The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   46,516 468,671 SH   SOLE   0 0 468,671
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   20,369 119,539 SH   SOLE   0 0 119,539
ISHARES CORE S&P 500 ETF ETF 464287200   13,672 28,625 SH   SOLE   0 0 28,625
ISHARES S&P 500 GROWTH ETF ETF 464287309   13,149 175,092 SH   SOLE   0 0 175,092
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF ETF 921946810   12,928 162,939 SH   SOLE   0 0 162,939
SPDR S&P Dividend ETF ETF 78464A763   10,643 85,162 SH   SOLE   0 0 85,162
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND ETF 97717W281   10,238 205,081 SH   SOLE   0 0 205,081
WISDOMTREE US QUALITY DIVIDEND GROWTH FUND ETF 97717X669   10,206 145,223 SH   SOLE   0 0 145,223
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604   9,150 284,436 SH   SOLE   0 0 284,436
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   8,846 116,195 SH   SOLE   0 0 116,195
INVESCO NASDAQ 100 ETF ETF 46138G649   8,519 50,548 SH   SOLE   0 0 50,548
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   7,971 166,406 SH   SOLE   0 0 166,406
ISHARES MSCI EAFE VALUE ETF ETF 464288877   6,111 117,288 SH   SOLE   0 0 117,288
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   5,701 58,861 SH   SOLE   0 0 58,861
INNOVATOR EMERGING MARKETS POWER BUFFER ETF JANUARY ETF 45782C516   4,684 163,361 SH   SOLE   0 0 163,361
FT CBOE VEST U.S. EQUITY BUFFER ETF - JANUARY ETF 33740F623   4,362 109,521 SH   SOLE   0 0 109,521
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332   4,356 79,233 SH   SOLE   0 0 79,233
BONDBLOXX BLOOMBERG SIX MONTH TARGET DURATION US TREASURY ETF ETF 09789C788   4,220 84,060 SH   SOLE   0 0 84,060
VANECK SHORT MUNI ETF ETF 92189F528   4,210 246,337 SH   SOLE   0 0 246,337
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   3,858 33,172 SH   SOLE   0 0 33,172
VANGUARD RUSSELL 2000 ETF ETF 92206C664   3,833 47,264 SH   SOLE   0 0 47,264
VANGUARD SHORT-TERM BOND ETF ETF 921937827   3,765 48,890 SH   SOLE   0 0 48,890
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   3,399 32,541 SH   SOLE   0 0 32,541
ISHARES MORNINGSTAR SMALL CAP VALUE ETF ETF 464288703   3,047 51,460 SH   SOLE   0 0 51,460
AVANTIS U.S. SMALL CAP VALUE ETF ETF 025072877   2,822 31,430 SH   SOLE   0 0 31,430
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201   2,796 33,428 SH   SOLE   0 0 33,428
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   2,634 52,084 SH   SOLE   0 0 52,084
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   2,618 24,145 SH   SOLE   0 0 24,145
FIDELITY TOTAL BOND ETF ETF 316188309   2,535 55,052 SH   SOLE   0 0 55,052
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505   2,433 53,254 SH   SOLE   0 0 53,254
SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622   2,404 25,377 SH   SOLE   0 0 25,377
INVESCO S&P MIDCAP 400 PURE GROWTH ETF ETF 46137V217   2,093 50,732 SH   SOLE   0 0 50,732
VANECK FALLEN ANGEL HIGH YIELD BOND ETF ETF 92189F437   2,004 69,644 SH   SOLE   0 0 69,644
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   1,959 6,462 SH   SOLE   0 0 6,462
WISDOMTREE JAPAN SMALLCAP DIVIDEND FUND ETF 97717W836   1,835 24,496 SH   SOLE   0 0 24,496
ISHARES TIPS BOND ETF ETF 464287176   1,778 16,538 SH   SOLE   0 0 16,538
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440   1,708 17,716 SH   SOLE   0 0 17,716
INVESCO EMERGING MARKETS SOVEREIGN DEBT ETF ETF 46138E784   1,598 77,498 SH   SOLE   0 0 77,498
ISHARES MSCI CHINA ETF ETF 46429B671   1,546 37,960 SH   SOLE   0 0 37,960
ISHARES U.S. TREASURY BOND ETF ETF 46429B267   1,517 65,850 SH   SOLE   0 0 65,850
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747   1,455 14,754 SH   SOLE   0 0 14,754
SPDR GOLD MINISHARES TRUST ETF 98149E303   1,354 33,105 SH   SOLE   0 0 33,105
INVESCO LARGE CAP VALUE ETF ETF 46137V738   1,345 26,498 SH   SOLE   0 0 26,498
ISHARES MSCI INDIA ETF ETF 46429B598   1,302 26,669 SH   SOLE   0 0 26,669
ISHARES GNMA BOND ETF ETF 46429B333   1,270 28,693 SH   SOLE   0 0 28,693
SPDR S&P CHINA ETF ETF 78463X400   1,061 15,577 SH   SOLE   0 0 15,577
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   917 8,211 SH   SOLE   0 0 8,211
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF ETF 72201R866   766 14,514 SH   SOLE   0 0 14,514
ISHARES MSCI EAFE ETF ETF 464287465   615 8,160 SH   SOLE   0 0 8,160
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   607 2,511 SH   SOLE   0 0 2,511
PIMCO ENHANCED SHORT MATURITY ACTIVE ETF ETF 72201R833   404 4,046 SH   SOLE   0 0 4,046
SPDR S&P 500 ETF TRUST ETF 78462F103   376 792 SH   SOLE   0 0 792
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   339 4,137 SH   SOLE   0 0 4,137
WISDOMTREE INTERNATIONAL HEDGED QUALITY DIVIDEND GROWTH FUND ETF 97717X594   331 7,890 SH   SOLE   0 0 7,890
PROSHARES ULTRA QQQ ETF 74347R206   326 4,286 SH   SOLE   0 0 4,286
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   311 3,746 SH   SOLE   0 0 3,746
INVESCO QQQ TRUST SERIES I ETF 46090E103   294 717 SH   SOLE   0 0 717
GOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF ETF 381430529   291 2,913 SH   SOLE   0 0 2,913
VANGUARD SMALL CAP VALUE ETF ETF 922908611   285 1,586 SH   SOLE   0 0 1,586
ISHARES CORE GROWTH ALLOCATION ETF ETF 464289867   283 5,319 SH   SOLE   0 0 5,319
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   280 3,443 SH   SOLE   0 0 3,443
PROSHARES BITCOIN STRATEGY ETF ETF 74347G440   275 13,404 SH   SOLE   0 0 13,404
BONDBLOXX BLOOMBERG ONE YEAR TARGET DURATION US TREASURY ETF ETF 09789C861   259 5,197 SH   SOLE   0 0 5,197
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   252 5,008 SH   SOLE   0 0 5,008
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   249 1,292 SH   SOLE   0 0 1,292
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654   237 4,672 SH   SOLE   0 0 4,672
PROSHARES ULTRAPRO SHORT QQQ ETF 74347G432   202 15,000 SH   SOLE   0 0 15,000