The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A CS 02079K305   337,619 2,580 SH   SOLE   2,580 0 0
ALPHABET INC CAP STK CL C CS 02079K107   280,181 2,125 SH   SOLE   2,125 0 0
AMAZON COM INC CS 023135106   360,385 2,835 SH   SOLE   2,835 0 0
APPLE INC COM CS 037833100   576,752 3,369 SH   SOLE   3,369 0 0
ASTRAZENECA PLC ADR 046353108   278,668 4,115 SH   SOLE   4,115 0 0
COCA COLA CO CS 191216100   237,579 4,244 SH   SOLE   4,244 0 0
DBX ETF TR XTRACKERS MSCI ETF 233051218   712,390 26,552 SH   SOLE   26,552 0 0
DBX ETF TR XTRACKERS SNP ETF 233051143   867,028 22,135 SH   SOLE   22,135 0 0
E L F BEAUTY INC CS 26856L103   258,869 2,357 SH   SOLE   2,357 0 0
ING GROUP N V ADR 456837103   322,159 24,443 SH   SOLE   24,443 0 0
INTERCONTINENTAL EXCHANGE INC CS 45866F104   239,954 2,181 SH   SOLE   2,181 0 0
INVESCO EXCHNG TRADED FD TR SN ETF 46138E297   2,457,600 109,227 SH   SOLE   109,227 0 0
INVESCO QQQ TR UNIT SER 1 ETF 46090E103   2,319,798 6,475 SH   SOLE   6,475 0 0
ISHARES INC MSCI BRAZIL ETF 464286400   519,028 16,923 SH   SOLE   16,923 0 0
ISHARES INC MSCI MEXICO ETF 464286822   238,743 4,100 SH   SOLE   4,100 0 0
ISHARES INC MSCI S KOREA ETF 464286772   706,278 11,983 SH   SOLE   11,983 0 0
ISHARES INC MSCI TIW ETF NEW ETF 46434G772   713,513 16,016 SH   SOLE   16,016 0 0
ISHARES INC MSCI USA IDX ETF 464286681   6,631,286 88,170 SH   SOLE   88,170 0 0
ISHARES MSCI CHILE INDEX FUND ETF 464286640   216,277 8,258 SH   SOLE   8,258 0 0
ISHARES MSCI EAFE SMALL CAP IN ETF 464288273   2,602,277 46,082 SH   SOLE   46,082 0 0
ISHARES TR AAA A RATED CP ETF 46429B291   3,098,574 68,735 SH   SOLE   68,735 0 0
ISHARES TR CORE US AGGBD ET ETF 464287226   6,177,488 65,690 SH   SOLE   65,690 0 0
ISHARES TR DJ MED DEVICES ETF 464288810   1,864,806 38,450 SH   SOLE   38,450 0 0
ISHARES TR DJ US TECH SEC ETF 464287721   2,261,026 21,550 SH   SOLE   21,550 0 0
ISHARES TR MSCI INDIA IDX ETF 46429B598   860,565 19,461 SH   SOLE   19,461 0 0
ISHARES TR MSCI INTL QUALTY ETF 46434V456   5,052,196 150,318 SH   SOLE   150,318 0 0
ISHARES TR RUSSELL1000GRW ETF 464287614   375,578 1,412 SH   SOLE   1,412 0 0
ISHARES TR SANDP GBL INF ETF 464287291   2,260,098 39,075 SH   SOLE   39,075 0 0
J P MORGAN EXCHANGE-TRADED F I ETF 46641Q159   723,942 16,305 SH   SOLE   16,305 0 0
KRANESHARES TR KFA GBL CARBON ETF 500767678   2,450,879 67,835 SH   SOLE   67,835 0 0
KRANESHARES TR KFA MOUNT LUCAS ETF 500767652   8,785,269 269,735 SH   SOLE   269,735 0 0
MCDONALDS CORP CS 580135101   241,574 917 SH   SOLE   917 0 0
MICROSOFT CORP CS 594918104   828,809 2,625 SH   SOLE   2,625 0 0
NOVARTIS A G SPONSORED ADR ADR 66987V109   275,862 2,708 SH   SOLE   2,708 0 0
NOVO-NORDISK A S ADR ADR 670100205   506,398 5,568 SH   SOLE   5,568 0 0
NVIDIA CORP CS 67066G104   247,074 568 SH   SOLE   568 0 0
PROCTER AND GAMBLE CO CS 742718109   372,060 2,551 SH   SOLE   2,551 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   394,106 11,605 SH   SOLE   11,605 0 0
SCHWAB STRATEGIC TR US DIVIDEN ETF 808524797   4,887,007 69,065 SH   SOLE   69,065 0 0
SELECT SECTOR SPDR TR SBI INT- ETF 81369Y506   2,880,493 31,867 SH   SOLE   31,867 0 0
SPDR SER TR SPDR BLOOMBERG ETF 78468R663   6,574,751 71,605 SH   SOLE   71,605 0 0
SPDR TR UNIT SER 1 ETF 78462F103   1,243,112 2,908 SH   SOLE   2,908 0 0
SSGA ACTIVE ETF TR BLKSTN GSOS ETF 78467V608   5,900,330 140,719 SH   SOLE   140,719 0 0
TAIWAN SEMICONDUCTOR MFG LTD ADR 874039100   259,049 2,981 SH   SOLE   2,981 0 0
TESLA MTRS INC CS 88160R101   212,437 849 SH   SOLE   849 0 0
TETRA TECH INC NEW CS 88162G103   220,934 1,453 SH   SOLE   1,453 0 0
UNILEVER PLC SPON ADR ADR 904767704   265,723 5,379 SH   SOLE   5,379 0 0
UNITEDHEALTH GROUP INC CS 91324P102   244,532 485 SH   SOLE   485 0 0
VIAVI SOLUTIONS INC CS 925550105   97,094 10,623 SH   SOLE   10,623 0 0
VIRTUS ETF TR II NEWFLEET ABS ETF 92790A603   3,556,110 152,107 SH   SOLE   152,107 0 0
VISA INC CS 92826C839   504,182 2,192 SH   SOLE   2,192 0 0
VictoryShares US Eq Income Enh ETF 92647N824   4,210,690 75,379 SH   SOLE   75,379 0 0
WORLD GOLD TR SPDR GLD MINIS ETF 98149E303   3,916,021 106,820 SH   SOLE   106,820 0 0