The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN STD INVTS ETFS BBRG ALL COMD K1 ETF 003261104 506,000 22,115 SH   SOLE Rob/Lee/Zach 0 0 22,115
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 342,000 14,993 SH   SOLE Rob/Lee/Zach 0 0 14,993
INVESCO EXCHANGE TRADED FE FTSE RAFI 1500 46137V597 374,000 2,887 SH   SOLE Rob/Lee/Zach 0 0 2,887
ISHARES TR AGGRES ALLOC ETF 464289859 416,000 7,700 SH   SOLE Rob/Lee/Zach 0 0 7,700
ISHARES TR CORE INTL AGGR 46435G672 14,402,000 270,819 SH   SOLE Rob/Lee/Zach 0 0 270,819
ISHARES TR GL TIMB FORE ETF 464288174 3,010,000 46,236 SH   SOLE Rob/Lee/Zach 0 0 46,236
ISHARES TR CORE MSCI TOTAL 46432F834 433,000 7,361 SH   SOLE Rob/Lee/Zach 0 0 7,361
ISHARES TR GRWT ALLOCAT ETF 464289867 215,000 4,785 SH   SOLE Rob/Lee/Zach 0 0 4,785
ISHARES TR MODERT ALLOC ETF 464289875 249,000 6,540 SH   SOLE Rob/Lee/Zach 0 0 6,540
ISHARES TR MSCI KLD400 SOC 464288570 1,113,000 10,421 SH   SOLE Rob/Lee/Zach 0 0 10,421
ISHARES TR NATIONAL MUN ETF 464288414 6,219,000 56,156 SH   SOLE Rob/Lee/Zach 0 0 56,156
ISHARES TR GLOBAL REIT ETF 46434V647 6,968,000 260,484 SH   SOLE Rob/Lee/Zach 0 0 260,484
NUVEEN ESG US AGG BD ETF 67092P870 874,000 35,389 SH   SOLE Rob/Lee/Zach 0 0 35,389
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 21,916,000 772,781 SH   SOLE Rob/Lee/Zach 0 0 772,781
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 938,000 30,797 SH   SOLE Rob/Lee/Zach 0 0 30,797
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 58,492,000 1,643,502 SH   SOLE Rob/Lee/Zach 0 0 1,643,502
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 19,388,000 654,763 SH   SOLE Rob/Lee/Zach 0 0 654,763
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 7,725,000 212,986 SH   SOLE Rob/Lee/Zach 0 0 212,986
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,700,000 55,297 SH   SOLE Rob/Lee/Zach 0 0 55,297
SPDR SER TR BLOMBERG BRC INV 78468R200 2,411,000 78,652 SH   SOLE Rob/Lee/Zach 0 0 78,652
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,442,000 297,778 SH   SOLE Rob/Lee/Zach 0 0 297,778
SPDR SER TR PORTFOLIO SH TSR 78468R101 8,158,000 274,942 SH   SOLE Rob/Lee/Zach 0 0 274,942
SPDR SER TR PORTFOLIO SM ETF 78468R853 7,580,000 247,712 SH   SOLE Rob/Lee/Zach 0 0 247,712
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,883,000 96,050 SH   SOLE Rob/Lee/Zach 0 0 96,050
VANGUARD ESG INTL STK ETF ESG INTL STK ETF 921910725 718,000 14,476 SH   SOLE Rob/Lee/Zach 0 0 14,476
VANGUARD ESG US STK ETF ESG US STK ETF 921910733 1,657,000 33,361 SH   SOLE Rob/Lee/Zach 0 0 33,361
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2,098,000 17,969 SH   SOLE Rob/Lee/Zach 0 0 17,969
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,447,000 33,544 SH   SOLE Rob/Lee/Zach 0 0 33,544
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 365,000 3,462 SH   SOLE Rob/Lee/Zach 0 0 3,462
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 346,000 6,231 SH   SOLE Rob/Lee/Zach 0 0 6,231
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,489,000 105,803 SH   SOLE Rob/Lee/Zach 0 0 105,803
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 302,000 4,081 SH   SOLE Rob/Lee/Zach 0 0 4,081