Segment Information (Tables)

6 Months Ended

Jun. 30, 2023

Segment Information

Schedule of business segment financial information

	Multi-family
	Mortgage		Mortgage
	Banking		Warehousing		Banking		Other		Total
Three Months Ended June 30, 2023	(In thousands)
Interest income	$	1,248	$	64,267	$	191,406	$	1,148	$	258,069
Interest expense		13		42,984		111,311		(1,856)		152,452
Net interest income		1,235		21,283		80,095		3,004		105,617
Provision for credit losses		—		2,320		20,283		—		22,603
Net interest income after provision for credit losses		1,235		18,963		59,812		3,004		83,014
Noninterest income		30,325		2,872		(760)		(2,555)		29,882
Noninterest expense		19,962		3,617		12,118		8,623		44,320
Income (loss) before income taxes		11,598		18,218		46,934		(8,174)		68,576
Income taxes		356		(378)		4,284		(988)		3,274
Net income (loss)	$	11,242	$	18,596	$	42,650	$	(7,186)	$	65,302
Total assets	$	373,680	$	4,474,832	$	10,784,596	$	241,764	$	15,874,872

	Multi-family
	Mortgage		Mortgage
	Banking		Warehousing		Banking		Other		Total
Three Months Ended June 30, 2022	(In thousands)
Interest income	$	383	$	23,247	$	63,578	$	2,062	$	89,270
Interest expense		—		5,576		12,036		(373)		17,239
Net interest income		383		17,671		51,542		2,435		72,031
Provision for credit losses		1,153		834		4,225		—		6,212
Net interest income after provision for credit losses		(770)		16,837		47,317		2,435		65,819
Noninterest income		49,430		1,350		(10,252)		(1,357)		39,171
Noninterest expense		21,959		2,441		2,634		5,923		32,957
Income (loss) before income taxes		26,701		15,746		34,431		(4,845)		72,033
Income taxes		7,145		3,878		8,499		(1,424)		18,098
Net income (loss)	$	19,556	$	11,868	$	25,932	$	(3,421)	$	53,935
Total assets	$	330,676	$	2,836,998	$	7,835,152	$	83,229	$	11,086,055

	Multi-family
	Mortgage		Mortgage
	Banking		Warehousing		Banking		Other		Total
	(In thousands)
Six Months Ended June 30, 2023
Interest income	$	2,354	$	106,585		358,132	$	2,292	$	469,363
Interest expense		13		70,778		195,837		(3,575)		263,053
Net interest income		2,341		35,807		162,295		5,867		206,310
Provision for credit losses		—		3,684		25,786		—		29,470
Net interest income after provision for credit losses		2,341		32,123		136,509		5,867		176,840
Noninterest income		46,922		3,905		(1,949)		(4,732)		44,146
Noninterest expense		34,593		6,372		22,288		15,839		79,092
Income (loss) before income taxes		14,670		29,656		112,272		(14,704)		141,894
Income taxes		1,462		2,419		20,315		(2,559)		21,637
Net income (loss)	$	13,208	$	27,237	$	91,957	$	(12,145)	$	120,257
Total assets	$	373,680	$	4,474,832	$	10,784,596	$	241,764	$	15,874,872

	Multi-family
	Mortgage		Mortgage
	Banking		Warehousing		Banking		Other			Total
	(In thousands)
Six Months Ended June 30, 2022
Interest income	$	640	$	43,576	$	117,303	$	3,763	$	165,282
Interest expense		—		7,597		20,553		(624)		27,526
Net interest income		640		35,979		96,750		4,387		137,756
Provision for credit losses		1,153		627		6,883		—		8,663
Net interest income after provision for credit losses		(513)		35,352		89,867		4,387		129,093
Noninterest income		81,616		3,210		(8,063)		(2,995)		73,768
Noninterest expense		38,490		5,367		9,208		10,925		63,990
Income (loss) before income taxes		42,613		33,195		72,596		(9,533)		138,871
Income taxes		11,565		8,168		17,900		(2,839)		34,794
Net income (loss)	$	31,048	$	25,027	$	54,696	$	(6,694)	$	104,077
Total assets	$	330,676	$	2,836,998	$	7,835,152	$	83,229	$	11,086,055