The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Advanced Micro Devices Equities 007903107 1,789 28,233 SH   SOLE   0 0 28,233
Amazon.com Inc. Equities 023135106 1,459 12,909 SH   SOLE   0 0 12,909
Apple Inc Equities 037833100 8,349 60,414 SH   SOLE   0 0 60,414
AT&T Inc Equities 00206R102 419 27,331 SH   SOLE   0 0 27,331
BlackRock Ultra Short Term Bond ETF ETF 46434V878 47,450 948,808 SH   SOLE   0 0 948,808
Box Inc Equities 10316T104 353 14,492 SH   SOLE   0 0 14,492
Charles Schwab Corp Equities 808513105 754 10,493 SH   SOLE   0 0 10,493
Chevron Corp Equities 166764100 1,743 12,134 SH   SOLE   0 0 12,134
Cisco Systems Inc Equities 17275R102 760 18,991 SH   SOLE   0 0 18,991
Consumer Staples SPDR ETF ETF 81369Y308 16,485 247,046 SH   SOLE   0 0 247,046
Extreme Networks Inc Equities 30226D106 2,354 180,143 SH   SOLE   0 0 180,143
Exxon Mobil Corp Equities 30231G102 1,212 13,887 SH   SOLE   0 0 13,887
Financial Select Sector SPDR ETF 81369Y605 16,730 551,044 SH   SOLE   0 0 551,044
Intel Corp Equities 458140100 508 19,726 SH   SOLE   0 0 19,726
iShares Core MSCI Pacific ETF ETF 46434V696 1,756 36,625 SH   SOLE   0 0 36,625
iShares Core S&P Small Cap ETF ETF 464287804 14,837 170,171 SH   SOLE   0 0 170,171
iShares Floating Rate ETF ETF 46429B655 35,790 711,955 SH   SOLE   0 0 711,955
iShares Interest Rate Hedged Corp Bd ETF ETF 46431W705 22,403 252,454 SH   SOLE   0 0 252,454
iShares MSCI EAFE Index ETF 464287465 1,594 28,451 SH   SOLE   0 0 28,451
iShares Russell 2000 ETF ETF 464287655 2,470 14,974 SH   SOLE   0 0 14,974
Merck & Co Inc Equities 58933Y105 1,228 14,258 SH   SOLE   0 0 14,258
Microsoft Corp Equities 594918104 3,907 16,776 SH   SOLE   0 0 16,776
Pfizer Inc Equities 717081103 1,050 23,987 SH   SOLE   0 0 23,987
PS Interest Rate Hedged ETF ETF 74347B607 46,338 679,247 SH   SOLE   0 0 679,247
Schwab US Dividend Equity ETF ETF 808524797 19,220 289,334 SH   SOLE   0 0 289,334
Schwab US Large Cap ETF ETF 808524201 1,357 32,031 SH   SOLE   0 0 32,031
Schwab US Mid Cap ETF ETF 808524508 6,221 102,774 SH   SOLE   0 0 102,774
Schwab US Small Cap ETF ETF 808524607 459 12,148 SH   SOLE   0 0 12,148
Uber Technologies Inc Equities 90353T100 975 36,807 SH   SOLE   0 0 36,807
VanEck IG Floating Rate ETF ETF 92189F486 26,459 1,065,157 SH   SOLE   0 0 1,065,157
Vanguard Dividend Appreciation ETF ETF 921908844 17,350 128,366 SH   SOLE   0 0 128,366
Vanguard Health Care ETF ETF 92204A504 23,748 106,162 SH   SOLE   0 0 106,162
Vanguard International Dividend ETF ETF 921946810 29,871 481,875 SH   SOLE   0 0 481,875
Vanguard Intl High Dividend ETF ETF 921946794 21,540 413,906 SH   SOLE   0 0 413,906
Vanguard Mega Cap Blend ETF ETF 921910873 6,292 50,409 SH   SOLE   0 0 50,409
Vanguard Mega Cap Value ETF ETF 921910840 13,801 153,502 SH   SOLE   0 0 153,502
Vanguard Mid Cap Value ETF ETF 922908512 16,405 134,718 SH   SOLE   0 0 134,718
Vanguard Pacific Index ETF ETF 922042866 12,324 214,550 SH   SOLE   0 0 214,550
Vanguard Small Cap Value Index ETF ETF 922908611 7,714 53,796 SH   SOLE   0 0 53,796
Vanguard Ultra-Short Bond ETF ETF 92203C303 972 19,865 SH   SOLE   0 0 19,865
Verizon Communications Inc Equities 92343V104 529 13,943 SH   SOLE   0 0 13,943