The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 255 1,427 SH   SOLE   0 0 1,427
ABBVIE INC COM 00287Y109 204 3,262 SH   SOLE   0 0 3,262
ALTRIA GROUP INC COM 02209S103 502 7,422 SH   SOLE   0 0 7,422
APPLE INC COM 037833100 721 6,227 SH   SOLE   0 0 6,227
AT&T INC COM 00206R102 539 12,673 SH   SOLE   0 0 12,673
BERKSHIRE HATHAWAY INC DEL CL A 084670108 976 4 SH   SOLE   0 0 4
DISNEY WALT CO COM DISNEY 254687106 226 2,173 SH   SOLE   0 0 2,173
EXXON MOBIL CORP COM 30231G102 475 5,267 SH   SOLE   0 0 5,267
GENERAL ELECTRIC CO COM 369604103 236 7,483 SH   SOLE   0 0 7,483
HUNTINGTON BANCSHARES INC COM 446150104 151 11,388 SH   SOLE   0 0 11,388
INTERNATIONAL BUSINESS MACHS COM 459200101 235 1,413 SH   SOLE   0 0 1,413
ISHARES TR SELECT DIVID ETF 464287168 1,104 12,463 SH   SOLE   0 0 12,463
ISHARES TR CORE S&P500 ETF 464287200 25,060 111,385 SH   SOLE   0 0 111,385
ISHARES TR CORE US AGGBD ET 464287226 301 2,783 SH   SOLE   0 0 2,783
ISHARES TR MSCI EAFE ETF 464287465 9,378 162,441 SH   SOLE   0 0 162,441
ISHARES TR CORE S&P MCP ETF 464287507 15,936 96,380 SH   SOLE   0 0 96,380
ISHARES TR COHEN&STEER REIT 464287564 418 4,193 SH   SOLE   0 0 4,193
ISHARES TR RUS 1000 GRW ETF 464287614 504 4,806 SH   SOLE   0 0 4,806
ISHARES TR CORE S&P SCP ETF 464287804 12,795 93,040 SH   SOLE   0 0 93,040
JPMORGAN CHASE & CO COM 46625H100 340 3,937 SH   SOLE   0 0 3,937
L BRANDS INC COM 501797104 239 3,623 SH   SOLE   0 0 3,623
LOCKHEED MARTIN CORP COM 539830109 229 917 SH   SOLE   0 0 917
MERCK & CO INC COM 58933Y105 429 7,283 SH   SOLE   0 0 7,283
MICROSOFT CORP COM 594918104 592 9,520 SH   SOLE   0 0 9,520
PEPSICO INC COM 713448108 303 2,897 SH   SOLE   0 0 2,897
PHILIP MORRIS INTL INC COM 718172109 364 3,977 SH   SOLE   0 0 3,977
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 521 5,236 SH   SOLE   0 0 5,236
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 222 1,870 SH   SOLE   0 0 1,870
PPG INDS INC COM 693506107 256 2,703 SH   SOLE   0 0 2,703
PROCTER AND GAMBLE CO COM 742718109 896 10,662 SH   SOLE   0 0 10,662
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 16,216 299,290 SH   SOLE   0 0 299,290
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,007 133,043 SH   SOLE   0 0 133,043
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,705 92,802 SH   SOLE   0 0 92,802
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,285 263,200 SH   SOLE   0 0 263,200
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,706 52,539 SH   SOLE   0 0 52,539
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 820 28,170 SH   SOLE   0 0 28,170
SPDR S&P 500 ETF TR TR UNIT 78462F103 830 3,711 SH   SOLE   0 0 3,711
VANGUARD INDEX FDS SML CP GRW ETF 922908595 14,930 112,141 SH   SOLE   0 0 112,141
VANGUARD INDEX FDS GROWTH ETF 922908736 254 2,275 SH   SOLE   0 0 2,275
VANGUARD INDEX FDS VALUE ETF 922908744 227 2,439 SH   SOLE   0 0 2,439
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 16,543 336,518 SH   SOLE   0 0 336,518
VERIZON COMMUNICATIONS INC COM 92343V104 341 6,383 SH   SOLE   0 0 6,383