The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,516 9,465 SH   SOLE   0 0 9,465
ABBOTT LABS COM 002824100 1,687 15,500 SH   SOLE   0 0 15,500
APPLE INC COM 037833100 2,478 21,398 SH   SOLE   0 0 21,398
AT&T INC COM 00206R102 1,078 37,808 SH   SOLE   0 0 37,808
BERKSHIRE HATHAWAY INC DEL CL A 084670108 320 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,676 12,565 SH   SOLE   0 0 12,565
BLACKROCK INC COM 09247X101 2,153 3,820 SH   SOLE   0 0 3,820
BLACKSTONE GROUP INC COM CL A 09260D107 2,308 44,219 SH   SOLE   0 0 44,219
BOEING CO COM 097023105 1,621 9,807 SH   SOLE   0 0 9,807
CARRIER GLOBAL CORPORATION COM 14448C104 246 8,043 SH   SOLE   0 0 8,043
CATERPILLAR INC DEL COM 149123101 634 4,250 SH   SOLE   0 0 4,250
CHEVRON CORP NEW COM 166764100 900 12,504 SH   SOLE   0 0 12,504
CVS HEALTH CORP COM 126650100 1,564 26,777 SH   SOLE   0 0 26,777
DEERE & CO COM 244199105 1,854 8,365 SH   SOLE   0 0 8,365
DIAGEO PLC SPON ADR NEW 25243Q205 2,956 21,473 SH   SOLE   0 0 21,473
DISNEY WALT CO COM DISNEY 254687106 1,775 14,308 SH   SOLE   0 0 14,308
DOMINION ENERGY INC COM 25746U109 1,540 19,507 SH   SOLE   0 0 19,507
DUPONT DE NEMOURS INC COM 26614N102 379 6,827 SH   SOLE   0 0 6,827
EATON CORP PLC SHS G29183103 2,339 22,927 SH   SOLE   0 0 22,927
EMERSON ELEC CO COM 291011104 301 4,595 SH   SOLE   0 0 4,595
ENBRIDGE INC COM 29250N105 1,732 59,300 SH   SOLE   0 0 59,300
ENTERPRISE PRODS PARTNERS L COM 293792107 1,570 99,407 SH   SOLE   0 0 99,407
EXXON MOBIL CORP COM 30231G102 826 24,059 SH   SOLE   0 0 24,059
FEDEX CORP COM 31428X106 1,876 7,460 SH   SOLE   0 0 7,460
GENERAL ELECTRIC CO COM 369604103 289 46,394 SH   SOLE   0 0 46,394
GENERAL MLS INC COM 370334104 2,626 42,580 SH   SOLE   0 0 42,580
HEALTHPEAK PROPERTIES INC COM 42250P103 523 19,265 SH   SOLE   0 0 19,265
HERCULES CAPITAL INC COM 427096508 1,061 91,695 SH   SOLE   0 0 91,695
HSBC HLDGS PLC SPON ADR NEW 404280406 1,113 56,855 SH   SOLE   0 0 56,855
ILLINOIS TOOL WKS INC COM 452308109 2,508 12,978 SH   SOLE   0 0 12,978
ISHARES TR CORE S&P500 ETF 464287200 622 1,850 SH   SOLE   0 0 1,850
ISHARES TR PFD AND INCM SEC 464288687 2,500 68,575 SH   SOLE   0 0 68,575
ISHARES TR RUS 1000 ETF 464287622 225 1,200 SH   SOLE   0 0 1,200
ISHARES TR S&P 100 ETF 464287101 1,956 12,560 SH   SOLE   0 0 12,560
JOHNSON & JOHNSON COM 478160104 2,728 18,327 SH   SOLE   0 0 18,327
JOHNSON CTLS INTL PLC SHS G51502105 766 18,750 SH   SOLE   0 0 18,750
JPMORGAN CHASE & CO COM 46625H100 2,606 27,069 SH   SOLE   0 0 27,069
KELLOGG CO COM 487836108 454 7,035 SH   SOLE   0 0 7,035
KINDER MORGAN INC DEL COM 49456B101 198 16,096 SH   SOLE   0 0 16,096
L3HARRIS TECHNOLOGIES INC COM 502431109 342 2,015 SH   SOLE   0 0 2,015
MCCORMICK & CO INC COM NON VTG 579780206 742 3,825 SH   SOLE   0 0 3,825
MICROSOFT CORP COM 594918104 4,482 21,309 SH   SOLE   0 0 21,309
NOVARTIS AG SPONSORED ADR 66987V109 1,933 22,225 SH   SOLE   0 0 22,225
OTIS WORLDWIDE CORP COM 68902V107 246 3,943 SH   SOLE   0 0 3,943
PEPSICO INC COM 713448108 1,762 12,709 SH   SOLE   0 0 12,709
PFIZER INC COM 717081103 1,379 37,566 SH   SOLE   0 0 37,566
PROCTER AND GAMBLE CO COM 742718109 4,128 29,700 SH   SOLE   0 0 29,700
RAYTHEON TECHNOLOGIES CORP COM 75513E101 499 8,667 SH   SOLE   0 0 8,667
RPM INTL INC COM 749685103 949 11,450 SH   SOLE   0 0 11,450
RYDER SYS INC COM 783549108 241 5,709 SH   SOLE   0 0 5,709
SANOFI SPONSORED ADR 80105N105 1,570 31,300 SH   SOLE   0 0 31,300
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 547 20,455 SH   SOLE   0 0 20,455
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 912 11,450 SH   SOLE   0 0 11,450
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 433 7,805 SH   SOLE   0 0 7,805
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,411 20,655 SH   SOLE   0 0 20,655
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 253 10,525 SH   SOLE   0 0 10,525
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 308 4,000 SH   SOLE   0 0 4,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 368 1,100 SH   SOLE   0 0 1,100
STRYKER CORPORATION COM 863667101 1,304 6,260 SH   SOLE   0 0 6,260
THERMO FISHER SCIENTIFIC INC COM 883556102 405 917 SH   SOLE   0 0 917
TORONTO DOMINION BK ONT COM NEW 891160509 1,101 23,800 SH   SOLE   0 0 23,800
UNILEVER PLC SPON ADR NEW 904767704 922 14,946 SH   SOLE   0 0 14,946
UNION PAC CORP COM 907818108 3,044 15,460 SH   SOLE   0 0 15,460
UNITED PARCEL SERVICE INC CL B 911312106 637 3,821 SH   SOLE   0 0 3,821
UNITEDHEALTH GROUP INC COM 91324P102 1,359 4,360 SH   SOLE   0 0 4,360
US BANCORP DEL COM NEW 902973304 645 18,004 SH   SOLE   0 0 18,004
VANGUARD INDEX FDS TOTAL STK MKT 922908769 341 2,000 SH   SOLE   0 0 2,000
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 891 21,775 SH   SOLE   0 0 21,775
VERIZON COMMUNICATIONS INC COM 92343V104 1,798 30,219 SH   SOLE   0 0 30,219
VISA INC COM CL A 92826C839 488 2,440 SH   SOLE   0 0 2,440
WELLTOWER INC COM 95040Q104 921 16,712 SH   SOLE   0 0 16,712