The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 562 3,774 SH   SOLE   0 0 3,774
ABBOTT LABS COM 002824100 1,224 10,345 SH   SOLE   0 0 10,345
ABBVIE INC COM 00287Y109 1,020 6,291 SH   SOLE   0 0 6,291
ALPHABET INC CAP STK CL A 02079K305 876 315 SH   SOLE   0 0 315
ALPHABET INC CAP STK CL C 02079K107 385 138 SH   SOLE   0 0 138
ALTRIA GROUP INC COM 02209S103 221 4,234 SH   SOLE   0 0 4,234
AMAZON COM INC COM 023135106 1,159 356 SH   SOLE   0 0 356
AMERICAN ELEC PWR CO INC COM 025537101 252 2,527 SH   SOLE   0 0 2,527
AMGEN INC COM 031162100 339 1,400 SH   SOLE   0 0 1,400
APPLE INC COM 037833100 10,749 61,562 SH   SOLE   0 0 61,562
APPLIED MATLS INC COM 038222105 702 5,330 SH   SOLE   0 0 5,330
ARK ETF TR GENOMIC REV ETF 00214Q302 235 5,112 SH   SOLE   0 0 5,112
AT&T INC COM 00206R102 223 9,422 SH   SOLE   0 0 9,422
BANK NEW YORK MELLON CORP COM 064058100 419 8,450 SH   SOLE   0 0 8,450
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 13,101 37,122 SH   SOLE   0 0 37,122
BK OF AMERICA CORP COM 060505104 468 11,342 SH   SOLE   0 0 11,342
BLACKROCK INC COM 09247X101 323 423 SH   SOLE   0 0 423
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 232 16,489 SH   SOLE   0 0 16,489
CATERPILLAR INC COM 149123101 509 2,284 SH   SOLE   0 0 2,284
CHEVRON CORP NEW COM 166764100 281 1,725 SH   SOLE   0 0 1,725
CINCINNATI FINL CORP COM 172062101 551 4,052 SH   SOLE   0 0 4,052
DEERE & CO COM 244199105 499 1,202 SH   SOLE   0 0 1,202
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 228 8,260 SH   SOLE   0 0 8,260
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 446 3,723 SH   SOLE   0 0 3,723
DISNEY WALT CO COM 254687106 889 6,485 SH   SOLE   0 0 6,485
DUKE ENERGY CORP NEW COM NEW 26441C204 202 1,812 SH   SOLE   0 0 1,812
DUKE REALTY CORP COM NEW 264411505 232 4,000 SH   SOLE   0 0 4,000
ECOLAB INC COM 278865100 638 3,612 SH   SOLE   0 0 3,612
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 940 84,007 SH   SOLE   0 0 84,007
EVERCOMMERCE INC COM 29977X105 161 12,226 SH   SOLE   0 0 12,226
EXXON MOBIL CORP COM 30231G102 1,227 14,855 SH   SOLE   0 0 14,855
GANNETT CO INC COM 36472T109 94 20,766 SH   SOLE   0 0 20,766
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 319 3,579 SH   SOLE   0 0 3,579
GREIF INC CL A 397624107 318 4,893 SH   SOLE   0 0 4,893
HOME DEPOT INC COM 437076102 253 844 SH   SOLE   0 0 844
HUNTINGTON BANCSHARES INC COM 446150104 545 37,289 SH   SOLE   0 0 37,289
INTEL CORP COM 458140100 389 7,857 SH   SOLE   0 0 7,857
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 289 8,369 SH   SOLE   0 0 8,369
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 316 1,848 SH   SOLE   0 0 1,848
INVESCO QQQ TR UNIT SER 1 46090E103 468 1,292 SH   SOLE   0 0 1,292
ISHARES TR TIPS BD ETF 464287176 202 1,620 SH   SOLE   0 0 1,620
ISHARES TR US HLTHCARE ETF 464287762 221 764 SH   SOLE   0 0 764
ISHARES TR RUS 1000 VAL ETF 464287598 1,630 9,819 SH   SOLE   0 0 9,819
ISHARES TR CORE S&P SCP ETF 464287804 21,669 200,862 SH   SOLE   0 0 200,862
ISHARES TR SELECT DIVID ETF 464287168 563 4,392 SH   SOLE   0 0 4,392
ISHARES TR CORE S&P500 ETF 464287200 67,805 149,452 SH   SOLE   0 0 149,452
ISHARES TR CORE DIV GRWTH 46434V621 260 4,870 SH   SOLE   0 0 4,870
ISHARES TR EAFE SML CP ETF 464288273 385 5,807 SH   SOLE   0 0 5,807
ISHARES TR RUS 1000 GRW ETF 464287614 1,497 5,392 SH   SOLE   0 0 5,392
ISHARES TR MSCI EAFE ETF 464287465 17,933 243,652 SH   SOLE   0 0 243,652
ISHARES TR MSCI EMG MKT ETF 464287234 712 15,761 SH   SOLE   0 0 15,761
ISHARES TR CORE US AGGBD ET 464287226 906 8,462 SH   SOLE   0 0 8,462
ISHARES TR S&P 500 GRWT ETF 464287309 315 4,123 SH   SOLE   0 0 4,123
ISHARES TR MSCI ACWI EX US 464288240 357 6,825 SH   SOLE   0 0 6,825
ISHARES TR RUSSELL 3000 ETF 464287689 406 1,549 SH   SOLE   0 0 1,549
ISHARES TR CORE S&P MCP ETF 464287507 33,855 126,166 SH   SOLE   0 0 126,166
ISHARES TR EAFE VALUE ETF 464288877 32,950 655,587 SH   SOLE   0 0 655,587
ISHARES TR S&P SML 600 GWT 464287887 220 1,759 SH   SOLE   0 0 1,759
ISHARES TR U.S. REAL ES ETF 464287739 372 3,434 SH   SOLE   0 0 3,434
JOHNSON & JOHNSON COM 478160104 968 5,462 SH   SOLE   0 0 5,462
JPMORGAN CHASE & CO COM 46625H100 865 6,347 SH   SOLE   0 0 6,347
KROGER CO COM 501044101 707 12,320 SH   SOLE   0 0 12,320
LANCASTER COLONY CORP COM 513847103 658 4,415 SH   SOLE   0 0 4,415
LILLY ELI & CO COM 532457108 355 1,238 SH   SOLE   0 0 1,238
LOCKHEED MARTIN CORP COM 539830109 271 614 SH   SOLE   0 0 614
MCDONALDS CORP COM 580135101 408 1,650 SH   SOLE   0 0 1,650
MEDTRONIC PLC SHS G5960L103 393 3,540 SH   SOLE   0 0 3,540
MERCK & CO INC COM 58933Y105 507 6,180 SH   SOLE   0 0 6,180
METTLER TOLEDO INTERNATIONAL COM 592688105 652 475 SH   SOLE   0 0 475
MICROSOFT CORP COM 594918104 6,784 22,005 SH   SOLE   0 0 22,005
NIKE INC CL B 654106103 575 4,273 SH   SOLE   0 0 4,273
NVIDIA CORPORATION COM 67066G104 238 871 SH   SOLE   0 0 871
PACKAGING CORP AMER COM 695156109 31,454 201,487 SH   SOLE   0 0 201,487
PARK NATL CORP COM 700658107 1,215 9,248 SH   SOLE   0 0 9,248
PEPSICO INC COM 713448108 427 2,553 SH   SOLE   0 0 2,553
PFIZER INC COM 717081103 207 3,995 SH   SOLE   0 0 3,995
PROCTER AND GAMBLE CO COM 742718109 2,154 14,096 SH   SOLE   0 0 14,096
QCR HOLDINGS INC COM 74727A104 205 3,614 SH   SOLE   0 0 3,614
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 31,403 413,958 SH   SOLE   0 0 413,958
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,959 117,845 SH   SOLE   0 0 117,845
SCHWAB STRATEGIC TR US TIPS ETF 808524870 257 4,241 SH   SOLE   0 0 4,241
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 914 12,212 SH   SOLE   0 0 12,212
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 18,812 397,213 SH   SOLE   0 0 397,213
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 626 16,489 SH   SOLE   0 0 16,489
SCHWAB STRATEGIC TR US REIT ETF 808524847 310 12,453 SH   SOLE   0 0 12,453
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 447 16,101 SH   SOLE   0 0 16,101
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 69,083 1,293,928 SH   SOLE   0 0 1,293,928
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 33,505 912,444 SH   SOLE   0 0 912,444
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,575 66,380 SH   SOLE   0 0 66,380
SHERWIN WILLIAMS CO COM 824348106 2,031 8,136 SH   SOLE   0 0 8,136
SPDR GOLD TR GOLD SHS 78463V107 1,763 9,757 SH   SOLE   0 0 9,757
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,374 5,257 SH   SOLE   0 0 5,257
STARWOOD PPTY TR INC COM 85571B105 259 10,718 SH   SOLE   0 0 10,718
TESLA INC COM 88160R101 1,966 1,824 SH   SOLE   0 0 1,824
TEXAS INSTRS INC COM 882508104 1,087 5,924 SH   SOLE   0 0 5,924
UNDER ARMOUR INC CL C 904311206 160 10,270 SH   SOLE   0 0 10,270
UNION PAC CORP COM 907818108 249 913 SH   SOLE   0 0 913
UNITED PARCEL SERVICE INC CL B 911312106 224 1,043 SH   SOLE   0 0 1,043
UNITED STS OIL FD LP UNITS 91232N207 240 3,237 SH   SOLE   0 0 3,237
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,337 7,354 SH   SOLE   0 0 7,354
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 686 3,465 SH   SOLE   0 0 3,465
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 693 8,891 SH   SOLE   0 0 8,891
VANGUARD INDEX FDS VALUE ETF 922908744 656 4,436 SH   SOLE   0 0 4,436
VANGUARD INDEX FDS GROWTH ETF 922908736 800 2,782 SH   SOLE   0 0 2,782
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 204 915 SH   SOLE   0 0 915
VANGUARD INDEX FDS TOTAL STK MKT 922908769 862 3,785 SH   SOLE   0 0 3,785
VANGUARD INDEX FDS SM CP VAL ETF 922908611 297 1,687 SH   SOLE   0 0 1,687
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,598 8,667 SH   SOLE   0 0 8,667
VANGUARD INDEX FDS SML CP GRW ETF 922908595 31,108 125,369 SH   SOLE   0 0 125,369
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 213 1,722 SH   SOLE   0 0 1,722
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,140 19,787 SH   SOLE   0 0 19,787
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 532 11,542 SH   SOLE   0 0 11,542
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 336 6,570 SH   SOLE   0 0 6,570
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,331 27,702 SH   SOLE   0 0 27,702
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 505 1,986 SH   SOLE   0 0 1,986
VANGUARD WORLD FDS UTILITIES ETF 92204A876 259 1,603 SH   SOLE   0 0 1,603
VANGUARD WORLD FDS INF TECH ETF 92204A702 216 519 SH   SOLE   0 0 519
VERIZON COMMUNICATIONS INC COM 92343V104 257 5,045 SH   SOLE   0 0 5,045
WALMART INC COM 931142103 1,433 9,624 SH   SOLE   0 0 9,624
WIDEPOINT CORP COMMON 967590209 83 21,962 SH   SOLE   0 0 21,962
WORTHINGTON INDS INC COM 981811102 1,449 28,194 SH   SOLE   0 0 28,194