The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Advanced Micro Devices Equities 007903107   2,912,993 28,331 SH   SOLE   0 0 28,331
Amazon.com Inc Equities 023135106   1,606,291 12,636 SH   SOLE   0 0 12,636
Apple Inc Equities 037833100   9,917,906 57,928 SH   SOLE   0 0 57,928
AT&T Inc Equities 00206R102   426,289 28,381 SH   SOLE   0 0 28,381
Berkshire Hathaway Inc B Equities 084670702   3,734,899 10,662 SH   SOLE   0 0 10,662
BlackRock Ultra Short Term Bond ETF ETF 46434V878   37,353,591 741,437 SH   SOLE   0 0 741,437
Charles Schwab Corp Equities 808513105   581,271 10,588 SH   SOLE   0 0 10,588
Chevron Corp Equities 166764100   1,911,254 11,335 SH   SOLE   0 0 11,335
Cisco Systems Inc Equities 17275R102   960,838 17,873 SH   SOLE   0 0 17,873
Consumer Staples SPDR ETF ETF 81369Y308   18,055,044 262,390 SH   SOLE   0 0 262,390
Extreme Networks Inc Equities 30226D106   4,891,243 202,034 SH   SOLE   0 0 202,034
Exxon Mobil Corp Equities 30231G102   2,047,144 17,411 SH   SOLE   0 0 17,411
Intel Corp Equities 458140100   714,349 20,094 SH   SOLE   0 0 20,094
iShares Core S&P Small Cap ETF ETF 464287804   13,739,644 145,655 SH   SOLE   0 0 145,655
iShares Floating Rate ETF ETF 46429B655   15,172,330 298,140 SH   SOLE   0 0 298,140
iShares MSCI EAFE Index ETF 464287465   2,040,115 29,601 SH   SOLE   0 0 29,601
Kraft Heinz Co Equities 500754106   371,127 11,032 SH   SOLE   0 0 11,032
Lumentum Holdings Inc Equities 55024U109   930,256 20,590 SH   SOLE   0 0 20,590
Microsoft Corp Equities 594918104   5,404,521 17,116 SH   SOLE   0 0 17,116
Pfizer Inc Equities 717081103   831,584 25,070 SH   SOLE   0 0 25,070
PG&E Corp Equities 69331C108   211,287 13,099 SH   SOLE   0 0 13,099
PS Interest Rate Hedged ETF ETF 74347B607   59,816,454 807,786 SH   SOLE   0 0 807,786
Schwab Fundamental Intl Large Co ETF ETF 808524755   24,953,312 787,916 SH   SOLE   0 0 787,916
Schwab US Dividend Equity ETF ETF 808524797   18,541,535 262,034 SH   SOLE   0 0 262,034
Schwab US Large Cap ETF ETF 808524201   1,390,428 27,479 SH   SOLE   0 0 27,479
Schwab US Mid Cap ETF ETF 808524508   5,447,158 80,484 SH   SOLE   0 0 80,484
Schwab US Small Cap ETF ETF 808524607   429,907 10,379 SH   SOLE   0 0 10,379
Uber Technologies Inc Equities 90353T100   1,692,754 36,807 SH   SOLE   0 0 36,807
VanEck IG Floating Rate ETF ETF 92189F486   25,457,948 1,006,641 SH   SOLE   0 0 1,006,641
Vanguard Dividend Appreciation ETF ETF 921908844   18,177,276 116,986 SH   SOLE   0 0 116,986
Vanguard Health Care ETF ETF 92204A504   23,838,567 101,398 SH   SOLE   0 0 101,398
Vanguard High Dividend Yield ETF ETF 921946406   1,053,065 10,192 SH   SOLE   0 0 10,192
Vanguard Intermediate Term Corporate ETF ETF 92206C870   55,299,746 727,820 SH   SOLE   0 0 727,820
Vanguard International Dividend ETF ETF 921946810   30,615,071 429,203 SH   SOLE   0 0 429,203
Vanguard Intl High Dividend ETF ETF 921946794   17,410,523 281,314 SH   SOLE   0 0 281,314
Vanguard Mega Cap Blend ETF ETF 921910873   6,975,540 45,931 SH   SOLE   0 0 45,931
Vanguard Mega Cap Value ETF ETF 921910840   16,935,385 167,016 SH   SOLE   0 0 167,016
Vanguard Mid Cap Value ETF ETF 922908512   18,196,054 138,944 SH   SOLE   0 0 138,944
Vanguard Small Cap Value Index ETF ETF 922908611   11,194,594 70,190 SH   SOLE   0 0 70,190
Verizon Communications Inc Equities 92343V104   449,206 13,860 SH   SOLE   0 0 13,860
Wells Fargo & Co Equities 949746101   435,894 10,668 SH   SOLE   0 0 10,668
Workday Inc Equities 98138H101   4,385,518 20,412 SH   SOLE   0 0 20,412