The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 341 1,639 SH   SOLE   0 0 1,639
ABBOTT LABS COM 002824100 284 5,847 SH   SOLE   0 0 5,847
ABBVIE INC COM 00287Y109 289 3,980 SH   SOLE   0 0 3,980
ALTRIA GROUP INC COM 02209S103 883 11,863 SH   SOLE   0 0 11,863
AMAZON COM INC COM 023135106 280 289 SH   SOLE   0 0 289
APPLE INC COM 037833100 985 6,841 SH   SOLE   0 0 6,841
AT&T INC COM 00206R102 469 12,422 SH   SOLE   0 0 12,422
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,019 4 SH   SOLE   0 0 4
CHEVRON CORP NEW COM 166764100 203 1,943 SH   SOLE   0 0 1,943
CINCINNATI FINL CORP COM 172062101 454 6,261 SH   SOLE   0 0 6,261
DISNEY WALT CO COM DISNEY 254687106 222 2,094 SH   SOLE   0 0 2,094
EXXON MOBIL CORP COM 30231G102 498 6,163 SH   SOLE   0 0 6,163
FEDEX CORP COM 31428X106 247 1,135 SH   SOLE   0 0 1,135
GENERAL ELECTRIC CO COM 369604103 220 8,137 SH   SOLE   0 0 8,137
HUNTINGTON BANCSHARES INC COM 446150104 138 10,192 SH   SOLE   0 0 10,192
INTERNATIONAL BUSINESS MACHS COM 459200101 238 1,550 SH   SOLE   0 0 1,550
ISHARES TR SELECT DIVID ETF 464287168 1,149 12,463 SH   SOLE   0 0 12,463
ISHARES TR CORE S&P500 ETF 464287200 27,469 112,849 SH   SOLE   0 0 112,849
ISHARES TR CORE US AGGBD ET 464287226 363 3,317 SH   SOLE   0 0 3,317
ISHARES TR MSCI EAFE ETF 464287465 10,695 164,027 SH   SOLE   0 0 164,027
ISHARES TR CORE S&P MCP ETF 464287507 17,067 98,113 SH   SOLE   0 0 98,113
ISHARES TR COHEN&STEER REIT 464287564 444 4,389 SH   SOLE   0 0 4,389
ISHARES TR RUS 1000 GRW ETF 464287614 572 4,806 SH   SOLE   0 0 4,806
ISHARES TR CORE S&P SCP ETF 464287804 12,635 180,219 SH   SOLE   0 0 180,219
ISHARES TR EAFE SML CP ETF 464288273 249 4,300 SH   SOLE   0 0 4,300
JPMORGAN CHASE & CO COM 46625H100 402 4,398 SH   SOLE   0 0 4,398
L BRANDS INC COM 501797104 214 3,979 SH   SOLE   0 0 3,979
LOCKHEED MARTIN CORP COM 539830109 243 876 SH   SOLE   0 0 876
MCDONALDS CORP COM 580135101 239 1,558 SH   SOLE   0 0 1,558
MERCK & CO INC COM 58933Y105 511 7,972 SH   SOLE   0 0 7,972
MICROSOFT CORP COM 594918104 697 10,116 SH   SOLE   0 0 10,116
MONDELEZ INTL INC CL A 609207105 218 5,042 SH   SOLE   0 0 5,042
NIKE INC CL B 654106103 211 3,572 SH   SOLE   0 0 3,572
PEPSICO INC COM 713448108 422 3,650 SH   SOLE   0 0 3,650
PHILIP MORRIS INTL INC COM 718172109 871 7,420 SH   SOLE   0 0 7,420
POWERSHARES ETF TR II EX US SML PORT 73936T771 227 7,277 SH   SOLE   0 0 7,277
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 572 5,531 SH   SOLE   0 0 5,531
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 246 1,784 SH   SOLE   0 0 1,784
PROCTER AND GAMBLE CO COM 742718109 1,036 11,889 SH   SOLE   0 0 11,889
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 18,862 322,653 SH   SOLE   0 0 322,653
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 7,073 146,861 SH   SOLE   0 0 146,861
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,400 100,148 SH   SOLE   0 0 100,148
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 336 13,506 SH   SOLE   0 0 13,506
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,021 283,873 SH   SOLE   0 0 283,873
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,846 54,472 SH   SOLE   0 0 54,472
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,022 30,402 SH   SOLE   0 0 30,402
SPDR S&P 500 ETF TR TR UNIT 78462F103 874 3,614 SH   SOLE   0 0 3,614
TEXAS INSTRS INC COM 882508104 217 2,815 SH   SOLE   0 0 2,815
VANGUARD INDEX FDS SML CP GRW ETF 922908595 16,796 115,251 SH   SOLE   0 0 115,251
VANGUARD INDEX FDS GROWTH ETF 922908736 289 2,275 SH   SOLE   0 0 2,275
VANGUARD INDEX FDS VALUE ETF 922908744 226 2,336 SH   SOLE   0 0 2,336
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 17,948 364,582 SH   SOLE   0 0 364,582
VERIZON COMMUNICATIONS INC COM 92343V104 397 8,885 SH   SOLE   0 0 8,885