The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,187,285 12,259 SH   SOLE   736 0 11,523
AGENUS INC COM NEW 00847G705   11,953 10,577 SH   SOLE   10,000 0 577
ALLSTATE CORP COM 020002101   1,861,105 16,705 SH   SOLE   624 0 16,081
ALPHABET INC CAP STK CL A 02079K305   2,219,124 16,958 SH   SOLE   180 0 16,778
ALPHABET INC CAP STK CL C 02079K107   1,779,712 13,498 SH   SOLE   2,068 0 11,430
AMAZON COM INC COM 023135106   621,999 4,893 SH   SOLE   1,034 0 3,859
AMERICAN EXPRESS CO COM 025816109   710,592 4,763 SH   SOLE   274 0 4,489
AMERICAN TOWER CORP NEW COM 03027X100   278,414 1,693 SH   SOLE   25 0 1,668
AMERIPRISE FINL INC COM 03076C106   1,765,437 5,355 SH   SOLE   73 0 5,282
AMGEN INC COM 031162100   1,675,182 6,233 SH   SOLE   512 0 5,721
APPLE INC COM 037833100   12,044,040 70,347 SH   SOLE   3,987 0 66,360
APPLIED MATLS INC COM 038222105   428,226 3,093 SH   SOLE   100 0 2,993
ASHLAND INC COM 044186104   1,097,371 13,435 SH   SOLE   836 0 12,599
AUTONATION INC COM 05329W102   1,878,572 12,408 SH   SOLE   691 0 11,717
AUTOZONE INC COM 053332102   1,882,133 741 SH   SOLE   52 0 689
BANK AMERICA CORP COM 060505104   534,266 19,513 SH   SOLE   0 0 19,513
BANK NEW YORK MELLON CORP COM 064058100   869,975 20,398 SH   SOLE   1,452 0 18,946
BCE INC COM NEW 05534B760   896,134 23,459 SH   SOLE   1,433 0 22,026
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   653,310 1,865 SH   SOLE   328 0 1,537
BIOMARIN PHARMACEUTICAL INC NOTE 1.250% 5/1 09061GAK7   11,945 12,000 SH   SOLE   0 0 12,000
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107   196,726 39,424 SH   SOLE   0 0 39,424
BLACKROCK INC COM 09247X101   1,183,077 1,830 SH   SOLE   194 0 1,636
BLACKROCK RES & COMMODITIES SHS 09257A108   184,200 20,000 SH   SOLE   0 0 20,000
BOEING CO COM 097023105   194,172 1,013 SH   SOLE   0 0 1,013
BROADCOM INC COM 11135F101   2,325,624 2,800 SH   SOLE   182 0 2,618
CAPITAL ONE FINL CORP COM 14040H105   940,900 9,695 SH   SOLE   554 0 9,141
CHEVRON CORP NEW COM 166764100   860,806 5,105 SH   SOLE   0 0 5,105
CHUBB LIMITED COM H1467J104   213,177 1,024 SH   SOLE   882 0 142
CISCO SYS INC COM 17275R102   1,859,634 34,591 SH   SOLE   2,480 0 32,111
COLGATE PALMOLIVE CO COM 194162103   436,334 6,136 SH   SOLE   0 0 6,136
CONOCOPHILLIPS COM 20825C104   2,177,306 18,175 SH   SOLE   935 0 17,240
COSTCO WHSL CORP NEW COM 22160K105   3,767,551 6,669 SH   SOLE   120 0 6,549
DEERE & CO COM 244199105   1,340,077 3,551 SH   SOLE   253 0 3,298
DIGITAL RLTY TR INC COM 253868103   1,018,868 8,419 SH   SOLE   702 0 7,717
DISNEY WALT CO COM 254687106   1,152,937 14,225 SH   SOLE   3,206 0 11,019
DTE ENERGY CO COM 233331107   973,143 9,802 SH   SOLE   576 0 9,226
EDWARDS LIFESCIENCES CORP COM 28176E108   656,913 9,482 SH   SOLE   0 0 9,482
ELI LILLY & CO COM 532457108   491,616 915 SH   SOLE   100 0 815
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   238,510 17,000 SH   SOLE   0 0 17,000
ENTERPRISE PRODS PARTNERS L COM 293792107   295,451 10,795 SH   SOLE   600 0 10,195
EXXON MOBIL CORP COM 30231G102   1,191,214 10,131 SH   SOLE   1,660 0 8,471
FEDEX CORP COM 31428X106   1,293,340 4,882 SH   SOLE   365 0 4,517
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   128,980 3,123 SH   SOLE   0 0 3,123
FIRST AMERN FINL CORP COM 31847R102   587,553 10,401 SH   SOLE   4,884 0 5,517
GENERAC HLDGS INC COM 368736104   838,884 7,699 SH   SOLE   427 0 7,272
GENERAL DYNAMICS CORP COM 369550108   657,607 2,976 SH   SOLE   0 0 2,976
GENUINE PARTS CO COM 372460105   1,595,544 11,051 SH   SOLE   632 0 10,419
GOLDMAN SACHS GROUP INC COM 38141G104   791,129 2,445 SH   SOLE   19 0 2,426
GSK PLC SPONSORED ADR 37733W204   911,833 25,154 SH   SOLE   1,266 0 23,888
HALLIBURTON CO COM 406216101   1,162,472 28,703 SH   SOLE   1,899 0 26,804
HOME DEPOT INC COM 437076102   2,730,844 9,038 SH   SOLE   1,184 0 7,854
HONEYWELL INTL INC COM 438516106   2,918,708 15,799 SH   SOLE   0 0 15,799
HORMEL FOODS CORP COM 440452100   845,217 22,225 SH   SOLE   1,168 0 21,057
HP INC COM 40434L105   1,179,785 45,906 SH   SOLE   3,851 0 42,055
ILLINOIS TOOL WKS INC COM 452308109   1,752,660 7,610 SH   SOLE   1,544 0 6,066
INTEL CORP COM 458140100   1,343,214 37,784 SH   SOLE   2,712 0 35,072
INTERNATIONAL BUSINESS MACHS COM 459200101   291,824 2,080 SH   SOLE   27 0 2,053
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   580,001 28,060 SH   SOLE   1,704 0 26,356
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   698,944 34,756 SH   SOLE   3,272 0 31,484
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   761,548 39,326 SH   SOLE   3,360 0 35,966
INVESCO QQQ TR UNIT SER 1 46090E103   351,463 981 SH   SOLE   100 0 881
ISHARES TR CALIF MUN BD ETF 464288356   1,690,224 30,821 SH   SOLE   0 0 30,821
ISHARES TR CORE S&P SCP ETF 464287804   394,300 4,180 SH   SOLE   4,000 0 180
ISHARES TR EAFE GRWTH ETF 464288885   407,595 4,723 SH   SOLE   4,202 0 521
ISHARES TR MSCI EAFE ETF 464287465   447,291 6,490 SH   SOLE   0 0 6,490
JOHNSON & JOHNSON COM 478160104   2,802,430 17,993 SH   SOLE   779 0 17,214
JPMORGAN CHASE & CO COM 46625H100   3,193,341 22,020 SH   SOLE   1,375 0 20,645
KAMAN CORP NOTE 3.250% 5/0 483548AF0   9,794 10,000 SH   SOLE   0 0 10,000
KAYNE ANDERSON NEXTGEN ENRGY COM 48661E108   201,625 28,318 SH   SOLE   0 0 28,318
KIMBERLY-CLARK CORP COM 494368103   402,189 3,328 SH   SOLE   0 0 3,328
KLA CORP COM NEW 482480100   1,450,742 3,163 SH   SOLE   184 0 2,979
KORNIT DIGITAL LTD SHS M6372Q113   862,505 45,611 SH   SOLE   2,980 0 42,631
LOCKHEED MARTIN CORP COM 539830109   1,495,567 3,657 SH   SOLE   206 0 3,451
LOWES COS INC COM 548661107   2,155,925 10,373 SH   SOLE   462 0 9,911
MARATHON PETE CORP COM 56585A102   1,231,000 8,134 SH   SOLE   0 0 8,134
MCDONALDS CORP COM 580135101   1,621,737 6,156 SH   SOLE   437 0 5,719
MCKESSON CORP COM 58155Q103   726,322 1,670 SH   SOLE   0 0 1,670
MERCK & CO INC COM 58933Y105   2,432,915 23,632 SH   SOLE   1,006 0 22,626
META PLATFORMS INC CL A 30303M102   2,069,648 6,894 SH   SOLE   670 0 6,224
MICROSOFT CORP COM 594918104   7,317,355 23,175 SH   SOLE   2,528 0 20,647
NETFLIX INC COM 64110L106   2,244,077 5,943 SH   SOLE   357 0 5,586
NEWMONT CORP COM 651639106   934,540 25,292 SH   SOLE   1,767 0 23,525
NIKE INC CL B 654106103   1,023,517 10,704 SH   SOLE   0 0 10,704
NUVEEN AMT FREE QLTY MUN INC COM 670657105   99,201 10,248 SH   SOLE   0 0 10,248
NUVEEN CALIFORNIA AMT QLT MU COM 670651108   2,039,360 198,768 SH   SOLE   3,450 0 195,318
NUVEEN MUN CR OPPORTUNITIES COM 670663103   145,350 15,000 SH   SOLE   0 0 15,000
NUVEEN NEW YORK AMT QLT MUNI COM 670656107   95,285 10,083 SH   SOLE   0 0 10,083
NVIDIA CORPORATION COM 67066G104   894,775 2,057 SH   SOLE   1,260 0 797
ORACLE CORP COM 68389X105   757,328 7,150 SH   SOLE   600 0 6,550
PACIRA BIOSCIENCES INC NOTE 0.750% 8/0 695127AF7   10,829 12,000 SH   SOLE   0 0 12,000
PALO ALTO NETWORKS INC COM 697435105   398,080 1,698 SH   SOLE   1,050 0 648
PARKER-HANNIFIN CORP COM 701094104   316,680 813 SH   SOLE   0 0 813
PARSONS CORP DEL NOTE 0.250% 8/1 70202LAB8   21,430 17,000 SH   SOLE   0 0 17,000
PAYCHEX INC COM 704326107   1,277,165 11,074 SH   SOLE   592 0 10,482
PEPSICO INC COM 713448108   2,271,639 13,407 SH   SOLE   650 0 12,757
PETIQ INC NOTE 4.000% 6/0 71639TAB2   13,834 14,000 SH   SOLE   0 0 14,000
PFIZER INC COM 717081103   416,099 12,544 SH   SOLE   336 0 12,208
PHILLIPS 66 COM 718546104   264,053 2,198 SH   SOLE   0 0 2,198
PIMCO ETF TR ACTIVE BD ETF 72201R775   412,164 4,689 SH   SOLE   0 0 4,689
PPG INDS INC COM 693506107   666,629 5,136 SH   SOLE   528 0 4,608
PROCTER AND GAMBLE CO COM 742718109   2,797,300 19,178 SH   SOLE   668 0 18,510
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,025,120 18,013 SH   SOLE   928 0 17,085
QUALCOMM INC COM 747525103   2,647,718 23,840 SH   SOLE   1,080 0 22,760
RIO TINTO PLC SPONSORED ADR 767204100   1,158,121 18,198 SH   SOLE   1,052 0 17,146
ROYAL BK CDA COM 780087102   1,005,211 11,496 SH   SOLE   616 0 10,880
RTX CORPORATION COM 75513E101   248,585 3,454 SH   SOLE   0 0 3,454
SABRA HEALTH CARE REIT INC COM 78573L106   6,598,012 473,315 SH   SOLE   0 0 473,315
SANOFI SPONSORED ADR 80105N105   1,219,291 22,731 SH   SOLE   1,702 0 21,029
SCHWAB CHARLES CORP COM 808513105   956,880 17,430 SH   SOLE   702 0 16,728
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,471,415 102,221 SH   SOLE   4,998 0 97,223
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   767,219 23,790 SH   SOLE   1,292 0 22,498
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,033,556 178,529 SH   SOLE   7,900 0 170,629
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,104,080 31,089 SH   SOLE   1,051 0 30,038
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,308,648 55,738 SH   SOLE   2,464 0 53,274
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   266,483 3,766 SH   SOLE   355 0 3,411
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   1,256,678 19,055 SH   SOLE   1,222 0 17,833
SPDR S&P 500 ETF TR TR UNIT 78462F103   949,006 2,220 SH   SOLE   50 0 2,170
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   634,730 1,390 SH   SOLE   1,390 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   5,580,100 120,703 SH   SOLE   1,780 0 118,923
STARBUCKS CORP COM 855244109   1,294,998 14,189 SH   SOLE   1,046 0 13,143
TESLA INC COM 88160R101   265,234 1,060 SH   SOLE   0 0 1,060
THERMO FISHER SCIENTIFIC INC COM 883556102   409,998 810 SH   SOLE   0 0 810
TRUIST FINL CORP COM 89832Q109   643,783 22,502 SH   SOLE   1,326 0 21,176
UNILEVER PLC SPON ADR NEW 904767704   1,027,767 20,805 SH   SOLE   1,091 0 19,714
UNITED PARCEL SERVICE INC CL B 911312106   412,277 2,645 SH   SOLE   711 0 1,934
UNITEDHEALTH GROUP INC COM 91324P102   1,767,691 3,506 SH   SOLE   195 0 3,311
VERIZON COMMUNICATIONS INC COM 92343V104   1,335,843 41,217 SH   SOLE   2,427 0 38,790
VISA INC COM CL A 92826C839   1,503,346 6,536 SH   SOLE   911 0 5,625
VISHAY INTERTECHNOLOGY INC NOTE 2.250% 6/1 928298AP3   11,195 11,000 SH   SOLE   0 0 11,000
WELLS FARGO CO NEW COM 949746101   482,230 11,802 SH   SOLE   3,225 0 8,577