Segment Information (Tables)

9 Months Ended

Sep. 30, 2022

Segment Information

Schedule of business segment financial information

	Multi-family
	Mortgage		Mortgage
	Banking		Warehousing		Banking		Other		Total
	(In thousands)
Three Months Ended September 30, 2022
Interest income	$	589	$	31,240	$	99,982	$	2,301	$	134,112
Interest expense		—		15,089		34,513		(875)		48,727
Net interest income		589		16,151		65,469		3,176		85,385
Provision for credit losses		—		222		2,003		—		2,225
Net interest income after provision for credit losses		589		15,929		63,466		3,176		83,160
Noninterest income		39,421		1,106		(8,317)		(3,024)		29,186
Noninterest expense		21,741		2,332		3,752		7,126		34,951
Income (loss) before income taxes		18,269		14,703		51,397		(6,974)		77,395
Income taxes		4,903		2,902		12,053		(951)		18,907
Net income (loss)	$	13,366	$	11,801	$	39,344	$	(6,023)	$	58,488
Total assets	$	343,443	$	2,735,278	$	8,760,416	$	139,585	$	11,978,722

	Multi-family
	Mortgage		Mortgage
	Banking		Warehousing		Banking		Other		Total
	(In thousands)
Three Months Ended September 30, 2021
Interest income	$	272	$	33,153	$	42,561	$	1,328	$	77,314
Interest expense		—		2,334		6,904		(805)		8,433
Net interest income		272		30,819		35,657		2,133		68,881
Provision for credit losses		—		(585)		1,664		—		1,079
Net interest income after provision for credit losses		272		31,404		33,993		2,133		67,802
Noninterest income		35,022		2,734		3,803		(1,288)		40,271
Noninterest expense		15,569		2,971		6,304		4,628		29,472
Income (loss) before income taxes		19,725		31,167		31,492		(3,783)		78,601
Income taxes		5,277		7,950		8,029		(1,158)		20,098
Net income (loss)	$	14,448	$	23,217	$	23,463	$	(2,625)	$	58,503
Total assets	$	280,927	$	4,685,037	$	5,950,316	$	35,753	$	10,952,033

	Multi-family
	Mortgage		Mortgage
	Banking		Warehousing		Banking		Other		Total
	(In thousands)
Nine Months Ended September 30, 2022
Interest income	$	1,229	$	74,816		217,285	$	6,064	$	299,394
Interest expense		—		22,686		55,066		(1,499)		76,253
Net interest income		1,229		52,130		162,219		7,563		223,141
Provision for credit losses		1,153		849		8,886		—		10,888
Net interest income after provision for credit losses		76		51,281		153,333		7,563		212,253
Noninterest income		121,037		4,316		(16,380)		(6,019)		102,954
Noninterest expense		60,231		7,699		12,960		18,051		98,941
Income (loss) before income taxes		60,882		47,898		123,993		(16,507)		216,266
Income taxes		16,468		11,070		29,953		(3,790)		53,701
Net income	$	44,414	$	36,828	$	94,040	$	(12,717)	$	162,565
Total assets	$	343,443	$	2,735,278	$	8,760,416	$	139,585	$	11,978,722

	Multi-family
	Mortgage		Mortgage
	Banking		Warehousing		Banking		Other			Total
	(In thousands)
Nine Months Ended September 30, 2021
Interest income	$	683	$	101,675	$	123,084	$	3,859	$	229,301
Interest expense		—		5,657		20,559		(2,166)		24,050
Net interest income		683		96,018		102,525		6,025		205,251
Provision for credit losses		—		(1,709)		4,136		—		2,427
Net interest income after provision for credit losses		683		97,727		98,389		6,025		202,824
Noninterest income		96,828		9,930		14,094		(3,790)		117,062
Noninterest expense		45,639		8,570		20,925		12,605		87,739
Income (loss) before income taxes		51,872		99,087		91,558		(10,370)		232,147
Income taxes		14,492		25,239		23,329		(2,816)		60,244
Net income	$	37,380	$	73,848	$	68,229	$	(7,554)	$	171,903
Total assets	$	280,927	$	4,685,037	$	5,950,316	$	35,753	$	10,952,033