The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Gugg. Corp. Bullet 2018 COM 18383M530 55,843 2,627,902 SH   SOLE   0 0 2,627,902
Gugg. Corp. Bullet 2019 COM 18383M522 49,170 2,312,790 SH   SOLE   0 0 2,312,790
Gugg. HY Bullet 2018 COM 18383M381 49,463 1,948,114 SH   SOLE   0 0 1,948,114
Gugg. HY Bullet 2019 COM 18383M373 41,426 1,679,874 SH   SOLE   0 0 1,679,874
Gugg. HY Bullet 2017 COM 18383M399 21,544 837,652 SH   SOLE   0 0 837,652
iShares Core MSCI EAFE COM 46432F842 32,683 536,755 SH   SOLE   0 0 536,755
Schwab US Dividend Equity ETF COM 808524797 8,830 195,796 SH   SOLE   0 0 195,796
Vanguard Mega Cap Value ETF COM 921910840 13,068 188,403 SH   SOLE   0 0 188,403
Vanguard Total International S COM 921909768 9,594 184,598 SH   SOLE   0 0 184,598
iShares S&P 600 Index COM 78464A813 11,834 168,789 SH   SOLE   0 0 168,789
Vanguard Pacific Stock ETF COM 922042866 8,426 128,055 SH   SOLE   0 0 128,055
WT Intl. Small Cap Dividend ET COM 97717W760 8,386 120,609 SH   SOLE   0 0 120,609
Vanguard Mid Cap Value ETF COM 922908512 11,881 115,490 SH   SOLE   0 0 115,490
Vanguard Mega Cap Blend ETF COM 921910873 5,981 72,159 SH   SOLE   0 0 72,159
General Electric COM 369604103 1,575 58,325 SH   SOLE   0 0 58,325
AT&T COM 00206R102 1,449 38,408 SH   SOLE   0 0 38,408
Vanguard Short Term Corp Bond COM 92206C409 2,834 35,410 SH   SOLE   0 0 35,410
Schwab International Equity ET COM 808524805 1,055 33,189 SH   SOLE   0 0 33,189
Extreme Networks Inc COM 30226D106 292 31,662 SH   SOLE   0 0 31,662
Schwab US Mid-Cap ETF COM 808524508 1,473 30,582 SH   SOLE   0 0 30,582
Apple, Inc. COM 037833100 3,681 25,559 SH   SOLE   0 0 25,559
Pfizer Incorporated COM 717081103 822 24,465 SH   SOLE   0 0 24,465
Schwab US Large-Cap ETF COM 808524201 1,290 22,322 SH   SOLE   0 0 22,322
Bank of America Corporation COM 060505104 501 20,640 SH   SOLE   0 0 20,640
Exxon Mobil Corporation COM 30231G102 1,664 20,614 SH   SOLE   0 0 20,614
Intel Corp COM 458140AD2 645 19,105 SH   SOLE   0 0 19,105
Cisco Systems COM 17275R102 593 18,931 SH   SOLE   0 0 18,931
Chevron Corp COM 166764100 1,914 18,347 SH   SOLE   0 0 18,347
United States Oil ETF COM 91232N108 162 17,050 SH   SOLE   0 0 17,050
iShares Russell 2000 COM 464287655 2,270 16,109 SH   SOLE   0 0 16,109
Microsoft Corp COM 594918104 1,036 15,025 SH   SOLE   0 0 15,025
SPDR S&P MidCap 400 ETF COM 78467Y107 4,709 14,825 SH   SOLE   0 0 14,825
Berkshire Hathaway Cl B COM 084670702 2,062 12,175 SH   SOLE   0 0 12,175
Verizon Communications COM 92343V104 542 12,128 SH   SOLE   0 0 12,128
Ford Motor COM 345370860 122 10,885 SH   SOLE   0 0 10,885
iShares S&P 500 Index COM 464287200 2,644 10,861 SH   SOLE   0 0 10,861
Johnson & Johnson COM 478160104 1,370 10,355 SH   SOLE   0 0 10,355
Charles Schwab Corp COM 808513105 413 9,607 SH   SOLE   0 0 9,607
Merck & Co Inc COM 58933Y105 609 9,506 SH   SOLE   0 0 9,506
Pimco Enhanced Short Maturity COM 72201R833 809 7,957 SH   SOLE   0 0 7,957
Procter & Gamble Co COM 742718109 685 7,859 SH   SOLE   0 0 7,859
Bank of NY Mellon Corp COM 064058100 393 7,706 SH   SOLE   0 0 7,706
United Technologies Corp. COM 913017109 814 6,670 SH   SOLE   0 0 6,670
Xilinx Inc COM 983919101 427 6,640 SH   SOLE   0 0 6,640
Coca Cola Company COM 191216100 248 5,540 SH   SOLE   0 0 5,540
Facebook Inc Class A COM 30303M102 832 5,512 SH   SOLE   0 0 5,512
Schwab ST US Treasury ETF COM 808524862 262 5,196 SH   SOLE   0 0 5,196
Northrop Grumman Corp COM 666807102 1,313 5,116 SH   SOLE   0 0 5,116
Honeywell International COM 438516106 562 4,213 SH   SOLE   0 0 4,213
Altria COM 02209S103 313 4,199 SH   SOLE   0 0 4,199
Bank of Marin COM 063425102 258 4,190 SH   SOLE   0 0 4,190
Vanguard Div Appreciation COM 921908844 384 4,147 SH   SOLE   0 0 4,147
Pepsico Incorporated COM 713448108 458 3,965 SH   SOLE   0 0 3,965
Qualcomm Inc COM 747525103 217 3,928 SH   SOLE   0 0 3,928
Vanguard Financials ETF COM 92204A405 233 3,720 SH   SOLE   0 0 3,720
McDonalds Corp COM 580135101 553 3,611 SH   SOLE   0 0 3,611
Phillips 66 COM 718546104 297 3,590 SH   SOLE   0 0 3,590
Vanguard S&P 500 Index ETF COM 922908363 790 3,557 SH   SOLE   0 0 3,557
McKesson Inc. COM 58155Q103 520 3,158 SH   SOLE   0 0 3,158
SPDR S&P Dividend ETF COM 78464A763 266 2,996 SH   SOLE   0 0 2,996
American Express Co COM 025816109 215 2,558 SH   SOLE   0 0 2,558
International Business Machine COM 459200101 386 2,508 SH   SOLE   0 0 2,508
Vanguard Total Stock Market ET COM 922908769 309 2,479 SH   SOLE   0 0 2,479
Walt Disney Co COM 254687106 254 2,390 SH   SOLE   0 0 2,390
Amgen COM 031162100 368 2,136 SH   SOLE   0 0 2,136
Union Pacific Corp COM 907818108 206 1,895 SH   SOLE   0 0 1,895
3M Company COM 88579Y101 378 1,816 SH   SOLE   0 0 1,816
Boeing Co COM 097023105 331 1,674 SH   SOLE   0 0 1,674
Clorox Company COM 189054109 216 1,623 SH   SOLE   0 0 1,623
Home Depot COM 437076102 227 1,480 SH   SOLE   0 0 1,480
1/100 Berkshire Htwy Cla COM 084990175 3,056 1,200 SH   SOLE   0 0 1,200
Amazon.com Inc. COM 023135106 612 632 SH   SOLE   0 0 632
Alphabet Inc Class A COM 02079K305 336 361 SH   SOLE   0 0 361
Alphabet Inc Class C COM 02079K107 248 273 SH   SOLE   0 0 273