The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 214 1,574 SH   SOLE   0 0 1,574
Amazon.com Inc. COM 23135106 269 799 SH   SOLE   0 0 799
Amgen COM 31162100 253 2,051 SH   SOLE   0 0 2,051
Apple Computer COM 37833100 2,390 4,453 SH   SOLE   0 0 4,453
AT&T COM 00206R102 735 20,954 SH   SOLE   0 0 20,954
Berkshire Hathaway Cl B COM 84670702 2,320 18,564 SH   SOLE   0 0 18,564
Boeing Co COM 97023105 221 1,765 SH   SOLE   0 0 1,765
Chevron Corp COM 166764100 1,337 11,242 SH   SOLE   0 0 11,242
Cisco Systems COM 17275R102 470 20,952 SH   SOLE   0 0 20,952
Exxon Mobil Corporation COM 30231G102 1,828 18,713 SH   SOLE   0 0 18,713
General Electric COM 369604103 1,102 42,567 SH   SOLE   0 0 42,567
Gugg. Corp. Bullet 2016 COM 18383M555 18,972 848,093 SH   SOLE   0 0 848,093
Gugg. Corp. Bullet 2017 COM 18383M548 26,244 1,150,554 SH   SOLE   0 0 1,150,554
Gugg. HY Bullet 2016 COM 18383M415 11,830 433,347 SH   SOLE   0 0 433,347
Intel Corp COM 458140AD2 311 12,041 SH   SOLE   0 0 12,041
International Business Machine COM 459200101 254 1,321 SH   SOLE   0 0 1,321
iShares Barclays 1-3 Year Trea COM 464287457 5,878 69,600 SH   SOLE   0 0 69,600
iShares Emerging Markets Minim COM 464286533 201 3,517 SH   SOLE   0 0 3,517
iShares Floating Rate ETF COM 46429B655 1,642 32,379 SH   SOLE   0 0 32,379
iShares Russell 2000 COM 464287655 2,077 17,856 SH   SOLE   0 0 17,856
iShares S&P 500 Index COM 464287200 889 4,727 SH   SOLE   0 0 4,727
iShares S&P 600 Index COM 78464A813 2,628 23,858 SH   SOLE   0 0 23,858
Johnson & Johnson COM 478160104 812 8,266 SH   SOLE   0 0 8,266
McDonalds Corp COM 580135101 381 3,884 SH   SOLE   0 0 3,884
McKesson Inc. COM 58155Q103 539 3,050 SH   SOLE   0 0 3,050
Merck & Co Inc COM 58933Y105 330 5,812 SH   SOLE   0 0 5,812
Microsoft Corp COM 594918104 779 19,014 SH   SOLE   0 0 19,014
Northrop Grumman Corp COM 666807102 976 7,914 SH   SOLE   0 0 7,914
Pepsico Incorporated COM 713448108 372 4,458 SH   SOLE   0 0 4,458
Pfizer Incorporated COM 717081103 434 13,498 SH   SOLE   0 0 13,498
Pimco Enhanced Short Maturity COM 72201R833 7,053 69,579 SH   SOLE   0 0 69,579
Pimco High Yield Short COM 72201R783 14,473 135,758 SH   SOLE   0 0 135,758
Procter & Gamble Co COM 742718109 591 7,331 SH   SOLE   0 0 7,331
Qualcomm Inc COM 747525103 307 3,893 SH   SOLE   0 0 3,893
Salesforce Com COM 79466L302 206 3,600 SH   SOLE   0 0 3,600
SPDR S&P Dividend ETF COM 78464A763 234 3,177 SH   SOLE   0 0 3,177
SPDR S&P MidCap 400 ETF COM 78467Y107 1,475 5,886 SH   SOLE   0 0 5,886
Sprott Physical Gold Tr COM 85207H104 115 10,768 SH   SOLE   0 0 10,768
Stryker Corp COM 863667101 220 2,705 SH   SOLE   0 0 2,705
Teva Pharmaceutical ADR COM 881624209 283 5,351 SH   SOLE   0 0 5,351
Union Pacific Corp COM 907818108 221 1,176 SH   SOLE   0 0 1,176
United Technologies Corp. COM 913017109 965 8,262 SH   SOLE   0 0 8,262
Vanguard European COM 922042874 18,200 308,730 SH   SOLE   0 0 308,730
Vanguard Financials ETF COM 92204A405 246 5,394 SH   SOLE   0 0 5,394
Vanguard Short Term Corp Bond COM 92206C409 11,532 144,183 SH   SOLE   0 0 144,183
Verizon Communications COM 92343V104 311 6,537 SH   SOLE   0 0 6,537
Walgreen Company COM 931427108 244 3,698 SH   SOLE   0 0 3,698
Walt Disney Co COM 254687106 210 2,628 SH   SOLE   0 0 2,628