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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,145,501 10,407 SH   SOLE   0 0 10,407
ABBVIE INC COM 00287Y109   968,359 6,249 SH   SOLE   0 0 6,249
ABERCROMBIE & FITCH CO CL A 002896207   315,563 3,577 SH   SOLE   0 0 3,577
AGILON HEALTH INC COM 00857U107   216,249 17,231 SH   SOLE   0 0 17,231
ALPHABET INC CAP STK CL A 02079K305   994,161 7,117 SH   SOLE   0 0 7,117
ALPHABET INC CAP STK CL C 02079K107   387,558 2,750 SH   SOLE   0 0 2,750
AMAZON COM INC COM 023135106   1,200,537 7,901 SH   SOLE   0 0 7,901
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   38,549,050 683,615 SH   SOLE   0 0 683,615
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   337,723 5,847 SH   SOLE   0 0 5,847
AMERICAN ELEC PWR CO INC COM 025537101   409,484 5,042 SH   SOLE   0 0 5,042
AMGEN INC COM 031162100   403,228 1,400 SH   SOLE   0 0 1,400
APPLE INC COM 037833100   13,585,408 70,563 SH   SOLE   0 0 70,563
APPLIED MATLS INC COM 038222105   898,516 5,544 SH   SOLE   0 0 5,544
BANK AMERICA CORP COM 060505104   295,849 8,787 SH   SOLE   0 0 8,787
BANK NEW YORK MELLON CORP COM 064058100   439,823 8,450 SH   SOLE   0 0 8,450
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,828,272 33,164 SH   SOLE   0 0 33,164
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108   189,129 16,489 SH   SOLE   0 0 16,489
CARDLYTICS INC COM 14161W105   128,940 14,000 SH   SOLE   0 0 14,000
CATERPILLAR INC COM 149123101   628,900 2,127 SH   SOLE   0 0 2,127
CINCINNATI FINL CORP COM 172062101   419,220 4,052 SH   SOLE   0 0 4,052
CIVISTA BANCSHARES INC COM NO PAR 178867107   2,660,874 144,299 SH   SOLE   0 0 144,299
COSTCO WHSL CORP NEW COM 22160K105   266,023 403 SH   SOLE   0 0 403
D R HORTON INC COM 23331A109   222,195 1,462 SH   SOLE   0 0 1,462
DEERE & CO COM 244199105   496,753 1,242 SH   SOLE   0 0 1,242
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   10,092,835 192,869 SH   SOLE   0 0 192,869
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   87,148,769 3,413,583 SH   SOLE   0 0 3,413,583
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,696,877 99,325 SH   SOLE   0 0 99,325
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   298,204 10,202 SH   SOLE   0 0 10,202
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   17,592,617 650,374 SH   SOLE   0 0 650,374
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   10,581,940 407,311 SH   SOLE   0 0 407,311
DIREXION SHS ETF TR DRX S&P500BULL 25459W862   340,671 3,276 SH   SOLE   0 0 3,276
DISNEY WALT CO COM 254687106   394,703 4,372 SH   SOLE   0 0 4,372
DTE ENERGY CO COM 233331107   235,185 2,133 SH   SOLE   0 0 2,133
EATON CORP PLC SHS G29183103   465,023 1,931 SH   SOLE   0 0 1,931
ECOLAB INC COM 278865100   630,158 3,177 SH   SOLE   0 0 3,177
ELI LILLY & CO COM 532457108   1,254,084 2,151 SH   SOLE   0 0 2,151
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   1,159,297 84,007 SH   SOLE   0 0 84,007
EXXON MOBIL CORP COM 30231G102   1,262,424 12,627 SH   SOLE   0 0 12,627
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,159,287 25,180 SH   SOLE   0 0 25,180
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   335,746 3,579 SH   SOLE   0 0 3,579
GREIF INC CL A 397624107   320,932 4,893 SH   SOLE   0 0 4,893
HOME DEPOT INC COM 437076102   472,543 1,364 SH   SOLE   0 0 1,364
HUNTINGTON BANCSHARES INC COM 446150104   383,608 30,158 SH   SOLE   0 0 30,158
INSTALLED BLDG PRODS INC COM 45780R101   374,781 2,050 SH   SOLE   0 0 2,050
INTEL CORP COM 458140100   371,086 7,385 SH   SOLE   0 0 7,385
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   262,081 8,069 SH   SOLE   0 0 8,069
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   325,209 9,239 SH   SOLE   0 0 9,239
INVESCO QQQ TR UNIT SER 1 46090E103   437,022 1,067 SH   SOLE   0 0 1,067
ISHARES GOLD TR ISHARES NEW 464285204   244,523 6,265 SH   SOLE   0 0 6,265
ISHARES SILVER TR ISHARES 46428Q109   280,265 12,868 SH   SOLE   0 0 12,868
ISHARES TR US HLTHCARE ETF 464287762   218,687 764 SH   SOLE   0 0 764
ISHARES TR TIPS BD ETF 464287176   328,489 3,056 SH   SOLE   0 0 3,056
ISHARES TR CORE S&P MCP ETF 464287507   33,267,794 120,035 SH   SOLE   0 0 120,035
ISHARES TR SELECT DIVID ETF 464287168   514,879 4,392 SH   SOLE   0 0 4,392
ISHARES TR RUS 1000 ETF 464287622   3,558,081 13,567 SH   SOLE   0 0 13,567
ISHARES TR CORE S&P500 ETF 464287200   66,171,204 138,541 SH   SOLE   0 0 138,541
ISHARES TR S&P 500 GRWT ETF 464287309   1,006,716 13,405 SH   SOLE   0 0 13,405
ISHARES TR RUSSELL 3000 ETF 464287689   424,023 1,549 SH   SOLE   0 0 1,549
ISHARES TR MSCI EMG MKT ETF 464287234   342,428 8,516 SH   SOLE   0 0 8,516
ISHARES TR RUS 1000 GRW ETF 464287614   1,672,779 5,518 SH   SOLE   0 0 5,518
ISHARES TR S&P SML 600 GWT 464287887   243,272 1,944 SH   SOLE   0 0 1,944
ISHARES TR MSCI EAFE ETF 464287465   4,980,484 66,098 SH   SOLE   0 0 66,098
ISHARES TR RUS MID CAP ETF 464287499   2,244,143 28,871 SH   SOLE   0 0 28,871
ISHARES TR MSCI ACWI ETF 464288257   234,682 2,306 SH   SOLE   0 0 2,306
ISHARES TR EAFE VALUE ETF 464288877   2,750,515 52,793 SH   SOLE   0 0 52,793
ISHARES TR CORE US AGGBD ET 464287226   768,270 7,741 SH   SOLE   0 0 7,741
ISHARES TR MSCI ACWI EX US 464288240   316,346 6,198 SH   SOLE   0 0 6,198
ISHARES TR RUS 1000 VAL ETF 464287598   1,622,590 9,819 SH   SOLE   0 0 9,819
ISHARES TR CORE S&P SCP ETF 464287804   21,729,900 200,738 SH   SOLE   0 0 200,738
ISHARES TR RUSSELL 2000 ETF 464287655   1,177,365 5,866 SH   SOLE   0 0 5,866
ISHARES TR CORE INTL AGGR 46435G672   212,048 4,258 SH   SOLE   0 0 4,258
ISHARES TR U.S. REAL ES ETF 464287739   242,785 2,656 SH   SOLE   0 0 2,656
ISHARES TR CORE DIV GRWTH 46434V621   433,897 8,062 SH   SOLE   0 0 8,062
IVEDA SOLUTIONS INC COM NEW 46583A204   6,340 10,000 SH   SOLE   0 0 10,000
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   322,373 6,326 SH   SOLE   0 0 6,326
JOHNSON & JOHNSON COM 478160104   901,974 5,755 SH   SOLE   0 0 5,755
JPMORGAN CHASE & CO COM 46625H100   1,917,011 11,270 SH   SOLE   0 0 11,270
KROGER CO COM 501044101   416,742 9,117 SH   SOLE   0 0 9,117
LANCASTER COLONY CORP COM 513847103   837,108 5,031 SH   SOLE   0 0 5,031
LOCKHEED MARTIN CORP COM 539830109   308,203 680 SH   SOLE   0 0 680
M/I HOMES INC COM 55305B101   497,792 3,614 SH   SOLE   0 0 3,614
MCDONALDS CORP COM 580135101   569,037 1,919 SH   SOLE   0 0 1,919
MEDTRONIC PLC SHS G5960L103   300,494 3,648 SH   SOLE   0 0 3,648
MERCK & CO INC COM 58933Y105   631,537 5,793 SH   SOLE   0 0 5,793
META PLATFORMS INC CL A 30303M102   235,383 665 SH   SOLE   0 0 665
METTLER TOLEDO INTERNATIONAL COM 592688105   460,925 380 SH   SOLE   0 0 380
MICROSOFT CORP COM 594918104   8,999,278 23,932 SH   SOLE   0 0 23,932
MYOMO INC COM NEW 62857J201   50,100 10,000 SH   SOLE   0 0 10,000
NIKE INC CL B 654106103   450,370 4,148 SH   SOLE   0 0 4,148
NVIDIA CORPORATION COM 67066G104   432,339 873 SH   SOLE   0 0 873
PACKAGING CORP AMER COM 695156109   37,968,945 233,067 SH   SOLE   0 0 233,067
PARK NATL CORP COM 700658107   1,214,866 9,144 SH   SOLE   0 0 9,144
PEPSICO INC COM 713448108   347,017 2,043 SH   SOLE   0 0 2,043
PROCTER AND GAMBLE CO COM 742718109   1,786,777 12,193 SH   SOLE   0 0 12,193
PROLOGIS INC. COM 74340W103   253,270 1,900 SH   SOLE   0 0 1,900
QCR HOLDINGS INC COM 74727A104   211,021 3,614 SH   SOLE   0 0 3,614
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,874,920 35,918 SH   SOLE   0 0 35,918
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,344,920 59,307 SH   SOLE   0 0 59,307
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   413,586 11,854 SH   SOLE   0 0 11,854
SCHWAB STRATEGIC TR US REIT ETF 808524847   519,862 25,102 SH   SOLE   0 0 25,102
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   367,710 14,833 SH   SOLE   0 0 14,833
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,653,231 152,955 SH   SOLE   0 0 152,955
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   45,743,535 607,323 SH   SOLE   0 0 607,323
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   22,661,901 479,718 SH   SOLE   0 0 479,718
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   4,794,172 102,835 SH   SOLE   0 0 102,835
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   833,711 10,050 SH   SOLE   0 0 10,050
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   76,946,282 1,382,186 SH   SOLE   0 0 1,382,186
SPDR GOLD TR GOLD SHS 78463V107   1,901,377 9,946 SH   SOLE   0 0 9,946
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,481,271 5,220 SH   SOLE   0 0 5,220
SPDR SER TR PORTFOLIO S&P500 78464A854   296,997 5,313 SH   SOLE   0 0 5,313
STARWOOD PPTY TR INC COM 85571B105   225,292 10,718 SH   SOLE   0 0 10,718
TESLA INC COM 88160R101   1,471,080 5,920 SH   SOLE   0 0 5,920
TEXAS INSTRS INC COM 882508104   983,384 5,769 SH   SOLE   0 0 5,769
UNDER ARMOUR INC CL C 904311206   116,332 13,932 SH   SOLE   0 0 13,932
UNION PAC CORP COM 907818108   234,076 953 SH   SOLE   0 0 953
UNITEDHEALTH GROUP INC COM 91324P102   410,569 780 SH   SOLE   0 0 780
UPSTART HLDGS INC COM 91680M107   277,031 6,780 SH   SOLE   0 0 6,780
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   936,505 9,966 SH   SOLE   0 0 9,966
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   372,657 3,757 SH   SOLE   0 0 3,757
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,236,479 16,054 SH   SOLE   0 0 16,054
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   532,134 7,235 SH   SOLE   0 0 7,235
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,094,943 4,616 SH   SOLE   0 0 4,616
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   209,684 1,446 SH   SOLE   0 0 1,446
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,763,577 10,906 SH   SOLE   0 0 10,906
VANGUARD INDEX FDS GROWTH ETF 922908736   871,398 2,803 SH   SOLE   0 0 2,803
VANGUARD INDEX FDS SM CP VAL ETF 922908611   334,413 1,858 SH   SOLE   0 0 1,858
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   202,883 924 SH   SOLE   0 0 924
VANGUARD INDEX FDS MID CAP ETF 922908629   1,020,594 4,387 SH   SOLE   0 0 4,387
VANGUARD INDEX FDS VALUE ETF 922908744   672,152 4,496 SH   SOLE   0 0 4,496
VANGUARD INDEX FDS SML CP GRW ETF 922908595   32,569,542 134,713 SH   SOLE   0 0 134,713
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   611,154 5,313 SH   SOLE   0 0 5,313
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,263,037 103,724 SH   SOLE   0 0 103,724
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   867,138 15,446 SH   SOLE   0 0 15,446
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   330,150 6,952 SH   SOLE   0 0 6,952
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,358,057 90,982 SH   SOLE   0 0 90,982
VANGUARD WORLD FDS UTILITIES ETF 92204A876   226,577 1,653 SH   SOLE   0 0 1,653
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   399,616 1,594 SH   SOLE   0 0 1,594
VANGUARD WORLD FDS INF TECH ETF 92204A702   247,826 512 SH   SOLE   0 0 512
WALMART INC COM 931142103   4,666,182 29,598 SH   SOLE   0 0 29,598
WIDEPOINT CORP COMMON 967590209   84,650 36,487 SH   SOLE   0 0 36,487
WORTHINGTON ENTERPRISES INC COM 981811102   896,945 15,585 SH   SOLE   0 0 15,585
WORTHINGTON STL INC COM SHS 982104101   436,028 15,517 SH   SOLE   0 0 15,517