The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLAS CS G1151C101   207,674 673 SH   SOLE   673 0 0
ALPHABET INC CAP STK CL A CS 02079K305   321,395 2,685 SH   SOLE   2,685 0 0
ALPHABET INC CAP STK CL C CS 02079K107   257,061 2,125 SH   SOLE   2,125 0 0
AMAZON COM INC CS 023135106   369,571 2,835 SH   SOLE   2,835 0 0
AON PLC SHS CL A CS G0403H108   203,668 590 SH   SOLE   590 0 0
APPLE INC COM CS 037833100   653,423 3,369 SH   SOLE   3,369 0 0
ASTRAZENECA PLC ADR 046353108   294,511 4,115 SH   SOLE   4,115 0 0
COCA COLA CO CS 191216100   255,574 4,244 SH   SOLE   4,244 0 0
DBX ETF TR XTRACKERS MSCI ETF 233051218   755,274 26,552 SH   SOLE   26,552 0 0
DBX ETF TR XTRACKERS SNP ETF 233051143   1,295,865 31,910 SH   SOLE   31,910 0 0
E L F BEAUTY INC CS 26856L103   326,926 2,862 SH   SOLE   2,862 0 0
FIRST TR EXCHANGE TRADED FD IS ETF 33734X192   1,904,025 25,073 SH   SOLE   25,073 0 0
FIRST TR EXCHANGE TRADED FD NA ETF 33734X846   3,490,438 76,865 SH   SOLE   76,865 0 0
INDEXIQ ETF TR IQ ARB MRG ETF ETF 45409B800   276,432 8,860 SH   SOLE   8,860 0 0
ING GROUP N V ADR 456837103   329,247 24,443 SH   SOLE   24,443 0 0
INTERCONTINENTAL EXCHANGE INC CS 45866F104   246,627 2,181 SH   SOLE   2,181 0 0
INVESCO EXCHNG TRADED FD TR SN ETF 46138E297   2,625,216 111,616 SH   SOLE   111,616 0 0
ISHARES INC MSCI BRAZIL ETF 464286400   554,975 17,113 SH   SOLE   17,113 0 0
ISHARES INC MSCI MEXICO ETF 464286822   260,845 4,195 SH   SOLE   4,195 0 0
ISHARES INC MSCI S KOREA ETF 464286772   782,933 12,353 SH   SOLE   12,353 0 0
ISHARES INC MSCI TIW ETF NEW ETF 46434G772   772,586 16,431 SH   SOLE   16,431 0 0
ISHARES INC MSCI USA IDX ETF 464286681   7,026,292 89,167 SH   SOLE   89,167 0 0
ISHARES MSCI CHILE INDEX FUND ETF 464286640   240,968 8,258 SH   SOLE   8,258 0 0
ISHARES MSCI EAFE SMALL CAP IN ETF 464288273   2,819,684 47,807 SH   SOLE   47,807 0 0
ISHARES SANDP GLOBAL CLEAN ENE ETF 464288224   206,908 11,245 SH   SOLE   11,245 0 0
ISHARES TR AAA A RATED CP ETF 46429B291   2,937,663 62,265 SH   SOLE   62,265 0 0
ISHARES TR CORE US AGGBD ET ETF 464287226   8,198,415 83,700 SH   SOLE   83,700 0 0
ISHARES TR DJ MED DEVICES ETF 464288810   2,187,521 38,745 SH   SOLE   38,745 0 0
ISHARES TR MSCI EAFE ESG ETF 46435G516   246,430 3,379 SH   SOLE   3,379 0 0
ISHARES TR MSCI INDIA IDX ETF 46429B598   883,658 20,221 SH   SOLE   20,221 0 0
ISHARES TR MSCI INTL QUALTY ETF 46434V456   5,414,341 152,088 SH   SOLE   152,088 0 0
ISHARES TR RUSSELL1000GRW ETF 464287614   462,853 1,682 SH   SOLE   1,682 0 0
J P MORGAN EXCHANGE-TRADED F I ETF 46641Q159   736,986 16,305 SH   SOLE   16,305 0 0
KRANESHARES TR KFA GBL CARBON ETF 500767678   2,667,672 70,350 SH   SOLE   70,350 0 0
KRANESHARES TR KFA MOUNT LUCAS ETF 500767652   8,401,938 275,760 SH   SOLE   275,760 0 0
LLOYDS TSB GROUP PLC ADR 539439109   101,629 46,195 SH   SOLE   46,195 0 0
MCDONALDS CORP CS 580135101   273,642 917 SH   SOLE   917 0 0
MICROSOFT CORP CS 594918104   893,693 2,624 SH   SOLE   2,624 0 0
NOVARTIS A G SPONSORED ADR ADR 66987V109   254,621 2,523 SH   SOLE   2,523 0 0
NOVO-NORDISK A S ADR ADR 670100205   462,711 2,859 SH   SOLE   2,859 0 0
NVIDIA CORP CS 67066G104   240,275 568 SH   SOLE   568 0 0
PROCTER AND GAMBLE CO CS 742718109   387,058 2,551 SH   SOLE   2,551 0 0
PROSHARES TR BITCOIN STRATE ETF 74347G440   895,440 52,735 SH   SOLE   52,735 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   383,238 10,750 SH   SOLE   10,750 0 0
SCHWAB STRATEGIC TR US DIVIDEN ETF 808524797   5,162,206 71,085 SH   SOLE   71,085 0 0
SELECT SECTOR SPDR TR SBI INT- ETF 81369Y506   2,626,986 32,364 SH   SOLE   32,364 0 0
SILICON LABORATORIES INC CS 826919102   208,690 1,323 SH   SOLE   1,323 0 0
SPDR SER TR SPDR BLOOMBERG ETF 78468R663   3,775,638 41,120 SH   SOLE   41,120 0 0
SPDR TR UNIT SER 1 ETF 78462F103   1,430,908 3,228 SH   SOLE   3,228 0 0
SSGA ACTIVE ETF TR BLKSTN GSOS ETF 78467V608   7,421,985 177,263 SH   SOLE   177,263 0 0
TAIWAN SEMICONDUCTOR MFG LTD ADR 874039100   300,843 2,981 SH   SOLE   2,981 0 0
TETRA TECH INC NEW CS 88162G103   237,951 1,453 SH   SOLE   1,453 0 0
THERMO FISHER SCIENTIFIC INC C CS 883556102   200,874 385 SH   SOLE   385 0 0
UNILEVER PLC SPON ADR ADR 904767704   280,407 5,379 SH   SOLE   5,379 0 0
UNITEDHEALTH GROUP INC CS 91324P102   233,110 485 SH   SOLE   485 0 0
VIAVI SOLUTIONS INC CS 925550105   120,359 10,623 SH   SOLE   10,623 0 0
VIRTUS ETF TR II NEWFLEET ABS ETF 92790A603   4,276,701 183,392 SH   SOLE   183,392 0 0
VISA INC CS 92826C839   520,556 2,192 SH   SOLE   2,192 0 0
VictoryShares US Eq Income Enh ETF 92647N824   4,401,216 76,410 SH   SOLE   76,410 0 0
WORLD GOLD TR SPDR GLD MINIS ETF 98149E303   3,503,328 91,975 SH   SOLE   91,975 0 0