The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VERIZON COMMUNICATIONS INC COM 92343V104 1,814 33,538 SH   SOLE   0 0 33,538
ISHARES MSCI GERMANY ETF 464286806 353 13,709 SH   SOLE   0 0 13,709
SPDR SERIES TRUST DJ REIT ETF 78464A607 3,214 33,783 SH   SOLE   0 0 33,783
ISHARES TR U.S. BAS MTL ETF 464287838 352 4,800 SH   SOLE   0 0 4,800
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,207 26,926 SH   SOLE   0 0 26,926
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 295 4,354 SH   SOLE   0 0 4,354
ISHARES TR NASDQ BIOTEC ETF 464287556 1,808 6,934 SH   SOLE   0 0 6,934
STARBUCKS CORP COM 855244109 2,856 47,840 SH   SOLE   0 0 47,840
EXXON MOBIL CORP COM 30231G102 3,012 36,038 SH   SOLE   0 0 36,038
WEST PHARMACEUTICAL SVSC INC COM 955306105 237 3,420 SH   SOLE   0 0 3,420
ASTRAZENECA PLC SPONSORED ADR 46353108 301 10,700 SH   SOLE   0 0 10,700
TEXAS INSTRS INC COM 882508104 482 8,400 SH   SOLE   0 0 8,400
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 508 19,384 SH   SOLE   0 0 19,384
COLGATE PALMOLIVE CO COM 194162103 1,877 26,567 SH   SOLE   0 0 26,567
LILLY ELI & CO COM 532457108 1,013 14,065 SH   SOLE   0 0 14,065
CVS HEALTH CORP COM 126650100 2,419 23,324 SH   SOLE   0 0 23,324
STATE STR CORP COM 857477103 705 12,040 SH   SOLE   0 0 12,040
SCHLUMBERGER LTD COM 806857108 2,693 36,512 SH   SOLE   0 0 36,512
MERCK & CO INC NEW COM 58933Y105 1,738 32,839 SH   SOLE   0 0 32,839
MICRON TECHNOLOGY INC COM 595112103 153 14,600 SH   SOLE   0 0 14,600
NOVARTIS A G SPONSORED ADR 66987V109 244 3,367 SH   SOLE   0 0 3,367
RAYMOND JAMES FINANCIAL INC COM 754730109 515 10,815 SH   SOLE   0 0 10,815
PROCTER & GAMBLE CO COM 742718109 557 6,770 SH   SOLE   0 0 6,770
GENERAL ELECTRIC CO COM 369604103 2,822 88,756 SH   SOLE   0 0 88,756
KIMBERLY CLARK CORP COM 494368103 585 4,352 SH   SOLE   0 0 4,352
GILEAD SCIENCES INC COM 375558103 675 7,350 SH   SOLE   0 0 7,350
MCDONALDS CORP COM 580135101 1,634 13,000 SH   SOLE   0 0 13,000
JPMORGAN CHASE & CO COM 46625H100 2,214 37,385 SH   SOLE   0 0 37,385
PRICELINE GRP INC COM NEW 741503403 2,680 2,079 SH   SOLE   0 0 2,079
WELLS FARGO & CO NEW COM 949746101 3,127 64,657 SH   SOLE   0 0 64,657
FORD MTR CO DEL COM PAR $0.01 345370860 288 21,350 SH   SOLE   0 0 21,350
UNITEDHEALTH GROUP INC COM 91324P102 2,434 18,882 SH   SOLE   0 0 18,882
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,500 12,998 SH   SOLE   0 0 12,998
UNITED TECHNOLOGIES CORP COM 913017109 625 6,240 SH   SOLE   0 0 6,240
3M CO COM 88579Y101 1,591 9,547 SH   SOLE   0 0 9,547
NEXTERA ENERGY INC COM 65339F101 754 6,375 SH   SOLE   0 0 6,375
DUKE ENERGY CORP NEW COM NEW 26441C204 1,029 12,752 SH   SOLE   0 0 12,752
APPLE INC COM 37833100 2,805 25,740 SH   SOLE   0 0 25,740
GENERAL MLS INC COM 370334104 2,213 34,939 SH   SOLE   0 0 34,939
OCCIDENTAL PETE CORP DEL COM 674599105 299 4,375 SH   SOLE   0 0 4,375
EXPRESS SCRIPTS HLDG CO COM 30219G108 1,743 25,381 SH   SOLE   0 0 25,381
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,811 110,207 SH   SOLE   0 0 110,207
PAYCHEX INC COM 704326107 217 4,020 SH   SOLE   0 0 4,020
ISHARES TR SELECT DIVID ETF 464287168 472 5,782 SH   SOLE   0 0 5,782
V F CORP COM 918204108 252 3,885 SH   SOLE   0 0 3,885
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 3,477 55,451 SH   SOLE   0 0 55,451
MOODYS CORP COM 615369105 232 2,400 SH   SOLE   0 0 2,400
CHURCH & DWIGHT INC COM 171340102 518 5,615 SH   SOLE   0 0 5,615
AUTOLIV INC COM 52800109 491 4,140 SH   SOLE   0 0 4,140
ALPHABET INC CAP STK CL A 02079K305 2,793 3,661 SH   SOLE   0 0 3,661
SPDR GOLD TRUST GOLD SHS 78463V107 2,130 18,107 SH   SOLE   0 0 18,107
VANGUARD INDEX FDS REIT ETF 922908553 314 3,750 SH   SOLE   0 0 3,750
BLACKROCK INC COM 09247X101 792 2,326 SH   SOLE   0 0 2,326
CANADIAN NATL RY CO COM 136375102 407 6,520 SH   SOLE   0 0 6,520
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,011 35,980 SH   SOLE   0 0 35,980
JANUS CAP GROUP INC COM 47102X105 183 12,500 SH   SOLE   0 0 12,500
ISHARES TR MICRO-CAP ETF 464288869 731 10,767 SH   SOLE   0 0 10,767
STERICYCLE INC COM 858912108 1,949 15,445 SH   SOLE   0 0 15,445
SPDR SERIES TRUST S&P DIVID ETF 78464A763 440 5,511 SH   SOLE   0 0 5,511
SALESFORCE COM INC COM 79466L302 1,248 16,903 SH   SOLE   0 0 16,903
VANGUARD WORLD FDS INF TECH ETF 92204A702 475 4,338 SH   SOLE   0 0 4,338
MASTERCARD INC CL A 57636Q104 360 3,810 SH   SOLE   0 0 3,810
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,402 28,892 SH   SOLE   0 0 28,892
PROSHARES TR PSHS ULT S&P 500 74347R107 1,372 21,500 SH   SOLE   0 0 21,500
CDN IMPERIAL BK COMM TORONTO COM 136069101 261 3,500 SH   SOLE   0 0 3,500
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 260 7,815 SH   SOLE   0 0 7,815
WISDOMTREE TR JAPN HEDGE EQT 97717W851 757 17,325 SH   SOLE   0 0 17,325
SPECTRA ENERGY CORP COM 847560109 2,265 74,007 SH   SOLE   0 0 74,007
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,711 159,178 SH   SOLE   0 0 159,178
WISDOMTREE TR EMG MKTS SMCAP 97717W281 387 10,245 SH   SOLE   0 0 10,245
VISA INC COM CL A 92826C839 1,967 25,717 SH   SOLE   0 0 25,717
MDC PARTNERS INC CL A SUB VTG 552697104 215 9,090 SH   SOLE   0 0 9,090
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,072 12,334 SH   SOLE   0 0 12,334
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,107 38,824 SH   SOLE   0 0 38,824
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 907 17,470 SH   SOLE   0 0 17,470
BOOZ ALLEN HAMILTON HLDG COR CL A 99502106 202 6,658 SH   SOLE   0 0 6,658
NIELSEN HLDGS PLC SHS EUR G6518L108 211 4,000 SH   SOLE   0 0 4,000
DBX ETF TR XTRAK MSCI EAFE 233051200 2,167 84,863 SH   SOLE   0 0 84,863
FACEBOOK INC CL A 30303M102 987 8,647 SH   SOLE   0 0 8,647
ISHARES INC CORE MSCI EMKT 46434G103 2,900 69,675 SH   SOLE   0 0 69,675
ABBVIE INC COM 00287Y109 1,732 30,326 SH   SOLE   0 0 30,326
PLATFORM SPECIALTY PRODS COR COM 72766Q105 95 11,000 SH   SOLE   0 0 11,000
ALPHABET INC CAP STK CL C 02079K107 2,325 3,121 SH   SOLE   0 0 3,121
PAYPAL HLDGS INC COM 70450Y103 2,376 61,544 SH   SOLE   0 0 61,544