The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,612 13,150 SH   SOLE   0 0 13,150
ABBOTT LABS COM 002824100 1,365 11,773 SH   SOLE   0 0 11,773
ABBVIE INC COM 00287Y109 770 6,838 SH   SOLE   0 0 6,838
ALPHABET INC CAP STK CL A 02079K305 776 318 SH   SOLE   0 0 318
ALPHABET INC CAP STK CL C 02079K107 363 145 SH   SOLE   0 0 145
ALTRIA GROUP INC COM 02209S103 288 6,044 SH   SOLE   0 0 6,044
AMAZON COM INC COM 023135106 1,041 303 SH   SOLE   0 0 303
AMERICAN AIRLS GROUP INC COM 02376R102 225 10,627 SH   SOLE   0 0 10,627
AMERICAN ELEC PWR CO INC COM 025537101 214 2,532 SH   SOLE   0 0 2,532
AMGEN INC COM 031162100 341 1,400 SH   SOLE   0 0 1,400
APPLE INC COM 037833100 7,582 55,357 SH   SOLE   0 0 55,357
APPLIED MATLS INC COM 038222105 759 5,330 SH   SOLE   0 0 5,330
ARK ETF TR GENOMIC REV ETF 00214Q302 449 4,852 SH   SOLE   0 0 4,852
AT&T INC COM 00206R102 329 11,439 SH   SOLE   0 0 11,439
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 10,987 39,533 SH   SOLE   0 0 39,533
BK OF AMERICA CORP COM 060505104 550 13,334 SH   SOLE   0 0 13,334
BLACKROCK INC COM 09247X101 370 423 SH   SOLE   0 0 423
CATERPILLAR INC COM 149123101 734 3,373 SH   SOLE   0 0 3,373
CF BANKSHARES INC COM 12520L109 204 10,457 SH   SOLE   0 0 10,457
CINCINNATI FINL CORP COM 172062101 589 5,053 SH   SOLE   0 0 5,053
COMCAST CORP NEW CL A 20030N101 342 6,001 SH   SOLE   0 0 6,001
DEERE & CO COM 244199105 378 1,072 SH   SOLE   0 0 1,072
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 220 8,157 SH   SOLE   0 0 8,157
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 260 5,801 SH   SOLE   0 0 5,801
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 444 4,165 SH   SOLE   0 0 4,165
DISNEY WALT CO COM 254687106 962 5,473 SH   SOLE   0 0 5,473
ECOLAB INC COM 278865100 744 3,612 SH   SOLE   0 0 3,612
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 893 84,007 SH   SOLE   0 0 84,007
EXXON MOBIL CORP COM 30231G102 598 9,480 SH   SOLE   0 0 9,480
FACEBOOK INC CL A 30303M102 323 928 SH   SOLE   0 0 928
GREIF INC CL A 397624107 257 4,239 SH   SOLE   0 0 4,239
HOME DEPOT INC COM 437076102 316 990 SH   SOLE   0 0 990
HUNTINGTON BANCSHARES INC COM 446150104 533 37,336 SH   SOLE   0 0 37,336
INSTALLED BLDG PRODS INC COM 45780R101 469 3,829 SH   SOLE   0 0 3,829
INTEL CORP COM 458140100 436 7,770 SH   SOLE   0 0 7,770
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 378 9,865 SH   SOLE   0 0 9,865
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 296 1,848 SH   SOLE   0 0 1,848
INVESCO QQQ TR UNIT SER 1 46090E103 472 1,333 SH   SOLE   0 0 1,333
ISHARES TR CORE DIV GRWTH 46434V621 245 4,870 SH   SOLE   0 0 4,870
ISHARES TR CORE S&P MCP ETF 464287507 33,550 124,848 SH   SOLE   0 0 124,848
ISHARES TR CORE S&P SCP ETF 464287804 22,940 203,043 SH   SOLE   0 0 203,043
ISHARES TR CORE S&P500 ETF 464287200 66,509 154,702 SH   SOLE   0 0 154,702
ISHARES TR CORE US AGGBD ET 464287226 1,029 8,921 SH   SOLE   0 0 8,921
ISHARES TR EAFE SML CP ETF 464288273 458 6,170 SH   SOLE   0 0 6,170
ISHARES TR EAFE VALUE ETF 464288877 26,638 514,650 SH   SOLE   0 0 514,650
ISHARES TR MSCI ACWI EX US 464288240 287 4,989 SH   SOLE   0 0 4,989
ISHARES TR MSCI EAFE ETF 464287465 17,974 227,866 SH   SOLE   0 0 227,866
ISHARES TR MSCI EMG MKT ETF 464287234 1,067 19,350 SH   SOLE   0 0 19,350
ISHARES TR RUS 1000 GRW ETF 464287614 1,521 5,601 SH   SOLE   0 0 5,601
ISHARES TR RUS 1000 VAL ETF 464287598 1,595 10,057 SH   SOLE   0 0 10,057
ISHARES TR RUSSELL 3000 ETF 464287689 424 1,658 SH   SOLE   0 0 1,658
ISHARES TR SELECT DIVID ETF 464287168 512 4,392 SH   SOLE   0 0 4,392
ISHARES TR TIPS BD ETF 464287176 239 1,868 SH   SOLE   0 0 1,868
ISHARES TR U.S. REAL ES ETF 464287739 356 3,490 SH   SOLE   0 0 3,490
ISHARES TR US HLTHCARE ETF 464287762 237 868 SH   SOLE   0 0 868
JOHNSON & JOHNSON COM 478160104 1,072 6,510 SH   SOLE   0 0 6,510
JOHNSON & JOHNSON COM 478160104 32,948 200,000 SH Call SOLE   0 0 200,000
JPMORGAN CHASE & CO COM 46625H100 1,198 7,705 SH   SOLE   0 0 7,705
LANCASTER COLONY CORP COM 513847103 742 3,836 SH   SOLE   0 0 3,836
LILLY ELI & CO COM 532457108 312 1,361 SH   SOLE   0 0 1,361
LOCKHEED MARTIN CORP COM 539830109 271 716 SH   SOLE   0 0 716
MCDONALDS CORP COM 580135101 508 2,199 SH   SOLE   0 0 2,199
MEDTRONIC PLC SHS G5960L103 405 3,262 SH   SOLE   0 0 3,262
MERCK & CO INC COM 58933Y105 461 5,927 SH   SOLE   0 0 5,927
METTLER TOLEDO INTERNATIONAL COM 592688105 1,304 941 SH   SOLE   0 0 941
MICROSOFT CORP COM 594918104 5,855 21,614 SH   SOLE   0 0 21,614
MONDELEZ INTL INC CL A 609207105 274 4,381 SH   SOLE   0 0 4,381
NIKE INC CL B 654106103 738 4,780 SH   SOLE   0 0 4,780
PACKAGING CORP AMER COM 695156109 25,515 188,414 SH   SOLE   0 0 188,414
PARK NATL CORP COM 700658107 1,213 10,334 SH   SOLE   0 0 10,334
PEPSICO INC COM 713448108 382 2,581 SH   SOLE   0 0 2,581
PHILIP MORRIS INTL INC COM 718172109 326 3,294 SH   SOLE   0 0 3,294
PROCTER AND GAMBLE CO COM 742718109 2,421 17,945 SH   SOLE   0 0 17,945
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 504 15,326 SH   SOLE   0 0 15,326
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 31,581 800,521 SH   SOLE   0 0 800,521
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 772 18,557 SH   SOLE   0 0 18,557
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,352 116,341 SH   SOLE   0 0 116,341
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 62,935 603,580 SH   SOLE   0 0 603,580
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 766 5,249 SH   SOLE   0 0 5,249
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,408 32,780 SH   SOLE   0 0 32,780
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 28,641 365,928 SH   SOLE   0 0 365,928
SCHWAB STRATEGIC TR US REIT ETF 808524847 274 5,987 SH   SOLE   0 0 5,987
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 17,838 171,222 SH   SOLE   0 0 171,222
SCHWAB STRATEGIC TR US TIPS ETF 808524870 221 3,540 SH   SOLE   0 0 3,540
SHERWIN WILLIAMS CO COM 824348106 2,269 8,328 SH   SOLE   0 0 8,328
SHOPIFY INC CL A 82509L107 301 206 SH   SOLE   0 0 206
SPDR GOLD TR GOLD SHS 78463V107 1,772 10,697 SH   SOLE   0 0 10,697
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,361 5,516 SH   SOLE   0 0 5,516
STARBUCKS CORP COM 855244109 221 1,981 SH   SOLE   0 0 1,981
STARWOOD PPTY TR INC COM 85571B105 280 10,718 SH   SOLE   0 0 10,718
TESLA INC COM 88160R101 1,232 1,812 SH   SOLE   0 0 1,812
TEXAS INSTRS INC COM 882508104 1,323 6,881 SH   SOLE   0 0 6,881
UNION PAC CORP COM 907818108 332 1,510 SH   SOLE   0 0 1,510
UNITED PARCEL SERVICE INC CL B 911312106 278 1,338 SH   SOLE   0 0 1,338
US BANCORP DEL COM NEW 902973304 303 5,325 SH   SOLE   0 0 5,325
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 805 4,421 SH   SOLE   0 0 4,421
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 554 2,670 SH   SOLE   0 0 2,670
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 720 8,762 SH   SOLE   0 0 8,762
VANGUARD INDEX FDS GROWTH ETF 922908736 529 1,845 SH   SOLE   0 0 1,845
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 216 915 SH   SOLE   0 0 915
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,445 6,213 SH   SOLE   0 0 6,213
VANGUARD INDEX FDS SM CP VAL ETF 922908611 293 1,686 SH   SOLE   0 0 1,686
VANGUARD INDEX FDS SML CP GRW ETF 922908595 35,708 123,219 SH   SOLE   0 0 123,219
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,199 5,382 SH   SOLE   0 0 5,382
VANGUARD INDEX FDS VALUE ETF 922908744 461 3,354 SH   SOLE   0 0 3,354
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,323 20,869 SH   SOLE   0 0 20,869
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 244 4,493 SH   SOLE   0 0 4,493
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 276 2,025 SH   SOLE   0 0 2,025
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 278 5,313 SH   SOLE   0 0 5,313
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 637 12,368 SH   SOLE   0 0 12,368
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 726 2,936 SH   SOLE   0 0 2,936
VANGUARD WORLD FDS UTILITIES ETF 92204A876 296 2,136 SH   SOLE   0 0 2,136
VERIZON COMMUNICATIONS INC COM 92343V104 454 8,106 SH   SOLE   0 0 8,106
WALMART INC COM 931142103 1,481 10,499 SH   SOLE   0 0 10,499
WIDEPOINT CORP COMMON 967590209 170 23,466 SH   SOLE   0 0 23,466
WORTHINGTON INDS INC COM 981811102 1,686 27,563 SH   SOLE   0 0 27,563