The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EDWARDS LIFESCIENCES CORP COM 28176E112 878 4,587 SH   SOLE   0 0 4,587
TRAVELERS COMPANIES INC COM 89417E109 433 3,156 SH   SOLE   0 0 3,156
WORLD GOLD TR SPDR GLD MINIS 98149E204 24,966 1,933,886 SH   SOLE   0 0 1,933,886
INVESCO QQQ TR UNIT SER 1 46090E103 2,341 13,029 SH   SOLE   0 0 13,029
ABBOTT LABS COM 002824100 998 12,484 SH   SOLE   0 0 12,484
ADVANCED MICRO DEVICES INC COM 007903107 313 12,274 SH   SOLE   0 0 12,274
AFLAC INC COM 001055102 220 4,407 SH   SOLE   0 0 4,407
ABIOMED INC COM 003654100 579 2,026 SH   SOLE   0 0 2,026
ABERDEEN STD PALLADIUM ETF T PHYSCL PALLADM 003262102 244 1,866 SH   SOLE   0 0 1,866
AMAZON COM INC COM 023135106 2,990 1,679 SH   SOLE   0 0 1,679
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,945 9,681 SH   SOLE   0 0 9,681
BOEING CO COM 097023105 5,142 13,482 SH   SOLE   0 0 13,482
AMGEN INC COM 031162100 1,084 5,704 SH   SOLE   0 0 5,704
BEST BUY INC COM 086516101 576 8,111 SH   SOLE   0 0 8,111
BP PLC SPONSORED ADR 055622104 444 10,164 SH   SOLE   0 0 10,164
BANK AMER CORP COM 060505104 465 16,858 SH   SOLE   0 0 16,858
AUTOMATIC DATA PROCESSING IN COM 053015103 428 2,680 SH   SOLE   0 0 2,680
APPLIED MATLS INC COM 038222105 251 6,327 SH   SOLE   0 0 6,327
ANTHEM INC COM 036752103 415 1,445 SH   SOLE   0 0 1,445
APPLE INC COM 037833100 6,147 32,360 SH   SOLE   0 0 32,360
ALLSTATE CORP COM 020002101 328 3,487 SH   SOLE   0 0 3,487
AMEREN CORP COM 023608102 256 3,481 SH   SOLE   0 0 3,481
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,205 4 SH   SOLE   0 0 4
ANNALY CAP MGMT INC COM 035710409 114 11,373 SH   SOLE   0 0 11,373
AMERICAN ELEC PWR CO INC COM 025537101 244 2,916 SH   SOLE   0 0 2,916
BECTON DICKINSON & CO COM 075887109 212 849 SH   SOLE   0 0 849
AMERICAN EQTY INVT LIFE HLD COM 025676206 646 23,898 SH   SOLE   0 0 23,898
ISHARES TR CORE S&P MCP ETF 464287507 48,698 257,118 SH   SOLE   0 0 257,118
ISHARES TR CORE S&P SCP ETF 464287804 65,850 853,535 SH   SOLE   0 0 853,535
ISHARES TR CORE S&P500 ETF 464287200 157,146 552,243 SH   SOLE   0 0 552,243
ISHARES TR S&P 500 GRWT ETF 464287309 226 1,310 SH   SOLE   0 0 1,310
ISHARES TR RUS 1000 VAL ETF 464287598 201 1,625 SH   SOLE   0 0 1,625
ISHARES TR RUSSELL 2000 ETF 464287655 1,496 9,772 SH   SOLE   0 0 9,772
ISHARES TR U.S. REAL ES ETF 464287739 6,270 72,031 SH   SOLE   0 0 72,031
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 365 1,058 SH   SOLE   0 0 1,058
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,622 5,742 SH   SOLE   0 0 5,742
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 672 11,557 SH   SOLE   0 0 11,557
AGILENT TECHNOLOGIES INC COM 00846U101 280 3,479 SH   SOLE   0 0 3,479
ADOBE INC COM 00724F101 610 2,290 SH   SOLE   0 0 2,290
BRISTOL MYERS SQUIBB CO COM 110122108 414 8,673 SH   SOLE   0 0 8,673
ARCONIC INC COM 03965L100 403 21,108 SH   SOLE   0 0 21,108
EMERSON ELEC CO COM 291011104 659 9,631 SH   SOLE   0 0 9,631
HERSHEY CO COM 427866108 341 2,969 SH   SOLE   0 0 2,969
IRON MTN INC NEW COM 46284V101 436 12,306 SH   SOLE   0 0 12,306
REALTY INCOME CORP COM 756109104 952 12,946 SH   SOLE   0 0 12,946
ONEOK INC NEW COM 682680103 594 8,501 SH   SOLE   0 0 8,501
ALTRIA GROUP INC COM 02209S103 1,403 24,422 SH   SOLE   0 0 24,422
INTEL CORP COM 458140100 1,444 26,899 SH   SOLE   0 0 26,899
ILLINOIS TOOL WKS INC COM 452308109 202 1,406 SH   SOLE   0 0 1,406
KEYCORP NEW COM 493267108 380 24,131 SH   SOLE   0 0 24,131
ORACLE CORP COM 68389X105 357 6,642 SH   SOLE   0 0 6,642
QUALCOMM INC COM 747525103 280 4,903 SH   SOLE   0 0 4,903
DISNEY WALT CO COM DISNEY 254687106 1,619 14,582 SH   SOLE   0 0 14,582
HONEYWELL INTL INC COM 438516106 1,535 9,656 SH   SOLE   0 0 9,656
SEMPRA ENERGY COM 816851109 243 1,931 SH   SOLE   0 0 1,931
SYSCO CORP COM 871829107 210 3,145 SH   SOLE   0 0 3,145
US BANCORP DEL COM NEW 902973304 375 7,772 SH   SOLE   0 0 7,772
JOHNSON & JOHNSON COM 478160104 1,878 13,433 SH   SOLE   0 0 13,433
MEDTRONIC PLC SHS G5960L103 236 2,586 SH   SOLE   0 0 2,586
PFIZER INC COM 717081103 2,269 53,424 SH   SOLE   0 0 53,424
KROGER CO COM 501044101 263 10,681 SH   SOLE   0 0 10,681
LOWES COS INC COM 548661107 554 5,065 SH   SOLE   0 0 5,065
CHEVRON CORP NEW COM 166764100 1,744 14,161 SH   SOLE   0 0 14,161
MICROSOFT CORP COM 594918104 2,931 24,852 SH   SOLE   0 0 24,852
UNITED PARCEL SERVICE INC CL B 911312106 1,347 12,054 SH   SOLE   0 0 12,054
AT&T INC COM 00206R102 1,858 59,259 SH   SOLE   0 0 59,259
PRUDENTIAL FINL INC COM 744320102 320 3,483 SH   SOLE   0 0 3,483
CISCO SYS INC COM 17275R102 1,218 22,553 SH   SOLE   0 0 22,553
INTERNATIONAL BUSINESS MACHS COM 459200101 647 4,583 SH   SOLE   0 0 4,583
COCA COLA CO COM 191216100 744 15,870 SH   SOLE   0 0 15,870
LOCKHEED MARTIN CORP COM 539830109 1,842 6,135 SH   SOLE   0 0 6,135
PEPSICO INC COM 713448108 1,430 11,670 SH   SOLE   0 0 11,670
STRYKER CORP COM 863667101 768 3,887 SH   SOLE   0 0 3,887
VERIZON COMMUNICATIONS INC COM 92343V104 1,639 27,727 SH   SOLE   0 0 27,727
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 27,013 767,838 SH   SOLE   0 0 767,838
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 643 11,579 SH   SOLE   0 0 11,579
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 266 3,589 SH   SOLE   0 0 3,589
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 693 12,358 SH   SOLE   0 0 12,358
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,023 32,945 SH   SOLE   0 0 32,945
ISHARES TR NASDAQ BIOTECH 464287556 378 3,380 SH   SOLE   0 0 3,380
PLUG POWER INC COM NEW 72919P202 39 16,200 SH   SOLE   0 0 16,200
VANGUARD GROUP DIV APP ETF 921908844 737 6,719 SH   SOLE   0 0 6,719
WALGREENS BOOTS ALLIANCE INC COM 931427108 231 3,652 SH   SOLE   0 0 3,652
DEERE & CO COM 244199105 1,130 7,071 SH   SOLE   0 0 7,071
STARBUCKS CORP COM 855244109 221 2,966 SH   SOLE   0 0 2,966
EXXON MOBIL CORP COM 30231G102 2,855 35,335 SH   SOLE   0 0 35,335
WALMART INC COM 931142103 3,409 34,951 SH   SOLE   0 0 34,951
UNION PACIFIC CORP COM 907818108 1,190 7,115 SH   SOLE   0 0 7,115
UNILEVER PLC SPON ADR NEW 904767704 259 4,490 SH   SOLE   0 0 4,490
COSTCO WHSL CORP NEW COM 22160K105 1,584 6,541 SH   SOLE   0 0 6,541
LILLY ELI & CO COM 532457108 356 2,740 SH   SOLE   0 0 2,740
CVS HEALTH CORP COM 126650100 206 3,818 SH   SOLE   0 0 3,818
DOMINION ENERGY INC COM 25746U109 623 8,129 SH   SOLE   0 0 8,129
MERCK & CO INC COM 58933Y105 853 10,251 SH   SOLE   0 0 10,251
MICRON TECHNOLOGY INC COM 595112103 253 6,126 SH   SOLE   0 0 6,126
MORGAN STANLEY COM NEW 617446448 204 4,830 SH   SOLE   0 0 4,830
RAYTHEON CO COM NEW 755111507 1,411 7,749 SH   SOLE   0 0 7,749
FULTON FINL CORP PA COM 360271100 269 17,400 SH   SOLE   0 0 17,400
PROCTER AND GAMBLE CO COM 742718109 1,465 14,081 SH   SOLE   0 0 14,081
GENERAL ELECTRIC CO COM 369604103 358 35,798 SH   SOLE   0 0 35,798
HOME DEPOT INC COM 437076102 3,342 17,416 SH   SOLE   0 0 17,416
MCDONALDS CORP COM 580135101 1,857 9,781 SH   SOLE   0 0 9,781
JPMORGAN CHASE & CO COM 46625H100 1,705 16,843 SH   SOLE   0 0 16,843
SIRIUS XM HLDGS INC COM 82968B103 356 62,791 SH   SOLE   0 0 62,791
TJX COS INC NEW COM 872540109 459 8,627 SH   SOLE   0 0 8,627
WELLS FARGO CO NEW COM 949746101 282 5,842 SH   SOLE   0 0 5,842
ISHARES TR 1 3 YR TREAS BD 464287457 3,046 36,213 SH   SOLE   0 0 36,213
ISHARES TR BARCLAYS 7 10 YR 464287440 124,133 1,163,707 SH   SOLE   0 0 1,163,707
ISHARES TR 20 YR TR BD ETF 464287432 24,347 192,555 SH   SOLE   0 0 192,555
ISHARES TR IBOXX INV CP ETF 464287242 94,048 789,924 SH   SOLE   0 0 789,924
PROGRESSIVE CORP OHIO COM 743315103 409 5,667 SH   SOLE   0 0 5,667
FISERV INC COM 337738108 556 6,296 SH   SOLE   0 0 6,296
FORD MTR CO DEL COM 345370860 339 38,648 SH   SOLE   0 0 38,648
UNITEDHEALTH GROUP INC COM 91324P102 384 1,555 SH   SOLE   0 0 1,555
UNITED TECHNOLOGIES CORP COM 913017109 611 4,738 SH   SOLE   0 0 4,738
3M CO COM 88579Y101 1,387 6,677 SH   SOLE   0 0 6,677
COMCAST CORP NEW CL A 20030N101 487 12,172 SH   SOLE   0 0 12,172
XILINX INC COM 983919101 397 3,129 SH   SOLE   0 0 3,129
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,632 66,561 SH   SOLE   0 0 66,561
WASTE MGMT INC DEL COM 94106L109 1,171 11,268 SH   SOLE   0 0 11,268
TEXTRON INC COM 883203101 281 5,541 SH   SOLE   0 0 5,541
SMUCKER J M CO COM NEW 832696405 374 3,210 SH   SOLE   0 0 3,210
HUNTINGTON BANCSHARES INC COM 446150104 453 35,712 SH   SOLE   0 0 35,712
FIRSTENERGY CORP COM 337932107 229 5,497 SH   SOLE   0 0 5,497
NEXTERA ENERGY INC COM 65339F101 1,116 5,770 SH   SOLE   0 0 5,770
DUKE ENERGY CORP NEW COM NEW 26441C204 1,114 12,377 SH   SOLE   0 0 12,377
CONOCOPHILLIPS COM 20825C104 683 10,240 SH   SOLE   0 0 10,240
RPM INTL INC COM 749685103 222 3,822 SH   SOLE   0 0 3,822
CATERPILLAR INC DEL COM 149123101 1,467 10,830 SH   SOLE   0 0 10,830
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 769 5,298 SH   SOLE   0 0 5,298
INTL PAPER CO COM 460146103 571 12,331 SH   SOLE   0 0 12,331
KINDER MORGAN INC DEL COM 49456B101 527 26,318 SH   SOLE   0 0 26,318
PPL CORP COM 69351T106 315 9,936 SH   SOLE   0 0 9,936
MACYS INC COM 55616P104 222 9,242 SH   SOLE   0 0 9,242
TAPESTRY INC COM 876030107 228 7,022 SH   SOLE   0 0 7,022
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 701 6,711 SH   SOLE   0 0 6,711
CELGENE CORP COM 151020104 259 2,749 SH   SOLE   0 0 2,749
KOPIN CORP COM 500600101 18 13,758 SH   SOLE   0 0 13,758
NETAPP INC COM 64110D104 311 4,480 SH   SOLE   0 0 4,480
AES CORP COM 00130H105 254 14,054 SH   SOLE   0 0 14,054
CYTRX CORP COM PAR 232828608 21 31,850 SH   SOLE   0 0 31,850
GABELLI EQUITY TR INC COM 362397101 362 58,783 SH   SOLE   0 0 58,783
REGIONS FINL CORP NEW COM 7591EP100 461 32,615 SH   SOLE   0 0 32,615
CENTERPOINT ENERGY INC COM 15189T107 403 13,143 SH   SOLE   0 0 13,143
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 295 4,958 SH   SOLE   0 0 4,958
KLA-TENCOR CORP COM 482480100 299 2,505 SH   SOLE   0 0 2,505
SOUTHERN CO COM 842587107 493 9,538 SH   SOLE   0 0 9,538
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 560 13,187 SH   SOLE   0 0 13,187
NORTHROP GRUMMAN CORP COM 666807102 1,001 3,711 SH   SOLE   0 0 3,711
DXC TECHNOLOGY CO COM 23355L106 435 6,766 SH   SOLE   0 0 6,766
ROBERT HALF INTL INC COM 770323103 354 5,430 SH   SOLE   0 0 5,430
NETFLIX INC COM 64110L106 715 2,004 SH   SOLE   0 0 2,004
ISHARES TR CORE US AGGBD ET 464287226 29,584 271,235 SH   SOLE   0 0 271,235
W P CAREY INC COM 92936U109 325 4,145 SH   SOLE   0 0 4,145
BIOGEN INC COM 09062X103 492 2,081 SH   SOLE   0 0 2,081
ISHARES TR SELECT DIVID ETF 464287168 449 4,578 SH   SOLE   0 0 4,578
ISHARES TR TIPS BD ETF 464287176 3,684 32,580 SH   SOLE   0 0 32,580
SUNTRUST BKS INC COM 867914103 213 3,603 SH   SOLE   0 0 3,603
CLOROX CO DEL COM 189054109 376 2,344 SH   SOLE   0 0 2,344
ILLUMINA INC COM 452327109 660 2,123 SH   SOLE   0 0 2,123
CENTURYLINK INC COM 156700106 327 27,297 SH   SOLE   0 0 27,297
NVIDIA CORP COM 67066G104 286 1,593 SH   SOLE   0 0 1,593
VERTEX PHARMACEUTICALS INC COM 92532F100 674 3,661 SH   SOLE   0 0 3,661
V F CORP COM 918204108 273 3,136 SH   SOLE   0 0 3,136
RELIANCE STEEL & ALUMINUM CO COM 759509102 303 3,357 SH   SOLE   0 0 3,357
FLIR SYS INC COM 302445101 471 9,906 SH   SOLE   0 0 9,906
COMERICA INC COM 200340107 400 5,451 SH   SOLE   0 0 5,451
NOVO-NORDISK A S ADR 670100205 221 4,227 SH   SOLE   0 0 4,227
CUMMINS INC COM 231021106 307 1,942 SH   SOLE   0 0 1,942
HARTFORD FINL SVCS GROUP INC COM 416515104 433 8,716 SH   SOLE   0 0 8,716
CINCINNATI FINL CORP COM 172062101 225 2,619 SH   SOLE   0 0 2,619
YUM BRANDS INC COM 988498101 218 2,188 SH   SOLE   0 0 2,188
KEMPER CORP DEL COM 488401100 249 3,276 SH   SOLE   0 0 3,276
HASBRO INC COM 418056107 429 5,050 SH   SOLE   0 0 5,050
ALPHABET INC CAP STK CL A 02079K305 673 572 SH   SOLE   0 0 572
SPDR GOLD TRUST GOLD SHS 78463V107 836 6,851 SH   SOLE   0 0 6,851
WEC ENERGY GROUP INC COM 92939U106 330 4,167 SH   SOLE   0 0 4,167
CELANESE CORP DEL COM 150870103 295 2,992 SH   SOLE   0 0 2,992
REGENERON PHARMACEUTICALS COM 75886F107 434 1,056 SH   SOLE   0 0 1,056
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,173 12,600 SH   SOLE   0 0 12,600
VANGUARD INDEX FDS MID CAP ETF 922908629 381 2,369 SH   SOLE   0 0 2,369
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,220 9,477 SH   SOLE   0 0 9,477
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 803 9,236 SH   SOLE   0 0 9,236
INTUITIVE SURGICAL INC COM NEW 46120E602 264 462 SH   SOLE   0 0 462
BLACKROCK INC COM 09247X101 642 1,502 SH   SOLE   0 0 1,502
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 246 3,932 SH   SOLE   0 0 3,932
VANGUARD INDEX FDS GROWTH ETF 922908736 428 2,738 SH   SOLE   0 0 2,738
INVESCO EXCHANGE TRADED FD T DYNMC PHRMCTLS 46137V662 298 4,567 SH   SOLE   0 0 4,567
AMERIPRISE FINL INC COM 03076C106 359 2,802 SH   SOLE   0 0 2,802
HALOZYME THERAPEUTICS INC COM 40637H109 1,672 103,878 SH   SOLE   0 0 103,878
TOTAL SYS SVCS INC COM 891906109 317 3,339 SH   SOLE   0 0 3,339
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 206 3,190 SH   SOLE   0 0 3,190
PVH CORP COM 693656100 449 3,680 SH   SOLE   0 0 3,680
VANGUARD WORLD FDS UTILITIES ETF 92204A876 699 5,396 SH   SOLE   0 0 5,396
ISHARES GOLD TRUST ISHARES 464285105 83,745 6,764,504 SH   SOLE   0 0 6,764,504
THERMO FISHER SCIENTIFIC INC COM 883556102 1,359 4,964 SH   SOLE   0 0 4,964
SALESFORCE COM INC COM 79466L302 1,058 6,680 SH   SOLE   0 0 6,680
ENBRIDGE INC COM 29250N105 421 11,605 SH   SOLE   0 0 11,605
SOUTH JERSEY INDS INC COM 838518108 377 11,771 SH   SOLE   0 0 11,771
RESMED INC COM 761152107 737 7,088 SH   SOLE   0 0 7,088
CARTERS INC COM 146229109 303 3,007 SH   SOLE   0 0 3,007
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 893 5,178 SH   SOLE   0 0 5,178
MASTERCARD INC CL A 57636Q104 220 936 SH   SOLE   0 0 936
PROSHARES TR PSHS ULT S&P 500 74347R107 21,584 183,229 SH   SOLE   0 0 183,229
FIDELITY COMWLTH TR NDQ CP IDX TRK 315912808 379 1,251 SH   SOLE   0 0 1,251
ISHARES TR CORE S&P TTL STK 464287150 10,803 167,752 SH   SOLE   0 0 167,752
PINNACLE FINL PARTNERS INC COM 72346Q104 246 4,500 SH   SOLE   0 0 4,500
HANESBRANDS INC COM 410345102 469 26,244 SH   SOLE   0 0 26,244
PROSHARES TR PSHS ULT MCAP400 74347R404 20,617 527,547 SH   SOLE   0 0 527,547
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,403 9,825 SH   SOLE   0 0 9,825
ISHARES TR SHORT TREAS BD 464288679 8,284 74,922 SH   SOLE   0 0 74,922
ISHARES TR IBOXX HI YD ETF 464288513 189,085 2,186,707 SH   SOLE   0 0 2,186,707
PROSHARES TR PSHS ULTRUSS2000 74347R842 20,359 301,932 SH   SOLE   0 0 301,932
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 9,245 277,369 SH   SOLE   0 0 277,369
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 214 2,635 SH   SOLE   0 0 2,635
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,491 153,562 SH   SOLE   0 0 153,562
ISHARES TR MBS ETF 464288588 1,472 13,844 SH   SOLE   0 0 13,844
TE CONNECTIVITY LTD REG SHS H84989104 501 6,201 SH   SOLE   0 0 6,201
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 352 4,114 SH   SOLE   0 0 4,114
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 775 18,969 SH   SOLE   0 0 18,969
ISHARES TR NATIONAL MUN ETF 464288414 42,930 386,093 SH   SOLE   0 0 386,093
SPDR SER TR NUVEEN BRC MUNIC 78468R721 3,112 63,140 SH   SOLE   0 0 63,140
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 1,054 37,781 SH   SOLE   0 0 37,781
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 2,724 13,801 SH   SOLE   0 0 13,801
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 6,623 184,126 SH   SOLE   0 0 184,126
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 3,977 86,827 SH   SOLE   0 0 86,827
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 10,813 141,510 SH   SOLE   0 0 141,510
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168 3,887 102,326 SH   SOLE   0 0 102,326
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 3,943 139,435 SH   SOLE   0 0 139,435
ISHARES TR CRE U S REIT ETF 464288521 9,737 188,271 SH   SOLE   0 0 188,271
VANGUARD WORLD FD MEGA GRWTH IND 921910816 496 3,987 SH   SOLE   0 0 3,987
VISA INC COM CL A 92826C839 1,378 8,820 SH   SOLE   0 0 8,820
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 1,584 29,295 SH   SOLE   0 0 29,295
PHILIP MORRIS INTL INC COM 718172109 1,072 12,133 SH   SOLE   0 0 12,133
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 8,768 240,952 SH   SOLE   0 0 240,952
ISHARES TR CALIF MUN BD ETF 464288356 8,006 134,349 SH   SOLE   0 0 134,349
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 16,645 500,893 SH   SOLE   0 0 500,893
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 8,217 287,925 SH   SOLE   0 0 287,925
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 11,634 623,797 SH   SOLE   0 0 623,797
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 1,040 7,925 SH   SOLE   0 0 7,925
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316 968 9,174 SH   SOLE   0 0 9,174
INVESCO EXCHANGE TRADED FD T S&P500 EQL UTL 46137V274 1,110 11,456 SH   SOLE   0 0 11,456
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 7,803 155,970 SH   SOLE   0 0 155,970
ISHARES TR MSCI ACWI ETF 464288257 10,244 141,979 SH   SOLE   0 0 141,979
FIDELITY CONSMR STAPLES 316092303 13,662 403,486 SH   SOLE   0 0 403,486
ISHARES TR SHRT NAT MUN ETF 464288158 1,529 14,424 SH   SOLE   0 0 14,424
ISHARES TR INTL TREA BD ETF 464288117 5,520 112,564 SH   SOLE   0 0 112,564
FS KKR CAPITAL CORP COM 302635107 170 28,153 SH   SOLE   0 0 28,153
ABERDEEN STD GOLD ETF TR PHYSCL SWISS GLD 00326A104 7,323 58,797 SH   SOLE   0 0 58,797
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 8,324 122,323 SH   SOLE   0 0 122,323
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,072 130,067 SH   SOLE   0 0 130,067
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,345 123,428 SH   SOLE   0 0 123,428
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,110 87,373 SH   SOLE   0 0 87,373
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 6,718 104,182 SH   SOLE   0 0 104,182
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,202 19,887 SH   SOLE   0 0 19,887
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,743 105,461 SH   SOLE   0 0 105,461
FIRST AMERN FINL CORP COM 31847R102 371 7,203 SH   SOLE   0 0 7,203
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,208 24,066 SH   SOLE   0 0 24,066
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 12,609 234,462 SH   SOLE   0 0 234,462
SCHWAB STRATEGIC TR US TIPS ETF 808524870 342 6,219 SH   SOLE   0 0 6,219
PIMCO ETF TR INV GRD CRP BD 72201R817 2,132 20,551 SH   SOLE   0 0 20,551
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 322 2,380 SH   SOLE   0 0 2,380
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 274 2,286 SH   SOLE   0 0 2,286
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 943 3,634 SH   SOLE   0 0 3,634
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 284 1,839 SH   SOLE   0 0 1,839
LEAR CORP COM NEW 521865204 301 2,215 SH   SOLE   0 0 2,215
SCHWAB STRATEGIC TR US REIT ETF 808524847 3,858 86,841 SH   SOLE   0 0 86,841
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,779 86,287 SH   SOLE   0 0 86,287
VANGUARD STAR FD VG TL INTL STK F 921909768 441 8,489 SH   SOLE   0 0 8,489
HUNTINGTON INGALLS INDS INC COM 446413106 405 1,954 SH   SOLE   0 0 1,954
ISHARES TR CORE HIGH DV ETF 46429B663 16,596 177,899 SH   SOLE   0 0 177,899
ISHARES TR FLTG RATE NT ETF 46429B655 18,710 367,518 SH   SOLE   0 0 367,518
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4,526 87,232 SH   SOLE   0 0 87,232
INVESCO EXCHNG TRADED FD TR FNDMNTL IG CRP 46138E693 24,136 951,175 SH   SOLE   0 0 951,175
SPDR SERIES TRUST AEROSPACE DEF 78464A631 808 8,801 SH   SOLE   0 0 8,801
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 536 10,256 SH   SOLE   0 0 10,256
ISHARES TR MIN VOL USA ETF 46429B697 2,259 38,422 SH   SOLE   0 0 38,422
PHILLIPS 66 COM 718546104 1,182 12,424 SH   SOLE   0 0 12,424
ISHARES TR US TREAS BD ETF 46429B267 34,635 1,372,245 SH   SOLE   0 0 1,372,245
SPDR SER TR BLOMBERG BRC INV 78468R200 1,677 54,617 SH   SOLE   0 0 54,617
SPDR SER TR BLOOMBERG SRT TR 78468R408 13,235 485,688 SH   SOLE   0 0 485,688
SPLUNK INC COM 848637104 493 3,957 SH   SOLE   0 0 3,957
FACEBOOK INC CL A 30303M102 643 3,858 SH   SOLE   0 0 3,858
SERVICENOW INC COM 81762P102 201 814 SH   SOLE   0 0 814
ISHARES INC CORE MSCI EMKT 46434G103 28,477 550,707 SH   SOLE   0 0 550,707
ISHARES TR CORE MSCI TOTAL 46432F834 212 3,643 SH   SOLE   0 0 3,643
ISHARES TR CORE MSCI EAFE 46432F842 40,589 667,905 SH   SOLE   0 0 667,905
ABBVIE INC COM 00287Y109 1,829 22,690 SH   SOLE   0 0 22,690
ZOETIS INC CL A 98978V103 784 7,790 SH   SOLE   0 0 7,790
ADVISORSHARES TR NEWFLT MULSINC 00768Y727 472 9,815 SH   SOLE   0 0 9,815
FIRST TR EXCHANGE TRADED FD FIRST TR TA HIYL 33738D408 1,629 34,088 SH   SOLE   0 0 34,088
NEW RESIDENTIAL INVT CORP COM NEW 64828T201 178 10,536 SH   SOLE   0 0 10,536
AMERICAN FIN TR INC COM CLASS A 02607T109 465 43,085 SH   SOLE   0 0 43,085
SPDR SER TR BLOMBERG 1 10 YR 78468R861 2,295 118,690 SH   SOLE   0 0 118,690
PROSHARES TR S&P 500 DV ARIST 74348A467 535 7,900 SH   SOLE   0 0 7,900
FIDELITY MSCI HLTH CARE I 316092600 34,826 782,617 SH   SOLE   0 0 782,617
FIDELITY MSCI UTILS INDEX 316092865 13,693 357,512 SH   SOLE   0 0 357,512
SPDR SER TR PORTFOLIO SM ETF 78468R853 14,649 484,600 SH   SOLE   0 0 484,600
SSGA ACTIVE ETF TR MFS SYS GWT EQ 78467V889 427 5,268 SH   SOLE   0 0 5,268
FIDELITY MSCI MATLS INDEX 316092881 13,158 417,712 SH   SOLE   0 0 417,712
ALPHABET INC CAP STK CL C 02079K107 255 217 SH   SOLE   0 0 217
ISHARES TR CORE DIV GRWTH 46434V621 9,537 259,519 SH   SOLE   0 0 259,519
ISHARES TR GLOBAL REIT ETF 46434V647 26,581 994,783 SH   SOLE   0 0 994,783
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,092 5,985 SH   SOLE   0 0 5,985
ELDORADO RESORTS INC COM 28470R102 1,060 22,695 SH   SOLE   0 0 22,695
ARK ETF TR INNOVATION ETF 00214Q104 223 4,766 SH   SOLE   0 0 4,766
SPDR INDEX SHS FDS LOW CARBON ETF 78463X194 488 5,387 SH   SOLE   0 0 5,387
FIDELITY MSCI RL EST ETF 316092857 124,351 4,788,263 SH   SOLE   0 0 4,788,263
PACER FDS TR TRENDP US LAR CP 69374H105 726 24,709 SH   SOLE   0 0 24,709
PACER FDS TR TRENDP US MID CP 69374H204 554 18,262 SH   SOLE   0 0 18,262
PACER FDS TR TRENDP 100 ETF 69374H303 1,049 30,775 SH   SOLE   0 0 30,775
PAYPAL HLDGS INC COM 70450Y103 314 3,025 SH   SOLE   0 0 3,025
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 662 18,266 SH   SOLE   0 0 18,266
ISHARES TR CORE INTL AGGR 46435G672 1,573 29,405 SH   SOLE   0 0 29,405
SQUARE INC CL A 852234103 222 2,963 SH   SOLE   0 0 2,963
SPDR SER TR PRTFLO S&P500 HI 78468R788 2,524 66,708 SH   SOLE   0 0 66,708
AVANGRID INC COM 05351W103 217 4,319 SH   SOLE   0 0 4,319
FIRST TR EXCH TRADED FD III RIVRFRNT DYN DEV 33739P608 7,904 140,284 SH   SOLE   0 0 140,284
CANADA GOOSE HOLDINGS INC SHS SUB VTG 135086106 370 7,696 SH   SOLE   0 0 7,696
DBX ETF TR XTRACK USD HIGH 233051432 13,622 274,034 SH   SOLE   0 0 274,034
NORTHERN LTS FD TR IV FRMLAFOLIOS TATL 66538H666 215,752 8,967,261 SH   SOLE   0 0 8,967,261
NORTHERN LTS FD TR IV FORMULA FOLIOS 66538H674 62,618 2,308,499 SH   SOLE   0 0 2,308,499
JP MORGAN EXCHANGE TRADED FD DCPLND HG YLD 46641Q878 42,843 850,415 SH   SOLE   0 0 850,415
DOWDUPONT INC COM 26078J100 310 5,817 SH   SOLE   0 0 5,817
NORTHERN LTS FD TR IV FRMLAFLIO SMRT 66538H567 44,364 1,715,882 SH   SOLE   0 0 1,715,882
NORTHERN LTS FD TR IV FRMLAFLIO TACT 66538H575 46,433 1,923,248 SH   SOLE   0 0 1,923,248
INNOVATOR ETFS TR S&P 500 PWRETF 45782C797 655 26,773 SH   SOLE   0 0 26,773
FIDELITY LOW DURTIN ETF 316188408 582 11,568 SH   SOLE   0 0 11,568