The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 343 3,106 SH   SOLE   0 0 3,106
ABBOTT LABS COM 002824100 1,134 11,722 SH   SOLE   0 0 11,722
ABBVIE INC COM 00287Y109 928 6,912 SH   SOLE   0 0 6,912
AGILON HEALTH INC COM 00857U107 780 33,287 SH   SOLE   0 0 33,287
ALPHABET INC CAP STK CL A 02079K305 662 6,922 SH   SOLE   0 0 6,922
ALPHABET INC CAP STK CL C 02079K107 275 2,860 SH   SOLE   0 0 2,860
AMAZON COM INC COM 023135106 920 8,145 SH   SOLE   0 0 8,145
AMERICAN ELEC PWR CO INC COM 025537101 348 4,027 SH   SOLE   0 0 4,027
AMGEN INC COM 031162100 316 1,400 SH   SOLE   0 0 1,400
APPLE INC COM 037833100 9,279 67,144 SH   SOLE   0 0 67,144
APPLIED MATLS INC COM 038222105 436 5,319 SH   SOLE   0 0 5,319
BANK NEW YORK MELLON CORP COM 064058100 325 8,450 SH   SOLE   0 0 8,450
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 9,806 36,723 SH   SOLE   0 0 36,723
BK OF AMERICA CORP COM 060505104 363 12,014 SH   SOLE   0 0 12,014
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 166 16,489 SH   SOLE   0 0 16,489
CATERPILLAR INC COM 149123101 375 2,284 SH   SOLE   0 0 2,284
CHEVRON CORP NEW COM 166764100 560 3,895 SH   SOLE   0 0 3,895
CINCINNATI FINL CORP COM 172062101 363 4,052 SH   SOLE   0 0 4,052
CISCO SYS INC COM 17275R102 473 11,826 SH   SOLE   0 0 11,826
CIVISTA BANCSHARES INC COM NO PAR 178867107 2,032 97,883 SH   SOLE   0 0 97,883
CVS HEALTH CORP COM 126650100 240 2,518 SH   SOLE   0 0 2,518
DEERE & CO COM 244199105 401 1,202 SH   SOLE   0 0 1,202
DIEBOLD NIXDORF INC COM STK 253651103 25 10,079 SH   SOLE   0 0 10,079
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 55,444 2,893,746 SH   SOLE   0 0 2,893,746
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 308 7,909 SH   SOLE   0 0 7,909
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 2,941 99,325 SH   SOLE   0 0 99,325
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 257 4,803 SH   SOLE   0 0 4,803
DISNEY WALT CO COM 254687106 598 6,339 SH   SOLE   0 0 6,339
EATON CORP PLC SHS G29183103 451 3,385 SH   SOLE   0 0 3,385
ECOLAB INC COM 278865100 522 3,612 SH   SOLE   0 0 3,612
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 927 84,007 SH   SOLE   0 0 84,007
EVERCOMMERCE INC COM 29977X105 134 12,226 SH   SOLE   0 0 12,226
EXXON MOBIL CORP COM 30231G102 1,309 14,995 SH   SOLE   0 0 14,995
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 254 3,579 SH   SOLE   0 0 3,579
GREIF INC CL A 397624107 291 4,893 SH   SOLE   0 0 4,893
HOME DEPOT INC COM 437076102 239 866 SH   SOLE   0 0 866
HONEYWELL INTL INC COM 438516106 279 1,672 SH   SOLE   0 0 1,672
HUNTINGTON BANCSHARES INC COM 446150104 465 35,289 SH   SOLE   0 0 35,289
INTEL CORP COM 458140100 316 12,248 SH   SOLE   0 0 12,248
INTERNATIONAL BUSINESS MACHS COM 459200101 220 1,850 SH   SOLE   0 0 1,850
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 214 8,369 SH   SOLE   0 0 8,369
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 256 1,848 SH   SOLE   0 0 1,848
INVESCO QQQ TR UNIT SER 1 46090E103 293 1,095 SH   SOLE   0 0 1,095
ISHARES TR MSCI EAFE ETF 464287465 5,048 90,121 SH   SOLE   0 0 90,121
ISHARES TR RUS 1000 ETF 464287622 546 2,767 SH   SOLE   0 0 2,767
ISHARES TR CORE S&P500 ETF 464287200 54,010 150,593 SH   SOLE   0 0 150,593
ISHARES TR CORE US AGGBD ET 464287226 868 9,009 SH   SOLE   0 0 9,009
ISHARES TR RUS MID CAP ETF 464287499 366 5,886 SH   SOLE   0 0 5,886
ISHARES TR RUS 1000 VAL ETF 464287598 1,335 9,819 SH   SOLE   0 0 9,819
ISHARES TR RUSSELL 3000 ETF 464287689 321 1,549 SH   SOLE   0 0 1,549
ISHARES TR U.S. REAL ES ETF 464287739 290 3,563 SH   SOLE   0 0 3,563
ISHARES TR SELECT DIVID ETF 464287168 471 4,392 SH   SOLE   0 0 4,392
ISHARES TR CORE S&P MCP ETF 464287507 27,855 127,043 SH   SOLE   0 0 127,043
ISHARES TR MSCI EMG MKT ETF 464287234 320 9,171 SH   SOLE   0 0 9,171
ISHARES TR CORE DIV GRWTH 46434V621 342 7,692 SH   SOLE   0 0 7,692
ISHARES TR EAFE VALUE ETF 464288877 4,669 121,167 SH   SOLE   0 0 121,167
ISHARES TR S&P 500 GRWT ETF 464287309 661 11,430 SH   SOLE   0 0 11,430
ISHARES TR TIPS BD ETF 464287176 371 3,533 SH   SOLE   0 0 3,533
ISHARES TR S&P SML 600 GWT 464287887 206 2,023 SH   SOLE   0 0 2,023
ISHARES TR MSCI ACWI EX US 464288240 273 6,825 SH   SOLE   0 0 6,825
ISHARES TR RUS 1000 GRW ETF 464287614 1,055 5,013 SH   SOLE   0 0 5,013
ISHARES TR CORE S&P SCP ETF 464287804 18,059 207,126 SH   SOLE   0 0 207,126
IVEDA SOLUTIONS INC COM NEW 46583A204 7 10,000 SH   SOLE   0 0 10,000
JOHNSON & JOHNSON COM 478160104 1,149 7,033 SH   SOLE   0 0 7,033
JPMORGAN CHASE & CO COM 46625H100 1,663 15,915 SH   SOLE   0 0 15,915
KROGER CO COM 501044101 693 15,847 SH   SOLE   0 0 15,847
LANCASTER COLONY CORP COM 513847103 663 4,415 SH   SOLE   0 0 4,415
LILLY ELI & CO COM 532457108 496 1,532 SH   SOLE   0 0 1,532
LOCKHEED MARTIN CORP COM 539830109 282 729 SH   SOLE   0 0 729
MCDONALDS CORP COM 580135101 483 2,094 SH   SOLE   0 0 2,094
MEDTRONIC PLC SHS G5960L103 278 3,440 SH   SOLE   0 0 3,440
MERCK & CO INC COM 58933Y105 864 10,031 SH   SOLE   0 0 10,031
METTLER TOLEDO INTERNATIONAL COM 592688105 515 475 SH   SOLE   0 0 475
MICROSOFT CORP COM 594918104 5,862 25,167 SH   SOLE   0 0 25,167
NIKE INC CL B 654106103 368 4,426 SH   SOLE   0 0 4,426
NORFOLK SOUTHN CORP COM 655844108 212 1,010 SH   SOLE   0 0 1,010
PACKAGING CORP AMER COM 695156109 25,945 231,057 SH   SOLE   0 0 231,057
PARK NATL CORP COM 700658107 1,126 9,048 SH   SOLE   0 0 9,048
PEPSICO INC COM 713448108 387 2,368 SH   SOLE   0 0 2,368
PFIZER INC COM 717081103 306 6,993 SH   SOLE   0 0 6,993
PROCTER AND GAMBLE CO COM 742718109 2,788 22,080 SH   SOLE   0 0 22,080
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 16,025 423,933 SH   SOLE   0 0 423,933
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 424 15,278 SH   SOLE   0 0 15,278
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4,859 107,230 SH   SOLE   0 0 107,230
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,482 230,422 SH   SOLE   0 0 230,422
SCHWAB STRATEGIC TR US REIT ETF 808524847 217 11,596 SH   SOLE   0 0 11,596
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 345 15,403 SH   SOLE   0 0 15,403
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 27,694 457,526 SH   SOLE   0 0 457,526
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,739 64,672 SH   SOLE   0 0 64,672
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 640 11,463 SH   SOLE   0 0 11,463
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 57,861 1,377,968 SH   SOLE   0 0 1,377,968
SHERWIN WILLIAMS CO COM 824348106 1,666 8,136 SH   SOLE   0 0 8,136
SPDR GOLD TR GOLD SHS 78463V107 1,536 9,934 SH   SOLE   0 0 9,934
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,760 4,926 SH   SOLE   0 0 4,926
STARWOOD PPTY TR INC COM 85571B105 195 10,718 SH   SOLE   0 0 10,718
TESLA INC COM 88160R101 1,522 5,737 SH   SOLE   0 0 5,737
TEXAS INSTRS INC COM 882508104 912 5,894 SH   SOLE   0 0 5,894
UNDER ARMOUR INC CL C 904311206 61 10,270 SH   SOLE   0 0 10,270
UNITED PARCEL SERVICE INC CL B 911312106 247 1,529 SH   SOLE   0 0 1,529
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 305 1,890 SH   SOLE   0 0 1,890
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 704 4,735 SH   SOLE   0 0 4,735
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 643 8,588 SH   SOLE   0 0 8,588
VANGUARD INDEX FDS SML CP GRW ETF 922908595 25,497 130,665 SH   SOLE   0 0 130,665
VANGUARD INDEX FDS VALUE ETF 922908744 593 4,800 SH   SOLE   0 0 4,800
VANGUARD INDEX FDS SM CP VAL ETF 922908611 237 1,651 SH   SOLE   0 0 1,651
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,422 7,376 SH   SOLE   0 0 7,376
VANGUARD INDEX FDS TOTAL STK MKT 922908769 773 4,306 SH   SOLE   0 0 4,306
VANGUARD INDEX FDS GROWTH ETF 922908736 582 2,718 SH   SOLE   0 0 2,718
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 804 18,133 SH   SOLE   0 0 18,133
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 458 12,563 SH   SOLE   0 0 12,563
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 354 7,360 SH   SOLE   0 0 7,360
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,826 50,233 SH   SOLE   0 0 50,233
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 444 1,986 SH   SOLE   0 0 1,986
VANGUARD WORLD FDS UTILITIES ETF 92204A876 235 1,653 SH   SOLE   0 0 1,653
VERIZON COMMUNICATIONS INC COM 92343V104 378 9,947 SH   SOLE   0 0 9,947
WALMART INC COM 931142103 1,156 8,911 SH   SOLE   0 0 8,911
WIDEPOINT CORP COMMON 967590209 47 21,862 SH   SOLE   0 0 21,862
WORTHINGTON INDS INC COM 981811102 1,129 29,607 SH   SOLE   0 0 29,607