The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,090,787 10,772 SH   SOLE   0 0 10,772
ABBVIE INC COM 00287Y109   1,052,440 6,604 SH   SOLE   0 0 6,604
AGILON HEALTH INC COM 00857U107   752,851 31,699 SH   SOLE   0 0 31,699
ALPHABET INC CAP STK CL A 02079K305   720,509 6,946 SH   SOLE   0 0 6,946
ALPHABET INC CAP STK CL C 02079K107   254,800 2,450 SH   SOLE   0 0 2,450
AMAZON COM INC COM 023135106   842,072 8,153 SH   SOLE   0 0 8,153
AMERICAN ELEC PWR CO INC COM 025537101   502,952 5,528 SH   SOLE   0 0 5,528
AMGEN INC COM 031162100   338,450 1,400 SH   SOLE   0 0 1,400
APPLE INC COM 037833100   10,572,235 64,113 SH   SOLE   0 0 64,113
APPLIED MATLS INC COM 038222105   680,970 5,544 SH   SOLE   0 0 5,544
BANK AMERICA CORP COM 060505104   299,760 10,481 SH   SOLE   0 0 10,481
BANK NEW YORK MELLON CORP COM 064058100   383,968 8,450 SH   SOLE   0 0 8,450
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,098,431 35,944 SH   SOLE   0 0 35,944
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108   180,060 16,489 SH   SOLE   0 0 16,489
CARDLYTICS INC COM 14161W105   47,530 14,000 SH   SOLE   0 0 14,000
CATERPILLAR INC COM 149123101   498,192 2,177 SH   SOLE   0 0 2,177
CHEVRON CORP NEW COM 166764100   443,632 2,719 SH   SOLE   0 0 2,719
CINCINNATI FINL CORP COM 172062101   454,148 4,052 SH   SOLE   0 0 4,052
CIVISTA BANCSHARES INC COM NO PAR 178867107   2,458,201 145,628 SH   SOLE   0 0 145,628
DEERE & CO COM 244199105   484,013 1,172 SH   SOLE   0 0 1,172
DIEBOLD NIXDORF INC COM STK 253651103   24,095 20,079 SH   SOLE   0 0 20,079
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   79,669,096 3,310,579 SH   SOLE   0 0 3,310,579
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   473,658 10,644 SH   SOLE   0 0 10,644
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,325,401 99,325 SH   SOLE   0 0 99,325
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   210,465 8,260 SH   SOLE   0 0 8,260
DIREXION SHS ETF TR DRX S&P500BULL 25459W862   369,779 5,053 SH   SOLE   0 0 5,053
DISNEY WALT CO COM 254687106   633,973 6,332 SH   SOLE   0 0 6,332
DTE ENERGY CO COM 233331107   233,649 2,133 SH   SOLE   0 0 2,133
EATON CORP PLC SHS G29183103   313,724 1,831 SH   SOLE   0 0 1,831
ECOLAB INC COM 278865100   597,894 3,612 SH   SOLE   0 0 3,612
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   1,048,814 84,107 SH   SOLE   0 0 84,107
EXXON MOBIL CORP COM 30231G102   1,502,535 13,702 SH   SOLE   0 0 13,702
FIFTH THIRD BANCORP COM 316773100   230,036 8,635 SH   SOLE   0 0 8,635
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   290,686 3,579 SH   SOLE   0 0 3,579
GREIF INC CL A 397624107   310,069 4,893 SH   SOLE   0 0 4,893
HOME DEPOT INC COM 437076102   316,151 1,071 SH   SOLE   0 0 1,071
HUNTINGTON BANCSHARES INC COM 446150104   544,253 48,594 SH   SOLE   0 0 48,594
INSTALLED BLDG PRODS INC COM 45780R101   436,849 3,831 SH   SOLE   0 0 3,831
INTEL CORP COM 458140100   205,520 6,291 SH   SOLE   0 0 6,291
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   259,523 8,369 SH   SOLE   0 0 8,369
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   289,714 1,848 SH   SOLE   0 0 1,848
INVESCO QQQ TR UNIT SER 1 46090E103   342,284 1,067 SH   SOLE   0 0 1,067
ISHARES TR CORE S&P SCP ETF 464287804   19,634,350 203,044 SH   SOLE   0 0 203,044
ISHARES TR CORE S&P500 ETF 464287200   60,349,217 146,807 SH   SOLE   0 0 146,807
ISHARES TR RUS 1000 ETF 464287622   3,787,918 16,818 SH   SOLE   0 0 16,818
ISHARES TR US HLTHCARE ETF 464287762   208,618 764 SH   SOLE   0 0 764
ISHARES TR CORE S&P MCP ETF 464287507   30,432,819 121,653 SH   SOLE   0 0 121,653
ISHARES TR RUS 1000 VAL ETF 464287598   1,495,041 9,819 SH   SOLE   0 0 9,819
ISHARES TR TIPS BD ETF 464287176   246,629 2,237 SH   SOLE   0 0 2,237
ISHARES TR RUS MID CAP ETF 464287499   2,008,662 28,728 SH   SOLE   0 0 28,728
ISHARES TR EAFE VALUE ETF 464288877   3,217,782 66,305 SH   SOLE   0 0 66,305
ISHARES TR MSCI EMG MKT ETF 464287234   492,726 12,487 SH   SOLE   0 0 12,487
ISHARES TR CORE DIV GRWTH 46434V621   384,523 7,692 SH   SOLE   0 0 7,692
ISHARES TR RUSSELL 2000 ETF 464287655   1,007,425 5,647 SH   SOLE   0 0 5,647
ISHARES TR MSCI ACWI EX US 464288240   317,005 6,500 SH   SOLE   0 0 6,500
ISHARES TR S&P SML 600 GWT 464287887   210,645 1,916 SH   SOLE   0 0 1,916
ISHARES TR SELECT DIVID ETF 464287168   538,609 4,596 SH   SOLE   0 0 4,596
ISHARES TR U.S. REAL ES ETF 464287739   220,061 2,592 SH   SOLE   0 0 2,592
ISHARES TR S&P 500 GRWT ETF 464287309   856,445 13,405 SH   SOLE   0 0 13,405
ISHARES TR MSCI EAFE ETF 464287465   4,856,870 67,909 SH   SOLE   0 0 67,909
ISHARES TR CORE US AGGBD ET 464287226   802,285 8,052 SH   SOLE   0 0 8,052
ISHARES TR RUSSELL 3000 ETF 464287689   364,650 1,549 SH   SOLE   0 0 1,549
ISHARES TR RUS 1000 GRW ETF 464287614   1,273,845 5,214 SH   SOLE   0 0 5,214
IVEDA SOLUTIONS INC COM NEW 46583A204   13,300 10,000 SH   SOLE   0 0 10,000
JOHNSON & JOHNSON COM 478160104   911,828 5,883 SH   SOLE   0 0 5,883
JPMORGAN CHASE & CO COM 46625H100   1,367,722 10,496 SH   SOLE   0 0 10,496
KEYCORP COM 493267108   249,010 19,889 SH   SOLE   0 0 19,889
KROGER CO COM 501044101   484,965 9,823 SH   SOLE   0 0 9,823
LANCASTER COLONY CORP COM 513847103   912,757 4,499 SH   SOLE   0 0 4,499
LILLY ELI & CO COM 532457108   604,323 1,760 SH   SOLE   0 0 1,760
LOCKHEED MARTIN CORP COM 539830109   258,583 547 SH   SOLE   0 0 547
MCDONALDS CORP COM 580135101   420,019 1,502 SH   SOLE   0 0 1,502
MEDTRONIC PLC SHS G5960L103   285,395 3,540 SH   SOLE   0 0 3,540
MERCK & CO INC COM 58933Y105   641,692 6,032 SH   SOLE   0 0 6,032
METTLER TOLEDO INTERNATIONAL COM 592688105   726,850 475 SH   SOLE   0 0 475
MICROSOFT CORP COM 594918104   6,777,570 23,509 SH   SOLE   0 0 23,509
NIKE INC CL B 654106103   543,061 4,428 SH   SOLE   0 0 4,428
NVIDIA CORPORATION COM 67066G104   279,442 1,006 SH   SOLE   0 0 1,006
PACKAGING CORP AMER COM 695156109   32,077,643 231,057 SH   SOLE   0 0 231,057
PARK NATL CORP COM 700658107   1,072,817 9,048 SH   SOLE   0 0 9,048
PEPSICO INC COM 713448108   430,348 2,361 SH   SOLE   0 0 2,361
PROCTER AND GAMBLE CO COM 742718109   1,977,890 13,302 SH   SOLE   0 0 13,302
PROLOGIS INC. COM 74340W103   237,063 1,900 SH   SOLE   0 0 1,900
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,525,048 158,766 SH   SOLE   0 0 158,766
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   382,291 15,591 SH   SOLE   0 0 15,591
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   36,863,418 543,308 SH   SOLE   0 0 543,308
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   4,444,160 94,738 SH   SOLE   0 0 94,738
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   66,513,977 1,390,052 SH   SOLE   0 0 1,390,052
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,043,106 62,913 SH   SOLE   0 0 62,913
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   734,214 11,266 SH   SOLE   0 0 11,266
SCHWAB STRATEGIC TR US TIPS ETF 808524870   235,402 4,391 SH   SOLE   0 0 4,391
SCHWAB STRATEGIC TR US REIT ETF 808524847   347,081 17,799 SH   SOLE   0 0 17,799
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   18,879,338 450,258 SH   SOLE   0 0 450,258
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   424,139 12,582 SH   SOLE   0 0 12,582
SHERWIN WILLIAMS CO COM 824348106   1,828,729 8,136 SH   SOLE   0 0 8,136
SPDR GOLD TR GOLD SHS 78463V107   1,820,107 9,934 SH   SOLE   0 0 9,934
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,067,961 5,051 SH   SOLE   0 0 5,051
STARBUCKS CORP COM 855244109   200,328 1,924 SH   SOLE   0 0 1,924
STARWOOD PPTY TR INC COM 85571B105   189,601 10,718 SH   SOLE   0 0 10,718
TESLA INC COM 88160R101   1,221,939 5,890 SH   SOLE   0 0 5,890
TEXAS INSTRS INC COM 882508104   1,096,343 5,894 SH   SOLE   0 0 5,894
THERMO FISHER SCIENTIFIC INC COM 883556102   209,799 364 SH   SOLE   0 0 364
UNDER ARMOUR INC CL C 904311206   127,788 14,981 SH   SOLE   0 0 14,981
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   843,921 9,966 SH   SOLE   0 0 9,966
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   331,719 3,736 SH   SOLE   0 0 3,736
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   639,737 8,665 SH   SOLE   0 0 8,665
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   806,740 10,547 SH   SOLE   0 0 10,547
VANGUARD INDEX FDS MID CAP ETF 922908629   525,193 2,490 SH   SOLE   0 0 2,490
VANGUARD INDEX FDS VALUE ETF 922908744   664,862 4,814 SH   SOLE   0 0 4,814
VANGUARD INDEX FDS SM CP VAL ETF 922908611   271,564 1,711 SH   SOLE   0 0 1,711
VANGUARD INDEX FDS GROWTH ETF 922908736   697,935 2,798 SH   SOLE   0 0 2,798
VANGUARD INDEX FDS SML CP GRW ETF 922908595   29,059,386 134,279 SH   SOLE   0 0 134,279
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,688,489 9,808 SH   SOLE   0 0 9,808
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,189,823 5,830 SH   SOLE   0 0 5,830
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,657,974 140,049 SH   SOLE   0 0 140,049
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   854,932 15,989 SH   SOLE   0 0 15,989
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   261,086 2,390 SH   SOLE   0 0 2,390
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   329,097 6,882 SH   SOLE   0 0 6,882
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,641,877 102,765 SH   SOLE   0 0 102,765
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   473,582 1,986 SH   SOLE   0 0 1,986
VANGUARD WORLD FDS UTILITIES ETF 92204A876   243,851 1,653 SH   SOLE   0 0 1,653
WALMART INC COM 931142103   1,162,977 7,887 SH   SOLE   0 0 7,887
WIDEPOINT CORP COMMON 967590209   44,095 24,362 SH   SOLE   0 0 24,362
WORTHINGTON INDS INC COM 981811102   1,301,355 20,129 SH   SOLE   0 0 20,129