The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,209 12,493 SH   SOLE   638 0 11,855
ABBVIE INC COM 00287Y109 1,448 10,788 SH   SOLE   595 0 10,193
AGENUS INC COM NEW 00847G705 26 12,856 SH   SOLE   10,000 0 2,856
ALLSTATE CORP COM 020002101 2,097 16,838 SH   SOLE   620 0 16,218
ALPHABET INC CAP STK CL A 02079K305 1,863 19,480 SH   SOLE   740 0 18,740
ALPHABET INC CAP STK CL C 02079K107 1,433 14,908 SH   SOLE   1,800 0 13,108
AMAZON COM INC COM 023135106 933 8,258 SH   SOLE   960 0 7,298
AMERICAN EXPRESS CO COM 025816109 680 5,042 SH   SOLE   274 0 4,768
AMERICAN TOWER CORP NEW COM 03027X100 374 1,740 SH   SOLE   25 0 1,715
AMERIPRISE FINL INC COM 03076C106 1,431 5,680 SH   SOLE   98 0 5,582
APPLE INC COM 037833100 11,880 85,964 SH   SOLE   3,081 0 82,883
APPLIED MATLS INC COM 038222105 247 3,011 SH   SOLE   400 0 2,611
ASHLAND INC COM 044186104 1,246 13,116 SH   SOLE   872 0 12,244
AUTONATION INC COM 05329W102 1,397 13,718 SH   SOLE   793 0 12,925
AUTOZONE INC COM 053332102 1,737 811 SH   SOLE   53 0 758
BANK NEW YORK MELLON CORP COM 064058100 749 19,443 SH   SOLE   1,206 0 18,237
BCE INC COM NEW 05534B760 892 21,272 SH   SOLE   1,450 0 19,822
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 520 1,946 SH   SOLE   303 0 1,643
BIOMARIN PHARMACEUTICAL INC NOTE 1.250% 5/1 09061GAK7 12 12,000 SH   SOLE   0 0 12,000
BK OF AMERICA CORP COM 060505104 606 20,055 SH   SOLE   0 0 20,055
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 176 39,424 SH   SOLE   0 0 39,424
BLACKROCK INC COM 09247X101 1,016 1,846 SH   SOLE   182 0 1,664
BLACKROCK RES & COMMODITIES SHS 09257A108 174 20,000 SH   SOLE   0 0 20,000
BROADCOM INC COM 11135F101 1,391 3,133 SH   SOLE   202 0 2,931
CAPITAL ONE FINL CORP COM 14040H105 808 8,767 SH   SOLE   537 0 8,230
CBRE GBL REAL ESTATE INC FD COM 12504G100 115 20,000 SH   SOLE   0 0 20,000
CHEVRON CORP NEW COM 166764100 1,120 7,794 SH   SOLE   2,600 0 5,194
CISCO SYS INC COM 17275R102 1,366 34,147 SH   SOLE   1,466 0 32,681
COLGATE PALMOLIVE CO COM 194162103 445 6,336 SH   SOLE   0 0 6,336
CONOCOPHILLIPS COM 20825C104 2,092 20,441 SH   SOLE   1,637 0 18,804
COSTCO WHSL CORP NEW COM 22160K105 3,347 7,087 SH   SOLE   307 0 6,780
CVS HEALTH CORP COM 126650100 386 4,049 SH   SOLE   0 0 4,049
DEERE & CO COM 244199105 1,235 3,699 SH   SOLE   236 0 3,463
DIGITAL RLTY TR INC COM 253868103 822 8,292 SH   SOLE   725 0 7,567
DISNEY WALT CO COM 254687106 1,213 12,854 SH   SOLE   2,075 0 10,779
DTE ENERGY CO COM 233331107 1,032 8,972 SH   SOLE   581 0 8,391
EDWARDS LIFESCIENCES CORP COM 28176E108 864 10,455 SH   SOLE   0 0 10,455
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 188 17,000 SH   SOLE   0 0 17,000
EXXON MOBIL CORP COM 30231G102 2,272 26,020 SH   SOLE   0 0 26,020
FEDEX CORP COM 31428X106 748 5,036 SH   SOLE   260 0 4,776
FIRST AMERN FINL CORP COM 31847R102 577 12,527 SH   SOLE   1,218 0 11,309
GENERAC HLDGS INC COM 368736104 941 5,282 SH   SOLE   331 0 4,951
GENERAL DYNAMICS CORP COM 369550108 733 3,456 SH   SOLE   35 0 3,421
GENUINE PARTS CO COM 372460105 1,734 11,612 SH   SOLE   616 0 10,996
GOLDMAN SACHS GROUP INC COM 38141G104 711 2,426 SH   SOLE   0 0 2,426
GSK PLC SPONSORED ADR 37733W204 815 27,688 SH   SOLE   1,307 0 26,381
HALLIBURTON CO COM 406216101 665 26,999 SH   SOLE   1,830 0 25,169
HOME DEPOT INC COM 437076102 2,774 10,054 SH   SOLE   1,174 0 8,880
HONEYWELL INTL INC COM 438516106 2,638 15,799 SH   SOLE   0 0 15,799
HORMEL FOODS CORP COM 440452100 904 19,899 SH   SOLE   1,070 0 18,829
HP INC COM 40434L105 1,168 46,871 SH   SOLE   3,706 0 43,165
ILLINOIS TOOL WKS INC COM 452308109 1,233 6,827 SH   SOLE   902 0 5,925
INTEL CORP COM 458140100 854 33,147 SH   SOLE   1,814 0 31,333
INTERNATIONAL BUSINESS MACHS COM 459200101 261 2,199 SH   SOLE   0 0 2,199
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 804 38,533 SH   SOLE   3,482 0 35,051
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 658 32,249 SH   SOLE   2,715 0 29,534
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 567 28,426 SH   SOLE   1,811 0 26,615
INVESCO QQQ TR UNIT SER 1 46090E103 303 1,135 SH   SOLE   0 0 1,135
ISHARES TR EAFE GRWTH ETF 464288885 4,026 55,479 SH   SOLE   5,237 0 50,242
ISHARES TR CALIF MUN BD ETF 464288356 333 6,146 SH   SOLE   0 0 6,146
ISHARES TR CORE S&P SCP ETF 464287804 423 4,847 SH   SOLE   4,000 0 847
ISHARES TR MSCI EAFE ETF 464287465 364 6,490 SH   SOLE   0 0 6,490
JOHNSON & JOHNSON COM 478160104 3,117 19,079 SH   SOLE   2,127 0 16,952
JPMORGAN CHASE & CO COM 46625H100 2,376 22,736 SH   SOLE   1,332 0 21,404
KAMAN CORP NOTE 3.250% 5/0 483548AF0 9 10,000 SH   SOLE   0 0 10,000
KAYNE ANDERSON NEXTGEN ENRGY COM 48661E108 269 38,018 SH   SOLE   0 0 38,018
KIMBERLY-CLARK CORP COM 494368103 464 4,121 SH   SOLE   0 0 4,121
KLA CORP COM NEW 482480100 1,640 5,420 SH   SOLE   329 0 5,091
KORNIT DIGITAL LTD SHS M6372Q113 1,250 46,972 SH   SOLE   2,955 0 44,017
LILLY ELI & CO COM 532457108 688 2,128 SH   SOLE   1,750 0 378
LOCKHEED MARTIN CORP COM 539830109 1,723 4,461 SH   SOLE   183 0 4,278
LOWES COS INC COM 548661107 1,928 10,266 SH   SOLE   477 0 9,789
MARATHON PETE CORP COM 56585A102 808 8,134 SH   SOLE   0 0 8,134
MCDONALDS CORP COM 580135101 1,450 6,286 SH   SOLE   327 0 5,959
MCKESSON CORP COM 58155Q103 617 1,815 SH   SOLE   0 0 1,815
MERCK & CO INC COM 58933Y105 2,124 24,663 SH   SOLE   2,773 0 21,890
META PLATFORMS INC CL A 30303M102 887 6,534 SH   SOLE   665 0 5,869
MICROSOFT CORP COM 594918104 5,690 24,429 SH   SOLE   1,460 0 22,969
MORGAN STANLEY COM NEW 617446448 229 2,904 SH   SOLE   0 0 2,904
NETFLIX INC COM 64110L106 1,599 6,793 SH   SOLE   354 0 6,439
NEXTERA ENERGY INC COM 65339F101 270 3,442 SH   SOLE   0 0 3,442
NIKE INC CL B 654106103 970 11,675 SH   SOLE   0 0 11,675
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 2,396 202,886 SH   SOLE   8,381 0 194,505
NVIDIA CORPORATION COM 67066G104 251 2,069 SH   SOLE   1,260 0 809
ORACLE CORP COM 68389X105 447 7,312 SH   SOLE   0 0 7,312
PACIRA BIOSCIENCES INC NOTE 0.750% 8/0 695127AF7 12 12,000 SH   SOLE   0 0 12,000
PALO ALTO NETWORKS INC COM 697435105 276 1,686 SH   SOLE   1,050 0 636
PARSONS CORP DEL NOTE 0.250% 8/1 70202LAB8 18 17,000 SH   SOLE   0 0 17,000
PAYCHEX INC COM 704326107 1,216 10,835 SH   SOLE   579 0 10,256
PEPSICO INC COM 713448108 2,325 14,242 SH   SOLE   680 0 13,562
PETIQ INC NOTE 4.000% 6/0 71639TAB2 12 14,000 SH   SOLE   0 0 14,000
PFIZER INC COM 717081103 836 19,100 SH   SOLE   4,500 0 14,600
PIMCO ETF TR ACTIVE BD ETF 72201R775 952 10,607 SH   SOLE   55 0 10,552
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 269 2,724 SH   SOLE   0 0 2,724
PPG INDS INC COM 693506107 669 6,045 SH   SOLE   114 0 5,931
PROCTER AND GAMBLE CO COM 742718109 2,561 20,283 SH   SOLE   1,664 0 18,619
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,000 17,776 SH   SOLE   1,171 0 16,605
PVH CORPORATION COM 693656100 405 9,039 SH   SOLE   382 0 8,657
QUALCOMM INC COM 747525103 2,780 24,604 SH   SOLE   1,111 0 23,493
RAYTHEON TECHNOLOGIES CORP COM 75513E101 308 3,757 SH   SOLE   0 0 3,757
RIO TINTO PLC SPONSORED ADR 767204100 984 17,870 SH   SOLE   1,084 0 16,786
ROYAL BK CDA COM 780087102 1,016 11,279 SH   SOLE   642 0 10,637
SABRA HEALTH CARE REIT INC COM 78573L106 6,210 473,315 SH   SOLE   0 0 473,315
SCHWAB CHARLES CORP COM 808513105 1,522 21,181 SH   SOLE   772 0 20,409
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,744 97,562 SH   SOLE   3,750 0 93,812
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 617 22,231 SH   SOLE   987 0 21,244
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,482 176,662 SH   SOLE   6,592 0 170,070
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,959 32,372 SH   SOLE   856 0 31,516
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,050 54,225 SH   SOLE   1,864 0 52,361
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 428 9,450 SH   SOLE   0 0 9,450
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 256 3,857 SH   SOLE   75 0 3,782
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,000 18,787 SH   SOLE   1,095 0 17,692
SPDR S&P 500 ETF TR TR UNIT 78462F103 741 2,075 SH   SOLE   0 0 2,075
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 561 1,396 SH   SOLE   1,390 0 6
SPDR SER TR NUVEEN BLMBRG SH 78468R739 7,514 163,024 SH   SOLE   3,149 0 159,875
SPDR SER TR PORTFLI INTRMDIT 78464A672 212 7,536 SH   SOLE   0 0 7,536
STARBUCKS CORP COM 855244109 1,178 13,985 SH   SOLE   748 0 13,237
TESLA INC COM 88160R101 1,120 4,224 SH   SOLE   0 0 4,224
THERMO FISHER SCIENTIFIC INC COM 883556102 453 894 SH   SOLE   0 0 894
TRUIST FINL CORP COM 89832Q109 825 18,951 SH   SOLE   999 0 17,952
UNILEVER PLC SPON ADR NEW 904767704 863 19,676 SH   SOLE   1,038 0 18,638
UNION PAC CORP COM 907818108 386 1,980 SH   SOLE   1,900 0 80
UNITED PARCEL SERVICE INC CL B 911312106 386 2,392 SH   SOLE   500 0 1,892
UNITEDHEALTH GROUP INC COM 91324P102 1,811 3,586 SH   SOLE   194 0 3,392
VERIZON COMMUNICATIONS INC COM 92343V104 901 23,722 SH   SOLE   1,843 0 21,879
VISA INC COM CL A 92826C839 1,279 7,197 SH   SOLE   767 0 6,430
VISHAY INTERTECHNOLOGY INC NOTE 2.250% 6/1 928298AP3 10 11,000 SH   SOLE   0 0 11,000
WALMART INC COM 931142103 211 1,625 SH   SOLE   0 0 1,625
WELLS FARGO CO NEW COM 949746101 472 11,738 SH   SOLE   3,497 0 8,241