The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,354,657 13,378 SH   SOLE   719 0 12,659
ABBVIE INC COM 00287Y109   339,459 2,130 SH   SOLE   0 0 2,130
AGENUS INC COM NEW 00847G705   19,542 12,856 SH   SOLE   10,000 0 2,856
ALLSTATE CORP COM 020002101   1,866,041 16,840 SH   SOLE   620 0 16,220
ALPHABET INC CAP STK CL A 02079K305   1,934,358 18,648 SH   SOLE   180 0 18,468
ALPHABET INC CAP STK CL C 02079K107   1,546,273 14,868 SH   SOLE   2,068 0 12,800
AMAZON COM INC COM 023135106   738,421 7,149 SH   SOLE   1,034 0 6,115
AMERICAN EXPRESS CO COM 025816109   829,699 5,030 SH   SOLE   274 0 4,756
AMERICAN TOWER CORP NEW COM 03027X100   345,948 1,693 SH   SOLE   25 0 1,668
AMERIPRISE FINL INC COM 03076C106   1,729,580 5,643 SH   SOLE   73 0 5,570
APPLE INC COM 037833100   14,493,974 87,896 SH   SOLE   4,166 0 83,730
APPLIED MATLS INC COM 038222105   382,125 3,111 SH   SOLE   100 0 3,011
ASHLAND INC COM 044186104   1,340,982 13,056 SH   SOLE   823 0 12,233
AUTONATION INC COM 05329W102   1,777,852 13,232 SH   SOLE   823 0 12,409
AUTOZONE INC COM 053332102   1,890,318 769 SH   SOLE   52 0 717
BANK AMERICA CORP COM 060505104   570,971 19,964 SH   SOLE   0 0 19,964
BANK NEW YORK MELLON CORP COM 064058100   873,221 19,217 SH   SOLE   1,311 0 17,906
BCE INC COM NEW 05534B760   991,830 22,144 SH   SOLE   1,396 0 20,748
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   577,092 1,869 SH   SOLE   328 0 1,541
BIOMARIN PHARMACEUTICAL INC NOTE 1.250% 5/1 09061GAK7   12,479 12,000 SH   SOLE   0 0 12,000
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107   212,890 39,424 SH   SOLE   0 0 39,424
BLACKROCK INC COM 09247X101   1,221,144 1,825 SH   SOLE   190 0 1,635
BLACKROCK RES & COMMODITIES SHS 09257A108   190,800 20,000 SH   SOLE   0 0 20,000
BOEING CO COM 097023105   259,802 1,223 SH   SOLE   210 0 1,013
BROADCOM INC COM 11135F101   1,971,453 3,073 SH   SOLE   200 0 2,873
CAPITAL ONE FINL CORP COM 14040H105   854,478 8,886 SH   SOLE   534 0 8,352
CHEVRON CORP NEW COM 166764100   1,351,024 8,280 SH   SOLE   2,800 0 5,480
CHUBB LIMITED COM H1467J104   213,598 1,100 SH   SOLE   882 0 218
CISCO SYS INC COM 17275R102   1,795,929 34,355 SH   SOLE   2,516 0 31,839
COLGATE PALMOLIVE CO COM 194162103   518,388 6,898 SH   SOLE   0 0 6,898
CONOCOPHILLIPS COM 20825C104   1,922,244 19,376 SH   SOLE   1,519 0 17,857
COSTCO WHSL CORP NEW COM 22160K105   3,440,678 6,925 SH   SOLE   120 0 6,805
CVS HEALTH CORP COM 126650100   287,432 3,868 SH   SOLE   0 0 3,868
DEERE & CO COM 244199105   1,473,569 3,569 SH   SOLE   272 0 3,297
DIGITAL RLTY TR INC COM 253868103   794,739 8,084 SH   SOLE   753 0 7,331
DISNEY WALT CO COM 254687106   1,333,932 13,322 SH   SOLE   3,116 0 10,206
DTE ENERGY CO COM 233331107   1,015,217 9,268 SH   SOLE   557 0 8,711
EDISON INTL COM 281020107   216,625 3,069 SH   SOLE   0 0 3,069
EDWARDS LIFESCIENCES CORP COM 28176E108   853,774 10,320 SH   SOLE   0 0 10,320
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   211,990 17,000 SH   SOLE   0 0 17,000
ENTERPRISE PRODS PARTNERS L COM 293792107   215,351 8,315 SH   SOLE   600 0 7,715
EXXON MOBIL CORP COM 30231G102   2,742,716 25,011 SH   SOLE   0 0 25,011
FEDEX CORP COM 31428X106   1,111,147 4,863 SH   SOLE   364 0 4,499
FIRST AMERN FINL CORP COM 31847R102   715,176 12,849 SH   SOLE   2,436 0 10,413
GENERAC HLDGS INC COM 368736104   720,643 6,672 SH   SOLE   364 0 6,308
GENERAL DYNAMICS CORP COM 369550108   774,317 3,393 SH   SOLE   0 0 3,393
GENUINE PARTS CO COM 372460105   1,872,032 11,189 SH   SOLE   641 0 10,548
GILEAD SCIENCES INC COM 375558103   1,438,037 17,332 SH   SOLE   1,024 0 16,308
GOLDMAN SACHS GROUP INC COM 38141G104   799,784 2,445 SH   SOLE   19 0 2,426
GSK PLC SPONSORED ADR 37733W204   820,796 23,069 SH   SOLE   1,249 0 21,820
HALLIBURTON CO COM 406216101   879,972 27,812 SH   SOLE   1,935 0 25,877
HOME DEPOT INC COM 437076102   2,809,171 9,519 SH   SOLE   1,184 0 8,335
HONEYWELL INTL INC COM 438516106   3,019,505 15,799 SH   SOLE   0 0 15,799
HORMEL FOODS CORP COM 440452100   820,890 20,584 SH   SOLE   1,155 0 19,429
HP INC COM 40434L105   1,360,608 46,358 SH   SOLE   4,189 0 42,169
ILLINOIS TOOL WKS INC COM 452308109   1,837,074 7,546 SH   SOLE   1,554 0 5,992
INTEL CORP COM 458140100   1,176,081 35,999 SH   SOLE   2,687 0 33,312
INTERNATIONAL BUSINESS MACHS COM 459200101   291,676 2,225 SH   SOLE   27 0 2,198
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   621,221 30,171 SH   SOLE   2,732 0 27,439
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   630,992 31,114 SH   SOLE   2,869 0 28,245
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   642,282 32,003 SH   SOLE   2,951 0 29,052
INVESCO QQQ TR UNIT SER 1 46090E103   364,256 1,135 SH   SOLE   100 0 1,035
ISHARES TR CALIF MUN BD ETF 464288356   2,015,557 35,102 SH   SOLE   0 0 35,102
ISHARES TR CORE S&P SCP ETF 464287804   404,206 4,180 SH   SOLE   4,000 0 180
ISHARES TR EAFE GRWTH ETF 464288885   442,451 4,723 SH   SOLE   4,202 0 521
ISHARES TR MSCI EAFE ETF 464287465   555,568 7,768 SH   SOLE   0 0 7,768
JOHNSON & JOHNSON COM 478160104   2,812,340 18,144 SH   SOLE   855 0 17,289
JPMORGAN CHASE & CO COM 46625H100   2,931,324 22,495 SH   SOLE   1,547 0 20,948
KAMAN CORP NOTE 3.250% 5/0 483548AF0   9,559 10,000 SH   SOLE   0 0 10,000
KAYNE ANDERSON NEXTGEN ENRGY COM 48661E108   291,979 38,018 SH   SOLE   0 0 38,018
KIMBERLY-CLARK CORP COM 494368103   465,073 3,465 SH   SOLE   0 0 3,465
KLA CORP COM NEW 482480100   1,212,280 3,037 SH   SOLE   191 0 2,846
KORNIT DIGITAL LTD SHS M6372Q113   854,164 44,120 SH   SOLE   2,881 0 41,239
LILLY ELI & CO COM 532457108   730,889 2,128 SH   SOLE   1,850 0 278
LOCKHEED MARTIN CORP COM 539830109   2,073,867 4,387 SH   SOLE   207 0 4,180
LOWES COS INC COM 548661107   2,066,690 10,335 SH   SOLE   481 0 9,854
MARATHON PETE CORP COM 56585A102   1,096,708 8,134 SH   SOLE   0 0 8,134
MCDONALDS CORP COM 580135101   1,729,109 6,184 SH   SOLE   452 0 5,732
MCKESSON CORP COM 58155Q103   599,333 1,683 SH   SOLE   0 0 1,683
MERCK & CO INC COM 58933Y105   2,630,493 24,725 SH   SOLE   2,976 0 21,749
META PLATFORMS INC CL A 30303M102   1,597,604 7,538 SH   SOLE   690 0 6,848
MICROSOFT CORP COM 594918104   6,904,647 23,950 SH   SOLE   2,716 0 21,234
NETFLIX INC COM 64110L106   2,277,750 6,593 SH   SOLE   414 0 6,179
NEXTERA ENERGY INC COM 65339F101   269,164 3,492 SH   SOLE   69 0 3,423
NIKE INC CL B 654106103   1,322,673 10,785 SH   SOLE   0 0 10,785
NUVEEN CALIFORNIA AMT QLT MU COM 670651108   2,100,147 180,425 SH   SOLE   14,360 0 166,065
NUVEEN MUN CR OPPORTUNITIES COM 670663103   171,150 15,000 SH   SOLE   0 0 15,000
NVIDIA CORPORATION COM 67066G104   560,540 2,018 SH   SOLE   1,260 0 758
ORACLE CORP COM 68389X105   676,551 7,281 SH   SOLE   600 0 6,681
PACIRA BIOSCIENCES INC NOTE 0.750% 8/0 695127AF7   11,061 12,000 SH   SOLE   0 0 12,000
PALO ALTO NETWORKS INC COM 697435105   334,964 1,677 SH   SOLE   1,050 0 627
PARKER-HANNIFIN CORP COM 701094104   277,963 827 SH   SOLE   0 0 827
PARSONS CORP DEL NOTE 0.250% 8/1 70202LAB8   18,786 17,000 SH   SOLE   0 0 17,000
PAYCHEX INC COM 704326107   1,231,958 10,751 SH   SOLE   585 0 10,166
PEPSICO INC COM 713448108   2,545,773 13,965 SH   SOLE   668 0 13,297
PETIQ INC NOTE 4.000% 6/0 71639TAB2   12,369 14,000 SH   SOLE   0 0 14,000
PFIZER INC COM 717081103   659,998 16,176 SH   SOLE   336 0 15,840
PHILLIPS 66 COM 718546104   244,295 2,410 SH   SOLE   0 0 2,410
PIMCO ETF TR ACTIVE BD ETF 72201R775   820,697 8,848 SH   SOLE   0 0 8,848
PPG INDS INC COM 693506107   757,775 5,673 SH   SOLE   528 0 5,145
PROCTER AND GAMBLE CO COM 742718109   3,025,987 20,351 SH   SOLE   1,671 0 18,680
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,093,750 17,514 SH   SOLE   936 0 16,578
PVH CORPORATION COM 693656100   765,172 8,582 SH   SOLE   437 0 8,145
QUALCOMM INC COM 747525103   3,061,719 23,998 SH   SOLE   1,114 0 22,884
RAYTHEON TECHNOLOGIES CORP COM 75513E101   371,449 3,793 SH   SOLE   0 0 3,793
RIO TINTO PLC SPONSORED ADR 767204100   1,209,693 17,634 SH   SOLE   1,045 0 16,589
ROYAL BK CDA SUSTAINABL COM 780087102   1,083,113 11,332 SH   SOLE   596 0 10,736
SABRA HEALTH CARE REIT INC COM 78573L106   5,443,123 473,315 SH   SOLE   0 0 473,315
SANOFI SPONSORED ADR 80105N105   1,219,662 22,412 SH   SOLE   1,728 0 20,684
SCHWAB CHARLES CORP COM 808513105   1,079,736 20,614 SH   SOLE   772 0 19,842
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,607,288 103,658 SH   SOLE   4,911 0 98,747
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   779,569 23,126 SH   SOLE   1,275 0 21,851
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   320,624 6,835 SH   SOLE   0 0 6,835
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   260,889 3,566 SH   SOLE   240 0 3,326
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,720,684 180,291 SH   SOLE   8,146 0 172,145
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,122,460 31,282 SH   SOLE   1,038 0 30,244
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,329,527 55,558 SH   SOLE   2,422 0 53,136
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   1,221,039 18,467 SH   SOLE   1,182 0 17,285
SPDR S&P 500 ETF TR TR UNIT 78462F103   972,711 2,376 SH   SOLE   50 0 2,326
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   639,941 1,396 SH   SOLE   1,390 0 6
SPDR SER TR NUVEEN BLMBRG SH 78468R739   608,450 12,796 SH   SOLE   0 0 12,796
STARBUCKS CORP COM 855244109   1,450,746 13,932 SH   SOLE   1,024 0 12,908
TESLA INC COM 88160R101   226,132 1,090 SH   SOLE   21 0 1,069
THERMO FISHER SCIENTIFIC INC COM 883556102   469,166 814 SH   SOLE   0 0 814
TRUIST FINL CORP COM 89832Q109   660,858 19,380 SH   SOLE   1,023 0 18,357
UNILEVER PLC SPON ADR NEW 904767704   1,032,369 19,880 SH   SOLE   1,042 0 18,838
UNITED PARCEL SERVICE INC CL B 911312106   513,104 2,645 SH   SOLE   711 0 1,934
UNITEDHEALTH GROUP INC COM 91324P102   1,673,914 3,542 SH   SOLE   202 0 3,340
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   623,509 36,677 SH   SOLE   0 0 36,677
VERIZON COMMUNICATIONS INC COM 92343V104   862,464 22,177 SH   SOLE   1,819 0 20,358
VISA INC COM CL A 92826C839   1,459,854 6,475 SH   SOLE   913 0 5,562
VISHAY INTERTECHNOLOGY INC NOTE 2.250% 6/1 928298AP3   10,870 11,000 SH   SOLE   0 0 11,000
WELLS FARGO CO NEW COM 949746101   438,767 11,738 SH   SOLE   3,225 0 8,513