The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 296 2,286 SH   SOLE   0 0 2,286
ABBOTT LABS COM 002824100 1,111 10,225 SH   SOLE   0 0 10,225
ABBVIE INC COM 00287Y109 1,017 6,643 SH   SOLE   0 0 6,643
ALPHABET INC CAP STK CL A 02079K305 737 338 SH   SOLE   0 0 338
ALPHABET INC CAP STK CL C 02079K107 302 138 SH   SOLE   0 0 138
AMAZON COM INC COM 023135106 853 8,028 SH   SOLE   0 0 8,028
AMERICAN ELEC PWR CO INC COM 025537101 242 2,527 SH   SOLE   0 0 2,527
AMGEN INC COM 031162100 341 1,400 SH   SOLE   0 0 1,400
APPLE INC COM 037833100 8,430 61,662 SH   SOLE   0 0 61,662
APPLIED MATLS INC COM 038222105 485 5,330 SH   SOLE   0 0 5,330
BANK NEW YORK MELLON CORP COM 064058100 352 8,450 SH   SOLE   0 0 8,450
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 10,019 36,697 SH   SOLE   0 0 36,697
BK OF AMERICA CORP COM 060505104 370 11,889 SH   SOLE   0 0 11,889
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 184 16,489 SH   SOLE   0 0 16,489
CATERPILLAR INC COM 149123101 408 2,284 SH   SOLE   0 0 2,284
CHEVRON CORP NEW COM 166764100 250 1,725 SH   SOLE   0 0 1,725
CINCINNATI FINL CORP COM 172062101 482 4,052 SH   SOLE   0 0 4,052
DEERE & CO COM 244199105 360 1,202 SH   SOLE   0 0 1,202
DIEBOLD NIXDORF INC COM STK 253651103 23 10,079 SH   SOLE   0 0 10,079
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 605 28,103 SH   SOLE   0 0 28,103
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 3,301 104,458 SH   SOLE   0 0 104,458
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 315 4,803 SH   SOLE   0 0 4,803
DISNEY WALT CO COM 254687106 592 6,273 SH   SOLE   0 0 6,273
DUKE REALTY CORP COM NEW 264411505 220 4,000 SH   SOLE   0 0 4,000
EATON CORP PLC SHS G29183103 244 1,935 SH   SOLE   0 0 1,935
ECOLAB INC COM 278865100 555 3,612 SH   SOLE   0 0 3,612
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 838 84,007 SH   SOLE   0 0 84,007
EVERCOMMERCE INC COM 29977X105 111 12,226 SH   SOLE   0 0 12,226
EXXON MOBIL CORP COM 30231G102 1,213 14,165 SH   SOLE   0 0 14,165
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 268 3,579 SH   SOLE   0 0 3,579
GREIF INC CL A 397624107 305 4,893 SH   SOLE   0 0 4,893
HOME DEPOT INC COM 437076102 232 846 SH   SOLE   0 0 846
HUNTINGTON BANCSHARES INC COM 446150104 425 35,289 SH   SOLE   0 0 35,289
INTEL CORP COM 458140100 298 7,965 SH   SOLE   0 0 7,965
INTERNATIONAL BUSINESS MACHS COM 459200101 239 1,696 SH   SOLE   0 0 1,696
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 244 8,369 SH   SOLE   0 0 8,369
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 274 1,848 SH   SOLE   0 0 1,848
INVESCO QQQ TR UNIT SER 1 46090E103 636 2,268 SH   SOLE   0 0 2,268
ISHARES TR CORE 1 5 YR USD 46432F859 235 4,948 SH   SOLE   0 0 4,948
ISHARES TR CORE S&P500 ETF 464287200 56,504 149,029 SH   SOLE   0 0 149,029
ISHARES TR RUS MID CAP ETF 464287499 1,289 19,928 SH   SOLE   0 0 19,928
ISHARES TR CORE DIV GRWTH 46434V621 232 4,870 SH   SOLE   0 0 4,870
ISHARES TR US HLTHCARE ETF 464287762 205 764 SH   SOLE   0 0 764
ISHARES TR U.S. REAL ES ETF 464287739 333 3,617 SH   SOLE   0 0 3,617
ISHARES TR SELECT DIVID ETF 464287168 517 4,392 SH   SOLE   0 0 4,392
ISHARES TR TIPS BD ETF 464287176 214 1,880 SH   SOLE   0 0 1,880
ISHARES TR MSCI ACWI EX US 464288240 307 6,825 SH   SOLE   0 0 6,825
ISHARES TR RUS 1000 VAL ETF 464287598 1,423 9,819 SH   SOLE   0 0 9,819
ISHARES TR CORE US AGGBD ET 464287226 806 7,926 SH   SOLE   0 0 7,926
ISHARES TR MSCI EAFE ETF 464287465 15,027 240,478 SH   SOLE   0 0 240,478
ISHARES TR RUSSELL 2000 ETF 464287655 1,041 6,145 SH   SOLE   0 0 6,145
ISHARES TR EAFE SML CP ETF 464288273 290 5,316 SH   SOLE   0 0 5,316
ISHARES TR EAFE VALUE ETF 464288877 27,990 644,941 SH   SOLE   0 0 644,941
ISHARES TR CORE S&P SCP ETF 464287804 18,838 203,850 SH   SOLE   0 0 203,850
ISHARES TR CORE S&P MCP ETF 464287507 28,825 127,416 SH   SOLE   0 0 127,416
ISHARES TR S&P 500 GRWT ETF 464287309 292 4,839 SH   SOLE   0 0 4,839
ISHARES TR RUSSELL 3000 ETF 464287689 337 1,549 SH   SOLE   0 0 1,549
ISHARES TR RUS 1000 GRW ETF 464287614 1,206 5,515 SH   SOLE   0 0 5,515
ISHARES TR S&P SML 600 GWT 464287887 291 2,762 SH   SOLE   0 0 2,762
ISHARES TR RUS 1000 ETF 464287622 1,713 8,246 SH   SOLE   0 0 8,246
ISHARES TR MSCI EMG MKT ETF 464287234 514 12,810 SH   SOLE   0 0 12,810
IVEDA SOLUTIONS INC COM NEW 46583A204 13 10,000 SH   SOLE   0 0 10,000
JOHNSON & JOHNSON COM 478160104 1,071 6,033 SH   SOLE   0 0 6,033
JPMORGAN CHASE & CO COM 46625H100 715 6,347 SH   SOLE   0 0 6,347
KROGER CO COM 501044101 544 11,494 SH   SOLE   0 0 11,494
LANCASTER COLONY CORP COM 513847103 569 4,415 SH   SOLE   0 0 4,415
LILLY ELI & CO COM 532457108 511 1,575 SH   SOLE   0 0 1,575
LOCKHEED MARTIN CORP COM 539830109 313 729 SH   SOLE   0 0 729
MCDONALDS CORP COM 580135101 557 2,255 SH   SOLE   0 0 2,255
MEDTRONIC PLC SHS G5960L103 309 3,440 SH   SOLE   0 0 3,440
MERCK & CO INC COM 58933Y105 641 7,030 SH   SOLE   0 0 7,030
METTLER TOLEDO INTERNATIONAL COM 592688105 546 475 SH   SOLE   0 0 475
MICROSOFT CORP COM 594918104 5,686 22,139 SH   SOLE   0 0 22,139
NIKE INC CL B 654106103 446 4,366 SH   SOLE   0 0 4,366
PACKAGING CORP AMER COM 695156109 27,704 201,487 SH   SOLE   0 0 201,487
PARK NATL CORP COM 700658107 1,097 9,048 SH   SOLE   0 0 9,048
PEPSICO INC COM 713448108 395 2,368 SH   SOLE   0 0 2,368
PFIZER INC COM 717081103 243 4,629 SH   SOLE   0 0 4,629
PROCTER AND GAMBLE CO COM 742718109 2,141 14,887 SH   SOLE   0 0 14,887
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 15,211 390,123 SH   SOLE   0 0 390,123
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 419 16,495 SH   SOLE   0 0 16,495
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 528 16,913 SH   SOLE   0 0 16,913
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 682 11,761 SH   SOLE   0 0 11,761
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 57,870 1,309,575 SH   SOLE   0 0 1,309,575
SCHWAB STRATEGIC TR US TIPS ETF 808524870 223 3,992 SH   SOLE   0 0 3,992
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 26,337 419,846 SH   SOLE   0 0 419,846
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,888 64,672 SH   SOLE   0 0 64,672
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,156 107,713 SH   SOLE   0 0 107,713
SCHWAB STRATEGIC TR US REIT ETF 808524847 250 11,834 SH   SOLE   0 0 11,834
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 27,963 889,110 SH   SOLE   0 0 889,110
SELECT SECTOR SPDR TR ENERGY 81369Y506 210 2,943 SH   SOLE   0 0 2,943
SHERWIN WILLIAMS CO COM 824348106 1,822 8,136 SH   SOLE   0 0 8,136
SPDR GOLD TR GOLD SHS 78463V107 1,673 9,934 SH   SOLE   0 0 9,934
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,924 5,100 SH   SOLE   0 0 5,100
STARWOOD PPTY TR INC COM 85571B105 224 10,718 SH   SOLE   0 0 10,718
TESLA INC COM 88160R101 1,276 1,895 SH   SOLE   0 0 1,895
TEXAS INSTRS INC COM 882508104 910 5,924 SH   SOLE   0 0 5,924
UNDER ARMOUR INC CL C 904311206 78 10,270 SH   SOLE   0 0 10,270
UNITED STS OIL FD LP UNITS 91232N207 235 2,925 SH   SOLE   0 0 2,925
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 301 1,770 SH   SOLE   0 0 1,770
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 707 4,619 SH   SOLE   0 0 4,619
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 591 7,693 SH   SOLE   0 0 7,693
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 219 2,914 SH   SOLE   0 0 2,914
VANGUARD INDEX FDS GROWTH ETF 922908736 612 2,744 SH   SOLE   0 0 2,744
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,645 7,625 SH   SOLE   0 0 7,625
VANGUARD INDEX FDS SML CP GRW ETF 922908595 24,992 126,846 SH   SOLE   0 0 126,846
VANGUARD INDEX FDS VALUE ETF 922908744 630 4,777 SH   SOLE   0 0 4,777
VANGUARD INDEX FDS SM CP VAL ETF 922908611 255 1,701 SH   SOLE   0 0 1,701
VANGUARD INDEX FDS TOTAL STK MKT 922908769 799 4,235 SH   SOLE   0 0 4,235
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 991 19,839 SH   SOLE   0 0 19,839
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 470 11,287 SH   SOLE   0 0 11,287
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 390 7,779 SH   SOLE   0 0 7,779
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 4,992 122,345 SH   SOLE   0 0 122,345
VANGUARD WORLD FDS UTILITIES ETF 92204A876 244 1,603 SH   SOLE   0 0 1,603
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 468 1,986 SH   SOLE   0 0 1,986
VERIZON COMMUNICATIONS INC COM 92343V104 377 7,421 SH   SOLE   0 0 7,421
WALMART INC COM 931142103 1,131 9,299 SH   SOLE   0 0 9,299
WIDEPOINT CORP COMMON 967590209 52 21,962 SH   SOLE   0 0 21,962
WORTHINGTON INDS INC COM 981811102 1,242 28,165 SH   SOLE   0 0 28,165