The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE S&P 500 ETF ETF 464287200   18,671 43,478 SH   SOLE   0 0 43,478
ISHARES S&P 500 GROWTH ETF ETF 464287309   13,625 199,138 SH   SOLE   0 0 199,138
SPDR S&P Dividend ETF ETF 78464A763   10,897 94,744 SH   SOLE   0 0 94,744
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   10,030 106,657 SH   SOLE   0 0 106,657
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND ETF 97717W281   9,942 214,919 SH   SOLE   0 0 214,919
WISDOMTREE US QUALITY DIVIDEND GROWTH FUND ETF 97717X669   9,810 154,515 SH   SOLE   0 0 154,515
BONDBLOXX BLOOMBERG SIX MONTH TARGET DURATION US TREASURY ETF ETF 09789C788   9,409 187,173 SH   SOLE   0 0 187,173
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332   9,263 172,944 SH   SOLE   0 0 172,944
INVESCO NASDAQ 100 ETF ETF 46138G649   8,867 60,151 SH   SOLE   0 0 60,151
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   8,614 121,740 SH   SOLE   0 0 121,740
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604   8,114 287,741 SH   SOLE   0 0 287,741
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   7,962 182,107 SH   SOLE   0 0 182,107
ISHARES MSCI EAFE VALUE ETF ETF 464288877   5,974 122,090 SH   SOLE   0 0 122,090
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   5,293 61,330 SH   SOLE   0 0 61,330
VANGUARD SHORT-TERM BOND ETF ETF 921937827   4,852 64,548 SH   SOLE   0 0 64,548
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   4,722 30,390 SH   SOLE   0 0 30,390
VANECK SHORT MUNI ETF ETF 92189F528   4,423 265,025 SH   SOLE   0 0 265,025
FRANKLIN FTSE JAPAN HEDGED ETF ETF 35473P637   4,393 139,060 SH   SOLE   0 0 139,060
FT CBOE VEST U.S. EQUITY BUFFER ETF - JANUARY ETF 33740F623   4,267 116,896 SH   SOLE   0 0 116,896
SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622   3,962 43,829 SH   SOLE   0 0 43,829
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   3,616 34,659 SH   SOLE   0 0 34,659
GOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF ETF 381430529   3,557 35,532 SH   SOLE   0 0 35,532
WISDOMTREE FLOATING RATE TREASURY FUND ETF 97717Y527   3,541 70,372 SH   SOLE   0 0 70,372
VANGUARD RUSSELL 2000 ETF ETF 92206C664   3,527 49,364 SH   SOLE   0 0 49,364
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   3,128 34,242 SH   SOLE   0 0 34,242
ISHARES MORNINGSTAR SMALL CAP VALUE ETF ETF 464288703   2,886 55,731 SH   SOLE   0 0 55,731
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440   2,856 31,182 SH   SOLE   0 0 31,182
FRANKLIN FTSE JAPAN ETF ETF 35473P744   2,787 105,363 SH   SOLE   0 0 105,363
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201   2,705 36,913 SH   SOLE   0 0 36,913
INVESCO EMERGING MARKETS SOVEREIGN DEBT ETF ETF 46138E784   2,679 146,658 SH   SOLE   0 0 146,658
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   2,649 25,830 SH   SOLE   0 0 25,830
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   2,549 53,564 SH   SOLE   0 0 53,564
FIDELITY TOTAL BOND ETF ETF 316188309   2,544 58,409 SH   SOLE   0 0 58,409
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505   2,435 59,455 SH   SOLE   0 0 59,455
INVESCO S&P MIDCAP 400 PURE GROWTH ETF ETF 46137V217   2,220 56,640 SH   SOLE   0 0 56,640
SPDR GOLD MINISHARES TRUST ETF 98149E303   2,065 56,316 SH   SOLE   0 0 56,316
VANECK FALLEN ANGEL HIGH YIELD BOND ETF ETF 92189F437   2,014 74,425 SH   SOLE   0 0 74,425
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   1,762 6,626 SH   SOLE   0 0 6,626
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747   1,457 15,035 SH   SOLE   0 0 15,035
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   1,435 6,700 SH   SOLE   0 0 6,700
INVESCO LARGE CAP VALUE ETF ETF 46137V738   1,283 27,416 SH   SOLE   0 0 27,416
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   962 9,315 SH   SOLE   0 0 9,315
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   901 17,964 SH   SOLE   0 0 17,964
ISHARES CORE GROWTH ALLOCATION ETF ETF 464289867   765 15,488 SH   SOLE   0 0 15,488
ISHARES CORE AGGRESSIVE ALLOCATION ETF ETF 464289859   726 11,435 SH   SOLE   0 0 11,435
ISHARES MSCI EAFE ETF ETF 464287465   588 8,532 SH   SOLE   0 0 8,532
PIMCO ENHANCED SHORT MATURITY ACTIVE ETF ETF 72201R833   422 4,217 SH   SOLE   0 0 4,217
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF ETF 72201R866   420 8,381 SH   SOLE   0 0 8,381
SPDR S&P 500 ETF TRUST ETF 78462F103   415 972 SH   SOLE   0 0 972
WISDOMTREE INTERNATIONAL HEDGED QUALITY DIVIDEND GROWTH FUND ETF 97717X594   306 7,890 SH   SOLE   0 0 7,890
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   272 3,741 SH   SOLE   0 0 3,741
INVESCO QQQ TRUST SERIES I ETF 46090E103   269 751 SH   SOLE   0 0 751
VANGUARD SMALL CAP VALUE ETF ETF 922908611   267 1,675 SH   SOLE   0 0 1,675
ISHARES TIPS BOND ETF ETF 464287176   256 2,469 SH   SOLE   0 0 2,469
PROSHARES ULTRA QQQ ETF 74347R206   254 4,285 SH   SOLE   0 0 4,285
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819   218 3,013 SH   SOLE   0 0 3,013
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   212 2,618 SH   SOLE   0 0 2,618