The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,189 7,622 SH   SOLE   0 0 7,622
ABBOTT LABS COM 002824100 32 349 SH   SOLE   0 0 349
ABBVIE INC COM 00287Y109 29 300 SH   SOLE   0 0 300
ACCENTURE PLC SHS CLASS A G11551101 877 4,085 SH   SOLE   0 0 4,085
ALPHABET INC CAP STK CL C 02079K107 884 625 SH   SOLE   0 0 625
ALPHABET INC CAP STK CL A 02079K305 2,659 1,875 SH   SOLE   0 0 1,875
ALTRIA GROUP INC COM 02209S103 196 5,000 SH   SOLE   0 0 5,000
AMAZON COM INC COM 023135106 3,195 1,158 SH   SOLE   0 0 1,158
AMERICAN EXPRESS CO COM 025816109 3,576 37,562 SH   SOLE   0 0 37,562
AMERICAN STS WTR CO COM 029899101 79 1,000 SH   SOLE   0 0 1,000
AMERICAN WTR WKS CO INC COM 030420103 93 719 SH   SOLE   0 0 719
AMGEN INC COM 031162100 1,163 4,933 SH   SOLE   0 0 4,933
APPLE INC COM 037833100 15,723 43,098 SH   SOLE   0 0 43,098
ASTRAZENECA PLC SPONSORED ADR 046353108 16 300 SH   SOLE   0 0 300
AT&T INC COM 00206R102 821 27,148 SH   SOLE   0 0 27,148
ATMOS ENERGY CORP COM 049560105 20 200 SH   SOLE   0 0 200
AUTOMATIC DATA PROC INC COM 053015103 629 4,223 SH   SOLE   0 0 4,223
BAIDU INC SPON ADR REP A 056752108 252 2,100 SH   SOLE   0 0 2,100
BANK AMER CORP COM 060505104 351 14,772 SH   SOLE   0 0 14,772
BANK OF NEW YORK MELLON COM 064058100 39 1,000 SH   SOLE   0 0 1,000
BAXTER INTL INC COM 071813109 17 200 SH   SOLE   0 0 200
BERKSHIRE HATHAWAY INC CL A 084670108 267 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC CL B NEW 084670902 8,658 48,502 SH   SOLE   0 0 48,502
BIOGEN INC COM 09062X103 207 775 SH   SOLE   0 0 775
BLACKROCK INCOME TR INC COM 09247F100 34 5,500 SH   SOLE   0 0 5,500
BLACKSTONE GROUP INC COM CL A 09260D107 340 6,000 SH   SOLE   0 0 6,000
BOEING CO COM 097203105 709 3,866 SH   SOLE   0 0 3,866
BP PLC SPONSORED ADR 055622104 56 2,395 SH   SOLE   0 0 2,395
BRISTOL MYERS SQUIBB CO COM 110122108 299 4,990 SH   SOLE   0 0 4,990
BROWN FORMAN CORP CL B 115637209 325 5,090 SH   SOLE   0 0 5,090
CABLE ONE INC COM 12685J105 919 518 SH   SOLE   0 0 518
CALIFORNIA WTR SVC GROUP COM 130788102 48 1,000 SH   SOLE   0 0 1,000
CARRIER GLOBAL CORP COM 14448C104 33 1,480 SH   SOLE   0 0 1,480
CATERPILLAR COM 149123101 32 250 SH   SOLE   0 0 250
CDK GLOBAL INC COM 12508E101 28 675 SH   SOLE   0 0 675
CENTENE CORP DEL COM 15135B901 77 1,214 SH   SOLE   0 0 1,214
CHARTER COMMUNICATIONS CL A 16119P108 191 375 SH   SOLE   0 0 375
CHEVRON CORP NEW COM 166764100 947 10,615 SH   SOLE   0 0 10,615
CISCO SYS INC COM 17275R102 304 6,525 SH   SOLE   0 0 6,525
CITIGROUP INC COM NEW 172967424 431 8,428 SH   SOLE   0 0 8,428
CLOROX CO DEL COM 189054109 142 649 SH   SOLE   0 0 649
COCA COLA CO COM 191216100 3,200 71,612 SH   SOLE   0 0 71,612
COLGATE PALMOLIVE CO COM 194162103 559 7,636 SH   SOLE   0 0 7,636
COMCAST CORP NEW CL A 20030N101 115 2,950 SH   SOLE   0 0 2,950
CONAGRA FOODS INC COM 205887102 18 500 SH   SOLE   0 0 500
CONOCOPHILLIPS COM 20825C104 301 7,171 SH   SOLE   0 0 7,171
CONSOLIDATED EDISON INC COM 209115104 77 1,070 SH   SOLE   0 0 1,070
CORNING INC COM 219350105 18 700 SH   SOLE   0 0 700
CORTEVA INC COM 22052L104 473 17,641 SH   SOLE   0 0 17,641
COSTCO WHSL CORP NEW COM 22160K105 209 689 SH   SOLE   0 0 689
CSX CORP COM 126408103 2,051 29,405 SH   SOLE   0 0 29,405
CVS HEALTH CORP COM 126650100 97 1,500 SH   SOLE   0 0 1,500
DEERE & CO COM 244199105 144 915 SH   SOLE   0 0 915
DIAGEO PLC SPON ADR NEW 25243Q205 2,557 19,028 SH   SOLE   0 0 19,028
DISNEY WALT CO COM 254687106 5,743 51,500 SH   SOLE   0 0 51,500
DOLLAR GEN CORP NEW COM 256677105 38 200 SH   SOLE   0 0 200
DOMINION ENERGY INC COM 25746U109 330 4,068 SH   SOLE   0 0 4,068
DOVER CORP COM 260003108 64 666 SH   SOLE   0 0 666
DOW INC COM 260557103 720 17,673 SH   SOLE   0 0 17,673
DUKE ENERGY CORP NEW COM NEW 26441C204 164 2,053 SH   SOLE   0 0 2,053
DUPONT DE NEMOURS INC COM 26614N102 939 17,763 SH   SOLE   0 0 17,673
EMERSON ELEC CO COM 291011104 616 9,925 SH   SOLE   0 0 9,925
ENBRIDGE INC COM 29250N105 14 460 SH   SOLE   0 0 460
ENTERPRISE PRODS PARTNERS COM 293792107 165 9,066 SH   SOLE   0 0 9,066
EOG RES INC COM 26875P101 203 4,000 SH   SOLE   0 0 4,000
EXPEDITORS INTL INC COM 302130109 205 2,700 SH   SOLE   0 0 2,700
EXXON MOBIL CORP COM 30231G102 1,372 30,668 SH   SOLE   0 0 30,668
FACEBOOK INC CL A 30303M102 170 750 SH   SOLE   0 0 750
FEDEX CORP COM 31428X106 1,891 13,485 SH   SOLE   0 0 13,485
FISERV INC COM 337738108 898 9,200 SH   SOLE   0 0 9,200
GENERAL DYNAMICS CORP COM 369550108 30 203 SH   SOLE   0 0 203
GENERAL ELECTRIC CO COM 369604103 115 16,849 SH   SOLE   0 0 16,849
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 16 400 SH   SOLE   0 0 400
GOLDMAN SACHS GROUP INC COM 38141G104 290 1,466 SH   SOLE   0 0 1,466
GRAHAM HLDGS CO COM 384637104 583 1,702 SH   SOLE   0 0 1,702
HAIN CELESTIAL GROUP INC COM 405217100 290 9,200 SH   SOLE   0 0 9,200
HESS CORP COM 42809H107 210 4,050 SH   SOLE   0 0 4,050
HOME DEPOT INC COM 437076102 659 2,630 SH   SOLE   0 0 2,630
HONEYWELL INTL INC COM 438516106 467 3,230 SH   SOLE   0 0 3,230
INTEL CORP COM 458140100 1,404 23,474 SH   SOLE   0 0 23,474
INTERNATIONAL BUS MACHS COM 459200101 171 1,416 SH   SOLE   0 0 1,416
INVESCO EXCH TRADED FD T WATER RES ETF 46137V142 18 500 SH   SOLE   0 0 500
INVESCO EXCH TRADED FD T S&P 500 EQL WGT 46137V357 123 1,210 SH   SOLE   0 0 1,210
ISHARES MSCI ASIA ETF 464288182 92 1,331 SH   SOLE   0 0 1,331
ISHARES TR GLOB CLEAN ENE ETF 464288224 94 7,500 SH   SOLE   0 0 7,500
ISHARES TR MSCI EAFE ETF 464287465 101 1,666 SH   SOLE   0 0 1,666
ISHARES TR RUSSELL 2000 ETF 464287655 324 2,266 SH   SOLE   0 0 2,266
ISHARES TR RUSSELL MID-CAP ETF 464287499 336 6,264 SH   SOLE   0 0 6,264
JOHNSON & JOHNSON COM 478160104 10,231 72,754 SH   SOLE   0 0 72,754
JP MORGAN CHASE & CO COM 46625H100 1,076 11,437 SH   SOLE   0 0 11,437
KIMBERLY CLARK CORP COM 494368103 28 200 SH   SOLE   0 0 200
KINDER MORGAN INC DEL COM 49456B101 33 2,153 SH   SOLE   0 0 2,153
KRAFT HEINZ CO COM 500754106 79 2,480 SH   SOLE   0 0 2,480
L3 HARRIS TECHNOLOGIES INC COM 502431109 17 100 SH   SOLE   0 0 100
LILLY ELI CO COM 532457108 164 1,000 SH   SOLE   0 0 1,000
LINDE PLC COM G5494J103 160 755 SH   SOLE   0 0 755
LOCKHEED MARTIN CORP COM 539830109 82 225 SH   SOLE   0 0 225
LOWES COS INC COM 548661107 81 600 SH   SOLE   0 0 600
MANULIFE FINANCIAL CORP COM 56501R106 109 8,000 SH   SOLE   0 0 8,000
MARATHON PETE CORP COM 56585A102 145 3,892 SH   SOLE   0 0 3,892
MARSH & MCLENNAN COS INC COM 571748102 596 5,546 SH   SOLE   0 0 5,546
MASTERCARD INC CL A 57636Q104 3,877 13,110 SH   SOLE   0 0 13,110
MCCORMICK & CO INC COM NON VTG 579780206 36 200 SH   SOLE   0 0 200
MCDONALDS CORP COM 580135101 1,352 7,329 SH   SOLE   0 0 7,329
MERCK & CO INC NEW COM 58933Y105 3,407 44,051 SH   SOLE   0 0 44,051
MICROCHIP TECHNOLOGY INC COM 595017104 211 2,000 SH   SOLE   0 0 2,000
MICROSOFT CORP COM 594918104 14,599 71,734 SH   SOLE   0 0 71,734
MONDELEZ INTL INC COM 609207105 378 7,379 SH   SOLE   0 0 7,379
NEKTAR THERAPEUTICS COM 640268108 116 5,000 SH   SOLE   0 0 5,000
NESTLE SA SPONS ADR 641069406 6,906 62,475 SH   SOLE   0 0 62,475
NETFLIX INC COM 64110L106 34 75 SH   SOLE   0 0 75
NEW JERSEY RES COM 646025106 969 29,676 SH   SOLE   0 0 29,676
NEXTERA ENERGY INC COM 65339F101 660 2,750 SH   SOLE   0 0 2,750
NIKE INC CL B 654106103 331 3,373 SH   SOLE   0 0 3,373
NORFOLK SOUTHERN CORP COM 655844108 704 4,010 SH   SOLE   0 0 4,010
NORTHERN TR CORP COM 665859104 20 250 SH   SOLE   0 0 250
NOVARTIS AG SPONSORED ADR 66987V109 424 4,850 SH   SOLE   0 0 4,850
NUVEEN MUN VALUE FD INC COM 670928100 46 4,500 SH   SOLE   0 0 4,500
OCCIDENTAL PETE CORP DEL COM 674599105 79 4,319 SH   SOLE   0 0 4,319
OCEANFIRST FINL CORP COM 675234108 1,258 71,342 SH   SOLE   0 0 71,342
OGE ENERGY CORP COM 670837103 198 6,508 SH   SOLE   0 0 6,508
ONEOK INC NEW COM 682680103 66 1,979 SH   SOLE   0 0 1,979
ORACLE CORP COM 68389X105 28 500 SH   SOLE   0 0 500
OTIS WORLDWIDE CORP COM 68902V107 42 739 SH   SOLE   0 0 739
PARKER HANNIFIN CORP COM 701094104 49 266 SH   SOLE   0 0 266
PAYCHEX INC COM 704326107 1,851 24,429 SH   SOLE   0 0 24,429
PENTAIR PLC SHS G7S00T104 458 12,065 SH   SOLE   0 0 12,065
PEPSICO INC COM 713448108 2,791 21,107 SH   SOLE   0 0 21,107
PFIZER INC COM 717081103 749 22,905 SH   SOLE   0 0 22,905
PHILIP MORRIS INTL INC COM 718172109 364 5,200 SH   SOLE   0 0 5,200
PHILLIPS 66 COM 718546104 290 4,031 SH   SOLE   0 0 4,031
PPL CORP COM 69351T106 315 12,205 SH   SOLE   0 0 12,205
PRICE T ROWE GROUP INC COM 74144T108 222 1,800 SH   SOLE   0 0 1,800
PROCTER & GAMBLE CO COM 742718109 6,194 51,800 SH   SOLE   0 0 51,800
PUBLIC SVC ENTERPRISE GRP COM 744573106 41 830 SH   SOLE   0 0 830
RAYTHEON TECHNOLOGIES COM 75513E101 106 1,713 SH   SOLE   0 0 1,713
ROYAL BK CDA MONTREAL QUE COM 780087102 29 427 SH   SOLE   0 0 427
ROYAL DUTCH SHELL PLC SPONS ADR A 780259957 30 925 SH   SOLE   0 0 925
SCHEIN HENRY INC COM 806407102 18 300 SH   SOLE   0 0 300
SJW CORP COM 784305104 186 3,000 SH   SOLE   0 0 3,000
SMUCKER JM CO COM NEW 832696405 70 661 SH   SOLE   0 0 661
SOLAREDGE TECHNOLOGIES COM 83417M104 90 650 SH   SOLE   0 0 650
SOUTHWEST AIRLS CO COM 844741108 125 3,650 SH   SOLE   0 0 3,650
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,098 29,505 SH   SOLE   0 0 29,505
STANLEY BLACK & DECKER INC COM 854502101 42 300 SH   SOLE   0 0 300
STARBUCKS CORP COM 855244109 1,337 18,164 SH   SOLE   0 0 18,164
STRYKER CORP COM 863667101 288 1,600 SH   SOLE   0 0 1,600
SYSCO CORP COM 871829107 341 6,233 SH   SOLE   0 0 6,233
TEXAS INSTRS INC COM 882508104 63 500 SH   SOLE   0 0 500
TJX COS INC NEW COM 872540109 51 1,000 SH   SOLE   0 0 1,000
TORONTO DOMINION BK ONT COM NEW 891160509 116 2,600 SH   SOLE   0 0 2,600
TRAVELERS COMPANIES INC COM 89417E109 47 412 SH   SOLE   0 0 412
TRUIST FINL CORP COM 89832Q109 154 4,098 SH   SOLE   0 0 4,098
UDR INC COM 902653104 29 764 SH   SOLE   0 0 764
UNILEVER N V NY SHS NEW 904767704 215 3,925 SH   SOLE   0 0 3,925
UNION PAC CORP COM 907818108 245 1,450 SH   SOLE   0 0 1,450
UNITEDHEALTH GROUP INC COM 91324P102 118 400 SH   SOLE   0 0 400
VALLEY NATL BANCORP COM 919794107 107 13,646 SH   SOLE   0 0 13,646
VERIZON COMMUNICATIONS COM 92343V104 697 12,647 SH   SOLE   0 0 12,647
VIACOMCBS INC CL B 92556H206 152 6,500 SH   SOLE   0 0 6,500
VISA INC COM CL A 92826C839 248 1,282 SH   SOLE   0 0 1,282
VULCAN MATLS CO COM 929160109 58 500 SH   SOLE   0 0 500
WALGREENS BOOTS ALLIANCE COM 931427108 264 6,233 SH   SOLE   0 0 6,233
WALMART INC COM 931142103 4,991 41,667 SH   SOLE   0 0 41,667
WASTE MGMT INC DEL COM 94106L109 680 6,425 SH   SOLE   0 0 6,425
WELLS FARGO & CO NEW COM 949746101 30 1,173 SH   SOLE   0 0 1,173
WELLTOWER INC COM 95040Q104 52 1,000 SH   SOLE   0 0 1,000
WILLIAMS COS INC DEL COM 969457100 23 1,200 SH   SOLE   0 0 1,200
XYLEM INC COM 98419M100 65 1,000 SH   SOLE   0 0 1,000
ZOETIS INC CL A 98978V103 493 3,600 SH   SOLE   0 0 3,600