The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 232 1,326 SH   SOLE   0 0 1,326
ABBOTT LABS COM 002824100 205 5,207 SH   SOLE   0 0 5,207
ABBVIE INC COM 00287Y109 276 4,466 SH   SOLE   0 0 4,466
APPLE INC COM 037833100 625 6,533 SH   SOLE   0 0 6,533
AT&T INC COM 00206R102 520 12,038 SH   SOLE   0 0 12,038
BERKSHIRE HATHAWAY INC DEL CL A 084670108 868 4 SH   SOLE   0 0 4
BRISTOL MYERS SQUIBB CO COM 110122108 301 4,088 SH   SOLE   0 0 4,088
CINCINNATI FINL CORP COM 172062101 509 6,797 SH   SOLE   0 0 6,797
DISNEY WALT CO COM DISNEY 254687106 219 2,237 SH   SOLE   0 0 2,237
EXXON MOBIL CORP COM 30231G102 496 5,289 SH   SOLE   0 0 5,289
GENERAL ELECTRIC CO COM 369604103 235 7,452 SH   SOLE   0 0 7,452
ISHARES TR SELECT DIVID ETF 464287168 1,063 12,463 SH   SOLE   0 0 12,463
ISHARES TR CORE S&P500 ETF 464287200 24,120 114,584 SH   SOLE   0 0 114,584
ISHARES TR CORE US AGGBD ET 464287226 364 3,235 SH   SOLE   0 0 3,235
ISHARES TR MSCI EAFE ETF 464287465 9,053 162,174 SH   SOLE   0 0 162,174
ISHARES TR CORE S&P MCP ETF 464287507 15,062 100,823 SH   SOLE   0 0 100,823
ISHARES TR COHEN&STEER REIT 464287564 475 4,386 SH   SOLE   0 0 4,386
ISHARES TR RUS 1000 GRW ETF 464287614 487 4,851 SH   SOLE   0 0 4,851
ISHARES TR CORE S&P SCP ETF 464287804 11,621 100,001 SH   SOLE   0 0 100,001
JPMORGAN CHASE & CO COM 46625H100 213 3,420 SH   SOLE   0 0 3,420
LOCKHEED MARTIN CORP COM 539830109 228 917 SH   SOLE   0 0 917
MERCK & CO INC COM 58933Y105 445 7,733 SH   SOLE   0 0 7,733
MICROSOFT CORP COM 594918104 744 14,549 SH   SOLE   0 0 14,549
PEPSICO INC COM 713448108 285 2,687 SH   SOLE   0 0 2,687
PHILIP MORRIS INTL INC COM 718172109 402 3,950 SH   SOLE   0 0 3,950
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 474 5,236 SH   SOLE   0 0 5,236
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 201 1,870 SH   SOLE   0 0 1,870
PPG INDS INC COM 693506107 282 2,703 SH   SOLE   0 0 2,703
PROCTER & GAMBLE CO COM 742718109 876 10,349 SH   SOLE   0 0 10,349
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 13,522 268,831 SH   SOLE   0 0 268,831
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,980 118,542 SH   SOLE   0 0 118,542
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,653 86,122 SH   SOLE   0 0 86,122
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 220 10,319 SH   SOLE   0 0 10,319
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,271 231,316 SH   SOLE   0 0 231,316
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,757 51,318 SH   SOLE   0 0 51,318
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 815 28,304 SH   SOLE   0 0 28,304
SPDR S&P 500 ETF TR TR UNIT 78462F103 790 3,773 SH   SOLE   0 0 3,773
VANGUARD INDEX FDS SML CP GRW ETF 922908595 13,987 112,888 SH   SOLE   0 0 112,888
VANGUARD INDEX FDS GROWTH ETF 922908736 244 2,275 SH   SOLE   0 0 2,275
VANGUARD INDEX FDS VALUE ETF 922908744 207 2,439 SH   SOLE   0 0 2,439
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 15,028 303,716 SH   SOLE   0 0 303,716
VERIZON COMMUNICATIONS INC COM 92343V104 378 6,761 SH   SOLE   0 0 6,761