The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,246,007 11,349 SH   SOLE   604 0 10,745
ABBVIE INC COM 00287Y109   1,625,635 10,059 SH   SOLE   669 0 9,390
AGENUS INC COM NEW 00847G705   30,854 12,856 SH   SOLE   10,000 0 2,856
ALLSTATE CORP COM 020002101   2,287,165 16,867 SH   SOLE   620 0 16,247
ALPHABET INC CAP STK CL A 02079K305   1,701,780 19,288 SH   SOLE   740 0 18,548
ALPHABET INC CAP STK CL C 02079K107   1,313,914 14,808 SH   SOLE   1,968 0 12,840
AMAZON COM INC COM 023135106   658,140 7,835 SH   SOLE   1,000 0 6,835
AMERICAN EXPRESS CO COM 025816109   743,182 5,030 SH   SOLE   274 0 4,756
AMERICAN TOWER CORP NEW COM 03027X100   364,611 1,721 SH   SOLE   25 0 1,696
AMERIPRISE FINL INC COM 03076C106   1,760,797 5,655 SH   SOLE   73 0 5,582
AMGEN INC COM 031162100   219,304 835 SH   SOLE   218 0 617
APPLE INC COM 037833100   11,052,041 85,062 SH   SOLE   4,057 0 81,005
APPLIED MATLS INC COM 038222105   302,949 3,111 SH   SOLE   100 0 3,011
ASHLAND INC COM 044186104   1,394,879 12,972 SH   SOLE   783 0 12,189
AUTONATION INC COM 05329W102   1,445,438 13,471 SH   SOLE   793 0 12,678
AUTOZONE INC COM 053332102   1,921,154 779 SH   SOLE   51 0 728
BANK AMERICA CORP COM 060505104   664,222 20,055 SH   SOLE   91 0 19,964
BANK NEW YORK MELLON CORP COM 064058100   828,100 18,192 SH   SOLE   1,221 0 16,971
BCE INC COM NEW 05534B760   935,739 21,291 SH   SOLE   1,306 0 19,985
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   601,119 1,946 SH   SOLE   303 0 1,643
BIOMARIN PHARMACEUTICAL INC NOTE 1.250% 5/1 09061GAK7   13,047 12,000 SH   SOLE   0 0 12,000
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107   197,908 39,424 SH   SOLE   0 0 39,424
BLACKROCK INC COM 09247X101   1,294,667 1,827 SH   SOLE   183 0 1,644
BLACKROCK RES & COMMODITIES SHS 09257A108   199,400 20,000 SH   SOLE   0 0 20,000
BOEING CO COM 097023105   231,064 1,213 SH   SOLE   200 0 1,013
BROADCOM INC COM 11135F101   1,724,916 3,085 SH   SOLE   195 0 2,890
CAPITAL ONE FINL CORP COM 14040H105   743,494 7,998 SH   SOLE   451 0 7,547
CHEVRON CORP NEW COM 166764100   1,424,676 7,937 SH   SOLE   2,826 0 5,111
CHUBB LIMITED COM H1467J104   242,660 1,100 SH   SOLE   882 0 218
CISCO SYS INC COM 17275R102   1,596,673 33,515 SH   SOLE   2,406 0 31,109
COLGATE PALMOLIVE CO COM 194162103   488,343 6,198 SH   SOLE   0 0 6,198
CONOCOPHILLIPS COM 20825C104   2,343,775 19,863 SH   SOLE   1,496 0 18,367
COSTCO WHSL CORP NEW COM 22160K105   3,185,322 6,978 SH   SOLE   147 0 6,831
CVS HEALTH CORP COM 126650100   355,054 3,810 SH   SOLE   0 0 3,810
DEERE & CO COM 244199105   1,527,672 3,563 SH   SOLE   236 0 3,327
DIGITAL RLTY TR INC COM 253868103   733,676 7,317 SH   SOLE   718 0 6,599
DISNEY WALT CO COM 254687106   1,030,484 11,861 SH   SOLE   3,057 0 8,804
DTE ENERGY CO COM 233331107   1,074,812 9,145 SH   SOLE   522 0 8,623
EDWARDS LIFESCIENCES CORP COM 28176E108   769,975 10,320 SH   SOLE   0 0 10,320
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   201,790 17,000 SH   SOLE   0 0 17,000
ENTERPRISE PRODS PARTNERS L COM 293792107   200,550 8,315 SH   SOLE   600 0 7,715
EXXON MOBIL CORP COM 30231G102   2,778,025 25,186 SH   SOLE   0 0 25,186
FEDEX CORP COM 31428X106   779,573 4,501 SH   SOLE   342 0 4,159
FIRST AMERN FINL CORP COM 31847R102   673,878 12,875 SH   SOLE   2,436 0 10,439
GENERAC HLDGS INC COM 368736104   428,107 4,253 SH   SOLE   263 0 3,990
GENERAL DYNAMICS CORP COM 369550108   859,205 3,463 SH   SOLE   24 0 3,439
GENUINE PARTS CO COM 372460105   1,963,439 11,316 SH   SOLE   616 0 10,700
GILEAD SCIENCES INC COM 375558103   249,566 2,907 SH   SOLE   67 0 2,840
GOLDMAN SACHS GROUP INC COM 38141G104   833,040 2,426 SH   SOLE   0 0 2,426
GSK PLC SPONSORED ADR 37733W204   734,461 20,901 SH   SOLE   1,119 0 19,782
HALLIBURTON CO COM 406216101   1,080,039 27,447 SH   SOLE   1,830 0 25,617
HOME DEPOT INC COM 437076102   3,120,930 9,881 SH   SOLE   1,384 0 8,497
HONEYWELL INTL INC COM 438516106   3,385,726 15,799 SH   SOLE   0 0 15,799
HORMEL FOODS CORP COM 440452100   918,197 20,158 SH   SOLE   1,070 0 19,088
HP INC COM 40434L105   1,245,854 46,366 SH   SOLE   4,189 0 42,177
ILLINOIS TOOL WKS INC COM 452308109   1,657,758 7,525 SH   SOLE   1,513 0 6,012
INTEL CORP COM 458140100   764,720 28,934 SH   SOLE   2,214 0 26,720
INTERNATIONAL BUSINESS MACHS COM 459200101   313,621 2,226 SH   SOLE   44 0 2,182
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   685,773 32,687 SH   SOLE   3,482 0 29,205
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   578,704 28,250 SH   SOLE   2,715 0 25,535
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   559,731 27,792 SH   SOLE   1,811 0 25,981
INVESCO QQQ TR UNIT SER 1 46090E103   302,228 1,135 SH   SOLE   100 0 1,035
ISHARES TR CALIF MUN BD ETF 464288356   4,310,314 76,819 SH   SOLE   1,089 0 75,730
ISHARES TR EAFE VALUE ETF 464288877   985,273 21,475 SH   SOLE   0 0 21,475
ISHARES TR MSCI EAFE ETF 464287465   1,138,591 17,346 SH   SOLE   0 0 17,346
ISHARES TR RUS 2000 GRW ETF 464287648   2,531,336 11,800 SH   SOLE   478 0 11,322
ISHARES TR CORE S&P SCP ETF 464287804   545,600 5,765 SH   SOLE   4,000 0 1,765
ISHARES TR CORE US AGGBD ET 464287226   357,699 3,688 SH   SOLE   0 0 3,688
ISHARES TR EAFE GRWTH ETF 464288885   420,308 5,018 SH   SOLE   4,202 0 816
ISHARES TR RUS MD CP GR ETF 464287481   370,682 4,434 SH   SOLE   0 0 4,434
ISHARES TR RUS MDCP VAL ETF 464287473   979,557 9,299 SH   SOLE   0 0 9,299
JOHNSON & JOHNSON COM 478160104   3,387,993 19,179 SH   SOLE   1,797 0 17,382
JPMORGAN CHASE & CO COM 46625H100   2,991,369 22,307 SH   SOLE   1,507 0 20,800
KAMAN CORP NOTE 3.250% 5/0 483548AF0   9,363 10,000 SH   SOLE   0 0 10,000
KAYNE ANDERSON NEXTGEN ENRGY COM 48661E108   285,515 38,018 SH   SOLE   0 0 38,018
KIMBERLY-CLARK CORP COM 494368103   477,976 3,521 SH   SOLE   20 0 3,501
KLA CORP COM NEW 482480100   2,040,109 5,411 SH   SOLE   314 0 5,097
KORNIT DIGITAL LTD SHS M6372Q113   872,125 37,968 SH   SOLE   2,701 0 35,267
LILLY ELI & CO COM 532457108   778,604 2,128 SH   SOLE   1,850 0 278
LOCKHEED MARTIN CORP COM 539830109   2,124,015 4,366 SH   SOLE   200 0 4,166
LOWES COS INC COM 548661107   2,055,958 10,319 SH   SOLE   459 0 9,860
MARATHON PETE CORP COM 56585A102   946,716 8,134 SH   SOLE   0 0 8,134
MCDONALDS CORP COM 580135101   1,658,658 6,294 SH   SOLE   437 0 5,857
MCKESSON CORP COM 58155Q103   633,308 1,688 SH   SOLE   0 0 1,688
MERCK & CO INC COM 58933Y105   2,745,347 24,744 SH   SOLE   2,976 0 21,768
META PLATFORMS INC CL A 30303M102   692,316 5,753 SH   SOLE   615 0 5,138
MICROSOFT CORP COM 594918104   5,759,125 24,014 SH   SOLE   2,716 0 21,298
MORGAN STANLEY COM NEW 617446448   246,898 2,904 SH   SOLE   0 0 2,904
NETFLIX INC COM 64110L106   1,986,607 6,737 SH   SOLE   406 0 6,331
NEXTERA ENERGY INC COM 65339F101   297,198 3,555 SH   SOLE   69 0 3,486
NIKE INC CL B 654106103   1,264,527 10,807 SH   SOLE   0 0 10,807
NUVEEN CALIFORNIA AMT QLT MU COM 670651108   1,150,419 93,530 SH   SOLE   5,474 0 88,056
NUVEEN MUN CR OPPORTUNITIES COM 670663103   164,850 15,000 SH   SOLE   0 0 15,000
NVIDIA CORPORATION COM 67066G104   303,387 2,076 SH   SOLE   1,308 0 768
ORACLE CORP COM 68389X105   597,683 7,312 SH   SOLE   600 0 6,712
PACIRA BIOSCIENCES INC NOTE 0.750% 8/0 695127AF7   10,867 12,000 SH   SOLE   0 0 12,000
PALO ALTO NETWORKS INC COM 697435105   235,264 1,686 SH   SOLE   1,050 0 636
PARKER-HANNIFIN CORP COM 701094104   235,710 810 SH   SOLE   0 0 810
PARSONS CORP DEL NOTE 0.250% 8/1 70202LAB8   19,367 17,000 SH   SOLE   0 0 17,000
PAYCHEX INC COM 704326107   1,231,176 10,654 SH   SOLE   545 0 10,109
PEPSICO INC COM 713448108   2,555,027 14,143 SH   SOLE   648 0 13,495
PETIQ INC NOTE 4.000% 6/0 71639TAB2   11,771 14,000 SH   SOLE   0 0 14,000
PFIZER INC COM 717081103   973,581 19,000 SH   SOLE   4,836 0 14,164
PGIM ETF TR PGIM ULTRA SH BD 69344A107   730,804 14,884 SH   SOLE   0 0 14,884
PHILLIPS 66 COM 718546104   264,539 2,542 SH   SOLE   57 0 2,485
PIMCO ETF TR ACTIVE BD ETF 72201R775   6,447,876 71,263 SH   SOLE   2,539 0 68,724
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   3,346,504 33,923 SH   SOLE   548 0 33,375
PPG INDS INC COM 693506107   717,575 5,707 SH   SOLE   528 0 5,179
PROCTER AND GAMBLE CO COM 742718109   3,075,300 20,291 SH   SOLE   1,671 0 18,620
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,050,229 17,141 SH   SOLE   871 0 16,270
PVH CORPORATION COM 693656100   574,391 8,137 SH   SOLE   382 0 7,755
QUALCOMM INC COM 747525103   2,620,356 23,834 SH   SOLE   1,027 0 22,807
RAYTHEON TECHNOLOGIES CORP COM 75513E101   383,900 3,804 SH   SOLE   0 0 3,804
RIO TINTO PLC SPONSORED ADR 767204100   1,211,254 17,012 SH   SOLE   1,000 0 16,012
ROYAL BK CDA SUSTAINABL COM 780087102   1,063,084 11,307 SH   SOLE   551 0 10,756
SABRA HEALTH CARE REIT INC COM 78573L106   5,883,305 473,315 SH   SOLE   0 0 473,315
SCHWAB CHARLES CORP COM 808513105   1,713,449 20,580 SH   SOLE   872 0 19,708
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,788,119 86,561 SH   SOLE   5,092 0 81,469
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   917,877 29,167 SH   SOLE   1,214 0 27,953
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   7,622,665 168,830 SH   SOLE   8,386 0 160,444
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,982,711 30,220 SH   SOLE   1,074 0 29,146
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,152,884 53,145 SH   SOLE   2,487 0 50,658
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   312,012 6,835 SH   SOLE   0 0 6,835
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   297,703 3,941 SH   SOLE   240 0 3,701
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   880,849 16,743 SH   SOLE   1,040 0 15,703
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   574,730 19,542 SH   SOLE   0 0 19,542
SPDR S&P 500 ETF TR TR UNIT 78462F103   763,330 1,996 SH   SOLE   50 0 1,946
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   618,135 1,396 SH   SOLE   1,390 0 6
SPDR SER TR NUVEEN BLMBRG SH 78468R739   3,026,123 64,413 SH   SOLE   3,149 0 61,264
SPDR SER TR PRTFLO S&P500 GW 78464A409   444,629 8,775 SH   SOLE   0 0 8,775
STARBUCKS CORP COM 855244109   1,358,622 13,696 SH   SOLE   984 0 12,712
TESLA INC COM 88160R101   520,312 4,224 SH   SOLE   0 0 4,224
THERMO FISHER SCIENTIFIC INC COM 883556102   475,796 864 SH   SOLE   0 0 864
TRUIST FINL CORP COM 89832Q109   742,870 17,264 SH   SOLE   856 0 16,408
UNILEVER PLC SPON ADR NEW 904767704   989,982 19,662 SH   SOLE   957 0 18,705
UNION PAC CORP COM 907818108   409,999 1,980 SH   SOLE   1,900 0 80
UNITED PARCEL SERVICE INC CL B 911312106   415,825 2,392 SH   SOLE   673 0 1,719
UNITEDHEALTH GROUP INC COM 91324P102   1,860,932 3,510 SH   SOLE   193 0 3,317
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   3,286,890 194,721 SH   SOLE   0 0 194,721
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,492,320 9,940 SH   SOLE   230 0 9,710
VANGUARD INDEX FDS SM CP VAL ETF 922908611   614,238 3,868 SH   SOLE   50 0 3,818
VERIZON COMMUNICATIONS INC COM 92343V104   783,311 19,881 SH   SOLE   1,704 0 18,177
VISA INC COM CL A 92826C839   1,432,713 6,896 SH   SOLE   875 0 6,021
VISHAY INTERTECHNOLOGY INC NOTE 2.250% 6/1 928298AP3   10,672 11,000 SH   SOLE   0 0 11,000
WALMART INC COM 931142103   239,226 1,687 SH   SOLE   100 0 1,587
WELLS FARGO CO NEW COM 949746101   484,662 11,738 SH   SOLE   3,225 0 8,513