The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,213 7,573 SH   SOLE   0 0 7,573
ABBOTT LABS COM 002824100 38 349 SH   SOLE   0 0 349
ABBVIE INC COM 00287Y109 26 300 SH   SOLE   0 0 300
ACCENTURE PLC SHS CLASS A G11551101 923 4,085 SH   SOLE   0 0 4,085
ALPHABET INC CAP STK CL C 02079K107 927 631 SH   SOLE   0 0 631
ALPHABET INC CAP STK CL A 02079K305 2,717 1,854 SH   SOLE   0 0 1,854
AMAZON COM INC COM 023135106 3,580 1,137 SH   SOLE   0 0 1,137
AMERICAN EXPRESS CO COM 025816109 3,604 35,953 SH   SOLE   0 0 35,953
AMERICAN STS WTR CO COM 029899101 75 1,000 SH   SOLE   0 0 1,000
AMERICAN WTR WKS CO INC COM 030420103 104 719 SH   SOLE   0 0 719
AMGEN INC COM 031162100 1,254 4,933 SH   SOLE   0 0 4,933
APPLE INC COM 037833100 19,531 168,649 SH   SOLE   0 0 168,649
ASTRAZENECA PLC SPONSORED ADR 046353108 22 400 SH   SOLE   0 0 400
AT&T INC COM 00206R102 803 28,148 SH   SOLE   0 0 28,148
AUTOMATIC DATA PROC INC COM 053015103 558 3,998 SH   SOLE   0 0 3,998
BAIDU INC SPON ADR REP A 056752108 266 2,100 SH   SOLE   0 0 2,100
BANK AMER CORP COM 060505104 332 13,795 SH   SOLE   0 0 13,795
BANK OF NEW YORK MELLON COM 064058100 34 1,000 SH   SOLE   0 0 1,000
BERKSHIRE HATHAWAY INC CL A 084670108 320 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC CL B NEW 084670902 10,131 47,577 SH   SOLE   0 0 47,577
BIOGEN INC COM 09062X103 220 775 SH   SOLE   0 0 775
BLACKROCK INCOME TR INC COM 09247F100 34 5,500 SH   SOLE   0 0 5,500
BLACKSTONE GROUP INC COM CL A 09260D107 313 6,000 SH   SOLE   0 0 6,000
BOEING CO COM 097203105 630 3,809 SH   SOLE   0 0 3,809
BP PLC SPONSORED ADR 055622104 42 2,402 SH   SOLE   0 0 2,402
BRISTOL MYERS SQUIBB CO COM 110122108 307 5,090 SH   SOLE   0 0 5,090
BROWN FORMAN CORP CL B 115637209 384 5,100 SH   SOLE   0 0 5,100
CSX CORP COM 126408103 2,247 28,931 SH   SOLE   0 0 28,931
CABLE ONE INC COM 12685J105 977 518 SH   SOLE   0 0 518
CVS HEALTH CORP COM 126650100 88 1,500 SH   SOLE   0 0 1,500
CALIFORNIA WTR SVC GROUP COM 130788102 43 1,000 SH   SOLE   0 0 1,000
CARRIER GLOBAL CORP COM 14448C104 45 1,480 SH   SOLE   0 0 1,480
CATERPILLAR COM 149123101 37 250 SH   SOLE   0 0 250
CDK GLOBAL INC COM 12508E101 27 609 SH   SOLE   0 0 609
CENTENE CORP DEL COM 15135B901 71 1,214 SH   SOLE   0 0 1,214
CHARTER COMMUNICATIONS CL A 16119P108 216 346 SH   SOLE   0 0 346
CHEVRON CORP NEW COM 166764100 737 10,239 SH   SOLE   0 0 10,239
CISCO SYS INC COM 17275R102 186 4,725 SH   SOLE   0 0 4,725
CITIGROUP INC COM NEW 172967424 363 8,419 SH   SOLE   0 0 8,419
CLOROX CO DEL COM 189054109 136 649 SH   SOLE   0 0 649
COCA COLA CO COM 191216100 3,475 70,378 SH   SOLE   0 0 70,378
COLGATE PALMOLIVE CO COM 194162103 589 7,636 SH   SOLE   0 0 7,636
COMCAST CORP NEW CL A 20030N101 130 2,800 SH   SOLE   0 0 2,800
CONOCOPHILLIPS COM 20825C104 175 5,341 SH   SOLE   0 0 5,341
CONSOLIDATED EDISON INC COM 209115104 83 1,070 SH   SOLE   0 0 1,070
CORTEVA INC COM 22052L104 508 17,641 SH   SOLE   0 0 17,641
COSTCO WHSL CORP NEW COM 22160K105 245 689 SH   SOLE   0 0 689
DEERE & CO COM 244199105 203 915 SH   SOLE   0 0 915
DIAGEO PLC SPON ADR NEW 25243Q205 2,593 18,839 SH   SOLE   0 0 18,839
DISNEY WALT CO COM 254687106 6,256 50,420 SH   SOLE   0 0 50,420
DOLLAR GEN CORP NEW COM 256677105 42 200 SH   SOLE   0 0 200
DOMINION ENERGY INC COM 25746U109 321 4,068 SH   SOLE   0 0 4,068
DOVER CORP COM 260003108 72 666 SH   SOLE   0 0 666
DOW INC COM 260557103 832 17,673 SH   SOLE   0 0 17,673
DUKE ENERGY CORP NEW COM NEW 26441C204 182 2,053 SH   SOLE   0 0 2,053
DUPONT DE NEMOURS INC COM 26614N102 981 17,763 SH   SOLE   0 0 17,763
EMERSON ELEC CO COM 291011104 521 7,950 SH   SOLE   0 0 7,950
EOG RES INC COM 26875P101 144 4,000 SH   SOLE   0 0 4,000
ENTERPRISE PRODS PARTNERS COM 293792107 143 9,066 SH   SOLE   0 0 9,066
EXPEDITORS INTL INC COM 302130109 244 2,700 SH   SOLE   0 0 2,700
EXXON MOBIL CORP COM 30231G102 768 22,378 SH   SOLE   0 0 22,378
FACEBOOK INC CL A 30303M102 196 750 SH   SOLE   0 0 750
FEDEX CORP COM 31428X106 1,942 7,721 SH   SOLE   0 0 7,721
FIRST SOLAR INC COM 336433107 159 2,400 SH   SOLE   0 0 2,400
FISERV INC COM 337738108 948 9,200 SH   SOLE   0 0 9,200
GENERAL DYNAMICS CORP COM 369550108 28 203 SH   SOLE   0 0 203
GENERAL ELECTRIC CO COM 369604103 102 16,349 SH   SOLE   0 0 16,349
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 19 500 SH   SOLE   0 0 500
GOLDMAN SACHS GROUP INC COM 38141G104 295 1,466 SH   SOLE   0 0 1,466
GRAHAM HLDGS CO COM 384637104 680 1,682 SH   SOLE   0 0 1,682
HAIN CELESTIAL GROUP INC COM 405217100 312 9,100 SH   SOLE   0 0 9,100
HESS CORP COM 42809H107 166 4,050 SH   SOLE   0 0 4,050
HOME DEPOT INC COM 437076102 731 2,630 SH   SOLE   0 0 2,630
HONEYWELL INTL INC COM 438516106 532 3,230 SH   SOLE   0 0 3,230
INTEL CORP COM 458140100 1,219 23,548 SH   SOLE   0 0 23,548
INTERNATIONAL BUS MACHS COM 459200101 172 1,416 SH   SOLE   0 0 1,416
INVESCO EXCH TRADED FD T S&P 500 EQL WGT 46137V357 102 950 SH   SOLE   0 0 950
ISHARES TR GLOB CLEAN ENE ETF 464288224 139 7,500 SH   SOLE   0 0 7,500
ISHARES MSCI ASIA ETF 464288182 103 1,331 SH   SOLE   0 0 1,331
ISHARES TR MSCI EAFE ETF 464287465 106 1,666 SH   SOLE   0 0 1,666
ISHARES TR RUSSELL 2000 ETF 464287655 339 2,266 SH   SOLE   0 0 2,266
ISHARES TR RUSSELL MID-CAP ETF 464287499 359 6,264 SH   SOLE   0 0 6,264
JP MORGAN CHASE & CO COM 46625H100 1,096 11,387 SH   SOLE   0 0 11,387
JOHNSON & JOHNSON COM 478160104 10,822 72,688 SH   SOLE   0 0 72,688
KIMBERLY CLARK CORP COM 494368103 30 200 SH   SOLE   0 0 200
KINDER MORGAN INC DEL COM 49456B101 25 2,003 SH   SOLE   0 0 2,003
KRAFT HEINZ CO COM 500754106 74 2,480 SH   SOLE   0 0 2,480
LAM RESEARCH CORP COM 512807108 25 75 SH   SOLE   0 0 75
LILLY ELI CO COM 532457108 148 1,000 SH   SOLE   0 0 1,000
LINDE PLC COM G5494J103 180 755 SH   SOLE   0 0 755
LOCKHEED MARTIN CORP COM 539830109 87 225 SH   SOLE   0 0 225
LOWES COS INC COM 548661107 66 400 SH   SOLE   0 0 400
MANULIFE FINANCIAL CORP COM 56501R106 112 8,000 SH   SOLE   0 0 8,000
MARATHON PETE CORP COM 56585A102 114 3,892 SH   SOLE   0 0 3,892
MARSH & MCLENNAN COS INC COM 571748102 636 5,546 SH   SOLE   0 0 5,546
MASTERCARD INC CL A 57636Q104 4,434 13,110 SH   SOLE   0 0 13,110
MCCORMICK & CO INC COM NON VTG 579780206 39 200 SH   SOLE   0 0 200
MCDONALDS CORP COM 580135101 1,609 7,329 SH   SOLE   0 0 7,329
MERCK & CO INC NEW COM 58933Y105 3,700 44,606 SH   SOLE   0 0 44,606
MICROCHIP TECHNOLOGY INC COM 595017104 206 2,000 SH   SOLE   0 0 2,000
MICROSOFT CORP COM 594918104 14,630 69,561 SH   SOLE   0 0 69,561
MONDELEZ INTL INC COM 609207105 424 7,379 SH   SOLE   0 0 7,379
NIO INC SPONS ADS 62914V106 53 2,500 SH   SOLE   0 0 2,500
NEKTAR THERAPEUTICS COM 640268108 83 5,000 SH   SOLE   0 0 5,000
NESTLE SA SPONS ADR 641069406 7,402 62,195 SH   SOLE   0 0 62,195
NETFLIX INC COM 64110L106 38 75 SH   SOLE   0 0 75
NEW JERSEY RES COM 646025106 805 29,775 SH   SOLE   0 0 29,775
NEXTERA ENERGY INC COM 65339F101 763 2,750 SH   SOLE   0 0 2,750
NIKE INC CL B 654106103 423 3,373 SH   SOLE   0 0 3,373
NORFOLK SOUTHERN CORP COM 655844108 858 4,010 SH   SOLE   0 0 4,010
NOVARTIS AG SPONSORED ADR 66987V109 422 4,850 SH   SOLE   0 0 4,850
NUVEEN MUN VALUE FD INC COM 670928100 48 4,500 SH   SOLE   0 0 4,500
OCCIDENTAL PETE CORP DEL COM 674599105 43 4,319 SH   SOLE   0 0 4,319
OGE ENERGY CORP COM 670837103 197 6,580 SH   SOLE   0 0 6,580
OCEANFIRST FINL CORP COM 675234108 550 40,142 SH   SOLE   0 0 40,142
ONEOK INC NEW COM 682680103 51 1,979 SH   SOLE   0 0 1,979
OTIS WORLDWIDE CORP COM 68902V107 46 739 SH   SOLE   0 0 739
PARKER HANNIFIN CORP COM 701094104 54 266 SH   SOLE   0 0 266
PAYCHEX INC COM 704326107 1,740 21,814 SH   SOLE   0 0 21,814
PENTAIR PLC SHS G7S00T104 528 11,540 SH   SOLE   0 0 11,540
PEPSICO INC COM 713448108 2,928 21,127 SH   SOLE   0 0 21,127
PFIZER INC COM 717081103 861 23,451 SH   SOLE   0 0 23,451
PHILLIPS 66 COM 718546104 152 2,941 SH   SOLE   0 0 2,941
PPL CORP COM 69351T106 337 12,402 SH   SOLE   0 0 12,402
PRICE T ROWE GROUP INC COM 74144T108 192 1,500 SH   SOLE   0 0 1,500
PROCTER & GAMBLE CO COM 742718109 7,166 51,561 SH   SOLE   0 0 51,561
PRUDENTIAL FINL INC COM 744320102 30 475 SH   SOLE   0 0 475
PUBLIC SVC ENTERPRISE GRP COM 744573106 46 830 SH   SOLE   0 0 830
RAYTHEON TECHNOLOGIES COM 75513E101 99 1,713 SH   SOLE   0 0 1,713
ROYAL BK CDA MONTREAL QUE COM 780087102 30 427 SH   SOLE   0 0 427
SJW CORP COM 784305104 183 3,000 SH   SOLE   0 0 3,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,387 13,100 SH   SOLE   0 0 13,100
SMUCKER JM CO COM NEW 832696405 76 661 SH   SOLE   0 0 661
SOLAREDGE TECHNOLOGIES COM 83417M104 131 550 SH   SOLE   0 0 550
SOUTHWEST AIRLS CO COM 844741108 137 3,650 SH   SOLE   0 0 3,650
STANLEY BLACK & DECKER INC COM 854502101 49 300 SH   SOLE   0 0 300
STARBUCKS CORP COM 855244109 1,572 18,304 SH   SOLE   0 0 18,304
STRYKER CORP COM 863667101 292 1,400 SH   SOLE   0 0 1,400
SYSCO CORP COM 871829107 388 6,233 SH   SOLE   0 0 6,233
TEXAS INSTRS INC COM 882508104 72 500 SH   SOLE   0 0 500
TJX COS INC NEW COM 872540109 56 1,000 SH   SOLE   0 0 1,000
T-MOBILE US INC COM 872590104 220 1,925 SH   SOLE   0 0 1,925
TORONTO DOMINION BK ONT COM NEW 891160509 83 1,800 SH   SOLE   0 0 1,800
TRANSLATE BIO INC COM 893746104 88 6,500 SH   SOLE   0 0 6,500
TRAVELERS COMPANIES INC COM 89417E109 45 412 SH   SOLE   0 0 412
TRUIST FINL CORP COM 89832Q109 156 4,098 SH   SOLE   0 0 4,098
UNILEVER N V NY SHS NEW 904767704 260 4,220 SH   SOLE   0 0 4,220
UNION PAC CORP COM 907818108 285 1,450 SH   SOLE   0 0 1,450
UNITEDHEALTH GROUP INC COM 91324P102 125 400 SH   SOLE   0 0 400
VALLEY NATL BANCORP COM 919794107 96 13,942 SH   SOLE   0 0 13,942
VERIZON COMMUNICATIONS COM 92343V104 752 12,647 SH   SOLE   0 0 12,647
VIACOMCBS INC CL B 92556H206 185 6,600 SH   SOLE   0 0 6,600
VIRTU FINL INC CL A 928254101 168 7,250 SH   SOLE   0 0 7,250
VISA INC COM CL A 92826C839 297 1,487 SH   SOLE   0 0 1,487
VULCAN MATLS CO COM 929160109 68 500 SH   SOLE   0 0 500
WALMART INC COM 931142103 5,942 42,468 SH   SOLE   0 0 42,468
WALGREENS BOOTS ALLIANCE COM 931427108 224 6,233 SH   SOLE   0 0 6,233
WASTE MGMT INC DEL COM 94106L109 685 6,050 SH   SOLE   0 0 6,050
WELLS FARGO & CO NEW COM 949746101 23 986 SH   SOLE   0 0 986
WELLTOWER INC COM 95040Q104 55 1,000 SH   SOLE   0 0 1,000
WILLIAMS COS INC DEL COM 969457100 24 1,200 SH   SOLE   0 0 1,200
XYLEM INC COM 98419M100 84 1,000 SH   SOLE   0 0 1,000
ZOETIS INC CL A 98978V103 633 3,825 SH   SOLE   0 0 3,825