The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES S&P 500 GROWTH ETF ETF 464287309   25,789 365,913 SH   SOLE   0 0 365,913
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   16,257 352,032 SH   SOLE   0 0 352,032
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND ETF 97717W281   12,928 277,838 SH   SOLE   0 0 277,838
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   11,935 112,517 SH   SOLE   0 0 112,517
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604   11,586 402,434 SH   SOLE   0 0 402,434
SPDR S&P Dividend ETF ETF 78464A763   11,435 93,288 SH   SOLE   0 0 93,288
WISDOMTREE US QUALITY DIVIDEND GROWTH FUND ETF 97717X669   10,898 163,488 SH   SOLE   0 0 163,488
BONDBLOXX BLOOMBERG SIX MONTH TARGET DURATION US TREASURY ETF ETF 09789C788   9,452 188,187 SH   SOLE   0 0 188,187
VANGUARD SHORT-TERM BOND ETF ETF 921937827   6,911 91,446 SH   SOLE   0 0 91,446
ISHARES CORE S&P 500 ETF ETF 464287200   6,821 15,303 SH   SOLE   0 0 15,303
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   6,603 28,742 SH   SOLE   0 0 28,742
SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622   6,204 67,417 SH   SOLE   0 0 67,417
GOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF ETF 381430529   5,975 59,703 SH   SOLE   0 0 59,703
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   5,273 32,461 SH   SOLE   0 0 32,461
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505   4,803 114,218 SH   SOLE   0 0 114,218
VANECK SHORT MUNI ETF ETF 92189F528   4,549 270,199 SH   SOLE   0 0 270,199
INVESCO EMERGING MARKETS SOVEREIGN DEBT ETF ETF 46138E784   4,337 222,503 SH   SOLE   0 0 222,503
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819   3,558 47,297 SH   SOLE   0 0 47,297
WISDOMTREE FLOATING RATE TREASURY FUND ETF 97717Y527   3,557 70,685 SH   SOLE   0 0 70,685
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747   3,114 31,905 SH   SOLE   0 0 31,905
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440   3,026 31,327 SH   SOLE   0 0 31,327
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   3,015 31,198 SH   SOLE   0 0 31,198
ISHARES MORNINGSTAR SMALL CAP VALUE ETF ETF 464288703   3,011 55,746 SH   SOLE   0 0 55,746
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201   2,820 36,643 SH   SOLE   0 0 36,643
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   2,806 26,294 SH   SOLE   0 0 26,294
FRANKLIN FTSE JAPAN HEDGED ETF ETF 35473P637   2,773 90,041 SH   SOLE   0 0 90,041
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   2,228 8,097 SH   SOLE   0 0 8,097
INVESCO S&P MIDCAP 400 PURE GROWTH ETF ETF 46137V217   2,212 11,327 SH   SOLE   0 0 11,327
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   1,390 24,080 SH   SOLE   0 0 24,080
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332   1,378 24,903 SH   SOLE   0 0 24,903
INVESCO DYNAMIC LARGE CAP VALUE ETF ETF 46137V738   1,278 27,416 SH   SOLE   0 0 27,416
PIMCO ENHANCED SHORT MATURITY ACTIVE ETF ETF 72201R833   1,072 10,741 SH   SOLE   0 0 10,741
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   929 12,798 SH   SOLE   0 0 12,798
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   833 8,505 SH   SOLE   0 0 8,505
INVESCO NASDAQ 100 ETF ETF 46138G649   785 5,168 SH   SOLE   0 0 5,168
INVESCO PREFERRED ETF ETF 46138E511   762 67,007 SH   SOLE   0 0 67,007
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   757 15,098 SH   SOLE   0 0 15,098
ISHARES MSCI EAFE ETF ETF 464287465   619 8,532 SH   SOLE   0 0 8,532
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   502 4,569 SH   SOLE   0 0 4,569
SPDR S&P 500 ETF TRUST ETF 78462F103   454 1,025 SH   SOLE   0 0 1,025
ISHARES MSCI EAFE VALUE ETF ETF 464288877   377 7,704 SH   SOLE   0 0 7,704
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   342 3,586 SH   SOLE   0 0 3,586
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   339 4,181 SH   SOLE   0 0 4,181
INVESCO QQQ TRUST ETF 46090E103   331 896 SH   SOLE   0 0 896
WISDOMTREE INTERNATIONAL HEDGED QUALITY DIVIDEND GROWTH FUND ETF 97717X594   317 7,890 SH   SOLE   0 0 7,890
PACER US CASH COWS 100 ETF ETF 69374H881   292 6,104 SH   SOLE   0 0 6,104
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   280 3,736 SH   SOLE   0 0 3,736
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF ETF 72201R866   279 5,390 SH   SOLE   0 0 5,390
VANGUARD SMALL CAP VALUE ETF ETF 922908611   278 1,678 SH   SOLE   0 0 1,678
PROSHARES ULTRA QQQ ETF 74347R206   276 4,285 SH   SOLE   0 0 4,285
ISHARES TIPS BOND ETF ETF 464287176   272 2,526 SH   SOLE   0 0 2,526
FIDELITY TOTAL BOND ETF ETF 316188309   237 5,225 SH   SOLE   0 0 5,225
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   229 1,317 SH   SOLE   0 0 1,317
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   212 2,618 SH   SOLE   0 0 2,618
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   208 4,214 SH   SOLE   0 0 4,214