The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 273 1,427 SH   SOLE   0 0 1,427
ALTRIA GROUP INC COM 02209S103 530 7,427 SH   SOLE   0 0 7,427
AMAZON COM INC COM 023135106 260 293 SH   SOLE   0 0 293
APPLE INC COM 037833100 1,075 7,486 SH   SOLE   0 0 7,486
AT&T INC COM 00206R102 473 11,391 SH   SOLE   0 0 11,391
BERKSHIRE HATHAWAY INC DEL CL A 084670108 999 4 SH   SOLE   0 0 4
DISNEY WALT CO COM DISNEY 254687106 249 2,196 SH   SOLE   0 0 2,196
GENERAL ELECTRIC CO COM 369604103 231 7,768 SH   SOLE   0 0 7,768
HUNTINGTON BANCSHARES INC COM 446150104 137 10,266 SH   SOLE   0 0 10,266
INTERNATIONAL BUSINESS MACHS COM 459200101 246 1,413 SH   SOLE   0 0 1,413
ISHARES TR SELECT DIVID ETF 464287168 1,135 12,463 SH   SOLE   0 0 12,463
ISHARES TR CORE S&P500 ETF 464287200 26,380 111,180 SH   SOLE   0 0 111,180
ISHARES TR CORE US AGGBD ET 464287226 340 3,137 SH   SOLE   0 0 3,137
ISHARES TR MSCI EAFE ETF 464287465 10,213 163,965 SH   SOLE   0 0 163,965
ISHARES TR CORE S&P MCP ETF 464287507 16,535 96,571 SH   SOLE   0 0 96,571
ISHARES TR COHEN&STEER REIT 464287564 423 4,244 SH   SOLE   0 0 4,244
ISHARES TR RUS 1000 GRW ETF 464287614 547 4,806 SH   SOLE   0 0 4,806
ISHARES TR CORE S&P SCP ETF 464287804 12,491 180,604 SH   SOLE   0 0 180,604
ISHARES TR EAFE SML CP ETF 464288273 226 4,167 SH   SOLE   0 0 4,167
JPMORGAN CHASE & CO COM 46625H100 344 3,919 SH   SOLE   0 0 3,919
LOCKHEED MARTIN CORP COM 539830109 234 876 SH   SOLE   0 0 876
MCDONALDS CORP COM 580135101 202 1,558 SH   SOLE   0 0 1,558
MERCK & CO INC COM 58933Y105 483 7,609 SH   SOLE   0 0 7,609
MICROSOFT CORP COM 594918104 627 9,520 SH   SOLE   0 0 9,520
PEPSICO INC COM 713448108 324 2,898 SH   SOLE   0 0 2,898
PHILIP MORRIS INTL INC COM 718172109 449 3,977 SH   SOLE   0 0 3,977
POWERSHARES ETF TR II EX US SML PORT 73936T771 213 7,277 SH   SOLE   0 0 7,277
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 550 5,370 SH   SOLE   0 0 5,370
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 248 1,870 SH   SOLE   0 0 1,870
PROCTER AND GAMBLE CO COM 742718109 1,044 11,624 SH   SOLE   0 0 11,624
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 17,834 312,540 SH   SOLE   0 0 312,540
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,588 139,201 SH   SOLE   0 0 139,201
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,862 93,070 SH   SOLE   0 0 93,070
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 201 8,374 SH   SOLE   0 0 8,374
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,200 274,540 SH   SOLE   0 0 274,540
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,854 55,102 SH   SOLE   0 0 55,102
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 945 30,159 SH   SOLE   0 0 30,159
SPDR S&P 500 ETF TR TR UNIT 78462F103 875 3,711 SH   SOLE   0 0 3,711
VANGUARD INDEX FDS SML CP GRW ETF 922908595 15,797 112,299 SH   SOLE   0 0 112,299