The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,333 12,272 SH   SOLE   638 0 11,634
ABBVIE INC COM 00287Y109 1,614 10,541 SH   SOLE   617 0 9,924
ADOBE SYSTEMS INCORPORATED COM 00724F101 894 2,442 SH   SOLE   176 0 2,266
ALLSTATE CORP COM 020002101 2,113 16,675 SH   SOLE   787 0 15,888
ALPHABET INC CAP STK CL A 02079K305 2,088 958 SH   SOLE   31 0 927
ALPHABET INC CAP STK CL C 02079K107 1,608 735 SH   SOLE   90 0 645
AMAZON COM INC COM 023135106 887 8,355 SH   SOLE   960 0 7,395
AMERICAN EXPRESS CO COM 025816109 693 4,996 SH   SOLE   274 0 4,722
AMERICAN TOWER CORP NEW COM 03027X100 431 1,685 SH   SOLE   25 0 1,660
AMERIPRISE FINL INC COM 03076C106 1,359 5,717 SH   SOLE   211 0 5,506
APPLE INC COM 037833100 11,617 84,971 SH   SOLE   3,337 0 81,634
APPLIED MATLS INC COM 038222105 272 2,993 SH   SOLE   400 0 2,593
ASHLAND GLOBAL HLDGS INC COM 044186104 1,347 13,071 SH   SOLE   872 0 12,199
AUTONATION INC COM 05329W102 1,511 13,520 SH   SOLE   793 0 12,727
AUTOZONE INC COM 053332102 1,713 797 SH   SOLE   56 0 741
BANK NEW YORK MELLON CORP COM 064058100 791 18,956 SH   SOLE   1,339 0 17,617
BCE INC COM NEW 05534B760 1,032 20,979 SH   SOLE   1,450 0 19,529
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 537 1,966 SH   SOLE   303 0 1,663
BK OF AMERICA CORP COM 060505104 615 19,763 SH   SOLE   0 0 19,763
BLACKROCK INC COM 09247X101 1,098 1,803 SH   SOLE   182 0 1,621
BROADCOM INC COM 11135F101 1,491 3,069 SH   SOLE   202 0 2,867
CAPITAL ONE FINL CORP COM 14040H105 882 8,470 SH   SOLE   537 0 7,933
CHEVRON CORP NEW COM 166764100 789 5,450 SH   SOLE   0 0 5,450
CISCO SYS INC COM 17275R102 1,368 32,093 SH   SOLE   1,570 0 30,523
COLGATE PALMOLIVE CO COM 194162103 508 6,336 SH   SOLE   0 0 6,336
CONOCOPHILLIPS COM 20825C104 1,780 19,819 SH   SOLE   1,138 0 18,681
COSTCO WHSL CORP NEW COM 22160K105 3,497 7,296 SH   SOLE   368 0 6,928
CVS HEALTH CORP COM 126650100 373 4,030 SH   SOLE   0 0 4,030
DEERE & CO COM 244199105 1,088 3,634 SH   SOLE   236 0 3,398
DIGITAL RLTY TR INC COM 253868103 1,053 8,111 SH   SOLE   725 0 7,386
DISNEY WALT CO COM 254687106 1,181 12,511 SH   SOLE   2,099 0 10,412
DTE ENERGY CO COM 233331107 1,127 8,895 SH   SOLE   597 0 8,298
EDWARDS LIFESCIENCES CORP COM 28176E108 990 10,411 SH   SOLE   0 0 10,411
ENTERPRISE PRODS PARTNERS L COM 293792107 203 8,315 SH   SOLE   600 0 7,715
EXXON MOBIL CORP COM 30231G102 2,238 26,128 SH   SOLE   0 0 26,128
FEDEX CORP COM 31428X106 1,097 4,838 SH   SOLE   260 0 4,578
FIRST AMERN FINL CORP COM 31847R102 659 12,451 SH   SOLE   1,218 0 11,233
GENERAC HLDGS INC COM 368736104 1,096 5,205 SH   SOLE   349 0 4,856
GENERAL DYNAMICS CORP COM 369550108 756 3,419 SH   SOLE   35 0 3,384
GENUINE PARTS CO COM 372460105 1,528 11,486 SH   SOLE   650 0 10,836
GOLDMAN SACHS GROUP INC COM 38141G104 716 2,409 SH   SOLE   0 0 2,409
GSK PLC SPONSORED ADR 37733W105 1,525 35,042 SH   SOLE   1,748 0 33,294
HALLIBURTON CO COM 406216101 810 25,837 SH   SOLE   1,830 0 24,007
HOME DEPOT INC COM 437076102 2,573 9,383 SH   SOLE   1,110 0 8,273
HONEYWELL INTL INC COM 438516106 2,746 15,799 SH   SOLE   0 0 15,799
HORMEL FOODS CORP COM 440452100 938 19,802 SH   SOLE   1,070 0 18,732
HP INC COM 40434L105 1,490 45,465 SH   SOLE   3,206 0 42,259
ILLINOIS TOOL WKS INC COM 452308109 1,221 6,698 SH   SOLE   902 0 5,796
INTEL CORP COM 458140100 1,125 30,072 SH   SOLE   1,814 0 28,258
INTERNATIONAL BUSINESS MACHS COM 459200101 308 2,182 SH   SOLE   0 0 2,182
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 862 41,122 SH   SOLE   3,482 0 37,640
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 718 34,623 SH   SOLE   2,715 0 31,908
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 623 30,479 SH   SOLE   1,811 0 28,668
INVESCO QQQ TR UNIT SER 1 46090E103 290 1,035 SH   SOLE   0 0 1,035
ISHARES TR CALIF MUN BD ETF 464288356 25,318 448,426 SH   SOLE   10,509 0 437,917
ISHARES TR CORE S&P SCP ETF 464287804 448 4,847 SH   SOLE   4,000 0 847
ISHARES TR EAFE GRWTH ETF 464288885 3,971 49,334 SH   SOLE   5,312 0 44,022
ISHARES TR MSCI EAFE ETF 464287465 406 6,490 SH   SOLE   0 0 6,490
JOHNSON & JOHNSON COM 478160104 3,227 18,181 SH   SOLE   1,219 0 16,962
JPMORGAN CHASE & CO COM 46625H100 2,493 22,136 SH   SOLE   1,317 0 20,819
KAYNE ANDERSON NEXTGEN ENRGY COM 48661E108 286 38,018 SH   SOLE   0 0 38,018
KIMBERLY-CLARK CORP COM 494368103 590 4,365 SH   SOLE   300 0 4,065
KLA CORP COM NEW 482480100 1,712 5,366 SH   SOLE   362 0 5,004
LOCKHEED MARTIN CORP COM 539830109 1,920 4,465 SH   SOLE   205 0 4,260
LOWES COS INC COM 548661107 1,766 10,111 SH   SOLE   477 0 9,634
MARATHON PETE CORP COM 56585A102 669 8,134 SH   SOLE   0 0 8,134
MCDONALDS CORP COM 580135101 1,503 6,090 SH   SOLE   342 0 5,748
MCKESSON CORP COM 58155Q103 631 1,934 SH   SOLE   0 0 1,934
MERCK & CO INC COM 58933Y105 1,923 21,089 SH   SOLE   816 0 20,273
META PLATFORMS INC CL A 30303M102 995 6,173 SH   SOLE   662 0 5,511
MICROSOFT CORP COM 594918104 5,858 22,807 SH   SOLE   1,479 0 21,328
MORGAN STANLEY COM NEW 617446448 218 2,871 SH   SOLE   0 0 2,871
NETFLIX INC COM 64110L106 1,155 6,607 SH   SOLE   376 0 6,231
NEXTERA ENERGY INC COM 65339F101 255 3,295 SH   SOLE   0 0 3,295
NIKE INC CL B 654106103 1,202 11,758 SH   SOLE   0 0 11,758
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 2,623 203,655 SH   SOLE   9,045 0 194,610
NVIDIA CORPORATION COM 67066G104 297 1,959 SH   SOLE   1,260 0 699
ORACLE CORP COM 68389X105 464 6,637 SH   SOLE   0 0 6,637
PALO ALTO NETWORKS INC COM 697435105 276 559 SH   SOLE   350 0 209
PAYCHEX INC COM 704326107 1,219 10,702 SH   SOLE   579 0 10,123
PEPSICO INC COM 713448108 2,415 14,488 SH   SOLE   774 0 13,714
PFIZER INC COM 717081103 739 14,094 SH   SOLE   0 0 14,094
PHILLIPS 66 COM 718546104 236 2,882 SH   SOLE   429 0 2,453
PIMCO ETF TR ACTIVE BD ETF 72201R775 910 9,552 SH   SOLE   55 0 9,497
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 270 2,724 SH   SOLE   0 0 2,724
PPG INDS INC COM 693506107 666 5,826 SH   SOLE   314 0 5,512
PROCTER AND GAMBLE CO COM 742718109 2,806 19,515 SH   SOLE   739 0 18,776
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,106 17,471 SH   SOLE   1,171 0 16,300
PVH CORPORATION COM 693656100 498 8,745 SH   SOLE   444 0 8,301
QUALCOMM INC COM 747525103 3,139 24,571 SH   SOLE   1,281 0 23,290
RAYTHEON TECHNOLOGIES CORP COM 75513E101 351 3,652 SH   SOLE   0 0 3,652
RIO TINTO PLC SPONSORED ADR 767204100 1,085 17,785 SH   SOLE   1,144 0 16,641
ROYAL BK CDA COM 780087102 1,040 10,741 SH   SOLE   642 0 10,099
SABRA HEALTH CARE REIT INC COM 78573L106 4,565 326,790 SH   SOLE   0 0 326,790
SCHWAB CHARLES CORP COM 808513105 1,307 20,688 SH   SOLE   772 0 19,916
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,998 95,328 SH   SOLE   3,730 0 91,598
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 689 22,050 SH   SOLE   977 0 21,073
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 278 3,887 SH   SOLE   75 0 3,812
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,803 174,729 SH   SOLE   6,556 0 168,173
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,030 32,366 SH   SOLE   851 0 31,515
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,108 54,069 SH   SOLE   1,859 0 52,210
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,301 18,208 SH   SOLE   1,136 0 17,072
SPDR S&P 500 ETF TR TR UNIT 78462F103 839 2,225 SH   SOLE   0 0 2,225
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 575 1,390 SH   SOLE   1,390 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 8,942 189,216 SH   SOLE   3,921 0 185,295
STARBUCKS CORP COM 855244109 1,021 13,371 SH   SOLE   748 0 12,623
TESLA INC COM 88160R101 943 1,400 SH   SOLE   0 0 1,400
THERMO FISHER SCIENTIFIC INC COM 883556102 469 863 SH   SOLE   0 0 863
TRUIST FINL CORP COM 89832Q109 858 18,090 SH   SOLE   1,073 0 17,017
UNILEVER PLC SPON ADR NEW 904767704 863 18,822 SH   SOLE   1,223 0 17,599
UNITED PARCEL SERVICE INC CL B 911312106 409 2,238 SH   SOLE   533 0 1,705
UNITEDHEALTH GROUP INC COM 91324P102 1,845 3,593 SH   SOLE   194 0 3,399
VERIZON COMMUNICATIONS INC COM 92343V104 1,151 22,684 SH   SOLE   1,843 0 20,841
VISA INC COM CL A 92826C839 1,344 6,828 SH   SOLE   767 0 6,061
WELLS FARGO CO NEW COM 949746101 443 11,310 SH   SOLE   3,497 0 7,813