The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 251 1,426 SH   SOLE   0 0 1,426
ABBOTT LABS COM 002824100 217 5,130 SH   SOLE   0 0 5,130
ABBVIE INC COM 00287Y109 206 3,262 SH   SOLE   0 0 3,262
ALTRIA GROUP INC COM 02209S103 466 7,366 SH   SOLE   0 0 7,366
APPLE INC COM 037833100 738 6,527 SH   SOLE   0 0 6,527
AT&T INC COM 00206R102 482 11,876 SH   SOLE   0 0 11,876
BERKSHIRE HATHAWAY INC DEL CL A 084670108 865 4 SH   SOLE   0 0 4
BRISTOL MYERS SQUIBB CO COM 110122108 240 4,448 SH   SOLE   0 0 4,448
CENTURY ALUM CO COM 156431108 104 15,000 SH   SOLE   0 0 15,000
DISNEY WALT CO COM DISNEY 254687106 200 2,153 SH   SOLE   0 0 2,153
EXXON MOBIL CORP COM 30231G102 444 5,085 SH   SOLE   0 0 5,085
GENERAL ELECTRIC CO COM 369604103 212 7,158 SH   SOLE   0 0 7,158
HUNTINGTON BANCSHARES INC COM 446150104 108 10,938 SH   SOLE   0 0 10,938
ISHARES TR SELECT DIVID ETF 464287168 1,068 12,463 SH   SOLE   0 0 12,463
ISHARES TR CORE S&P500 ETF 464287200 24,545 112,820 SH   SOLE   0 0 112,820
ISHARES TR CORE US AGGBD ET 464287226 296 2,632 SH   SOLE   0 0 2,632
ISHARES TR MSCI EAFE ETF 464287465 9,739 164,713 SH   SOLE   0 0 164,713
ISHARES TR CORE S&P MCP ETF 464287507 15,326 99,062 SH   SOLE   0 0 99,062
ISHARES TR COHEN&STEER REIT 464287564 440 4,193 SH   SOLE   0 0 4,193
ISHARES TR RUS 1000 GRW ETF 464287614 501 4,806 SH   SOLE   0 0 4,806
ISHARES TR CORE S&P SCP ETF 464287804 12,052 97,075 SH   SOLE   0 0 97,075
JPMORGAN CHASE & CO COM 46625H100 242 3,628 SH   SOLE   0 0 3,628
L BRANDS INC COM 501797104 202 2,855 SH   SOLE   0 0 2,855
LOCKHEED MARTIN CORP COM 539830109 220 917 SH   SOLE   0 0 917
MERCK & CO INC COM 58933Y105 495 7,933 SH   SOLE   0 0 7,933
MICROSOFT CORP COM 594918104 510 8,850 SH   SOLE   0 0 8,850
PEPSICO INC COM 713448108 299 2,747 SH   SOLE   0 0 2,747
PHILIP MORRIS INTL INC COM 718172109 384 3,950 SH   SOLE   0 0 3,950
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 490 5,236 SH   SOLE   0 0 5,236
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 222 1,870 SH   SOLE   0 0 1,870
PPG INDS INC COM 693506107 279 2,703 SH   SOLE   0 0 2,703
PROCTER AND GAMBLE CO COM 742718109 942 10,497 SH   SOLE   0 0 10,497
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 15,028 287,229 SH   SOLE   0 0 287,229
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,567 127,927 SH   SOLE   0 0 127,927
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,185 90,088 SH   SOLE   0 0 90,088
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,209 250,394 SH   SOLE   0 0 250,394
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,820 52,552 SH   SOLE   0 0 52,552
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 855 27,702 SH   SOLE   0 0 27,702
SPDR S&P 500 ETF TR TR UNIT 78462F103 759 3,511 SH   SOLE   0 0 3,511
VANGUARD INDEX FDS SML CP GRW ETF 922908595 15,011 113,908 SH   SOLE   0 0 113,908
VANGUARD INDEX FDS GROWTH ETF 922908736 255 2,275 SH   SOLE   0 0 2,275
VANGUARD INDEX FDS VALUE ETF 922908744 212 2,439 SH   SOLE   0 0 2,439
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 16,552 333,380 SH   SOLE   0 0 333,380
VERIZON COMMUNICATIONS INC COM 92343V104 327 6,297 SH   SOLE   0 0 6,297