The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 242,838 2,025 SH   SOLE   0 0 2,025
ABBOTT LABS COM 002824100 BBG001S5N9M6 341,886 3,114 SH   SOLE   0 0 3,114
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 470,447 2,911 SH   SOLE   0 0 2,911
ACCELERATE DIAGNOSTICS INC COM 00430H102 BBG001S6TPB4 8,841 12,523 SH   SOLE   0 0 12,523
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 2,037,848 23,097 SH   SOLE   0 0 23,097
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,712,065 19,295 SH   SOLE   0 0 19,295
AMAZON COM INC COM 023135106 BBG001S5PQL7 3,016,860 35,915 SH   SOLE   0 0 35,915
AMERICAN HOMES 4 RENT CL A 02665T306 BBG003NXJNJ4 351,101 11,649 SH   SOLE   0 0 11,649
AMERISOURCEBERGEN CORP COM 03073E105 BBG001S8X7P0 2,022,656 12,206 SH   SOLE   0 0 12,206
AMGEN INC COM 031162100 BBG001S5NNL6 1,514,645 5,767 SH   SOLE   0 0 5,767
APPLE INC COM 037833100 BBG001S5N8V8 30,814,927 237,166 SH   SOLE   0 0 237,166
BIOGEN INC COM 09062X103 BBG001S67826 1,056,173 3,814 SH   SOLE   0 0 3,814
BOEING CO COM 097023105 BBG001S5P0V3 485,940 2,551 SH   SOLE   0 0 2,551
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 994,565 13,823 SH   SOLE   0 0 13,823
CIGNA CORP NEW COM 125523100 BBG00KXRCDQ9 377,396 1,139 SH   SOLE   0 0 1,139
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 540,566 15,458 SH   SOLE   0 0 15,458
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,698,702 3,721 SH   SOLE   0 0 3,721
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 483,622 15,909 SH   SOLE   0 0 15,909
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 251,298 10,350 SH   SOLE   0 0 10,350
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 424,630 10,205 SH   SOLE   0 0 10,205
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 332,021 9,917 SH   SOLE   0 0 9,917
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 3,057,426 59,774 SH   SOLE   0 0 59,774
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 211,004 4,801 SH   SOLE   0 0 4,801
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 240,451 11,132 SH   SOLE   0 0 11,132
DISNEY WALT CO COM 254687106 BBG001S5QHF3 394,870 4,545 SH   SOLE   0 0 4,545
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 BBG001SBT983 296,985 7,249 SH   SOLE   0 0 7,249
GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 323,323 9,201 SH   SOLE   0 0 9,201
HALEON PLC SPON ADS 405552100 BBG018GZNDB0 92,040 11,505 SH   SOLE   0 0 11,505
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,384,283 4,383 SH   SOLE   0 0 4,383
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 771,051 3,598 SH   SOLE   0 0 3,598
INTEL CORP COM 458140100 BBG001S5SF65 225,580 8,535 SH   SOLE   0 0 8,535
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 1,486,499 10,551 SH   SOLE   0 0 10,551
INTUIT COM 461202103 BBG001S6TWR2 1,871,370 4,808 SH   SOLE   0 0 4,808
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585 BBG00Q5LFH79 1,289,361 60,321 SH   SOLE   0 0 60,321
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 BBG00KJR0YJ0 8,032,280 382,854 SH   SOLE   0 0 382,854
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 BBG00KJR0Z89 8,345,097 358,005 SH   SOLE   0 0 358,005
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 9,060,152 442,280 SH   SOLE   0 0 442,280
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 BBG00KJR2H78 8,770,363 396,490 SH   SOLE   0 0 396,490
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 9,118,957 452,778 SH   SOLE   0 0 452,778
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 BBG00KXH4WB4 8,951,319 404,854 SH   SOLE   0 0 404,854
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 BBG00KJR2K35 8,218,734 434,279 SH   SOLE   0 0 434,279
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 BBG00KJR2L24 1,297,226 68,293 SH   SOLE   0 0 68,293
INVESCO EXCH TRD SLF IDX FD INVSCO 28 HYCORP 46138J452 BBG00X3HZJZ8 730,863 35,333 SH   SOLE   0 0 35,333
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 BBG00LNJYDS0 8,264,481 367,066 SH   SOLE   0 0 367,066
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 BBG00LNJW5P2 629,602 32,098 SH   SOLE   0 0 32,098
INVESCO EXCHANGE TRADED FD T DYNMC LEISURE 46137V720 BBG001SN68L9 776,544 21,328 SH   SOLE   0 0 21,328
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 1,797,871 12,728 SH   SOLE   0 0 12,728
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 2,627,230 9,866 SH   SOLE   0 0 9,866
ISHARES INC MSCI EQUAL WEITE 464286681 BBG001T8MYT8 9,743,148 133,578 SH   SOLE   0 0 133,578
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 1,281,674 15,790 SH   SOLE   0 0 15,790
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 1,560,814 14,973 SH   SOLE   0 0 14,973
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 335,415 5,442 SH   SOLE   0 0 5,442
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 11,585,045 47,894 SH   SOLE   0 0 47,894
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 8,584,176 90,703 SH   SOLE   0 0 90,703
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 4,124,766 48,641 SH   SOLE   0 0 48,641
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 32,439,473 84,432 SH   SOLE   0 0 84,432
ISHARES TR EUROPE ETF 464287861 BBG001SFGXD9 238,184 5,259 SH   SOLE   0 0 5,259
ISHARES TR GLOBAL TECH ETF 464287291 BBG001S60KQ0 531,280 11,851 SH   SOLE   0 0 11,851
ISHARES TR IBONDS 2026 TERM 46436E528 BBG00Y1B7X63 466,899 20,881 SH   SOLE   0 0 20,881
ISHARES TR IBONDS 2027 TERM 46436E478 BBG011MMQW86 346,476 16,217 SH   SOLE   0 0 16,217
ISHARES TR IBONDS 23 TRM HG 46435U150 BBG00P3CWH01 346,746 14,774 SH   SOLE   0 0 14,774
ISHARES TR IBONDS 24 TRM HG 46435U184 BBG00P3CTJ01 679,951 29,941 SH   SOLE   0 0 29,941
ISHARES TR IBONDS 25 TRM HG 46435U168 BBG00P3CSKH1 638,789 28,378 SH   SOLE   0 0 28,378
ISHARES TR IBONDS 27 ETF 46435UAA9 BBG00HPLJP02 505,680 21,638 SH   SOLE   0 0 21,638
ISHARES TR IBONDS DEC2026 46435GAA0 BBG00DST7FD2 649,877 27,832 SH   SOLE   0 0 27,832
ISHARES TR IBONDS DEC23 ETF 46434VAX8 BBG0088JLVM6 585,068 23,375 SH   SOLE   0 0 23,375
ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 815,091 33,378 SH   SOLE   0 0 33,378
ISHARES TR IBONDS DEC25 ETF 46434VBD1 BBG0088JX9H8 843,951 34,702 SH   SOLE   0 0 34,702
ISHARES TR INTL SEL DIV ETF 464288448 BBG001S7Y5C9 988,441 36,393 SH   SOLE   0 0 36,393
ISHARES TR ISHARES SEMICDTR 464287523 BBG001SJ8F58 445,762 1,281 SH   SOLE   0 0 1,281
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 5,739,489 87,439 SH   SOLE   0 0 87,439
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 224,682 5,928 SH   SOLE   0 0 5,928
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 542,684 17,775 SH   SOLE   0 0 17,775
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 1,064,559 4,969 SH   SOLE   0 0 4,969
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 1,484,726 6,921 SH   SOLE   0 0 6,921
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 669,162 9,921 SH   SOLE   0 0 9,921
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 744,962 4,273 SH   SOLE   0 0 4,273
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 10,293,629 175,959 SH   SOLE   0 0 175,959
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 15,065,265 103,848 SH   SOLE   0 0 103,848
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 2,021,040 29,591 SH   SOLE   0 0 29,591
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 4,690,891 46,537 SH   SOLE   0 0 46,537
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 1,479,703 13,692 SH   SOLE   0 0 13,692
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 5,078,820 42,113 SH   SOLE   0 0 42,113
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 5,748,231 62,953 SH   SOLE   0 0 62,953
ISHARES TR U.S. ENERGY ETF 464287796 BBG001SFGXW8 3,546,065 76,276 SH   SOLE   0 0 76,276
ISHARES TR U.S. FINLS ETF 464287788 BBG001SFC802 4,125,678 54,666 SH   SOLE   0 0 54,666
ISHARES U S ETF TR U.S. TECH INDEPD 46431W648 BBG00KDZS4F8 467,934 11,473 SH   SOLE   0 0 11,473
ISHARES U S ETF TR US CONSUMER FOC 46431W663 BBG00KDZR0N8 291,419 8,102 SH   SOLE   0 0 8,102
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,806,822 10,228 SH   SOLE   0 0 10,228
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 2,196,190 16,377 SH   SOLE   0 0 16,377
LILLY ELI & CO COM 532457108 BBG001S5STL8 2,008,096 5,489 SH   SOLE   0 0 5,489
LINDE PLC SHS G5494J103 BBG00GVR8YR8 228,000 699 SH   SOLE   0 0 699
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 686,437 1,411 SH   SOLE   0 0 1,411
LOWES COS INC COM 548661107 BBG001S5SVL3 1,520,201 7,630 SH   SOLE   0 0 7,630
MCDONALDS CORP COM 580135101 BBG001S5T110 993,508 3,770 SH   SOLE   0 0 3,770
MERCK & CO INC COM 58933Y105 BBG001S5TC52 579,753 5,225 SH   SOLE   0 0 5,225
MICROSOFT CORP COM 594918104 BBG001S5TD05 3,161,428 13,183 SH   SOLE   0 0 13,183
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 226,512 3,399 SH   SOLE   0 0 3,399
OCCIDENTAL PETE CORP COM 674599105 BBG001S5TZG9 370,759 5,886 SH   SOLE   0 0 5,886
ORACLE CORP COM 68389X105 BBG001S5SJG6 366,522 4,484 SH   SOLE   0 0 4,484
PEPSICO INC COM 713448108 BBG001S695T1 344,498 1,907 SH   SOLE   0 0 1,907
PFIZER INC COM 717081103 BBG001S5V466 1,840,557 35,920 SH   SOLE   0 0 35,920
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 1,085,019 10,751 SH   SOLE   0 0 10,751
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 758,582 9,111 SH   SOLE   0 0 9,111
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 271,709 11,479 SH   SOLE   0 0 11,479
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 681,947 21,172 SH   SOLE   0 0 21,172
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 412,322 9,202 SH   SOLE   0 0 9,202
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 223,185 4,017 SH   SOLE   0 0 4,017
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 578,961 8,769 SH   SOLE   0 0 8,769
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 909,263 20,139 SH   SOLE   0 0 20,139
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 1,397,503 21,300 SH   SOLE   0 0 21,300
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 845,338 20,867 SH   SOLE   0 0 20,867
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 907,976 26,549 SH   SOLE   0 0 26,549
SNAP ON INC COM 833034101 BBG001S5W688 452,182 1,979 SH   SOLE   0 0 1,979
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 285,165 1,681 SH   SOLE   0 0 1,681
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,933,917 5,057 SH   SOLE   0 0 5,057
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 344,071 8,847 SH   SOLE   0 0 8,847
SPDR SER TR SPDR S&P 500 ETF 78468R796 BBG00BKMB118 356,224 3,816 SH   SOLE   0 0 3,816
STRYKER CORPORATION COM 863667101 BBG001S8FR03 229,576 939 SH   SOLE   0 0 939
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 BBG001TC6MR5 378,238 2,182 SH   SOLE   0 0 2,182
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 2,208,356 12,677 SH   SOLE   0 0 12,677
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 645,388 3,167 SH   SOLE   0 0 3,167
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 310,127 3,760 SH   SOLE   0 0 3,760
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 374,192 1,065 SH   SOLE   0 0 1,065
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 544,940 2,969 SH   SOLE   0 0 2,969
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,811,758 14,707 SH   SOLE   0 0 14,707
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 279,075 1,988 SH   SOLE   0 0 1,988
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 1,002,548 19,995 SH   SOLE   0 0 19,995
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 207,368 2,017 SH   SOLE   0 0 2,017
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 1,126,545 13,070 SH   SOLE   0 0 13,070
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,616,745 38,521 SH   SOLE   0 0 38,521
WALMART INC COM 931142103 BBG001S5XH92 472,828 3,335 SH   SOLE   0 0 3,335
WNS HLDGS LTD SPON ADR 92932M101 BBG001SBK8N7 271,406 3,393 SH   SOLE   0 0 3,393
YUM BRANDS INC COM 988498101 BBG001S7JQ30 640,016 4,997 SH   SOLE   0 0 4,997
YUM CHINA HLDGS INC COM 98850P109 BBG00B8N0HH0 262,156 4,797 SH   SOLE   0 0 4,797
ZIMMER BIOMET HOLDINGS INC COM 98956P102 BBG001S7DQJ9 354,068 2,777 SH   SOLE   0 0 2,777
ZIONS BANCORPORATION N A COM 989701107 BBG001S5XN80 1,055,121 21,463 SH   SOLE   0 0 21,463