The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,041 7,622 SH   SOLE   0 0 7,622
ABBOTT LABS COM 002824100 28 349 SH   SOLE   0 0 349
ABBVIE INC COM 00287Y109 23 300 SH   SOLE   0 0 300
ACCENTURE PLC SHS CLASS A G11551101 667 4,085 SH   SOLE   0 0 4,085
ALPHABET INC CAP STK CL C 02079K107 727 625 SH   SOLE   0 0 625
ALPHABET INC CAP STK CL A 02079K305 2,176 1,873 SH   SOLE   0 0 1,873
AMAZON COM INC COM 023135106 2,258 1,158 SH   SOLE   0 0 1,158
AMERICAN EXPRESS CO COM 025816109 3,214 37,541 SH   SOLE   0 0 37,541
AMERICAN STS WTR CO COM 029899101 82 1,000 SH   SOLE   0 0 1,000
AMERICAN WTR WKS CO INC COM 030420103 86 719 SH   SOLE   0 0 719
AMGEN INC COM 031162100 1,000 4,933 SH   SOLE   0 0 4,933
APPLE INC COM 037833100 10,960 43,098 SH   SOLE   0 0 43,098
ASTRAZENECA PLC SPONSORED ADR 046353108 13 300 SH   SOLE   0 0 300
AT&T INC COM 00206R102 633 21,699 SH   SOLE   0 0 21,699
ATMOS ENERGY CORP COM 049560105 20 200 SH   SOLE   0 0 200
AUTOMATIC DATA PROC INC COM 053015103 577 4,223 SH   SOLE   0 0 4,223
BAIDU INC SPON ADR REP A 056752108 222 2,200 SH   SOLE   0 0 2,200
BANK AMER CORP COM 060505104 318 14,969 SH   SOLE   0 0 14,969
BANK OF NEW YORK MELLON COM 064058100 34 1,000 SH   SOLE   0 0 1,000
BAXTER INTL INC COM 071813109 16 200 SH   SOLE   0 0 200
BERKSHIRE HATHAWAY INC CL A 084670108 272 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC CL B NEW 084670902 8,863 48,477 SH   SOLE   0 0 48,477
BIOGEN INC COM 09062X103 245 775 SH   SOLE   0 0 775
BLACKROCK INCOME TR INC COM 09247F100 32 5,500 SH   SOLE   0 0 5,500
BLACKSTONE GROUP INC COM CL A 09260D107 273 6,000 SH   SOLE   0 0 6,000
BOEING CO COM 097203105 577 3,866 SH   SOLE   0 0 3,866
BP PLC SPONSORED ADR 055622104 58 2,385 SH   SOLE   0 0 2,385
BRISTOL MYERS SQUIBB CO COM 110122108 278 4,990 SH   SOLE   0 0 4,990
BROWN FORMAN CORP CL B 115637209 283 5,100 SH   SOLE   0 0 5,100
CABLE ONE INC COM 12685J105 893 543 SH   SOLE   0 0 543
CALIFORNIA WTR SVC GROUP COM 130788102 50 1,000 SH   SOLE   0 0 1,000
CARTER INC COM 146229109 13 200 SH   SOLE   0 0 200
CATERPILLAR COM 149123101 20 250 SH   SOLE   0 0 250
CDK GLOBAL INC COM 12508E101 22 675 SH   SOLE   0 0 675
CENTENE CORP DEL COM 15135B901 72 1,214 SH   SOLE   0 0 1,214
CHARTER COMMUNICATIONS CL A 16119P108 164 375 SH   SOLE   0 0 375
CHEVRON CORP NEW COM 166764100 768 10,594 SH   SOLE   0 0 10,594
CISCO SYS INC COM 17275R102 256 6,525 SH   SOLE   0 0 6,525
CITIGROUP INC COM NEW 172967424 361 8,578 SH   SOLE   0 0 8,578
CLOROX CO DEL COM 189054109 112 649 SH   SOLE   0 0 649
COCA COLA CO COM 191216100 3,036 68,606 SH   SOLE   0 0 68,606
COLGATE PALMOLIVE CO COM 194162103 374 5,636 SH   SOLE   0 0 5,636
COMCAST CORP NEW CL A 20030N101 101 2,950 SH   SOLE   0 0 2,950
CONAGRA FOODS INC COM 205887102 15 500 SH   SOLE   0 0 500
CONOCOPHILLIPS COM 20825C104 244 7,937 SH   SOLE   0 0 7,937
CONSOLIDATED EDISON INC COM 209115104 83 1,070 SH   SOLE   0 0 1,070
CORNING INC COM 219350105 14 700 SH   SOLE   0 0 700
CORTEVA INC COM 22052L104 415 17,673 SH   SOLE   0 0 17,673
COSTCO WHSL CORP NEW COM 22160K105 196 689 SH   SOLE   0 0 689
CSX CORP COM 126408103 1,736 30,304 SH   SOLE   0 0 30,304
CVS HEALTH CORP COM 126650100 89 1,500 SH   SOLE   0 0 1,500
DEERE & CO COM 244199105 126 915 SH   SOLE   0 0 915
DIAGEO PLC SPON ADR NEW 25243Q205 2,353 18,508 SH   SOLE   0 0 18,508
DISNEY WALT CO COM 254687106 4,951 51,250 SH   SOLE   0 0 51,250
DOLLAR GEN CORP NEW COM 256677105 30 200 SH   SOLE   0 0 200
DOMINION ENERGY INC COM 25746U109 294 4,068 SH   SOLE   0 0 4,068
DOVER CORP COM 260003108 56 666 SH   SOLE   0 0 666
DOW INC COM 260557103 517 17,673 SH   SOLE   0 0 17,673
DUKE ENERGY CORP NEW COM NEW 26441C204 166 2,053 SH   SOLE   0 0 2,053
DUPONT DE NEMOURS INC COM 26614N102 603 17,763 SH   SOLE   0 0 17,673
EMERSON ELEC CO COM 291011104 473 9,925 SH   SOLE   0 0 9,925
ENBRIDGE INC COM 29250N105 13 460 SH   SOLE   0 0 460
ENTERPRISE PRODS PARTNERS COM 293792107 130 9,066 SH   SOLE   0 0 9,066
EOG RES INC COM 26875P101 144 4,000 SH   SOLE   0 0 4,000
ESSENTIAL UTILS INC COM 29670G102 10 250 SH   SOLE   0 0 250
EXPEDITORS INTL WASH INC COM 302130109 180 2,700 SH   SOLE   0 0 2,700
EXXON MOBIL CORP COM 30231G102 1,242 32,718 SH   SOLE   0 0 32,718
FACEBOOK INC CL A 30303M102 125 750 SH   SOLE   0 0 750
FEDEX CORP COM 31428X106 1,815 14,970 SH   SOLE   0 0 14,970
FISERV INC COM 337738108 874 9,200 SH   SOLE   0 0 9,200
GENERAL DYNAMICS CORP COM 369550108 27 203 SH   SOLE   0 0 203
GENERAL ELECTRIC CO COM 369604103 155 19,499 SH   SOLE   0 0 19,499
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 15 400 SH   SOLE   0 0 400
GOLDMAN SACHS GROUP INC COM 38141G104 227 1,466 SH   SOLE   0 0 1,466
GRAHAM HLDGS CO COM 384637104 639 1,872 SH   SOLE   0 0 1,872
HAIN CELESTIAL GROUP INC COM 405217100 239 9,200 SH   SOLE   0 0 9,200
HESS CORP COM 42809H107 135 4,050 SH   SOLE   0 0 4,050
HOME DEPOT INC COM 437076102 491 2,630 SH   SOLE   0 0 2,630
HONEYWELL INTL INC COM 438516106 432 3,230 SH   SOLE   0 0 3,230
ILLINOIS TOOL WKS INC COM 452308109 14 100 SH   SOLE   0 0 100
INTEL CORP COM 458140100 1,270 23,474 SH   SOLE   0 0 23,474
INTERNATIONAL BUS MACHS COM 459200101 157 1,416 SH   SOLE   0 0 1,416
INVESCO EXCH TRADED FD T WATER RES ETF 46137V142 16 500 SH   SOLE   0 0 500
INVESCO EXCH TRADED FD T S&P 500 EQL WGT 46137V357 102 1,210 SH   SOLE   0 0 1,210
ISHARES MSCI ASIA ETF 464288182 79 1,331 SH   SOLE   0 0 1,331
ISHARES TR GLOB CLEAN ENE ETF 464288224 72 7,500 SH   SOLE   0 0 7,500
ISHARES TR MSCI EAFE ETF 464287465 89 1,666 SH   SOLE   0 0 1,666
ISHARES TR RUSSELL 2000 ETF 464287655 259 2,266 SH   SOLE   0 0 2,266
ISHARES TR RUSSELL MID-CAP ETF 464287499 270 6,264 SH   SOLE   0 0 6,264
JOHNSON & JOHNSON COM 478160104 9,159 69,849 SH   SOLE   0 0 69,849
JP MORGAN CHASE & CO COM 46625H100 1,030 11,437 SH   SOLE   0 0 11,437
KIMBERLY CLARK CORP COM 494368103 26 200 SH   SOLE   0 0 200
KINDER MORGAN INC DEL COM 49456B101 30 2,153 SH   SOLE   0 0 2,153
L3 HARRIS TECHNOLOGIES INC COM 502431109 18 100 SH   SOLE   0 0 100
LAM RESEARCH CORP COM 512807108 120 500 SH   SOLE   0 0 500
LILLY ELI CO COM 532457108 139 1,000 SH   SOLE   0 0 1,000
LINDE PLC COM G5494J103 130 755 SH   SOLE   0 0 755
LOCKHEED MARTIN CORP COM 539830109 77 225 SH   SOLE   0 0 225
LOWES COS INC COM 548661107 52 600 SH   SOLE   0 0 600
MANULIFE FINANCIAL CORP COM 56501R106 100 8,000 SH   SOLE   0 0 8,000
MARATHON PETE CORP COM 56585A102 92 3,892 SH   SOLE   0 0 3,892
MARSH & MCLENNAN COS INC COM 571748102 220 2,546 SH   SOLE   0 0 2,546
MASTERCARD INC CL A 57636Q104 3,252 13,463 SH   SOLE   0 0 13,463
MCCORMICK & CO INC COM NON VTG 579780206 28 200 SH   SOLE   0 0 200
MCDONALDS CORP COM 580135101 1,212 7,329 SH   SOLE   0 0 7,329
MERCK & CO INC NEW COM 58933Y105 3,308 42,966 SH   SOLE   0 0 42,966
MICROCHIP TECHNOLOGY INC COM 595017104 136 2,000 SH   SOLE   0 0 2,000
MICROSOFT CORP COM 594918104 11,000 69,747 SH   SOLE   0 0 69,747
MONDELEZ INTL INC COM 609207105 42 837 SH   SOLE   0 0 837
NEKTAR THERAPEUTICS COM 640268108 89 5,000 SH   SOLE   0 0 5,000
NESTLE SA SPONS ADR 641069406 6,179 60,120 SH   SOLE   0 0 60,120
NETFLIX INC COM 64110L106 28 75 SH   SOLE   0 0 75
NEW JERSEY RES COM 646025106 1,005 29,582 SH   SOLE   0 0 29,582
NEXTERA ENERGY INC COM 65339F101 541 2,250 SH   SOLE   0 0 2,250
NIKE INC CL B 654106103 279 3,373 SH   SOLE   0 0 3,373
NORFOLK SOUTHERN CORP COM 655844108 958 6,560 SH   SOLE   0 0 6,560
NORTHERN TR CORP COM 665859104 19 250 SH   SOLE   0 0 250
NOVARTIS AG SPONSORED ADR 66987V109 359 4,350 SH   SOLE   0 0 4,350
NUVEEN MUN VALUE FD INC COM 670928100 44 4,500 SH   SOLE   0 0 4,500
OCCIDENTAL PETE CORP DEL COM 674599105 58 4,990 SH   SOLE   0 0 4,990
OCEANFIRST FINL CORP COM 675234108 1,171 73,592 SH   SOLE   0 0 73,592
OGE ENERGY CORP COM 670837103 198 6,436 SH   SOLE   0 0 6,436
ONE GAS INC COM 68235P108 13 150 SH   SOLE   0 0 150
ONEOK INC NEW COM 682680103 43 1,979 SH   SOLE   0 0 1,979
ORACLE CORP COM 68389X105 24 500 SH   SOLE   0 0 500
PARKER HANNIFIN CORP COM 701094104 35 266 SH   SOLE   0 0 266
PAYCHEX INC COM 704326107 1,581 25,126 SH   SOLE   0 0 25,126
PENTAIR PLC SHS G7S00T104 376 12,640 SH   SOLE   0 0 12,640
PEOPLES UNITED FIN INC COM 712704105 7 630 SH   SOLE   0 0 630
PEPSICO INC COM 713448108 2,403 20,007 SH   SOLE   0 0 20,007
PFIZER INC COM 717081103 715 21,905 SH   SOLE   0 0 21,905
PHILLIPS 66 COM 718546104 216 4,031 SH   SOLE   0 0 4,031
PPL CORP COM 69351T106 296 12,008 SH   SOLE   0 0 12,008
PRICE T ROWE GROUP INC COM 74144T108 176 1,800 SH   SOLE   0 0 1,800
PROCTER & GAMBLE CO COM 742718109 5,654 51,398 SH   SOLE   0 0 51,398
PUBLIC SVC ENTERPRISE GRP COM 744573106 37 830 SH   SOLE   0 0 830
QUARATE RETAIL INC COM SER A 74915M100 46 7,500 SH   SOLE   0 0 7,500
RAYONIER INC COM 754907103 8 337 SH   SOLE   0 0 337
RAYTHEON CO COM NEW 755111507 26 201 SH   SOLE   0 0 201
ROYAL BK CDA MONTREAL QUE COM 780087102 26 427 SH   SOLE   0 0 427
ROYAL DUTCH SHELL PLC SPONS ADR A 780259957 36 1,025 SH   SOLE   0 0 1,025
SCHEIN HENRY INC COM 806407102 15 300 SH   SOLE   0 0 300
SCHLUMBERGER LTD COM 806857108 7 500 SH   SOLE   0 0 500
SJW CORP COM 784305104 173 3,000 SH   SOLE   0 0 3,000
SMUCKER JM CO COM NEW 832696405 73 661 SH   SOLE   0 0 661
SOLAREDGE TECHNOLOGIES COM 83417M104 53 650 SH   SOLE   0 0 650
SOUTHWEST AIRLS CO COM 844741108 123 3,450 SH   SOLE   0 0 3,450
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,154 35,515 SH   SOLE   0 0 35,515
STANLEY BLACK & DECKER INC COM 854502101 30 300 SH   SOLE   0 0 300
STARBUCKS CORP COM 855244109 1,193 18,148 SH   SOLE   0 0 18,148
STRYKER CORP COM 863667101 266 1,600 SH   SOLE   0 0 1,600
SYSCO CORP COM 871829107 307 6,733 SH   SOLE   0 0 6,733
TEXAS INSTRS INC COM 882508104 50 500 SH   SOLE   0 0 500
TJX COS INC NEW COM 872540109 48 1,000 SH   SOLE   0 0 1,000
TORONTO DOMINION BK ONT COM NEW 891160509 114 2,700 SH   SOLE   0 0 2,700
TRAVELERS COMPANIES INC COM 89417E109 41 412 SH   SOLE   0 0 412
TRUIST FINL CORP COM 89832Q109 126 4,098 SH   SOLE   0 0 4,098
UDR INC COM 902653104 28 764 SH   SOLE   0 0 764
UMPQUA HLDGS CORP COM 904214103 6 634 SH   SOLE   0 0 634
UNILEVER N V NY SHS NEW 904767704 198 3,925 SH   SOLE   0 0 3,925
UNION PAC CORP COM 907818108 205 1,450 SH   SOLE   0 0 1,450
UNITED TECHNOLOGIES CORP COM 913017109 140 1,480 SH   SOLE   0 0 1,480
UNITEDHEALTH GROUP INC COM 91324P102 100 400 SH   SOLE   0 0 400
VALLEY NATL BANCORP COM 919794107 100 13,646 SH   SOLE   0 0 13,646
VANGUARD INTL EQUITY INDEX ETF 922042775 55 1,350 SH   SOLE   0 0 1,350
VERIZON COMMUNICATIONS COM 92343V104 680 12,647 SH   SOLE   0 0 12,647
VIACOMCBS INC CL B 92556H206 56 4,000 SH   SOLE   0 0 4,000
VISA INC COM CL A 92826C839 207 1,282 SH   SOLE   0 0 1,282
VULCAN MATLS CO COM 929160109 54 500 SH   SOLE   0 0 500
WALGREENS BOOTS ALLIANCE COM 931427108 285 6,233 SH   SOLE   0 0 6,233
WALMART INC COM 931142103 4,740 41,715 SH   SOLE   0 0 41,715
WASTE MGMT INC DEL COM 94106L109 595 6,425 SH   SOLE   0 0 6,425
WELLS FARGO & CO NEW COM 949746101 34 1,173 SH   SOLE   0 0 1,173
WELLTOWER INC COM 95040Q104 46 1,000 SH   SOLE   0 0 1,000
WENDYS CO COM 95058W100 7 500 SH   SOLE   0 0 500
WESTERN DIGITAL CORP COM 958102105 8 200 SH   SOLE   0 0 200
WILLIAMS COS INC DEL COM 969457100 17 1,200 SH   SOLE   0 0 1,200
XYLEM INC COM 98419M100 65 1,000 SH   SOLE   0 0 1,000
ZOETIS INC CL A 98978V103 421 3,575 SH   SOLE   0 0 3,575