND 0 2,500 0 0
SUNCOKE ENERGY INC COMMON STOCK 86722A103 3 218 SH   DFND 0 218 0 0
SUNTRUST BANKS INC COMMON STOCK 867914103 72 1,120 SH   SOLE 0 1,120 0 0
SYNGENTA AG SPONSORED ADR FOREIGN EQUITIES 87160A100 9 102 SH   SOLE 0 102 0 0
SYSCO CORP COMMON STOCK 871829107 1,370 22,557 SH   SOLE 0 22,557 0 0
SYSCO CORP COMMON STOCK 871829107 650 10,700 SH   DFND 0 10,700 0 0
TJX COMPANIES COMMON STOCK 872540109 93 1,212 SH   SOLE 0 1,212 0 0
TJX COMPANIES COMMON STOCK 872540109 6 85 SH   DFND 0 85 0 0
TARGET CORP COMMON STOCK 87612E106 319 4,891 SH   SOLE 0 4,891 0 0
TARGET CORP COMMON STOCK 87612E106 14 217 SH   DFND 0 217 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 34 187 SH   DFND 0 187 0 0
TENARIS SA ADR FOREIGN EQUITIES 88031M109 33 1,035 SH   SOLE 0 1,035 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,762 16,873 SH   SOLE 0 16,873 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 266 2,550 SH   DFND 0 2,550 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 216 1,135 SH   SOLE 0 1,135 0 0
3M COMPANY COMMON STOCK 88579Y101 4,859 20,644 SH   SOLE 0 20,644 0 0
3M COMPANY COMMON STOCK 88579Y101 698 2,966 SH   DFND 0 2,966 0 0
Templeton Global Bond Adv Mutual Funds 880208400 157 13,228 SH   DFND 0 13,228 0 0
TIME WARNER INC COMMON STOCK 887317303 13 138 SH   SOLE 0 138 0 0
TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 358 4,402 SH   SOLE 0 4,402 0 0
TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 815 13,909 SH   SOLE 0 13,909 0 0
TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 63 1,075 SH   DFND 0 1,075 0 0
TOTAL SA ADR FOREIGN EQUITIES 89151E109 401 7,247 SH   SOLE 0 7,247 0 0
Touchstone Sands Cap Instl Growth Fd Mutual Funds 89155J104 4,096 199,014 SH   SOLE 0 188,578 9,562 874
TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 27 215 SH   SOLE 0 215 0 0
TRANSCANADA CORP FOREIGN EQUITIES 89353D107 7 145 SH   SOLE 0 145 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 361 2,665 SH   SOLE 0 2,665 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 7 50 SH   DFND 0 50 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 8 842 SH   DFND 0 842 0 0
TWITTER INC COMMON STOCK 90184L102 1 22 SH   DFND 0 22 0 0
US BANCORP COMMON STOCK 902973304 2,605 48,617 SH   SOLE 0 48,378 0 239
US BANCORP COMMON STOCK 902973304 234 4,362 SH   DFND 0 4,362 0 0
UNILEVER NV ADR FOREIGN EQUITIES 904784709 31 549 SH   SOLE 0 549 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 190 1,418 SH   SOLE 0 1,418 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 49 362 SH   DFND 0 362 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1,878 15,760 SH   SOLE 0 15,664 0 96
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 150 1,258 SH   DFND 0 1,258 0 0
UNITED STATES STEEL CORP COMMON STOCK 912909108 1 35 SH   DFND 0 35 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 3,551 27,835 SH   SOLE 0 27,749 0 86
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 559 4,381 SH   DFND 0 4,381 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1,730 7,846 SH   SOLE 0 7,846 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 61 275 SH   DFND 0 275 0 0
UNITI GROUP INC COMMON STOCK 91325V108 4 200 SH   DFND 0 200 0 0
VF CORP COMMON STOCK 918204108 1,163 15,712 SH   SOLE 0 15,712 0 0
VF CORP COMMON STOCK 918204108 51 692 SH   DFND 0 692 0 0
VALERO ENERGY CORP COMMON STOCK 91913Y100 38 417 SH   SOLE 0 417 0 0
VALLEY NATL BANCORP COMMON STOCK 919794107 193 17,171 SH   SOLE 0 17,171 0 0
Valley Natl Bancorp Common COMMON STOCK 919794107 193 17,171 SH   DFND 0 0 17,171 0
VANECK VECTORS HIGH YIELD MUNICIPAL ETF ETF/FIXED INCOME 92189F361 47 1,500 SH   SOLE 0 1,500 0 0
VANECK VECTORS AGRIBUSINESS ETF ETF/EQUITY 92189F700 31 500 SH   SOLE 0 500 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 808 7,917 SH   SOLE 0 7,917 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 707 6,928 SH   DFND 0 6,928 0 0
Vanguard REIT Index Admiral Mutual Funds 921908877 5,615 47,770 SH   DFND 0 46,470 1,099 201
Vanguard Total Intl Stock Index Admiral Mutual Funds 921909818 9,594 314,367 SH   SOLE 0 311,533 1,999 835
VANGUARD MEGA CAP GROWTH ETF ETF/EQUITY 921910816 9 85 SH   SOLE 0 85 0 0
VANGUARD INTERM-TERM BOND ETF ETF/FIXED INCOME 921937819 139 1,660 SH   SOLE 0 1,660 0 0
VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 3,379 42,721 SH   SOLE 0 42,226 0 495
VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 221 2,797 SH   DFND 0 2,797 0 0
VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 1,296 15,893 SH   SOLE 0 14,998 0 895
VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 172 2,103 SH   DFND 0 2,103 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 143 3,195 SH   SOLE 0 3,195 0 0
Vanguard Total Intl Bd Idx Admiral Mutual Funds 92203J308 856 39,441 SH   SOLE 0 39,441 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 1,910 41,603 SH   SOLE 0 41,603 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 186 4,058 SH   DFND 0 4,058 0 0
VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 6,093 103,008 SH   SOLE 0 103,008 0 0
VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 641 10,835 SH   DFND 0 10,835 0 0
VANGUARD ENERGY ETF ETF/EQUITY 92204A306 5 50 SH   SOLE 0 50 0 0
VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 876 12,500 SH   SOLE 0 12,500 0 0
VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 252 3,600 SH   DFND 0 3,600 0 0
VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 12 81 SH   SOLE 0 81 0 0
VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 626 4,400 SH   DFND 0 4,400 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF/EQUITY 92204A702 348 2,110 SH   SOLE 0 2,110 0 0
Vanguard Information Technology ETF ETF/EQUITY 92204A702 348 2,110 SH   SOLE 0 2,110 0 0
VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 144 1,235 SH   SOLE 0 1,235 0 0
VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 17 150 SH   DFND 0 150 0 0
VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 4,169 52,580 SH   SOLE 0 52,580 0 0
VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 779 9,828 SH   DFND 0 9,828 0 0
VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 1,880 29,405 SH   SOLE 0 29,105 0 300
VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 40 625 SH   DFND 0 625 0 0
Vanguard Mortgage-Backed Sec Idx Admiral Mutual Funds 92206C755 290 13,838 SH   OTR 0 13,838 0 0
VAREX IMAGING CORPORATION COMMON STOCK 92214X106 3 66 SH   SOLE 0 66 0 0
VARIAN MEDICAL SYSTEMS INC COMMON STOCK 92220P105 18 166 SH   SOLE 0 166 0 0
VENTAS INC COMMON STOCK 92276F100 33 547 SH   SOLE 0 547 0 0
Vanguard Morgan Growth Admiral Mutual Funds 921928206 234 2,578 SH   DFND 0 2,578 0 0
Vanguard Total Bond Market Index Adm Mutual Funds 921937603 21,840 2,031,675 SH   SOLE 0 1,977,330 45,250 9,095
Vanguard Short-Term Bond Index Adm Mutual Funds 921937702 3,303 318,204 SH   SOLE 0 315,261 0 2,943
Vanguard Interm-Term Bond Index Adm Mutual Funds 921937801 739 65,069 SH   SOLE 0 65,069 0 0
Vanguard Developed Markets Idx Admiral Mutual Funds 921943809 2,560 177,661 SH   SOLE 0 177,661 0 0
Vanguard High-Yield Corporate Adm Mutual Funds 922031760 242 40,851 SH   SOLE 0 40,851 0 0
Vanguard GNMA Adm Mutual Funds 922031794 701 67,012 SH   SOLE 0 67,012 0 0
Vanguard Interm-Term Investment-Grde Adm Mutual Funds 922031810 432 44,335 SH   SOLE 0 44,335 0 0
Vanguard Short-Term Investment-Grade Adm Mutual Funds 922031836 3,749 352,651 SH   SOLE 0 349,470 0 3,181
Vanguard Emerging Mkts Stock Idx Adm Mutual Funds 922042841 1,538 40,296 SH   SOLE 0 40,296 0 0
Vanguard FTSE Emerging Markets ETF ETF/EQUITY 922042858 332 7,231 SH   DFND 0 7,231 0 0
Vanguard Europe Index - ETF ETF/EQUITY 922042874 6,754 114,179 SH   SOLE 0 110,714 3,129 336
Vanguard Short-Term Tx-Ex Adm Mutual Funds 922907803 3,298 209,939 SH   SOLE 0 209,939 0 0
Vanguard High-Yield Tax-Exempt Adm Mutual Funds 922907845 1,710 149,457 SH   DFND 0 149,457 0 0
Vanguard Intermediate-Term Tax-Exempt Fund Mutual Funds 922907878 9,654 683,264 SH   DFND 0 676,505 6,759 0
Vanguard Limited-Term Tax-Exempt Fund Mutual Funds 922907886 8,854 813,024 SH   SOLE 0 809,662 3,362 0
Vanguard S&P 500 ETF ETF/EQUITY 922908363 466 1,899 SH   DFND 0 1,899 0 0
VANGUARD S&P 500 ETF ETF/EQUITY 922908363 490 1,999 SH   SOLE 0 1,999 0 0
VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 86 675 SH   SOLE 0 675 0 0
VANGUARD REIT ETF ETF/EQUITY 922908553 3,026 36,474 SH   SOLE 0 36,474 0 0
VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 24 150 SH   SOLE 0 150 0 0
VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 114 855 SH   SOLE 0 855 0 0
VANGUARD MIDCAP ETF ETF/EQUITY 922908629 176 1,139 SH   SOLE 0 1,139 0 0
VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 185 1,250 SH   SOLE 0 1,250 0 0
VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 7 50 SH   DFND 0 50 0 0
Vanguard Growth Index Adm Mutual Funds 922908660 6,205 85,773 SH   DFND 0 81,167 4,335 271
VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 8,784 63,998 SH   DFND 0 63,998 0 0
Vanguard Value Index Adm Mutual Funds 922908678 6,292 151,958 SH   SOLE 0 143,880 7,609 469
Vanguard Small Cap Index Adm Mutual Funds 922908686 258 3,651 SH   SOLE 0 3,651 0 0
Vanguard Extended Market Idx Adm Mutual Funds 922908694 1,811 21,363 SH   DFND 0 21,178 0 185
Vanguard 500 Index Admiral Mutual Funds 922908710 2,493 10,099 SH   DFND 0 9,430 669 0
Vanguard Total Stock Mkt Idx Adm Mutual Funds 922908728 12,585 188,619 SH   SOLE 0 182,931 5,066 622
VERIFONE SYSTEMS INC COMMON STOCK 92342Y109 2 100 SH   DFND 0 100 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 6,376 120,467 SH   SOLE 0 120,284 0 183
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,678 31,701 SH   DFND 0 31,701 0 0
Verizon Communications COMMON STOCK 92343V104 249 4,710 SH   SOLE 0 4,710 0 0
VERSUM MATERIALS INC COMMON STOCK 92532W103 1 18 SH   SOLE 0 18 0 0
VISA INC CLASS A COMMON STOCK 92826C839 602 5,283 SH   SOLE 0 5,283 0 0
VISA INC CLASS A COMMON STOCK 92826C839 14 120 SH   DFND 0 120 0 0
VODAFONE GROUP PLC ADR FOREIGN EQUITIES 92857W308 12 362 SH   SOLE 0 362 0 0
VULCAN MATERIALS CO COMMON STOCK 929160109 7 55 SH   SOLE 0 55 0 0
WGL HOLDINGS INC COMMON STOCK 92924F106 326 3,800 SH   SOLE 0 3,800 0 0
WP CAREY INC COMMON STOCK 92936U109 7 108 SH   SOLE 0 108 0 0
WPP PLC FOREIGN EQUITIES 92937A102 5 50 SH   SOLE 0 50 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 252 3,789 SH   SOLE 0 3,789 0 0
WAL MART STORES INC COMMON STOCK 931142103 3,201 32,418 SH   SOLE 0 32,306 0 112
WAL MART STORES INC COMMON STOCK 931142103 688 6,968 SH   DFND 0 6,968 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 433 5,960 SH   SOLE 0 5,960 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 24 335 SH   DFND 0 335 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 41 470 SH   SOLE 0 470 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 41 475 SH   DFND 0 475 0 0
WATSCO INC COMMON STOCK 942622200 8 48 SH   SOLE 0 48 0 0
WELLS FARGO & CO COMMON STOCK 949746101 2,074 34,186 SH   SOLE 0 34,056 0 130
WELLS FARGO & CO COMMON STOCK 949746101 203 3,352 SH   DFND 0 3,352 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 56 1,600 SH   SOLE 0 1,600 0 0
WHEATON PRECIOUS METALS CORP FOREIGN EQUITIES 962879102 5 230 SH   DFND 0 230 0 0
WILLIAMS COMPANIES INC COMMON STOCK 969457100 6 200 SH   SOLE 0 200 0 0
WINDSTREAM HOLDINGS INC COMMON STOCK 97382A200 0 167 SH   DFND 0 167 0 0
WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1,337 18,360 SH   SOLE 0 18,360 0 0
WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 18 245 SH   DFND 0 245 0 0
WISDOMTREE LARGECAP DIVIDEND ETF ETF/EQUITY 97717W307 77 835 SH   SOLE 0 835 0 0
WISDOMTREE EUROPE HEDGED EQUITY ETF ETF/INTERNATIONAL EQUITY 97717X701 16 259 SH   SOLE 0 259 0 0
WYNDHAM WORLDWIDE CORP COMMON STOCK 98310W108 7 58 SH   SOLE 0 58 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 7 150 SH   SOLE 0 150 0 0
XYLEM INC COMMON STOCK 98419M100 44 650 SH   SOLE 0 650 0 0
YUM BRANDS INC COMMON STOCK 988498101 29 360 SH   SOLE 0 360 0 0
YUM CHINA HLDGS INC FOREIGN EQUITIES 98850P109 14 360 SH   SOLE 0 360 0 0
ADIENT PLC FOREIGN EQUITIES G0084W101 0 5 SH   SOLE 0 5 0 0
ALLEGION PLC FOREIGN EQUITIES G0176J109 26 331 SH   SOLE 0 331 0 0
ALLERGAN PLC FOREIGN EQUITIES G0177J108 16 100 SH   SOLE 0 100 0 0
ARGO GROUP INTERNATIONAL HOLDINGS LTD FOREIGN EQUITIES G0464B107 2 40 SH   SOLE 0 40 0 0
ACCENTURE PLC CL A FOREIGN EQUITIES G1151C101 51 335 SH   SOLE 0 335 0 0
BROOKFIELD BUSINESS PARTNERSUNIT LTD LP FOREIGN EQUITIES G16234109 1 20 SH   DFND 0 20 0 0
BROOKFIELD PROPERTY PARTNERS COMMON STOCK G16249107 1 38 SH   DFND 0 38 0 0
BROOKFIELD INFRASTRUCTURE PARTNERS LP COMMON STOCK G16252101 67 1,500 SH   SOLE 0 1,500 0 0
BROOKFIELD INFRASTRUCTURE PARTNERS LP COMMON STOCK G16252101 2 40 SH   DFND 0 40 0 0
DELPHI TECHNOLOGIES PLC SHS COMMON STOCK G2709G107 0 6 SH   SOLE 0 6 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103 64 816 SH   SOLE 0 816 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103 37 473 SH   DFND 0 473 0 0
IHS MARKIT LTD. FOREIGN EQUITIES G47567105 5 107 SH   SOLE 0 107 0 0
INGERSOLL-RAND PLC FOREIGN EQUITIES G47791101 117 1,307 SH   SOLE 0 1,307 0 0
JOHNSON CTLS INTL PLC FOREIGN EQUITIES G51502105 6 165 SH   SOLE 0 165 0 0
MALLINCKRODT PLC FOREIGN EQUITIES G5785G107 1 37 SH   SOLE 0 37 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 822 10,181 SH   SOLE 0 10,181 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 36 440 SH   DFND 0 440 0 0
APTIV PLC SHS COMMON STOCK G6095L109 2 20 SH   SOLE 0 20 0 0
NOBLE CORP PLC FOREIGN EQUITIES G65431101 16 3,450 SH   SOLE 0 3,450 0 0
SEADRILL LTD FOREIGN EQUITIES G7945E105 0 170 SH   SOLE 0 170 0 0
SEAGATE TECHNOLOGY PLC FOREIGN EQUITIES G7945M107 7 165 SH   SOLE 0 165 0 0
PENTAIR PLC FOREIGN EQUITIES G7S00T104 1 11 SH   SOLE 0 11 0 0
CHUBB LTD FOREIGN EQUITIES H1467J104 1,169 8,003 SH   SOLE 0 8,003 0 0
CHUBB LTD FOREIGN EQUITIES H1467J104 136 931 SH   DFND 0 931 0 0
TE CONNECTIVITY LTD FOREIGN EQUITIES H84989104 4 43 SH   SOLE 0 43 0 0
CHECK POINT SOFTWARE TECH LT FOREIGN EQUITIES M22465104 4 37 SH   SOLE 0 37 0 0
VASCULAR BIOGENICS LTD COMMON STOCK M96883109 7 1,000 SH   SOLE 0 1,000 0 0
LYONDELLBASELL INDUSTRIES NV FOREIGN EQUITIES N53745100 2 19 SH   SOLE 0 19 0 0
NXP SEMICONDUCTORS NV FOREIGN EQUITIES N6596X109 5 40 SH   SOLE 0 40 0 0
BROADCOM LTD FOREIGN EQUITIES Y09827109 42 165 SH   SOLE 0 165 0 0