The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,084,630 9,854 SH   SOLE   736 0 9,118
AGENUS INC COM NEW 00847G705   8,757 10,577 SH   SOLE   10,000 0 577
ALLSTATE CORP COM 020002101   2,090,182 14,932 SH   SOLE   624 0 14,308
ALPHABET INC CAP STK CL A 02079K305   2,366,070 16,938 SH   SOLE   180 0 16,758
ALPHABET INC CAP STK CL C 02079K107   1,899,455 13,478 SH   SOLE   2,068 0 11,410
ALTRIA GROUP INC COM 02209S103   892,846 22,133 SH   SOLE   2,703 0 19,430
AMAZON COM INC COM 023135106   743,443 4,893 SH   SOLE   1,034 0 3,859
AMERICAN EXPRESS CO COM 025816109   881,435 4,705 SH   SOLE   274 0 4,431
AMERICAN TOWER CORP NEW COM 03027X100   365,485 1,693 SH   SOLE   25 0 1,668
AMERIPRISE FINL INC COM 03076C106   2,033,990 5,355 SH   SOLE   73 0 5,282
AMGEN INC COM 031162100   1,558,477 5,411 SH   SOLE   512 0 4,899
APPLE INC COM 037833100   13,343,411 69,306 SH   SOLE   3,987 0 65,319
APPLIED MATLS INC COM 038222105   503,390 3,106 SH   SOLE   100 0 3,006
ASHLAND INC COM 044186104   882,052 10,462 SH   SOLE   836 0 9,626
AUTONATION INC COM 05329W102   1,494,892 9,954 SH   SOLE   691 0 9,263
AUTOZONE INC COM 053332102   1,517,754 587 SH   SOLE   52 0 535
BANK AMERICA CORP COM 060505104   625,017 18,563 SH   SOLE   0 0 18,563
BANK NEW YORK MELLON CORP COM 064058100   916,601 17,610 SH   SOLE   1,452 0 16,158
BCE INC COM NEW 05534B760   655,717 16,651 SH   SOLE   1,093 0 15,558
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   665,171 1,865 SH   SOLE   328 0 1,537
BIOMARIN PHARMACEUTICAL INC NOTE 1.250% 5/1 09061GAK7   12,327 12,000 SH   SOLE   0 0 12,000
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107   207,765 39,424 SH   SOLE   0 0 39,424
BLACKROCK INC COM 09247X101   1,246,113 1,535 SH   SOLE   194 0 1,341
BLACKROCK RES & COMMODITIES SHS 09257A108   177,600 20,000 SH   SOLE   0 0 20,000
BOEING CO COM 097023105   243,196 933 SH   SOLE   0 0 933
BROADCOM INC COM 11135F101   2,633,234 2,359 SH   SOLE   182 0 2,177
CAPITAL ONE FINL CORP COM 14040H105   1,085,805 8,281 SH   SOLE   554 0 7,727
CHEVRON CORP NEW COM 166764100   619,760 4,155 SH   SOLE   0 0 4,155
CISCO SYS INC COM 17275R102   1,544,518 30,572 SH   SOLE   2,480 0 28,092
COLGATE PALMOLIVE CO COM 194162103   489,104 6,136 SH   SOLE   0 0 6,136
CONOCOPHILLIPS COM 20825C104   1,819,572 15,677 SH   SOLE   935 0 14,742
COSTCO WHSL CORP NEW COM 22160K105   4,393,297 6,656 SH   SOLE   120 0 6,536
CROWN CASTLE INC COM 22822V101   919,562 7,983 SH   SOLE   707 0 7,276
DEERE & CO COM 244199105   1,088,847 2,723 SH   SOLE   253 0 2,470
DIGITAL RLTY TR INC COM 253868103   980,416 7,285 SH   SOLE   702 0 6,583
DISNEY WALT CO COM 254687106   1,024,431 11,346 SH   SOLE   2,755 0 8,591
DTE ENERGY CO COM 233331107   881,309 7,993 SH   SOLE   576 0 7,417
EDISON INTL COM 281020107   221,817 3,103 SH   SOLE   0 0 3,103
EDWARDS LIFESCIENCES CORP COM 28176E108   723,003 9,482 SH   SOLE   0 0 9,482
ELI LILLY & CO COM 532457108   533,526 915 SH   SOLE   100 0 815
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   234,600 17,000 SH   SOLE   0 0 17,000
ENTERPRISE PRODS PARTNERS L COM 293792107   219,092 8,315 SH   SOLE   600 0 7,715
EXXON MOBIL CORP COM 30231G102   1,309,847 13,101 SH   SOLE   1,660 0 11,441
FEDEX CORP COM 31428X106   1,026,553 4,058 SH   SOLE   365 0 3,693
FIRST AMERN FINL CORP COM 31847R102   670,241 10,401 SH   SOLE   4,884 0 5,517
GENERAL DYNAMICS CORP COM 369550108   772,778 2,976 SH   SOLE   0 0 2,976
GENUINE PARTS CO COM 372460105   1,237,913 8,938 SH   SOLE   632 0 8,306
GOLDMAN SACHS GROUP INC COM 38141G104   943,208 2,445 SH   SOLE   19 0 2,426
GSK PLC SPONSORED ADR 37733W204   775,259 20,919 SH   SOLE   1,106 0 19,813
HALLIBURTON CO COM 406216101   915,535 25,326 SH   SOLE   1,882 0 23,444
HOME DEPOT INC COM 437076102   3,132,029 9,038 SH   SOLE   1,184 0 7,854
HONEYWELL INTL INC COM 438516106   3,313,209 15,799 SH   SOLE   0 0 15,799
HORMEL FOODS CORP COM 440452100   496,164 15,452 SH   SOLE   1,168 0 14,284
HP INC COM 40434L105   1,149,258 38,194 SH   SOLE   3,851 0 34,343
ILLINOIS TOOL WKS INC COM 452308109   1,710,469 6,530 SH   SOLE   1,466 0 5,064
INTEL CORP COM 458140100   1,606,332 31,967 SH   SOLE   2,712 0 29,255
INTERNATIONAL BUSINESS MACHS COM 459200101   266,423 1,629 SH   SOLE   27 0 1,602
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   332,532 15,922 SH   SOLE   1,704 0 14,218
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   640,447 31,310 SH   SOLE   3,272 0 28,038
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   694,935 34,267 SH   SOLE   3,360 0 30,907
INVESCO QQQ TR UNIT SER 1 46090E103   406,654 993 SH   SOLE   100 0 893
ISHARES TR CALIF MUN BD ETF 464288356   1,893,190 32,675 SH   SOLE   718 0 31,957
ISHARES TR CORE S&P SCP ETF 464287804   452,485 4,180 SH   SOLE   4,000 0 180
ISHARES TR CORE S&P US GWT 464287671   200,289 1,924 SH   SOLE   0 0 1,924
ISHARES TR EAFE GRWTH ETF 464288885   519,891 5,368 SH   SOLE   4,000 0 1,368
ISHARES TR MSCI EAFE ETF 464287465   526,998 6,994 SH   SOLE   259 0 6,735
ISHARES TR RUS 2000 GRW ETF 464287648   474,426 1,881 SH   SOLE   76 0 1,805
ISHARES TR RUS MDCP VAL ETF 464287473   1,484,442 12,765 SH   SOLE   0 0 12,765
JOHNSON & JOHNSON COM 478160104   2,557,547 16,317 SH   SOLE   779 0 15,538
JPMORGAN CHASE & CO COM 46625H100   3,538,421 20,802 SH   SOLE   1,375 0 19,427
KAMAN CORP NOTE 3.250% 5/0 483548AF0   9,844 10,000 SH   SOLE   0 0 10,000
KAYNE ANDERSON ENERGY INFRST COM 486606106   204,487 23,290 SH   SOLE   0 0 23,290
KIMBERLY-CLARK CORP COM 494368103   392,842 3,233 SH   SOLE   0 0 3,233
KLA CORP COM NEW 482480100   1,520,681 2,616 SH   SOLE   184 0 2,432
LOCKHEED MARTIN CORP COM 539830109   1,434,505 3,165 SH   SOLE   206 0 2,959
LOWES COS INC COM 548661107   1,965,785 8,833 SH   SOLE   462 0 8,371
MARATHON PETE CORP COM 56585A102   1,206,761 8,134 SH   SOLE   0 0 8,134
MCDONALDS CORP COM 580135101   1,548,969 5,224 SH   SOLE   437 0 4,787
MCKESSON CORP COM 58155Q103   773,307 1,670 SH   SOLE   0 0 1,670
MERCK & CO INC COM 58933Y105   2,248,865 20,628 SH   SOLE   1,006 0 19,622
META PLATFORMS INC CL A 30303M102   2,022,528 5,714 SH   SOLE   670 0 5,044
MICROSOFT CORP COM 594918104   8,723,572 23,199 SH   SOLE   2,528 0 20,671
NETFLIX INC COM 64110L106   2,365,264 4,858 SH   SOLE   357 0 4,501
NEWMONT CORP COM 651639106   928,668 22,437 SH   SOLE   1,767 0 20,670
NEXTERA ENERGY INC COM 65339F101   203,115 3,344 SH   SOLE   69 0 3,275
NIKE INC CL B 654106103   1,162,134 10,704 SH   SOLE   0 0 10,704
NUVEEN CALIFORNIA AMT QLT MU COM 670651108   1,439,304 124,723 SH   SOLE   6,844 0 117,879
NUVEEN NEW YORK AMT QLT MUNI COM 670656107   106,174 10,083 SH   SOLE   0 0 10,083
NVIDIA CORPORATION COM 67066G104   994,897 2,009 SH   SOLE   1,260 0 749
ORACLE CORP COM 68389X105   747,077 7,086 SH   SOLE   600 0 6,486
PACIRA BIOSCIENCES INC NOTE 0.750% 8/0 695127AF7   11,151 12,000 SH   SOLE   0 0 12,000
PALO ALTO NETWORKS INC COM 697435105   500,707 1,698 SH   SOLE   1,050 0 648
PARKER-HANNIFIN CORP COM 701094104   374,550 813 SH   SOLE   0 0 813
PAYCHEX INC COM 704326107   1,089,023 9,143 SH   SOLE   592 0 8,551
PEPSICO INC COM 713448108   2,079,817 12,246 SH   SOLE   650 0 11,596
PETIQ INC NOTE 4.000% 6/0 71639TAB2   14,040 14,000 SH   SOLE   0 0 14,000
PFIZER INC COM 717081103   345,147 11,988 SH   SOLE   336 0 11,652
PHILLIPS 66 COM 718546104   292,601 2,198 SH   SOLE   0 0 2,198
PIMCO ETF TR ACTIVE BD ETF 72201R775   3,480,743 37,650 SH   SOLE   2,764 0 34,886
PPG INDS INC COM 693506107   751,910 5,028 SH   SOLE   528 0 4,500
PROCTER AND GAMBLE CO COM 742718109   2,592,436 17,691 SH   SOLE   668 0 17,023
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   946,541 15,479 SH   SOLE   928 0 14,551
QUALCOMM INC COM 747525103   3,222,273 22,279 SH   SOLE   1,080 0 21,199
RIO TINTO PLC SPONSORED ADR 767204100   1,153,311 15,489 SH   SOLE   887 0 14,602
ROYAL BK CDA COM 780087102   918,969 9,087 SH   SOLE   616 0 8,471
RTX CORPORATION COM 75513E101   288,012 3,423 SH   SOLE   0 0 3,423
SABRA HEALTH CARE REIT INC COM 78573L106   6,754,206 473,315 SH   SOLE   0 0 473,315
SANOFI SPONSORED ADR 80105N105   888,327 17,863 SH   SOLE   1,702 0 16,161
SCHWAB CHARLES CORP COM 808513105   1,173,350 17,055 SH   SOLE   702 0 16,353
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   4,257,078 115,181 SH   SOLE   5,041 0 110,140
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   980,295 28,097 SH   SOLE   1,306 0 26,791
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   282,900 3,716 SH   SOLE   355 0 3,361
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   11,069,431 196,266 SH   SOLE   7,948 0 188,318
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,240,744 29,750 SH   SOLE   1,066 0 28,684
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,964,665 62,758 SH   SOLE   2,517 0 60,241
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   1,350,981 15,825 SH   SOLE   1,222 0 14,603
SEMPRA COM 816851109   318,655 4,264 SH   SOLE   0 0 4,264
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,064,220 2,239 SH   SOLE   50 0 2,189
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   705,259 1,390 SH   SOLE   1,390 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   4,976,373 104,130 SH   SOLE   1,753 0 102,377
STARBUCKS CORP COM 855244109   1,135,985 11,832 SH   SOLE   1,046 0 10,786
TESLA INC COM 88160R101   259,662 1,045 SH   SOLE   0 0 1,045
THERMO FISHER SCIENTIFIC INC COM 883556102   429,940 810 SH   SOLE   0 0 810
TRUIST FINL CORP COM 89832Q109   620,921 16,818 SH   SOLE   1,326 0 15,492
UNILEVER PLC SPON ADR NEW 904767704   732,048 15,100 SH   SOLE   1,024 0 14,076
UNITED PARCEL SERVICE INC CL B 911312106   415,874 2,645 SH   SOLE   711 0 1,934
UNITEDHEALTH GROUP INC COM 91324P102   1,535,187 2,916 SH   SOLE   195 0 2,721
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,645,863 3,768 SH   SOLE   256 0 3,512
VERIZON COMMUNICATIONS INC COM 92343V104   288,745 7,659 SH   SOLE   31 0 7,628
VISA INC COM CL A 92826C839   1,451,972 5,577 SH   SOLE   911 0 4,666
VISHAY INTERTECHNOLOGY INC NOTE 2.250% 6/1 928298AP3   10,848 11,000 SH   SOLE   0 0 11,000
WELLS FARGO CO NEW COM 949746101   572,971 11,641 SH   SOLE   3,225 0 8,416