The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 302 10,418 SH   SOLE   0 0 10,418
AMAZON COM INC COM 023135106 3,593 2,070 SH   SOLE   0 0 2,070
AMGEN INC COM 031162100 781 4,037 SH   SOLE   0 0 4,037
BP PLC SPONSORED ADR 055622104 388 10,219 SH   SOLE   0 0 10,219
AMERICAN FINL GROUP INC OHIO COM 025932104 343 3,178 SH   SOLE   0 0 3,178
AMERICAN EQTY INVT LIFE HLD COM 025676206 578 23,898 SH   SOLE   0 0 23,898
BOEING CO COM 097023105 4,763 12,518 SH   SOLE   0 0 12,518
FIDELITY COVINGTON TR MSCI CONSM DIS 316092204 20,479 447,632 SH   SOLE   0 0 447,632
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 780 27,165 SH   SOLE   0 0 27,165
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 215 3,625 SH   SOLE   0 0 3,625
PROCTER & GAMBLE CO COM 742718109 2,103 16,912 SH   SOLE   0 0 16,912
COOPER COS INC COM NEW 216648402 570 1,920 SH   SOLE   0 0 1,920
FIRST TR NASDAQ100 TECH INDE SHS 337345102 1,009 11,523 SH   SOLE   0 0 11,523
ADVISORSHARES TR NEWFLT MULSINC 00768Y727 495 10,211 SH   SOLE   0 0 10,211
ISHARES TR JPMORGAN USD EMG 464288281 221 1,947 SH   SOLE   0 0 1,947
BANK AMER CORP COM 060505104 312 10,705 SH   SOLE   0 0 10,705
ISHARES TR MBS ETF 464288588 4,415 40,765 SH   SOLE   0 0 40,765
ANTARES PHARMA INC COM 036642106 64 19,121 SH   SOLE   0 0 19,121
SERVICENOW INC COM 81762P102 207 814 SH   SOLE   0 0 814
ISHARES TR 20 YR TR BD ETF 464287432 14,105 98,579 SH   SOLE   0 0 98,579
ISHARES TR SELECT DIVID ETF 464287168 465 4,562 SH   SOLE   0 0 4,562
PEPSICO INC COM 713448108 2,041 14,888 SH   SOLE   0 0 14,888
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 887 17,909 SH   SOLE   0 0 17,909
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 5,610 86,105 SH   SOLE   0 0 86,105
AVANGRID INC COM 05351W103 226 4,319 SH   SOLE   0 0 4,319
WORLD GOLD TR SPDR GLD MINIS 98149E204 24,322 1,654,561 SH   SOLE   0 0 1,654,561
CITIGROUP INC COM NEW 172967424 225 3,252 SH   SOLE   0 0 3,252
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 11,146 150,578 SH   SOLE   0 0 150,578
ISHARES TR CORE MSCI TOTAL 46432F834 393 6,798 SH   SOLE   0 0 6,798
SPDR SERIES TRUST PORTFLI MORTGAGE 78464A383 757 28,828 SH   SOLE   0 0 28,828
XILINX INC COM 983919101 263 2,740 SH   SOLE   0 0 2,740
ISHARES TR MORTGE REL ETF 46435G342 2,189 51,968 SH   SOLE   0 0 51,968
ISHARES TR IBOXX INV CP ETF 464287242 101,764 798,272 SH   SOLE   0 0 798,272
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 346 4,097 SH   SOLE   0 0 4,097
ISHARES TR COHEN STEER REIT 464287564 2,775 23,122 SH   SOLE   0 0 23,122
ISHARES TR MSCI MIN VOL ETF 46429B697 4,346 67,801 SH   SOLE   0 0 67,801
RPM INTL INC COM 749685103 263 3,822 SH   SOLE   0 0 3,822
MICRON TECHNOLOGY INC COM 595112103 279 6,504 SH   SOLE   0 0 6,504
FIDELITY LOW DURTIN ETF 316188408 898 17,698 SH   SOLE   0 0 17,698
INVESCO EXCHANGE TRADED FD T DYNMC PHRMCTLS 46137V662 230 4,065 SH   SOLE   0 0 4,065
ALASKA AIR GROUP INC COM 011659109 346 5,329 SH   SOLE   0 0 5,329
KIMBERLY CLARK CORP COM 494368103 204 1,436 SH   SOLE   0 0 1,436
CENTURYLINK INC COM 156700106 510 40,856 SH   SOLE   0 0 40,856
NORTHERN LTS FD TR IV FRMLAFLIO TACT 66538H575 56,110 2,130,661 SH   SOLE   0 0 2,130,661
EXPEDITORS INTL WASH INC COM 302130109 327 4,395 SH   SOLE   0 0 4,395
FIRST AMERN FINL CORP COM 31847R102 393 6,667 SH   SOLE   0 0 6,667
NVIDIA CORP COM 67066G104 558 3,206 SH   SOLE   0 0 3,206
SOUTHERN CO COM 842587107 538 8,712 SH   SOLE   0 0 8,712
TYSON FOODS INC CL A 902494103 398 4,626 SH   SOLE   0 0 4,626
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 998 10,701 SH   SOLE   0 0 10,701
ISHARES TR S&P 500 GRWT ETF 464287309 18,998 105,529 SH   SOLE   0 0 105,529
DBX ETF TR XTRACK USD HIGH 233051432 58,558 1,169,282 SH   SOLE   0 0 1,169,282
DISNEY WALT CO COM DISNEY 254687106 2,612 20,043 SH   SOLE   0 0 20,043
ISHARES TR SHRT NAT MUN ETF 464288158 1,756 16,484 SH   SOLE   0 0 16,484
ISHARES TR US TREAS BD ETF 46429B267 20,940 795,426 SH   SOLE   0 0 795,426
ISHARES TR CALIF MUN BD ETF 464288356 4,846 79,073 SH   SOLE   0 0 79,073
ISHARES GOLD TRUST ISHARES 464285105 83,939 5,953,154 SH   SOLE   0 0 5,953,154
NORTHERN LTS FD TR IV FRMLAFOLIOS TATL 66538H666 232,667 9,302,969 SH   SOLE   0 0 9,302,969
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 23,969 652,392 SH   SOLE   0 0 652,392
ISHARES TR CORE MSCI EAFE 46432F842 42,378 693,931 SH   SOLE   0 0 693,931
ISHARES TR RUSSELL 2000 ETF 464287655 1,582 10,454 SH   SOLE   0 0 10,454
JP MORGAN EXCHANGE TRADED FD HIGH YLD RESRCH 46641Q878 30,366 591,593 SH   SOLE   0 0 591,593
PNC FINL SVCS GROUP INC COM 693475105 211 1,504 SH   SOLE   0 0 1,504
FIRSTENERGY CORP COM 337932107 276 5,721 SH   SOLE   0 0 5,721
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 370 1,051 SH   SOLE   0 0 1,051
JOHNSON & JOHNSON COM 478160104 2,551 19,715 SH   SOLE   0 0 19,715
VANGUARD WORLD FDS INF TECH ETF 92204A702 259 1,203 SH   SOLE   0 0 1,203
AMERICAN FIN TR INC COM CLASS A 02607T109 512 36,689 SH   SOLE   0 0 36,689
CISCO SYS INC COM 17275R102 927 18,769 SH   SOLE   0 0 18,769
VANGUARD GROUP DIV APP ETF 921908844 441 3,689 SH   SOLE   0 0 3,689
KANSAS CITY SOUTHERN COM NEW 485170302 233 1,751 SH   SOLE   0 0 1,751
AMERICAN ELEC PWR CO INC COM 025537101 212 2,262 SH   SOLE   0 0 2,262
UNILEVER PLC SPON ADR NEW 904767704 306 5,086 SH   SOLE   0 0 5,086
MERCK & CO INC COM 58933Y105 850 10,095 SH   SOLE   0 0 10,095
GABELLI EQUITY TR INC COM 362397101 203 33,956 SH   SOLE   0 0 33,956
ALTRIA GROUP INC COM 02209S103 930 22,749 SH   SOLE   0 0 22,749
TARGET CORP COM 87612E106 640 5,985 SH   SOLE   0 0 5,985
ALPHABET INC CAP STK CL A 02079K305 1,531 1,254 SH   SOLE   0 0 1,254
HUMANA INC COM 444859102 754 2,950 SH   SOLE   0 0 2,950
ONEOK INC NEW COM 682680103 752 10,206 SH   SOLE   0 0 10,206
MONSTER BEVERAGE CORP NEW COM 61174X109 602 10,376 SH   SOLE   0 0 10,376
GLOBAL PMTS INC COM 37940X102 409 2,574 SH   SOLE   0 0 2,574
FIRST TR EXCH TRADED FD III RIVRFRNT DYN DEV 33739P608 10,026 180,049 SH   SOLE   0 0 180,049
OMNICOM GROUP INC COM 681919106 339 4,327 SH   SOLE   0 0 4,327
EATON VANCE TAX MNGD GBL DV COM 27829F108 174 21,167 SH   SOLE   0 0 21,167
FIDELITY COVINGTON TR MSCI RL EST ETF 316092857 127,402 4,566,367 SH   SOLE   0 0 4,566,367
PLUG POWER INC COM NEW 72919P202 43 16,200 SH   SOLE   0 0 16,200
VERIZON COMMUNICATIONS INC COM 92343V104 2,254 37,344 SH   SOLE   0 0 37,344
BEST BUY INC COM 086516101 333 4,828 SH   SOLE   0 0 4,828
INSPERITY INC COM 45778Q107 312 3,164 SH   SOLE   0 0 3,164
FIDELITY COVINGTON TR MSCI COMMNTN SVC 316092873 20,352 615,469 SH   SOLE   0 0 615,469
FS KKR CAPITAL CORP COM 302635107 165 28,226 SH   SOLE   0 0 28,226
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 343 6,045 SH   SOLE   0 0 6,045
PACKAGING CORP AMER COM 695156109 337 3,173 SH   SOLE   0 0 3,173
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 973 5,401 SH   SOLE   0 0 5,401
ISHARES TR PFD AND INCM SEC 464288687 1,753 46,708 SH   SOLE   0 0 46,708
MICROSOFT CORP COM 594918104 3,993 28,718 SH   SOLE   0 0 28,718
DOMINION ENERGY INC COM 25746U109 1,013 12,502 SH   SOLE   0 0 12,502
SPDR INDEX SHS FDS LOW CARBON ETF 78463X194 610 6,624 SH   SOLE   0 0 6,624
IRON MTN INC NEW COM 46284V101 889 27,431 SH   SOLE   0 0 27,431
SEMPRA ENERGY COM 816851109 300 2,030 SH   SOLE   0 0 2,030
CLOROX CO DEL COM 189054109 348 2,294 SH   SOLE   0 0 2,294
COMCAST CORP NEW CL A 20030N101 576 12,768 SH   SOLE   0 0 12,768
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 13,300 448,703 SH   SOLE   0 0 448,703
ISHARES TR S&P MC 400GR ETF 464287606 8,975 40,092 SH   SOLE   0 0 40,092
PHILLIPS 66 COM 718546104 1,413 13,803 SH   SOLE   0 0 13,803
ISHARES TR TIPS BD ETF 464287176 6,357 54,666 SH   SOLE   0 0 54,666
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 918 31,265 SH   SOLE   0 0 31,265
INVESCO EXCHANGE TRADED FD T S&P500 EQL DIS 46137V381 7,041 67,389 SH   SOLE   0 0 67,389
INNOVATOR ETFS TR S&P 500 PWR 45782C656 676 27,149 SH   SOLE   0 0 27,149
FIDELITY COVINGTON TR MSCI FINLS IDX 316092501 276 6,789 SH   SOLE   0 0 6,789
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 17,017 502,112 SH   SOLE   0 0 502,112
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 944 23,996 SH   SOLE   0 0 23,996
AFLAC INC COM 001055102 590 11,275 SH   SOLE   0 0 11,275
EXCHANGE TRADED CONCEPTS TR YLD SHS HGH INC 301505301 2,183 122,662 SH   SOLE   0 0 122,662
INTERNATIONAL BUSINESS MACHS COM 459200101 472 3,247 SH   SOLE   0 0 3,247
ISHARES TR GLOBAL REIT ETF 46434V647 24,710 879,989 SH   SOLE   0 0 879,989
WELLS FARGO CO NEW COM 949746101 265 5,247 SH   SOLE   0 0 5,247
AUTOMATIC DATA PROCESSING IN COM 053015103 702 4,347 SH   SOLE   0 0 4,347
SIRIUS XM HLDGS INC COM 82968B103 386 61,730 SH   SOLE   0 0 61,730
ORACLE CORP COM 68389X105 308 5,589 SH   SOLE   0 0 5,589
METTLER TOLEDO INTERNATIONAL COM 592688105 539 766 SH   SOLE   0 0 766
INTUITIVE SURGICAL INC COM NEW 46120E602 497 921 SH   SOLE   0 0 921
IDEXX LABS INC COM 45168D104 660 2,425 SH   SOLE   0 0 2,425
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 991 6,331 SH   SOLE   0 0 6,331
ISHARES TR 1 3 YR TREAS BD 464287457 427 5,033 SH   SOLE   0 0 5,033
FIDELITY COVINGTON TR MSCI HLTH CARE I 316092600 35,928 828,407 SH   SOLE   0 0 828,407
MEDTRONIC PLC SHS G5960L103 293 2,695 SH   SOLE   0 0 2,695
CHIMERA INVT CORP COM NEW 16934Q208 250 12,788 SH   SOLE   0 0 12,788
HUNTINGTON BANCSHARES INC COM 446150104 503 35,271 SH   SOLE   0 0 35,271
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,116 4,093 SH   SOLE   0 0 4,093
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 10,504 96,595 SH   SOLE   0 0 96,595
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,143 98,649 SH   SOLE   0 0 98,649
NETFLIX INC COM 64110L106 624 2,331 SH   SOLE   0 0 2,331
LILLY ELI & CO COM 532457108 377 3,368 SH   SOLE   0 0 3,368
VISA INC COM CL A 92826C839 1,739 10,110 SH   SOLE   0 0 10,110
UNITED TECHNOLOGIES CORP COM 913017109 622 4,557 SH   SOLE   0 0 4,557
REAVES UTIL INCOME FD COM SH BEN INT 756158101 803 21,876 SH   SOLE   0 0 21,876
EXXON MOBIL CORP COM 30231G102 2,280 32,294 SH   SOLE   0 0 32,294
UNITED PARCEL SERVICE INC CL B 911312106 1,398 11,668 SH   SOLE   0 0 11,668
UNITEDHEALTH GROUP INC COM 91324P102 930 4,279 SH   SOLE   0 0 4,279
PPL CORP COM 69351T106 302 9,575 SH   SOLE   0 0 9,575
BERKSHIRE HATHAWAY INC DEL CL A 084670108 624 2 SH   SOLE   0 0 2
ISHARES TR CORE HIGH DV ETF 46429B663 6,670 70,834 SH   SOLE   0 0 70,834
SPDR SERIES TRUST PORTFOLIO CRPORT 78464A144 2,029 59,999 SH   SOLE   0 0 59,999
NETAPP INC COM 64110D104 297 5,656 SH   SOLE   0 0 5,656
RESONANT INC COM 76118L102 43 14,575 SH   SOLE   0 0 14,575
KOPIN CORP COM 500600101 28 41,827 SH   SOLE   0 0 41,827
SMUCKER J M CO COM NEW 832696405 347 3,151 SH   SOLE   0 0 3,151
WASTE MGMT INC DEL COM 94106L109 1,598 13,896 SH   SOLE   0 0 13,896
CELGENE CORP COM 151020104 279 2,812 SH   SOLE   0 0 2,812
ABBOTT LABS COM 002824100 1,227 14,660 SH   SOLE   0 0 14,660
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 789 15,049 SH   SOLE   0 0 15,049
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 473 5,634 SH   SOLE   0 0 5,634
PROSHARES TR PSHS ULT MCAP400 74347R404 22,546 564,359 SH   SOLE   0 0 564,359
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 7,179 50,573 SH   SOLE   0 0 50,573
AT&T INC COM 00206R102 2,644 69,881 SH   SOLE   0 0 69,881
ISHARES TR FLTG RATE NT ETF 46429B655 966 18,954 SH   SOLE   0 0 18,954
ISHARES TR MSCI EMG MKT ETF 464287234 5,206 127,373 SH   SOLE   0 0 127,373
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 7,792 200,365 SH   SOLE   0 0 200,365
ISHARES TR S&P 500 VAL ETF 464287408 5,439 45,655 SH   SOLE   0 0 45,655
AGILENT TECHNOLOGIES INC COM 00846U101 692 9,028 SH   SOLE   0 0 9,028
ALLSTATE CORP COM 020002101 545 5,017 SH   SOLE   0 0 5,017
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,016 9,691 SH   SOLE   0 0 9,691
SCHWAB STRATEGIC TR US TIPS ETF 808524870 422 7,435 SH   SOLE   0 0 7,435
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,876 12,667 SH   SOLE   0 0 12,667
PROSHARES TR S&P 500 DV ARIST 74348A467 230 3,214 SH   SOLE   0 0 3,214
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 7,590 221,414 SH   SOLE   0 0 221,414
CELANESE CORP DEL COM 150870103 322 2,632 SH   SOLE   0 0 2,632
UNION PACIFIC CORP COM 907818108 1,071 6,612 SH   SOLE   0 0 6,612
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,705 83,224 SH   SOLE   0 0 83,224
LOWES COS INC COM 548661107 1,037 9,430 SH   SOLE   0 0 9,430
KINDER MORGAN INC DEL COM 49456B101 922 44,750 SH   SOLE   0 0 44,750
NORFOLK SOUTHERN CORP COM 655844108 353 1,963 SH   SOLE   0 0 1,963
SOUTH JERSEY INDS INC COM 838518108 387 11,771 SH   SOLE   0 0 11,771
ISHARES TR CORE US AGGBD ET 464287226 43,445 383,890 SH   SOLE   0 0 383,890
LOCKHEED MARTIN CORP COM 539830109 2,779 7,125 SH   SOLE   0 0 7,125
INNOVATOR ETFS TR MSCI EAFE PWR 45782C722 432 18,700 SH   SOLE   0 0 18,700
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 608 11,326 SH   SOLE   0 0 11,326
THERMO FISHER SCIENTIFIC INC COM 883556102 1,425 4,894 SH   SOLE   0 0 4,894
DEERE & CO COM 244199105 859 5,091 SH   SOLE   0 0 5,091
VANGUARD WORLD FD MEGA GRWTH IND 921910816 403 3,038 SH   SOLE   0 0 3,038
SPDR SERIES TRUST BLOMBERG 1 10 YR 78468R861 3,008 153,733 SH   SOLE   0 0 153,733
INVESCO EXCHANGE TRADED FD T S&P 500A EQL 46137Y609 6,923 278,138 SH   SOLE   0 0 278,138
ISHARES TR CORE S&P SCP ETF 464287804 70,910 910,976 SH   SOLE   0 0 910,976
ANAVEX LIFE SCIENCES CORP COM NEW 032797300 44 13,936 SH   SOLE   0 0 13,936
ISHARES TR SP SMCP600VL ETF 464287879 3,270 21,774 SH   SOLE   0 0 21,774
VERTEX PHARMACEUTICALS INC COM 92532F100 608 3,586 SH   SOLE   0 0 3,586
ISHARES TR 3 7 YR TREAS BD 464288661 1,820 14,350 SH   SOLE   0 0 14,350
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 2,580 47,161 SH   SOLE   0 0 47,161
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,286 13,634 SH   SOLE   0 0 13,634
KROGER CO COM 501044101 522 20,257 SH   SOLE   0 0 20,257
INTL PAPER CO COM 460146103 519 12,413 SH   SOLE   0 0 12,413
ANTHEM INC COM 036752103 987 4,112 SH   SOLE   0 0 4,112
INTEL CORP COM 458140100 1,503 29,172 SH   SOLE   0 0 29,172
DUKE ENERGY CORP NEW COM NEW 26441C204 1,365 14,243 SH   SOLE   0 0 14,243
NOVO-NORDISK A S ADR 670100205 213 4,116 SH   SOLE   0 0 4,116
MOTOROLA SOLUTIONS INC COM NEW 620076307 228 1,338 SH   SOLE   0 0 1,338
VANGUARD WORLD FDS UTILITIES ETF 92204A876 671 4,673 SH   SOLE   0 0 4,673
TEXAS INSTRS INC COM 882508104 208 1,608 SH   SOLE   0 0 1,608
COCA COLA CO COM 191216100 784 14,398 SH   SOLE   0 0 14,398
PACER FDS TR TRENDP US MID CP 69374H204 468 16,025 SH   SOLE   0 0 16,025
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 209 3,370 SH   SOLE   0 0 3,370
ALEXION PHARMACEUTICALS INC COM 015351109 577 5,888 SH   SOLE   0 0 5,888
INNOVATOR ETFS TR S&P 500 PWR 45782C813 1,239 47,515 SH   SOLE   0 0 47,515
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 7,654 137,765 SH   SOLE   0 0 137,765
ENBRIDGE INC COM 29250N105 435 12,401 SH   SOLE   0 0 12,401
CONOCOPHILLIPS COM 20825C104 492 8,642 SH   SOLE   0 0 8,642
PACER FDS TR TRENDP 100 ETF 69374H303 1,140 31,725 SH   SOLE   0 0 31,725
ELDORADO RESORTS INC COM 28470R102 905 22,695 SH   SOLE   0 0 22,695
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,050 99,268 SH   SOLE   0 0 99,268
SALESFORCE COM INC COM 79466L302 1,098 7,396 SH   SOLE   0 0 7,396
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 16,890 563,007 SH   SOLE   0 0 563,007
SPDR GOLD TRUST GOLD SHS 78463V107 809 5,827 SH   SOLE   0 0 5,827
ISHARES TR CORE DIV GRWTH 46434V621 20,357 520,103 SH   SOLE   0 0 520,103
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 304 3,431 SH   SOLE   0 0 3,431
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 216 14,361 SH   SOLE   0 0 14,361
ABIOMED INC COM 003654100 303 1,705 SH   SOLE   0 0 1,705
ANNALY CAP MGMT INC COM 035710409 89 10,136 SH   SOLE   0 0 10,136
ISHARES TR 0-5YR HI YL CP 46434V407 13,355 287,260 SH   SOLE   0 0 287,260
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,993 16,824 SH   SOLE   0 0 16,824
NORTHERN LTS FD TR IV FORMULA FOLIOS 66538H674 60,906 2,346,165 SH   SOLE   0 0 2,346,165
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 993 31,080 SH   SOLE   0 0 31,080
MASTERCARD INC CL A 57636Q104 484 1,782 SH   SOLE   0 0 1,782
INVESCO EXCHNG TRADED FD TR FNDMNTL IG CRP 46138E693 24,917 951,394 SH   SOLE   0 0 951,394
ISHARES TR U.S. REAL ES ETF 464287739 5,822 62,237 SH   SOLE   0 0 62,237
ISHARES TR RUS 1000 VAL ETF 464287598 251 1,955 SH   SOLE   0 0 1,955
REALTY INCOME CORP COM 756109104 1,406 18,336 SH   SOLE   0 0 18,336
W P CAREY INC COM 92936U109 311 3,470 SH   SOLE   0 0 3,470
EMERSON ELEC CO COM 291011104 631 9,433 SH   SOLE   0 0 9,433
3M CO COM 88579Y101 913 5,554 SH   SOLE   0 0 5,554
ISHARES TR S&P SML 600 GWT 464287887 7,292 40,877 SH   SOLE   0 0 40,877
ISHARES TR S&P MC 400VL ETF 464287705 3,315 20,733 SH   SOLE   0 0 20,733
PRICE T ROWE GROUP INC COM 74144T108 317 2,771 SH   SOLE   0 0 2,771
FLEXSHARES TR HIG YLD VL ETF 33939L662 2,188 45,183 SH   SOLE   0 0 45,183
ISHARES INC CORE MSCI EMKT 46434G103 28,016 571,521 SH   SOLE   0 0 571,521
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,136 58,232 SH   SOLE   0 0 58,232
ABERDEEN STD PALLADIUM ETF T PHYSCL PALLADM 003262102 234 1,467 SH   SOLE   0 0 1,467
YUM BRANDS INC COM 988498101 281 2,475 SH   SOLE   0 0 2,475
SPDR SERIES TRUST AEROSPACE DEF 78464A631 862 8,071 SH   SOLE   0 0 8,071
ISHARES TR CONV BD ETF 46435G102 954 16,415 SH   SOLE   0 0 16,415
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,878 74,751 SH   SOLE   0 0 74,751
MCDONALDS CORP COM 580135101 4,032 18,781 SH   SOLE   0 0 18,781
NEXTERA ENERGY INC COM 65339F101 1,499 6,435 SH   SOLE   0 0 6,435
SYSCO CORP COM 871829107 608 7,661 SH   SOLE   0 0 7,661
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 2,668 13,616 SH   SOLE   0 0 13,616
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,090 34,287 SH   SOLE   0 0 34,287
FIDELITY COMWLTH TR NDQ CP IDX TRK 315912808 4,871 15,513 SH   SOLE   0 0 15,513
CATERPILLAR INC DEL COM 149123101 1,233 9,763 SH   SOLE   0 0 9,763
HONEYWELL INTL INC COM 438516106 1,530 9,040 SH   SOLE   0 0 9,040
CHEVRON CORP NEW COM 166764100 1,668 14,062 SH   SOLE   0 0 14,062
CENTERPOINT ENERGY INC COM 15189T107 304 10,082 SH   SOLE   0 0 10,082
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 1,388 7,761 SH   SOLE   0 0 7,761
ALPHABET INC CAP STK CL C 02079K107 544 446 SH   SOLE   0 0 446
ILLINOIS TOOL WKS INC COM 452308109 268 1,712 SH   SOLE   0 0 1,712
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 609 5,633 SH   SOLE   0 0 5,633
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 139 10,603 SH   SOLE   0 0 10,603
APPLIED MATLS INC COM 038222105 221 4,426 SH   SOLE   0 0 4,426
ISHARES TR MSCI ACWI ETF 464288257 12,614 171,039 SH   SOLE   0 0 171,039
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 7,070 136,331 SH   SOLE   0 0 136,331
MONDELEZ INTL INC CL A 609207105 289 5,232 SH   SOLE   0 0 5,232
ISHARES TR CORE INTL AGGR 46435G672 4,188 75,061 SH   SOLE   0 0 75,061
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 750 18,261 SH   SOLE   0 0 18,261
INVESCO QQQ TR UNIT SER 1 46090E103 2,987 15,820 SH   SOLE   0 0 15,820
L3HARRIS TECHNOLOGIES INC COM 502431109 691 3,313 SH   SOLE   0 0 3,313
ISHARES TR NATIONAL MUN ETF 464288414 5,122 44,891 SH   SOLE   0 0 44,891
GENERAL ELECTRIC CO COM 369604103 226 25,302 SH   SOLE   0 0 25,302
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,375 10,674 SH   SOLE   0 0 10,674
HALOZYME THERAPEUTICS INC COM 40637H109 935 60,310 SH   SOLE   0 0 60,310
NORTHROP GRUMMAN CORP COM 666807102 760 2,027 SH   SOLE   0 0 2,027
WELLTOWER INC COM 95040Q104 315 3,477 SH   SOLE   0 0 3,477
ENTERPRISE PRODS PARTNERS L COM 293792107 337 11,806 SH   SOLE   0 0 11,806
ISHARES TR IBOXX HI YD ETF 464288513 283,997 3,257,966 SH   SOLE   0 0 3,257,966
HASBRO INC COM 418056107 542 4,565 SH   SOLE   0 0 4,565
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 521 12,931 SH   SOLE   0 0 12,931
PROSHARES TR PSHS ULT S&P 500 74347R107 22,200 172,828 SH   SOLE   0 0 172,828
ISHARES TR CORE S&P TTL STK 464287150 524 7,818 SH   SOLE   0 0 7,818
ISHARES TR CORE S&P500 ETF 464287200 198,424 664,692 SH   SOLE   0 0 664,692
JPMORGAN CHASE & CO COM 46625H100 2,171 18,451 SH   SOLE   0 0 18,451
ADOBE INC COM 00724F101 639 2,312 SH   SOLE   0 0 2,312
PHILIP MORRIS INTL INC COM 718172109 1,019 13,423 SH   SOLE   0 0 13,423
GENTEX CORP COM 371901109 371 13,458 SH   SOLE   0 0 13,458
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,621 66,274 SH   SOLE   0 0 66,274
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 6,326 154,184 SH   SOLE   0 0 154,184
SCHWAB STRATEGIC TR US REIT ETF 808524847 3,426 72,640 SH   SOLE   0 0 72,640
SPDR SERIES TRUST PORTFLI TIPS ETF 78464A656 991 34,750 SH   SOLE   0 0 34,750
FORD MTR CO DEL COM 345370860 356 38,886 SH   SOLE   0 0 38,886
ABBVIE INC COM 00287Y109 1,771 23,394 SH   SOLE   0 0 23,394
CVS HEALTH CORP COM 126650100 283 4,493 SH   SOLE   0 0 4,493
FACEBOOK INC CL A 30303M102 838 4,705 SH   SOLE   0 0 4,705
INNOVATOR ETFS TR S&P 500 PWRETF 45782C797 1,355 54,448 SH   SOLE   0 0 54,448
ISHARES TR NASDAQ BIOTECH 464287556 471 4,732 SH   SOLE   0 0 4,732
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,763 51,412 SH   SOLE   0 0 51,412
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 37,435 1,074,177 SH   SOLE   0 0 1,074,177
GALLAGHER ARTHUR J & CO COM 363576109 374 4,181 SH   SOLE   0 0 4,181
HORMEL FOODS CORP COM 440452100 294 6,724 SH   SOLE   0 0 6,724
INNOVATOR ETFS TR MSCI EMGR MKT 45782C714 481 19,400 SH   SOLE   0 0 19,400
PROSHARES TR PSHS ULTRUSS2000 74347R842 22,219 344,643 SH   SOLE   0 0 344,643
PFIZER INC COM 717081103 1,436 39,976 SH   SOLE   0 0 39,976
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,101 86,008 SH   SOLE   0 0 86,008
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,075 13,343 SH   SOLE   0 0 13,343
GENERAL DYNAMICS CORP COM 369550108 432 2,367 SH   SOLE   0 0 2,367
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,316 7,868 SH   SOLE   0 0 7,868
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 4,153 62,296 SH   SOLE   0 0 62,296
ISHARES TR INTL TREA BD ETF 464288117 8,120 160,883 SH   SOLE   0 0 160,883
ISHARES TR CRE U S REIT ETF 464288521 13,213 237,852 SH   SOLE   0 0 237,852
FULTON FINL CORP PA COM 360271100 282 17,400 SH   SOLE   0 0 17,400
CALAMOS STRATEGIC TOTL RETN COM SH BEN INT 128125101 347 27,275 SH   SOLE   0 0 27,275
APPLE INC COM 037833100 9,326 41,638 SH   SOLE   0 0 41,638
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207 617 12,481 SH   SOLE   0 0 12,481
ISHARES TR SHORT TREAS BD 464288679 13,847 125,173 SH   SOLE   0 0 125,173
COSTCO WHSL CORP NEW COM 22160K105 1,025 3,558 SH   SOLE   0 0 3,558
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 3,293 175,362 SH   SOLE   0 0 175,362
ISHARES TR MSCI EAFE ETF 464287465 5,209 79,884 SH   SOLE   0 0 79,884
PIMCO ETF TR INV GRD CRP BD 72201R817 1,806 16,460 SH   SOLE   0 0 16,460
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 17,847 937,815 SH   SOLE   0 0 937,815
BLACKROCK INC COM 09247X101 333 747 SH   SOLE   0 0 747
CUMMINS INC COM 231021106 317 1,946 SH   SOLE   0 0 1,946
BRISTOL MYERS SQUIBB CO COM 110122108 363 7,168 SH   SOLE   0 0 7,168
RAYTHEON CO COM NEW 755111507 1,314 6,700 SH   SOLE   0 0 6,700
EVERCORE INC CLASS A 29977A105 315 3,927 SH   SOLE   0 0 3,927
ISHARES TR CORE S&P MCP ETF 464287507 70,561 365,165 SH   SOLE   0 0 365,165
QUALCOMM INC COM 747525103 228 2,987 SH   SOLE   0 0 2,987
HOME DEPOT INC COM 437076102 3,192 13,759 SH   SOLE   0 0 13,759
PAYPAL HLDGS INC COM 70450Y103 273 2,634 SH   SOLE   0 0 2,634
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 914 7,577 SH   SOLE   0 0 7,577
VANGUARD INDEX FDS GROWTH ETF 922908736 246 1,482 SH   SOLE   0 0 1,482
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 999 33,265 SH   SOLE   0 0 33,265
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 685 12,503 SH   SOLE   0 0 12,503
WALMART INC COM 931142103 4,390 36,992 SH   SOLE   0 0 36,992
FISERV INC COM 337738108 658 6,355 SH   SOLE   0 0 6,355
NORTHERN LTS FD TR IV FRMLAFLIO SMRT 66538H567 53,577 2,018,726 SH   SOLE   0 0 2,018,726
ISHARES TR BARCLAYS 7 10 YR 464287440 77,121 685,700 SH   SOLE   0 0 685,700
SPDR SERIES TRUST PRTFLO S&P500 HI 78468R788 3,623 95,405 SH   SOLE   0 0 95,405
WILLIAMS SONOMA INC COM 969904101 318 4,674 SH   SOLE   0 0 4,674
CSX CORP COM 126408103 215 3,099 SH   SOLE   0 0 3,099
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 23,977 375,995 SH   SOLE   0 0 375,995